Amanqaku zeMali: Russia kwaye umbutho iibhanki ilungileyo, zithanda

Wonke umntu onomdla kwimiba yemali kunye neenkonzo, qatha engqondweni lo mbuzo: "? Yintoni amagama iibhanki best eRashiya". Kwaye umxholo kakhulu kuhlekwe. Ekubeni kukho malunga 600 iibhanki kwilizwe lethu. Kwaye ngenxa yokuba imisebenzi yabo zithandwa, kubalulekile ukwazi indlela ekunokuba imibutho omthembileyo.

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Okokuqala, masenze luhlu ngokwenene iibhanki eziphambili Russia - ezo zintlu kwaye luhlu umgca wokuqala.

Kakade ke, inkokeli ekuzibonakaliseni i "Savings Bank". Ngokutsho idatha yakutshanje ngoDisemba 2016, isixa-asethi zayo lidlula 22,6 ezigidi engange.

indawo yesibini iya "VTB Bank" eMoscow. Umdibaniso asethi zayo kuyeza uphawu-10 ezigidi engange. Hi ndlela leyi, oko kwasekwa unyaka ngaphambili, "Sberbank".

Indawo yesithathu "Gazprombank", kunye nempahla ka-5.2 yezigidi zezigidi zezigidi engange. Ekuqaleni, ngasendleleni, iye waphila njengebhanki ushishino esisi.

Olusuka umgca yesine "VTB 24". Isixa-asethi yalo 3.2 ezigidi. Ibhanki omncinane phakathi kwabo bonke phezulu, ekubeni yasekwa ngo-2000.

Kwaye ekugqibeleni, indawo yesihlanu. Kuthatha FK "etyhila", ogama asethi ayalingana-2,9 ezigidi.

Yeyiphi na imibutho ufanelwe ngakumbi ingqalelo

Zibala iibhanki kakuhle eRashiya, kubalulekile ujongo kunye ngezantsi umgca sesihlanu rating. Ngenxa yokuba kukho imibutho bafanele kakhulu ukuba sizabalazela ukuba kuba ngcono, ngoko ke ukunika abathengi zabo ezininzi lemali.

Endaweni lesithandathu yi "Bank Agricultural", nto leyo ke ukholose ngokuthi abathengi ukuba ukulungele ukuba ahlawule inzala imali ngoko nangoko. Kuyo nayiphi na imeko, kude kuye ekupheleni kukaFebruwari, isebenza ngokwenene le nkonzo. Ebizwa igalelo lwamaxabiso "Inzala phambili!".

Oku kulandelwa "Alfa-Bank". On nje abuna- ukukhankanya, ukuthetha malunga iibhanki kakuhle eRashiya. Abathengi uthando ngenxa inkonzo enkulu intanethi, amakhadi lokuthenga ngetyala ixesha umdla-free kweenyanga ezi-3, kwaye bume.

indawo yesixhenxe awayephantsi National Clearing Centre. It linokuchazwa kwisivakalisi mnye. Le otyalayo ephakathi kwiimalike zemali, sekuboneleleni ngozinzo kuyo. Namhlanje, kuba olukhula ngokukhawuleza. Kuba sum nje impahla yayo ngoNovemba landa nge 4.45% (malunga 87 ezigidi engange).

Jikelele kunye namanye amaziko abucala

Kananjalo zibandakanyiwe noluhlu ezininzi, edwelisa iibhanki best Russian ngokwemiqathango kukuthembeka. Ngokomzekelo, yabucala "PSB". ohlala Stably indawo 10 phaya kwiincopho. Yasungulwa ngo-1995, yaye kwiminyaka 22 uye ngokwayo kakuhle kakhulu kule kwiimalike zemali. Kwakhona inxaxheba kumsebenzi wokunceda.

A "Sovcombank", owasekwa ngo-1990, i ibhanki bonke, emi kwindawo ye-19 simo Russian. Oku ndiyathandwa kuba inika iinkonzo zemali nje kuphela abantu, kodwa eRashiya yezorhwebo kunye namacandelo ye-Russian Federation ngobukhulu. Ukuza kuthi ga ngoku, isiseko umthengi "Sovcombank" ngaphezulu kwezigidi-1.5 zabantu. Kwaye umbutho ibandakanya imimandla 65 kwilizwe lethu. Noko ke, lo msebenzi osemqoka iphambili ye-Bank, kuba apho wamthanda, kukubonelela uluhlu olubanzi lweenkonzo kwabo bantu basoloko bazisunduze ingqalelo. Abadla umhlala-phantsi, kubaboleki nembali embi ngetyala, abemi kweendawo ezincinane. Ngenxa yokuba lo mbutho, nakuba isixa-asethi, yaba $ 500 yezigidi zezigidi kuphela, kukuba Emphezulwini iibhanki kakuhle eRashiya.

Iibhanki ngokuya kuthandwa

Imibutho emininzi ayanda ngenene, ukwandisa ngenyanga asethi zabo. Umzekelo, "Tinkoff Bank" - ekhethekileyo ngohlobo lwayo, njengoko ligxininisa kulondolozo ekude ngokupheleleyo. Kungenxa kwinkulungwane xxi kubaluleke kakhulu.

Okanye "RosEvroBank" nto leyo ngoNovemba Wavuka kwezi zixeliweyo kwi-sikhundla 4, ngokwandisa inani kweempahla kwi 6.21%. Noko ke, uninzi ishishini layo buzinze eMoscow St Petersburg.

Kaloku, ekugqibeleni kufanele kuphawulwe ingqalelo ibhanki phantsi kwegama "Express-iVolga". Hayi owona mbutho ethandwa, kodwa kule nyanga iphelileyo isixa-asethi zayo kunyuke nge-12,84%. Oku kuthetha ukuba le bank siva ngakumbi.