Yintoni ikhowudi yokhuseleko xa ikhadi? Indlela yokusebenzisa i-Visa ikhowudi yokhuseleko ikhadi?

Ukuba ukhe uthenge nge-Internet, kusenokwenzeka ukuba beze ngapha nemfuno yokuzisa ikhowudi yokhuseleko. Olu khetho wonke umntu kufuneka azi. Ngoko ke, yintoni na ikhowudi ikhadi yokhuseleko? Ukuba ingqwalasela.

Ukuze siqonde isigama

Ukuba sithethe oko ikhowudi yokhuseleko ikhadi ngayo, kufuneka kuqatshelwe ukuba isethi zabalinganiswa wahluliwe inombolo yekhadi kwaye kusetyenziselwa ukwenza intlawulo ngexesha elinye-ngexesha lokuthengwa kwempahla nge kwi Internet. izixhobo intlawulo Various ngokuqhelekileyo kufuneka iiseti umlinganiswa ezahlukeneyo. ikhowudi yokhuseleko xa ikhadi "Visa", "Ikhadi Nkosi", JCB, DinersClub ngokuqhelekileyo iquka a trio loonobumba ezizodwa, apho kubekwa kwicala umva, ezizezi phezu komcu utyikityo. amakhadi AmericanExpress basebenzisa amanani anomvo ezine amalungiselelo kwinani iphambili kwicala ngaphambili.

Zisebenza njani?

Ngoko ke, yintoni na le yokhuseleko ikhadi ikhowudi ukuba sele uyaqonda wena, ngoku umi ukusombulula imiba ukusebenza naye. imithetho ekhoyo zicaciswa gca ngendlela yokuba umthengisi ezingasigcinanga le iseta emva kokuba usebenzo lugqityiwe, yaye akanyanzelekanga ukuba bayisebenzise ukufumana iintlawulo. Nangona kunjalo, le meko kukuba iibhanki abaninzi abavumi ukwenza imisebenzi ngaphandle kokufaka ikhodi, ngoko ke iintlawulo akayi kuqhubeka, kwaye agents abanganelisekanga. Ekubeni umthengisi yesazela unyanzelekile emva intengiselwano ukuba uyilibele ikhowudi yokhuseleko, ukuthenga usebenzisa esi sixhobo ayikho ezifanelekileyo ukuphunyezwa ngeentlawulo zamaxesha.

Ngoko, uyazi, apho ikhowudi yokhuseleko emephini, ngoko ungenza ukuthenga ngokusebenzisa i-Internet. Kuba abathengi sithenga kumsebenzi womnatha rhoqo, kubalulekile esithi ukuba PIN ayifuneki. Intshayelelo Code Security - le kuphela kwendlela ukuqinisekisa intlawulo. Xa uchwetheza kwi womnatha nayiphi na idata yobuqu kuyo nayiphi na imeko, Akuyomfuneko ukuba baveze PIN.

ukuphepha

Ngoko ke, akunyanzelekanga ukuba ingxelo ikhadi Visa ikhowudi yokhuseleko, inombolo yayo, mida yamatyala, ubude nokunyaniseka ikhadi ukuphendula izicelo ukuba eze nge imiyalezo SMS kwi email yakho, kwakunye kumaphepha ewebhu ukuba akazibandakanyi kwiintengiso. iinkonzo zenethiwekhi Intlawulo kufuneka iphunyezwe ngokusebenzisa, amakhadi olunye pre-ihlawulwe. Kwaye kule meko akukho mfuneko ukugcina kuyo imali eninzi. Phambi eseleyo ebalulekileyo kufuneka Uzikrwelela umda phezu iintengiselwano debit ngosuku.

Kukho iimpawu, ngoko nangoko emke iliso, ebonisa ukuba siza ubuqhophololo - uyilo lokuqala, Nentabalala nayo zamakhonkco ezisebenzayo kwisiqulatho lwabo. Elinye icebo ungatsalela umnxeba ukufakelwa kwi computer software anti-virus nokuhlaziya rhoqo.

visa International

ikhadi Bank evumela abanini brand ukurhoxisa imali, iimpahla ukuthenga kwakunye neevenkile, ukuhlawula amatyala kwiivenkile cafes, kwakunye ukuhlawula ukuthenga kwi-intanethi. Ezi zixhobo bank ebezifunwa kakhulu ngenxa yokuba yindlela elula nekhuselekileyo-asethi I / O wemali eyaneleyo.

Credit Card Visa International zingathengwa kuyo naliphi na iziko zemali. Ukuziqhelisa, kuye kucace ukuba abulawe yayo ngokwemigaqo kuFeliks ukuze aqhelane iimeko eboleka ezibhankini ezintathu, kwaye ngaphezulu. ingqalelo eyodwa kufuneka ihlawulwe umda kuwe kuthetha ubungakanani irhafu ngetyala, isithutyana kunye umda ngetyala.

iimpawu

Ukuba umnini wale mmangaliso zemali ngokwenene, kubalulekile ukukhumbula ukuba abahlaseli kutshanje ngokukhawuleza kakhulu bafunda ukuba kwakhiwe naziphi na ikhadi ngetyala. Ngako oko ke kucetyiswa ukuba ukuthemba nabani na, yaye musa ukubonisa ikhadi lakho. Xa ufaka imali usebenzisa i ATM qiniseka ukukhangela ukuba kwisixhobo eso siwamkelayo ufunda kwamagqabi. A ikhowudi yokhuseleko xa ikhadi lakho kufuneka ukhuselwe ngenyameko ngakumbi.

Ngoko ke, xa sithetha ngento Visa ikhowudi yokhuseleko card, kubalulekile ukukhumbula ukuba unalo isihloko yokusebenza CVV2. Oku kuboniswa iseti, zibekwe phezu abalinganiswa komcu ngemagnethi. Injongo yalo esentloko kukuba ithuba ngexesha elinye-intlawulo nge-Internet.

iziphumo

Konke oku kungqina ukuba yokuba isiko kwintshayelelo ikhowudi yokhuseleko ngokupheleleyo akuthethi isandla ekukhuliseni izinga lokhuseleko, kodwa unako alunakuqinisekiswa kuyo ukufumana edidayo. Ukuba ufaka engalunganga ikhowudi yokhuseleko, iintlawulo akwenziwanga ngendlela, kwaye iba ngumthombo zabaxumi ukunganeliseki. Kwiminyaka yakutshanje, loo nto abantu abaninzi bakhetha amakhadi ohlawulelwa yekhredithi, njengoko usebenzisa ukuba ukuphumeza iintlawulo musa ukuba umsebenzisi ukwazisa ikhowudi yokhuseleko. Le meko iye yabangela ukuba uphuhliso lophawu ezintsha zobuchwepheshe 3 DSecure-yenzelwe ukwenza ikhadi lamatyala yonke imisebenzi efana nenkqubo yentlawulo ngekhompyutha.