Inombolo yekhadi esiphezu ikhadi yeplastiki?

Namhlanje, credit cards luba sisixhobo aziqhelileyo ebalelwe ngamnye kuthi. Isikhwama nawuphi na umntu namhlanje Ungafumana iperi amakhadi ebhanki, nto leyo yenza imisebenzi eyahlukeneyo. Ukongeza, ukuba babe eziliqela parameters ezisetyenziselwa ukuba enze intlawulo ekhuselekileyo. Ngenye yezi ndlela, siza kuthetha - oku inombolo yekhadi. Uphi na olu lwazi kunye nendlela ningawufumana khona phezu naluphi na uhlobo ikhadi sentlawulo, siya ukuchaza kweli nqaku. Kwakhona ukuthetha malunga nokhuseleko izibalo.

Yintoni inombolo yekhadi?

Ngenxa yoko, i-unique inombolo yesazisi ye indlela yokwenza intlawulo amakhadi ebhanki, iqulathe (ngamanye amaxesha 18) amanani 16. Ukuba ukhangela kule inombolo yekhadi (apho oko kukuthi - uthethe ngayo kamva), iiphatheni kumanani, apho yena, uya kubona. Kungenzeka, nina zibonakala ukuba eli nani random ngokupheleleyo. Kodwa akunjalo.

Enyanisweni, amanani ikhadi enziwa amanani enengqondo kakhulu, ngendlela conditioner. Ngokukodwa, i-6 abalinganiswa yokuqala - inkqubo yentlawulo a (Visa, MasterCard), nto leyo esebenza kukusebenza kwimaphu; kwakunye ikhowudi ngaseludinini ekhuphe yenethiwekhi zeplastiki. Ngoko ke, ukwazi ezi amanani, ungafumana ulwazi malunga ebhankini ukukhupha kunye nenkqubo ikhadi processing.

Ngaphezu koko, enyanisweni, la amanani eziqala ngendlela apha eya kwenza kube yodwa. Nangona, ukuba ukhangela ezimbini kunye ekhuphe ikhadi, ungabona ukuba iinombolo zabo - yaye ezikufutshane ukuze.

Apho ezicacisiweyo inombolo yekhadi letyala?

Ngoko ke Usifumana njani into inombolo yekhadi lakho ukuba ibekwe phi ukufumana njani? Siya ndithi kweli candelo. Ngoko ke yonke into ilula kakhulu - kufuneka nje ukuba pick up ikhadi lakho uze ujike ubuso kuye. Ngoko ke uya kubona oko kuboniswa kuyo kwicala "zaseprayimari" (okt icala ukuya kwelinye apho kukho tape magnetic). Ukusuka apho, uya kubona i amanani eyaphukileyo Ukuhlukunyezwa ezidala inombolo yekhadi. Okunene zibekwe phezu iziko, yafika kakhulu lula.

Ngale nombolo ungenza unaniselwano kwikhadi lakho - ukuba wenze imali kuyo kwezinye abantu bahlawule ngenxa ukuthenga zabo (kuquka i-intanethi). Ngoko ke, eneneni inombolo yekhadi (apho yena, sizakucinga ukuba uyakuqonda) - ukuba yinxalenye ulwazi oluyimfihlo, nisazi ukuba uyakwazi ukuchitha imali kunye nale yentlawulo yesixhobo.

Funda inombolo yekhadi nangezinye iindlela

Hi ndlela leyi, ukufumana ulwazi malunga nendlela inani ikhadi lakho, unako kunye nangezinye iindlela, kubandakanywa - ngaphandle phambi kwakhe ngokomzimba. Idatha elolu hlobo kufuneka ukuba, umzekelo, xa ezikwikhadi zilahleka. Ke, ukuze kungabikho bani unako ukukhupha imali kwi-akhawunti yakho, ungatsalela umnxeba i ibhanki ze ucele ukuba kumthintela, embiza naye kule nombolo.

Ngoko ke, ekuphenduleni umbuzo apho linani amakhadi Maestro, sithi zebhanki Internet, ngoku osebenza kwiibhanki ezininzi. Ukuya kwi phantsi akhawunti yakho, uya kubona ngoko nangoko uluhlu lwe amakhadi apha kuwe kunye nenombolo yefowuni yakho. Apho, ingakumbi, apho kuya kubakho igumbi ulwazi.

Ezizezinye - le isibheno-ofisi ebhankini. Umzekelo, abasebenzi naliphi na isebe babe nokufikelela kwiziko ledatha ngekhompyutha zabathengi. Kuzoba iqulathe ulwazi malunga akhawunti zakho kunye namakhadi. Ukwazi apho inombolo yekhadi le Mastercard (okanye Visa) abathengi nawuphi na umqeshwa lebhanki ukunceda wena ndithi kuye. Nje musa ukulibala ukungenisa nalo naluphi na uxwebhu ukuchonga self.

Ukongeza, inombolo yekhadi bunokubonwa kwisivumelwano ukuba isayinwe ebhankini.

inombolo ze-akhawunti yebhanki

Ukuba ukhangela, apho kukho inani card Savings Bank, nceda musa ukubhidanisa le parameter kunye nenombolo akhawunti.

Le enye ngokupheleleyo data ezinxulumene kwi-akhawunti yakho yebhanki njengoko ezinye iindlela yentlawulo, nto leyo evumela ukuba Ukuqokelela sichithe imali. Enyanisweni, lo ikhadi zeplastiki iqhotyoshelwe kule akhawunti kwaye neqhosha elektroniki ukufikelela kuyo. Kodwa amakhadi kunye neenombolo akhawunti ziya kwahluka.

Ukongeza, ukulahlekelwa ikhadi, ufumana umntu omtsha, kunye nenombolo ezihlaziyiweyo. Kulo mzekelo, inombolo-akhawunti iya kuhlala injalo. Bona apho inombolo-akhawunti yekhadi, nzima kancinci. Oku - kwicandelo elilandelayo.

Wazi njani inombolo akhawunti?

Ngoko ke, indlela yokufumana phandle ukuba ungubani-akhawunti yakho yebhanki malunga ziyafana kwimeko ikhadi. Kuphela amakhadi zeplastiki, kakade, le nombolo ayikho - yinto asibobulumko.

Uyakwazi kuyibona kule mvumelwano kwenkonzo ye-akhawunti yebhanki ukuba ubhalisele okokuqala wayebhekisela kwiziko zemali. Kananjalo kufuneka zifumaneka kwezinye banking internet (njengoko umthetho, amaziko zebhanki eziphambili).

Kutheni ufuna inombolo yekhadi?

Ungabuza: "Kutheni na ukuba azi inombolo yekhadi?" Impendulo: "Ukuze ukwenza yonke imisebenzi kunye nayo." Elula, iintlobo zemisebenzi, kukho ezimbini - accruals ubhale-ukudela. Ngako oko, inombolo yekhadi (njengoko, eneneni, kunye nokubala), umxhasi unakho ukufumana imali batyalayo yayo. Kuphela ngale ndlela, inombolo ekhethekileyo, unako ukulifumana ze uthumele imali.

Ngokumalunga ukurhoxiswa mali, inkqubo apha sinzima ngaphezulwana. Kulo mzekelo, Kakade ke, inani lukwasetyenziswa ukuchonga, kunjalo, ukongeza kuyo (kwaye apho kukho inani card Savings Bank, sele ukwazi) kuya kufuneka ukuba aveze ezinye izicwangciso zokhuseleko. It CVV-ikhowudi (ayikho onke iziphathi zeplastiki) kunye nomhla ukuya apho ikhadi elisebenzayo. Ukwazi ezi parameters ezintathu, unako ukurhoxisa nayiphi na imali, nkqu elinye ikhadi. Ngoko ke, kufuneka baqonde ukubaluleka kwabo.

CVV-ikhowudi - inani elinemivo emithathu-nto leyo ayikho kwikhadi ngalinye, njengokuba kubhaliwe ibekwe kwicala elingasemva zeplastiki (ngaphantsi kwe tape). Ulwamkeleko lwamaphepha - amanani ezine ezahlulwe sisithuba isleshi. Babonisa up naliphi ixesha kwimephu-asethi. Likhangeleka lolu laka, umzekelo, ngolu hlobo: 02/23. Oku kuthetha ukuba ikhadi luyasebenza de Februwari 2023.

Zazi ukhuseleko!

Ngoko ke, echaza parameters amakhadi ebhanki (kubandakanywa inombolo yekhadi umba apho sibekwe khona, kwakunye nezinye iparameters kunye nendawo sabo), musa ukulibala njongo yabo iphambili - ukufikelela kwiingxowa-mali kwi-akhawunti! Ngako oko, ukuba le datha ethile ukushiya kwaye ukuwela ezandleni icebo - musa ukumangaliswa xa ngebhaqo kulahlekwa yiyo yonke imali kwimaphu!

Qaphela emhlabeni. Ezisukela zentengiso kunye neenkonzo amaziko ezilula online, apho ungakwazi ukuhlawula kunye nekhadi, ukuba afowune ukusuka kusithiwa "inkonzo yokhuseleko yebhanki yakho" - iliso. Kakade ke, enyanisweni, inkonzo yokhuseleko ndakubiza uze ucele akuyi kuba ikhadi lakho; Njengokuba kude neenkonzo kunye websites - kucetyiswa ukuba usebenzise kuphela inokuthenjwa yaye igunya ezinjalo, zibe iphunyezwe ukuvuza data "kwicala".