Ubusela CASCO: ubunzima kunokwenzeka

Xa uqala kuqala, CASCO inshorensi ubusela kunye nemoto ubusela - imveliso inshorensi ibonakala ngcono. Eneneni propane isithuthi - umnini imoto ufumene esihambelanayo imbuyekezo inshorensi. Ongekho - uze ubabuyisele akukho ngokwenene into ofuna.

Kodwa njengokuba yokusebenza ibonisa, iingxaki nalo khetho nabanini imoto CASCO kukho yanele kwi ndawo yokuqala ngenxa kwezinye ukungaqondi i bokuqonda olu hlobo lwe-inshorensi. hamba nje ukufumana Hull yakho intanethi okanye kwi-ofisi yeinshorensi athenge nkqubo - akukho ndlela ukuqinisekisa ukhuseleko lwabo zemali. Ngokomzekelo, aba abanini imoto nokubona ukuba moto nobusela - kukho amagama ezahlukeneyo (kunye nemingcipheko ezahlukeneyo). Ngoko ke akukho ngozi ngezenzo ezinjalo Code Criminal kubekelelwe amanqaku ezimbini ezahlukeneyo - 166 no 158, ngokulandelelana:

• Car Ubusela - ingaba mthethweni yaye uncompensated nokuhlutha egameni yomnye umntu.
• Imoto - elayisha isithuthi ngaphandle injongo yamaxhoba.

Oko kukuthi, kwimeko yokuqala - yanikwa kwi yesibini - "ngaphandle kokubuza wathabatha ndakhwela." Ngoko ke, isifundo igobhogobho itekisi kunye nemigaqo nomgangatho-inshorensi qiniseka ukuba anikele ingqalelo kuyo. Yimithetho-inshorensi indlela kunyanzelekile ukuba ukuhlola, njengoko kolu xwebhu singaqulatha izibonelelo ezibalulekileyo hayi kule nkqubo. Kungenjalo, unga kuphulukana imoto, kwaye ukhuselo kwaye ungabinayo.

"Bokuqonda" Kubalulekile

Inshorensi ngokuphelele bakwazi ukuvavanya ezinganobungozi nokuququzelela izizathu zabo kokuhluma - oku kakuhle eli shishini inshorensi. Ngako oko, ngokwemiqathango yesivumelwano inshorensi ngokuqhelekileyo ikhankanya iimeko ezo neziseko ukwala ukuhlawula inshorensi indemnity.

Umzekelo, kwi-nkqubo okanye imithetho igobhogobho isenokuba iimfuneko zomthetho malunga yokugcina isithuthi. Kwaye ukungqina ukulandelwa nezi mfuno kuyimfuneko kwi-inshorensi ze ngokusekelwe amaxwebhu abhaliweyo. Ukuba ipolisi ithi ebusuku isithuthi ngaphandle umnini isithuthi kufuneka ibe kuphela yokupaka - oko kuthetha ukuba kuyimfuneko ukugqiba isivumelwano esibhaliweyo ukufumana intlawulo ukugcinwa kunye nokugcinwa kwamaxwebhu ihlawulwe. Kungenjalo, inshorensi hlawuleka wokhanyelwa.

Imeko efana kwisithuthi izixhobo anti-nobusela. Lo mgaqo-nkqubo ibonisa ukuba isithuthi kufuneka mayixhotyiswe isixhobo sohlobo oluthile (kufuneka ize ifakwe kwi kwinkampani ezizodwa). Ngoko ke, kufuneka uzifakelele. Akusoloko non-nokuhambelana neemfuno ezifana ithetha ukulahlwa epheleleyo imbuyekezo inshorensi, kodwa kumathuba amaninzi kunciphisa ngokubonakalayo ubukhulu bayo.

Inshorensi ebekwe kunye nezinye izizathu zokwala okanye ukuncitshiswa imali yembuyekezo, kuquka:

• Ukushiya iingcango okanye iifestile imoto ayikho itshixiwe.
• yokugcina kukungakhathali yezitshixo kunye (okanye) namaxwebhu ukuba imoto.
• Ukunqongophala isaziso yokulahlekelwa yezitshixo okanye amaxwebhu, ukuba isiganeko esinjalo kwenzeka.
• Ukuphunyezwa imisebenzi ushishino ukuthutha amaqela esithathu ngaphandle isaziso kwangaphambili iinkampani ze-inshorensi, njl

Kucacile ukuba zonke ezi meko igalelo ungcipheko awongezelelekileyo bobusela, okanye imoto ubusela, yaye ngenxa yoko ke sengqondo inshorensi kubo efanelekileyo. Ukunqanda umngcipheko wokulahla imoto, kwaye nalo ilungelo lokufumana imbuyekezo-inshorensi, kungcono ukuba ukuhlola imiqathango le-inshorensi, yaye emva koko kuphela ucinge malunga ixabiso le nkqubo. Emva Calculate CASCO online kulula kakhulu, kodwa unayo ocace gca ukuba akhokhele.