Uhlalutyo Financial: ntoni na nokuba yintoni na efunekayo

Xa kujongwa ukhuphiswano bungwanyalala, inkampani rhoqo kufuneka silwe ukuze siphile. Ukuze lezimali, hayi kwanele ukufumana uthabathe imarike niche ezamahala, kufuneka bokufumana ngokuqhubekayo ngcono indawo yayo. Ngeenjongo zokusombulula iingxaki ngaphezu nkampani kufuneka aqhube uhlalutyo mali rhoqo. Ndiqhuba uphando esemgangathweni ntoni kusombulula zonke iingxaki nkampani, kodwa uya kunika ulwazi oluthile malunga amandla kunye nobuthathaka, leyo zisetyenziswe ngempumelelo.

Uhlalutyo Financial - ntoni na? Le ndlela yovavanyo ukuqinisekisa uzinzo lweshishini ngokuthi yokubala izikhombisi kwi ekuzobeni kwizigqibo malunga intsebenzo yenkampani kule langoku iingqikelelo malunga elizayo. Ebudeni besifundo, kuphantse ebalwa yahlulwe amaqela eziliqela ngokuxhomekeke Uvavanyo oluhamba.

Kufuneka ukwazi ukwenza uhlalutyo yabo, nto leyo izikhombisi zemali engundoqo kunye nendlela ubale nabo.

Imiba kusetyenziswa ukuvavanya umsebenzi kwishishini zibandakanyiwe kumaqela eziphambili 4 kwezalathisi:

• Umlinganiselo kwamatyala. Zimisela uzinzo inkampani zezimali ngexesha elifutshane ngokuthi yokubala iqondo ukuhamba kwempahla kunye nolwalamano lwabo omnye komnye.
• Umlinganiselo solvency. Zimisela uzinzo lwemali kwixesha elide kwaye abonakalisa isakhiwo equity kunye capital kwetyala.
• Umlinganiselo inzuzo. Ukumisela ukusebenza ukusetyenziswa eyinkunzi, utyalo-mali kunye uqine ngokubanzi.
• Ukumka ratio. Fumana imbuyekezo kwi ixabiso komjikelo wemveliso, kwaye izinga yokusetyenziswa kwemali.

Ngalinye kula maqela uquka ezininzi izikhombisi, kodwa ukufunda ngomsebenzi wenkampani yanele ukusebenzisa engundoqo, apho kukho malunga ezintathu elinesibini.

Bona abakhethwa ngokwesikhokelo data ndiwuthabathile amaxwebhu ezinkulu ingxelo: nebhalans-shithi kwizihlomelo eziya zayo, ingxelo ngeziphumo yemali imisebenzi.

Ukongezelela yokubonisa izalathi iimeko ngamnye kwaye bafunde imiqathango imicimbi yenkampani kusetyenziswa analysis factor, nezibabandakanya ekwenzeni i kuqoqosho ethathela ukuhlanganisa akhawunti okuza omnye nomnye kunye nempembelelo yawo kwiziphumo zokuphela konyaka.

Isicelo lokuvandlakanya factor yoqoqosho utyhila iziphumo ezichanekileyo kwaye nempembelelo entle izigqibo zolawulo.

Iziphumo zophando olusebenzayo yokusebenza kweshishini ibandakanya kungekuphela ukubalwa yeempawu ezibalulekileyo, kodwa efanelekileyo yokusebenzisa le data.

Uhlalutyo inkampani lisebe yohlalutyo. Noko ke, kwezinye iimeko, kufuneka abaphulaphuli. Iingcali echaza yokubala izikhombisi abekwe kwaye ukuhlalutya ukuba isifundo esinjalo kufuneka wenziwe rhoqo ukuze ubone indlela. Ngaloo ndlela, kuyenzeka ukubona izinto ezibalulekileyo izinga lokukhula kwemveliso ezinzulu, ixabiso eyinkunzi zomsebenzi, kunye nabanye.

Iingcali ziqonde, ukuhlalutya, yintoni inzuzo kunye yokuhlawula amatyala lenkampani, ziziphi iingozi utyalo-mali, ukuba usebenzise indlela asethi ngokufanelekileyo nangempumelelo.

Ngokususela kwidatha isikhokelo ingxelo yohlalutyo equlethe ulwazi kwiziphumo zohlalutyo kunye nezindululo, emva koko ukuphucula imeko imicimbi yenkampani.