Ihlelo e Belarus. Yintoni eza kwenzeka emva ihlelo e Belarus

Ekuqaleni Novemba 2015 uMongameli weRiphabliki Belarus wasayina uMthetho kwi ihlelo hlobo esemthethweni ngehlobo lowe-2016. Nakule yonke le engange ihlelo Belarus yaba inkulu, yaye iindaba utshintsho lwemali - omnye Osenyangweni-profile kwiminyaka yakutshanje. Leyo eyakhokelela ekubeni ukwehla imali Belarusian nokuba uya kuba emva ihlelo?

Yintoni ihlelo , yaye kutheni luyimfuneko

Ihlelo ebizwa inkqubo yezoqoqosho ukuba yenziwa ukutshintsha ixabiso eliphambili lwemali yesizwe ukuze ukuzinzisa kwemali emva emali kunye lula izibalo.

Yintoni eza kwenzeka emva ihlelo e Belarus? Ngexesha inkqubo, wenza utshintshiselwano engamaphepha ezindala ezintsha, ngokuqhelekileyo ngeendleko (ukulinganisa), kodwa amandla yokuthenga efanayo. Ihlelo ubonelela nokurhoxa kancinane ukusuka Ukubolekisa emali endala. Ukuba oku kwenzeka emva kweeveki ezimbalwa, sesona balahla ayizizo zonke ubonelelo imali, nto leyo ebangela iingxaki ezongezelelweyo kunye nokungakwazi elandelayo ukutshintshiselana lwemali nelahleko ngemali. Ukuba, ke, ukuba iqalise le nkqubo ukubekela bucala iminyaka embalwa, xa amatyala ziye belingana kunye ezintsha, kwaye lwemali ukuba ngokukhululekileyo zaba imali imodeli entsha, le nkqubo nokuba kancinci, kodwa kakuhle ngakumbi yaye ngokuthe ngcembe.

Xa ihlelo ziguqulelwa umvuzo, iirhafu, iindleko ukutya kunye neenkonzo, zokufunda, inkamnkam kunye nezinye iintlawulo zentlalo. Urhulumente kokuba ukuphelisa unikezelo imali agqithisileyo, ekuvumela ukuba:

• ukunciphisa ngakumbi ixabiso yokuvelisa amanqaku amatsha ngakumbi nangakumbi ixabiso ubuso;
• lula zonke izibalo: iindleko ngemihla zasekhaya kwaye ingeniso yenyanga abemi, kunye noqikelelo kumgangatho wesizwe okanye wamazwe ngamazwe;
• zibonisa ingeniso efihlwe labemi, ukuze baphephe ilahleko yemali, ukwabelana yonke imali kunye nemali non-cash zidluliselwa kwi imali;
• ukuqinisa lwemali kazwelonke ngokunxulumene kumanqaku yebhanki amazwe angaphandle.

Ihlelo ngokuqhelekileyo luqhutywa emva emali. Kwezinye iimeko, le nkqubo iyakwazi ukuba angcangcazelise uzinzo kwezoqoqosho kwaye nefuthe elibi nezengqondo yabemi. Ukongeza, ngexesha ihlelo "ayikho ngobungqina 'okuthenga ehlupheka ngamandla.

Ngamagama alula bobuhlelo

Yintoni na? Ngamafutshane, ihlelo kulo naliphi na ilizwe (kuquka ihlelo Belarus) - yinkqubo xa lwemali "ususe inani Amaqanda", kuxhomekeke kubungakanani emali odlulileyo, oko kukuthi esibukhali kwaye olubonakalayo uphelelo imali.

Yintoni eya kwenzeka amaxabiso neerhafu? Ngokuphathelele ne onke amaxabiso kunye neenkqubo nentlawulo (irhafu emvuzweni, iinzuzo zentlalo, zokufunda) ziguqulelwa ukuya lwemali entsha ingatshintshanga.

Kutheni ihlelo? Inkqubo lula izibalo, ukuba kunyuswe izinga lwemali kazwelonke kwaye kwithuba elide ukunciphisa inkcitho karhulumente ukuze kukhululwe onke amatyala kunye amanqaku aphezulu.

Izizathu ihlelo e Belarus

Ihlelo e Belarus yenziwa ngenxa emali. Ilizwe Kukho into uphelelo lwemali kazwelonke ukususela ngexesha geqe. Ukususela 1992 ukuya ku-2012 icandelo wolawulo iye ixabiso ngo-237 500 000 (!) Times, oko phantse 12 lezigidi zeetoni ekhulwini ngonyaka. Kodwa emali e Belarus asiyo "isitali": i enkulu ipesenti kuwa kule minyaka 1990, kwaye 2000, ukunyuka kwamaxabiso singaba ngaphezu kwamashumi amahlanu ekhulwini ngonyaka. Thelekisa, kumgangatho eqhelekileyo kwamaxabiso kucingelwa ukuba ixabiso 3-5% ngonyaka ngamnye.

Lidla imeko engaqhelekanga kukhokelele ekubeni wonke ummi yokuqala Belarus nga abheke ngokwakhe ngusozigidi. Enye ijini umgangatho, umzekelo, zibiza imali engange ngaphezu kancinane ngaphezu kwesigidi, ngelixa kumvuzo avareji ugqirha ngenyanga yaba kwezigidi ezithandathu.

Uya kuba yintoni na ihlelo lenkonzo Belarus

Ihlelo 1994 wenza kube lula ukususa ukusuka lwemali kazwelonke enye kuphela zero ngokunxulumene kumanqaku yebhanki ngo-1993. Ngowe-2000, amawaka omnye engange zaba engange enye, kwaye ngo-2016 i-ratio exchange kuya kufikelela ku-1 ukuya 10,000.

Imeko efanayo wathatha indawo enye kuphela republic womanyano. Ngoko ke, ngo-1995, Georgia kuye kwanciphisa ixabiso lwemali kazwelonke amaxesha aliwaka, kodwa ke kude Belarus, apho nebhanki amanqaku ngowe-1993 yaba amaxesha 100 million lulwahlulo engange ngo-2016.

Yintoni eza kwenzeka emva ihlelo ngo-2016? Ihlelo engange e Belarus ngo-2016 ucebisa ukuba 'ukunciphisa inani zero "kwi imali ngu 4. Ngoko ke, ukuba kukho into ethile eneriseka ngaphambi kwe engange-1 000 000, ngoku ixabiso layo ngu 100.

Imihla iinkqubo zoqoqosho

Ihlelo imali e Belarus iza kubanjwa phambi kokuphela kuka 2021. Le nkqubo iqale nge kaJulayi 1, 2016 kwaye ibandakanya ezi zigaba zilandelayo:

• kwi 31.12.2016, ukutshintshiselana lemali eyenziwa ngaphandle izithintelo zohlobo endala kunye omtsha ikharensi ejikelezayo ngokunxuseneyo;
• kwi 31.12.2019, ukutshintshiselana kunokwenzeka iibhanki kunye nemibutho engekho-mali;
• nge 31/12/2021, ukutshintshiselana yamaphepha ezindala entsha kuphela kwi-National Bank.

Kude ekupheleni konyaka yangoku (2016) kwi abathengisi ngexesha elinye kufuneka ukubonisa amaxabiso ezimbini: iindleko kweempahla kunye neenkonzo phambi nasemva ihlelo.

Uya kuba yintoni na amanqaku amatsha

Nganye yase entsha iya kunikezelwa omnye kwimimandla emithandathu yeli lizwe kunye ingqukuva. zendawo umfanekiso ezisetyenziswa kuphuhliso loyilo. Kwakhona walungisa amahlelo lwemali ezisibhozo. Imali entsha, ngenxa Isiqinisekiso uMongameli weRiphabliki Belarus, "into efana euro."

Nditsho National Bank idilesi esemthethweni wabonisa ukuba ityala elitsha ngandlel engaqhelekanga ( "ezinye iimpawu ezizodwa"). Okokuqala, kwityala pyatidesyatirublevoy kuya kuba yimpazamo upelo, yaye okwesibini, intloko National Bank phezu yamaphepha ezintsha ziya kudweliswa P. Prokopovich, asebelahlekene ubamba kwesi sikhundla. Oku kuphazamiseka ngenxa yokuba yamalungiselelo mvaba enkulu abasakhasayo Belarus yaqala ngo-2008, xa bobabini njengenxenye yeengcacisawana eziprintiweyo, kodwa ingxaki zemali ehlabathini jikelele kuthintele ukuqonda izicwangciso zethu. Ukususela ngoko, eli lizwe ukuba baphumeze yotshintsho kwesikhundla solwimi kwaye utshintshe intloko National Bank.

Ikhosi imali Belarusian ngokunxulumene nezinye iimali

Yintoni eza kwenzeka emva ihlelo e Belarus ngokunxulumene nezinye iimali? Inxalenye converter online ngalo mzuzu iqwalasela ikhondo ukuba ihlelo, ngoxa abanye baye "wakhiwe".

Ukuza kuthi ga ngoku, enye imali engange kubalulekile 33 okanye 13 hryvnia Russian. Enye dollar emva ihlelo e Belarus ixabisa ngaphantsi kancinane engange ezimbini kanye euro enye - kancinci.