Yintoni nendlela amakhadi credit ezahlukeneyo

Ngubani namhlanje akuthethi ukuba ikhadi lebhanki uyazi? Xa sincokola ngayo inkangeleko, ngoko ngamnye kubo - isiziba yeplastiki ubungakanani 53,98 ukuya 85,6 mm, olunokuba nokuba strip Imagnethi okanye chip. Umahluko kukuba kwimeko yokugqibela, imali kwi-akhawunti yekhadi zithathwa ekhuselekileyo.

Naziphi na amakhadi credit - le yindlela elula kakhulu intlawulo. Akumangalisi ukuba inani labo ukhula ngesantya ngonyaka ngamnye. Esebenzisa 'zeplastiki "eRashiya kufumana umvuzo yabo yomhlala, zokufunda kumaziko emfundo, baziqwebele inzala idipozithi yakho njalo njalo.

malunga eziphilayo

Okwangoku, credit cards kufika iintlobo eziliqela:

• Ukubala - kusetyenziselwa ukuhlawulela izinto okanye iinkonzo ngaphakathi mali ekhoyo kumnini-akhawunti. Inkqubo yobhaliso ilula, yaye iindleko yesondlo esezantsi.
• Credit - ukuvumela ukusetyenziswa imali ebhankini ekukhutshweni, ngaphandle kokuya engaphaya kwenani lusekiwe, ebalwayo zisekelwe ekukwazini ngummi ukuhlawula. Kusenokubakho iimeko apho isixa etsalwe lugqithe ngaphaya umda. Oku kuthetha ukuba umnini "akhwela 'ukuya overdraft. inzala kuso phezulu, ngoko zama ukuthintela oku.
• Bhatala - kukho olukhulu ukwenza umntu isipho. Kwenzeka ukuba onikela imali ukuba umntu ongafuni. Kule meko umntu ukongeza imali ukuba ihlawulelwe "zeplastiki", emva koko, ukuba ndikuhlangule yona njengesipho.
• Intra - uhlobo olulodwa ngendlela yentlawulo, enokusetyenziselwa kuphela e-ATM, zoku POS neendawo umsebenzisi. Imveliso uchaphazelekayo yonke ngokupheleleyo. umnini ngamnye mhlawumbi barhoxe imali evela kuthungelwano ATM aze ahlawule ukuba kuthengwe, okanye ukwenza oko transfer bank. Phantsi imida echazwe ngentla.

Kwakhona intlawulo kunokwenzeka ngumniki ngecredit card. Inkonzo luncedo kakhulu kwaye lula, ndimele ndithi. Hi ndlela leyi, oko kwenziwa njengoko kuyalelwe (ngokuthumela umyalezo SMS ohambelana), yaye ngaphakathi iinkonzo uyitshaje ngokuzenzekelayo eyilwayo mobile phone.

Kwaye ke ...

Ngoku ndingathanda ukucacisa kule uhlobo, njenge ikhadi lebhanki yenyani. Ekubeni kunjalo zombini Gopher ukusuka Russian umboniso ezaziwayo-kakuhle: abalinganiswa besikrekrethi abazibona; kodwa yena. Ngoko le mveliso yi "zeplastiki" ngengqiqo weklasiki yena. Le isethi iinkcukacha, nto leyo evumela ukuba enze iintlawulo zeempahla kwi-Internet. Mfuneko ucacise kuphela umda ikhadi ukufumana umhla inombolo, CVV-ikhowudi kunye ukuphelelwa. Isikakhulu imveliso emise kwimeko apho akafuni ukuba abeke imali kwi-akhawunti engundoqo. Nokuba ulwazi kuthethwa sengozini, ezifana ikhadi lebhanki virtual ukurhoxisa imali ayikwazi akunakusetyenziswa phantsi kwazo naziphi na iimeko. Ngaba ukuthenga ngabo into umsebenzi Net. Kodwa kuphela ngaphakathi kwemida. Ngoko ke, kufuneka ukuba uyibeke inkulu kakhulu.