Ukufumana Apho abatyali, yaye njani? ukufumana Apho-mali ukuze ishishini elincinane, kukho lesiqalo lwe le projekthi?

Running ishishini kudla kufuna ukutsala utyalo-mali olubalulekileyo. I-capital esihambelanayo banokudlala indima egwebayo ekurhoxisweni kwangethuba imarike kwisiqalo ethembisayo, ukuphucula ukuqondwa yayo ceke, ukwandisa yindawo elikuyo, le yotshintsho kwimveliso. Apho kunokwenzeka ukufumana i zimali? Indlela ukwakha nobuhlobo kunye naye?

Ngayiphi injongo ufuna-mali?

Ngaphambi esazibuza apho ukufumana abatyali, kuyimfuneko ukumisela umyalelo, enyanisweni, kuba yintoni injongo ofuna ukucinga amahlakani. Ngokuqhelekileyo, le ngxaki iya kusonjululwa ngumnini weshishini. Ukukhuthaza zimali kufuneka bubukho isixa elingonelanga mali ekulahlweni yobuqu ukuze aqonde ngokupheleleyo iprojekthi ishishini. Inzala ekunikeni inkxaso-mali oluyimfuneko angaba, umtyali - ukuzuza emva koko ekukhuleni ingeniso yenkampani.

Ziziphi indlela yokwakha ubudlelane kunye mali?

Kwakhona, ngaphambi kokuba uqale ukucinga apho ukufumana abatyali, usomashishini osakhasayo kufuneka isigqibo kubudlelwane yokwakha efunekayo kunye namalungiselelo neqabane. Abo kungaba ezininzi.

Okokuqala, ubudlelwane usomashishini kunye neqabane okulungeleyo ukubonelela ngemali, inokuba utyalo-mali ngqo. Le ndlela iquka ubonelelo-mali nkampani kutshintshiselwano ukuba iqabane inxaxheba kulawulo ngqo lombutho, le nkcazo-qhinga soshishino.

Okwesibini, ngezimali nga inxaxheba phantsi kwemiqathango investment portfolio. Le ndlela ibonisa ukuba iqabane, imali kuphuhliso loshishino, ngelixa yokufumana nenxaxheba kwilifa nkampani. Kwimeko yokuqala, inzuzo mali - ukuba bathathe inxaxheba kulawulo engase inkampani enkulu-abasakhasayo ube lilungu owaziwayo phakathi koluntu loshishino. Xa iqabane yesibini kwimeko lokukhula inkampani, iyakwazi kukwandisa kakhulu ikomkhulu labo.

Yintoni zimali

Enye iinkcukacha ukuba kuyimfuneko ukufunda usomashishini osakhasayo, phambi kokuba kuqwalaselwe umba nalapho ukufumana kubatyali - ingqalelo nkcukacha zamaqabane abazimisele ukutyala kwamanye amashishini. Izifundo eziyifaneleyo amaqela asemthethweni afanelekileyo, angamelwa: abantu, imibutho. Bobabini, yena, zihlelwa abatyali efunisela kwaye ezo abazimisele ukutyala kwiiprojekthi esisiseko. Bezimali kwakhona ibe Russian angaphandle.

Omnye umbandela ukuhlelwa abadlali inxaxheba kubudlelwane ngokwasemthethweni ishishini mali - ngesidanga ukubandakanyeka karhulumente. Kukho ii-arhente zikarhulumente - uninzi lwemali olunikwa uncedo Business ekukhuliseni mali okanye ukunikezela ngazo. Kukho inkampani yabucala ngokupheleleyo.

crowdfunding

Kukho uhlobo eyodwa zomthetho nezobudlelwane kwicandelo lotyalo-mali - crowdfunding. Eli gama elivumelana indlela afumane imali zoshishino evela kwinani elikhulu labantu - amaqela ngamnye okanye ezentlalo ezimele uluntu ngokubanzi. Njengomgaqo, abatyali lokunika imali koosomashishini ngaphakathi crowdfunding, musa ukubeka kubo tihlamuleri endaweni kuba nesabelo ishishini okanye ukuthatha inxaxheba kulawulo nkampani. Olu phawu imisela ukuthandwa ukwanda kobudlelwane efanelekileyo. oosomashishini abaninzi, ukucinga malunga nalapho ukufumana abatyali, ikakhulu ngokukodwa crowdfunding.

Yintoni umdla abatyali-mali?

Ngoku makhe siqwalasele inani kujonge izinto eziluncedo okuluphawu ubudlelwane phakathi koosomashishini kunye namahlakani ngokwemiqathango yoshishino. Ngoko ke ngaphambi kokuba ucinga apho ukufumana umtyali-mali le projekthi, kufuneka sinikele ingqalelo umba nomtsalane zeprojekthi zoshishino - ezo zalathisi apho iqabane ezinokubakho uya kukhangela xa isigqibo malunga notyalo-mali kule nkampani. Yiphi na?

Okokuqala, iyafumaneka umthamo owaneleyo njengoko emarikeni kwentengiso yeempahla kunye neenkonzo ukuba nka-. Isalathisi yesibini - le Dynamics shishino. Abatyali zinomdla yokuba imveliso athengiswe yinkampani, waba ezifunwayo kwimarike ixesha elide. Ukuba Dynamics koshishino esebenza kuwo, inkampani liphezulu ngokwaneleyo, iqabane kufuneka aqinisekise ukuba umnini uya kuba nako ukuqinisekisa ukukhululwa kwangethuba iimpahla ezo ngaphantsi imveliso kweenkampani ezikhuphisanayo.

Enyanisweni, umgangatho wokhuphiswano - nayo kungasisalathisi esibalulekileyo kubatyali-mali. Kusenokuba Kukhethwa ukuba phezulu, kunye nezinye iqabane ethile - phantsi. Kwimeko yokuqala, umtyali-mali kunye usomashishini Ungathatha ingqalelo lobukho kwemfuno ngokwaneleyo likriwa impahla eyenziweyo nokumelana okhuphisana ngeendleko esemgangathweni ophezulu okanye amaxabiso asezantsi kweemveliso ezinikwe emarikeni. ukhuphiswano ephantsi enomtsalane ukusuka kwindawo Ngenxa nenzuzo yenkampani. Kakade ke, ngaphandle ukuba kuya kuba imfuno yempahla eziveliswa yinkampani.

Enye kwingongoma ebalulekileyo ukwenziwa kwesigqibo omhle yi-mali malunga ngemali le projekthi - semthethweni yesicwangciso soshishino. Imarike nga kwiimeko kakhulu, inqanaba elilelona saphawula yemfuno kunye nokhuphiswano Vuka, kodwa ukuba umqeshi akaboneleli isicwangciso phantsi apho inkampani baya kuzuza mpela kwezi iingenelo, umtyali esinokonakalisa amathuba zemali yenkampani.

Umba elilandelayo ukwamkelwa neqabane kwesigqibo entle projekthi - iqela isakhono, enqamleza umnikazi ishishini. Okanye kwakhe. Isimo kwimarike ingaba best business plan - kunatywa ngokweenkcukacha, kodwa ukuphunyezwa ngeke kwelona nqanaba liphezulu ngenxa yokuba kuya kwenziwa ngabantu bangaqeqeshwanga.

Zizo ezi zinto ephambili ukuba umrhwebi kufuneka ingqalelo phambi kokuba sicinga apho ukufumana umtyali-mali ukulungiselela le projekthi. Ukuba ingasombululwa ngempumelelo lo msebenzi, uyakwazi ukuqhubeka ukuya ingqalelo iinjini ezithile iqabane search. ukufumana Apho-mali ukuze koneshologu sesiqalo okanye amashishini amakhulu eRashiya?

Indlela ukufumana mali ukuze kuqaliso?

Siqala kunye khangela amahlakani ukuba nkcukacha ze ngunozala a kuqaliso. Eyona Ixabiso lohlobo olufanelekileyo lweshishini - umbono kuthenjiswa. Ngokuqhelekileyo, luphawulwa ngokuphuma, dissimilarity kunye ezininzi nezinye izinto. Enye yokuhlola ebalulekileyo lokuhlola amathuba isiqalo - ukunqongophala amashishini yokusebenza abangakwaziyo olungqamelanayo kwi lonke eli lizwe okanye ummandla othile.

Kuyenzeka ukuba umrhwebi lowo elisombulula ingxaki apho ukufumana mali e Moscow, wagqiba kunjalo ukutshintshela nayiphi na kwiimarike kwimimandla Russia, njengoko kwikomkhulu Russian sele ukukhokela imisebenzi okhuphisana. Nangona amashishini ezifanayo kwimimandla abayi kakhulu ziphuhliswe okanye nabangekhoyo ngokupheleleyo njengezifundo yemisebenzi yoqoqosho.

Ngaphezu, siye saxubusha iindlela ezisisiseko zokutsala imali. Ukuba kukho umbuzo malunga nalapho ukufumana mali ngenxa siqalo, iisekethe kangangoko kulo mzekelo zezi: ukubandakanyeka lotyalo-mali, crowdfunding. Inzuzo zombini iindlela - ingozi enkulu ukuba ngumrhwebi. Nangona kunjalo, kwimeko venture Iiprojekthi umnini ishishini kwiimeko ezininzi ukuba kunikwe isabelo ilifa yenkampani - imali le Uhlobo zicalulwa njenge investment portfolio. Noko ke, kule imeko, iqabane luba kwengqumbo kweendleko ezifunekayo ukuphumeza le projekthi. Crowdfunding eziluncedo nazo kuyabonakala - kukukwazi ukutsala isixa esikhulu kwemali kungekho ezininzi izibophelelo kubatyali-mali.

ndokufunela phi-mali okulungeleyo ukutyala ekuqaleni-ups njengenxenye yenkqubo elithile?

Ukuba sithetha iiprojekthi mali, kukho inani elikhulu mali ezizodwa ukuba athathe inxaxheba ubudlelwane zasemthethweni ezifanelekileyo kunokudenda. Bona kwi Russian Federation aphesheya, amelwe amaqumrhu omabini karhulumente kunye nawabucala. Maxa wambi ngokwaneleyo nje ukufumana indawo efanelekileyo kuwe projekthi noma leyo mali mali, uze ubone izindululo-mveliso kwi amathuba ngentsebenziswano nemibutho yabucala.

Indlela yokufumana abatyali-mali, yaye apho wafumanisa ukuba, xa kuziwa crowdfunding? Le fomati esemthethweni phantse ngokupheleleyo intanethi. Kukho inani elikhulu - - zombini Russian angaphandle namaqonga kraudfandingovyh. Ukusebenzisa kwabo elula ngokwaneleyo, kodwa kubalulekile ukwenza inkcazo abanobuchule yeprojekthi ishishini, ukuxelela iimali malunga nenzuzo yayo.

Indlela ukukhangela-mali ukuze ishishini elincinci?

Ngoku Cinga apho ukufumana mali ukuze ishishini elincinane. Ifomathi nkampani kubonisa ukuba inkampani - kungekhona siqalo, kodwa kakade, ukuba isantya ngaphezulu okanye ngaphantsi eyamkelekileyo zamashishini. Investments kulo mzekelo bafuna ukwandisa okanye wethu imveliso, iphulo lokwazisa elikhulu-scale ukwandisa ulwazi uphawu kulo mmandla, eli lizwe okanye kwamanye amazwe. Njengomgaqo, amashishini ezincinane imali inxaxheba abatyali zimali ukujolisa ekwakheni ubambiswano esisiseko kunye mveliso zabucala.

Utyalo-capital Venture ukuvumela isimo apho iqabane akayi kuba nako ukubuyela utyalo zabo kuba ishishini kuya kuba azincedi lutho kuyo umgaqo. Ngenxa yoko, intsebenziswano esisiseko kuthetha ukuba umtyali-mali kuya kuba nako ubuncinane ukuqinisekisa zero imbuyekezo yotyalo zabo, kwaye kwixesha elizayo - ukwandisa kakhulu eyinkunzi ngokuxhaphaza lokukhula lweshishini.

ukufumana Apho-mali ukuze ishishini elincinci? iingxaki ezinjalo ngokuqhelekileyo isonjululwe ngethuba leentlanganiso zobuqu phakathi oosomashishini kunye namaqabane onethuba abakulungeleyo ukutyala imali kuphuhliso nkampani. Bangakwazi kuqhutyelwa sikhokelo iziganeko ezizodwa - iinkomfa zoshishino, Ezingxoxo kunye neentetho. Kunokwenzeka unxibelelwano phakathi koosomashishini kunye nabatyali-mali, kwaye xa udibana, ezifana corporate iqela ukuba baye bacelwa khona. Olu tyalo-mali esisiseko - uhlobo eliqhelekileyo lomsebenzi kwimeko-asethi zemali. Ulwazi malunga ngazo kwakhona inokufumaneka iinjini zokuphendla.

Indlela ukufumana umtyali-mali ukuze medium kumashishini amakhulu?

ndokufunela phi umtyali-mali ukwenzela ushishino, nto leyo ishishini medium okanye elikhulu? Kuyaphawuleka ukuba omkhulu-isikali eyayibanjwe niqinile, nangona ezithathwa amashishini aphakathi-ertyisi nje, njengokuba umthetho, kukodwa mali ekujoliswe elinqwenelekayo kube imali onamava, njengoko inzuzo ngoku weshishini. Ngoko ke, kunokwenzeka ukuba sijonge ukuba iqabane ukulungele ukutyala imali kwi nkampani, akuvumelekanga ukuba, ukuba liyazifezekisa iinqobo yeshishini enkulu.

Noko ke, ukuze kulunge afanelekileyo omnye umbuzo - apho ukufumana mali labucala, apho wayeza kuba liqabane ethembekileyo, ukulungele ekwakheni kwingxoxo eyakhayo kuphuhliso loshishino. Imvume pha kulo, njengoko umthetho, iindlela ezingezo-wonke - nge unxibelelwano kunye bezimali ezinkulu ngemigudu zabucala. Kodwa kwezinye iimeko, eneneni ukufumana-mali, kwaye kwiziganeko ezinkulu, ingakumbi xa kuziwa, umzekelo, imiboniso ngamazwe. Amathuba wokwakha ubudlelwane kunye namahlakani kwiinkalo ezininzi zixhomekeke kwicandelo loshishino.

Ngenxa yoko, isicombululo umbuzo othi "apho ukufumana umtyali-mali kulwakhiwo" zinokwahluka eziphathekayo ukusuka imisebenzi efana ekufumaneni neqabane kwi kwizifundo zobuxhakaxhaka bolwazi. zoshishino Ukwakhiwa IT - kwisigaba kunye nenzuzo kunye nophuhliso ezahlukeneyo namandla. Ngamnye kubo kufuna ubuchule ezithile mali ekuvavanyeni amathuba imali kwinkampani ethile. Kodwa ke, kukho bezimali, ngokulinganayo wayezazi kakuhle ukwakha kunye nobuchwepheshe bolwazi. Ngenxa yoko, indlela yokutyala yokukhangela ixhomekeke kakhulu abasakhasayo yenkampani, kwakunye kumacandelo ezoqoqosho esebenza kuwo. ezinye izicwangciso - nye indlela, kwaye kumashishini amancinci, aphakathi kunye neenkampani ezinkulu ziya kuba nokwenzeka kakhulu zokuqala.

Iza kuba luncedo ukuqwalasela iqela lezindululo loosomashishini abaye bagqiba ukufumana-mali, kunye ukuseka ubudlelwane bokuthembana nabo. Siza kufunda ubuchule ingachazwa nje jikelele, ngokwaneleyo ofanelekileyo amashishini nayiphi ubukhulu - zokuqala, elincinane, eliphakathi okanye inkampani enkulu.

Indlela yokufumana umtyali-mali kunye ukuseka ubudlelwane kunye nazo: izincomo

Eneneni, ukufuna-mali ukuphumeza luncedo kwi okungqongileyo zentlalo abantu abanxibelelana, inxaxheba kwimisebenzi kufutshane profile inkampani. ukufumana Apho mali yabucala kulwakhiwo - ayongxaki, kusenokuba nzima kakhulu ukuseka intsebenziswano kunye nomntu ukuze ibe nomdla kwiintengiso. utyalo-mali ngempumelelo - oku becala ngenxa nobuchule ophezulu, kusoloko kufikelelwa phakathi zobungcali emxinwa ye wezimali.

Iingcali endle lotyalo-mali iingcebiso nabanini zamashishini kwindawo yokuqala ukuxelela amaqabane ezinokuba ngento eminye imithombo yenkxaso-mali ezakusetyenziswa, kwaye yintoni eyona nokufumaneka kwabo. Le ndlela iza kwenza le mali ukuqonda indima yabo kubudlelwane kunye neshishini nokuvavanya ukulungela yayo ukuze bayenze. Ngoko ke, ukuba siqinise usebenzisa imali-mboleko, umnini wayo ukwenza kucace ukuba iqabane ukuba angathembela isabelo elincinci yeshishini kunokuba ukuba umtyali-mali sele waxhasa lo msebenzi ngokobuqu.

Enye caveat ebalulekileyo - i-thethana nabathengisi-zincwadi utshintsho ekuqaleni zivumelwano. Kusenokwenzeka ukuba le projekthi kule khosi yophuhliso iya kuqalisa ukubonisa ngaphezulu okanye nenzuzo ngaphantsi (okanye Dynamics imbuyekezo yotyalo) kunokuba umnini weshishini kulindeleke okanye yabatyali-zimali, kwaye ke ezo kusenokuba bhetele ukutshintsha umyalelo nxaxheba lwabo kule nkampani.

Umrhwebi kufuneka kuxoxwe ukuphendula lakho neqabane imisebenzi zoshishino ezahlukeneyo, isakhiwo sayo. Ezinye abatyali zifuna ebhala kuphela amaxwebhu elongamayo uhlobo olufanelekileyo, abanye bakhetha ukuvelisa ingxelo nolawulo. Ezi bokuqonda luncedo ukucacisa kumanqanaba zokuqala yentsebenziswano.

Kubalulekile, ke ngoko, hayi kuphela apho ukufumana abatyali zoshishino, kodwa yokuseka naye intsebenziswano ixesha elide. Inqanaba eliphezulu lobuchule yoshishino isoloko malunga noku. Ngoko ke, ukwakha intsebenziswano esebenzayo nalo nabatyalimali abanomdla. Kufuneka ube uyakwazi ukuphulaphula yaye athathele ingqalelo umdla ngayo kubo.

isishwankathelo

Ngenxa yoko, siye sahlolisisa umbuzo apho ukufumana mali labucala lokwenene. Isisombululo sayo nempumelelo ixhomekeke imihlaba umsebenzi lenkampani, ubungakanani bayo, inqanaba lobuchule abarhwebi kunye neengcali, leyo etsala. Indima ebalulekileyo edlalwa neminye imimiselo nemiqathango imali ngokuqinileyo, kwakunye ukuzimisela umnini, ukuba kuyimfuneko, ukuze bahlole inkqubela eyenziweyo malunga nesivumelwano mali lokwakha intsebenziswano ixesha elide.