Kor. ngu - njengesakhi esibalulekileyo akhawunti yebhanki

Ngezemvelo, okanye babizwa ngokuba "Kor" -. Luhlobo calculus, ezithi zibhalwe emva koko kuboniswe zonke iintlobo imisebenzi ebhankini, ngokwesivumelwano imibiko ngokuzinikela. Ngamanye amazwi, le nto luthatha openable umbutho ngetyala -akhawunti yebhanki, esetyenziswa kusekwe i- mali ebekelwe bucala okanye enumerations ezahlukeneyo eziveliswa isakhiwo ngasentla. Njengoko umthetho, ukusekwa kwe-Central Bank of lizwe kunye nasiphi na isakhiwo yorhwebo wangena phakathi isivumelwano, eya ingqalelo wepropati apho ezinazo.

uhlobo

Njengalo naluphi na olunye utyalo-mali, Kor. ngu - ingqiqo ukuba unalo iqela ndlela. Kukho iindidi ezintathu kwentelekelelo: loro, nostro kunye vostro. Makhe siqwalasele ngamnye kubo. Ngoko ke, uhlobo lokuqala isetyenziselwa ukugqiba akhawunti kuvulwa ligosa elibambeleyo zebhanki njengoko othile, iziko yona nommangalelwa. Ngamanye amazwi, umntu armature enjalo. yi Sberbank ibonakalisa zonke imisebenzi yakhe nawuphi na umbutho. Ezi rekhodi bangena inkampani. Ngenxa yoko, i-nostro ekoreni. ngu - ubalo lamaziko kommangalelwa asayina isivumelwano kwibhanki incwadi. Ecacileyo omkhulu, ulihambe umzekelo. iibhanki ezimbini (A and B) wangena kwisivumelwano imibiko a. Kwimeko ukuba ukusekwa A imfuneko ukudlulisela imali ethile, kuthatha ithuba akhawunti yayo nostro kwi B. ebhankini Kwelinye icala, xa kukho imfuneko izibalo zemali kubume B, yonke imisebenzi eyenziweyo iya kuboniswa correspondent akhawunti ebhankini xa loro A. Simply esithi, nostro - akhawunti yethu kwenye ebhankini kunye loro - ke akhawunti yethu. Xa iintlobo ezimbini zokuqala baye baqonda ngokubanzi, uyakwazi ukuqhubeka ukuba uhlobo yokugqibela akhawunti correspondent - evulekileyo. osemqoka yalo esentloko kukuba ikhontrakthi kugqitywa phakathi Central Bank kunye naluphi arhente zangaphandle, zokusonjululwa leyo poizvodyatsya nokuba lwemali okanye ebhankini iinowuthsi zasekuhlaleni kwilizwe wesithathu. Le nkcazo Incedisa ngakumbi, ngoko ke akubonakali kakhulu njengoko ezimbini zokuqala.

typology

Ukongeza, ungakhetha enye yokuhlelwa, ekuthi ngawo akhawunti ukubhala abalaseleyo zaqukunjelwa phakathi ashishinayo kunye Central Bank of eli lizwe, yaye phakathi kwezigqeba ezimbini zorhwebo. Uhlobo lokuqala lwenzeka xa uyila ibhanki entsha, lamiswa xa egunyazisiweyo yayo imali. Ekugqityweni ngempumelelo kwale nkqubo, i-Central Bank iya kukhupha ilayisensi ukwenza imisebenzi zebhanki, kwaye emva kokuba ubhaliso karhulumente ongundoqo ekhoyo. akhawunti zingasetyenziswa njenge uhlobo lwezixhobo accounting indlela yokusebenzisa neentengiselwano intlawulo. Uhlobo lwesibini, ke, kuthetha ubukho kwesivumelwano phakathi kweenxweme ezimbini ezorhwebo, nto leyo simisela inkqubo ethile ukwenzela inxaxheba ngemizimba zombini izibalo zemali nabathengi.

ukuqashwa

Kufuneka kuqwalaselwe ukuba engundoqo. akhawunti yebhanki amaninzi esetyenziselwa amazwe angaphandle. Currency zinokuba nomahluko, kodwa iya kuhlala kunokunxulunyaniswa nendawo akhawunti incwadi enye. Ukongeza, njengoko kuchaziwe ngaphambili, zinako ukusebenza kwi calculus ngentla ukuze ngenxa nempahla yabo.

abizwa

Njengoninzi ezinye iinkcazelo zemali akhawunti imibiko ikuvumela ukuba ukubethela yonke ingcaciso eyimfuneko kule ubhalo yamanani. Central Bank of Russia lagqiba ekubeni engundoqo. ngu - a abalinganiswa mabini, imivo ezintathu zokuqala abonisa calculus yemveli komyalelo lokuqala (301), kwaye amanani emithathu yokugqibela eziqulathe ulwazi malunga digit ezintathu-nxaxheba ikhowudi Inombolo zokuhlala. Umzekelo, ukuba / ukususela 30101810600000000957.