Indlela ukuba i-arhente inshorensi CTP? Yintoni luxanduva arhente inshorensi CTP?

Xa abantu abadala, eliva okunene lona ibinzana elithi "arhente inshorensi", kaninzi phambi kwamehlo am kukho umntu sex yawo nenkangeleko, kunokuba compulsively zama sikucenga ukuba 'ucinga phambili kwaye ukuthenga nkqubo. " Enyanisweni, kwiminyaka 15-20 kuphela eyadlulayo, lo msebenzi sele ezithandwa kakhulu, baye benza lo msebenzi ikakhulu ngabemi musa baye baphumelela mntu ukwenye intsimi.

Namhlanje, umsebenzi-arhente inshorensi ekhaya (MTPL, CASCO, imigaqo-inshorensi ipropati kunye nangaphezulu) kakhulu zindala nethandwayo, phantsi kweemeko ezithile unako ukuzisa ingeniso enkulu.

Ngubani na uMmeli Insurance

agents Namhlanje - yinto abantu abaselula ezilibhongo nabadla ngokungabi imfundo ephakamileyo kunye namava elininzi entsimini yonxibelelwano nabathengi. Ukuba uqeqesho olulodwa, loo mntu unako ukuthengisa nantoni - ukusuka yokuvungula ukuya amafu, kwaye ngokupheleleyo nje ebandakanya wonke. Aerobatics - ukuqhuba itransekshini, ukuze emva kokugqitywa isivumelwano umthengi washiya ingqiqo epheleleyo ngesiqu kunye nokuqonda into kanye ukuba 'inkosi le meko. "

Ngokuqhelekileyo, i-arhente inshorensi asinto umqeshwa inkampani, kwaye isebenza ngokusekelwe kwesivumelwano okanye amandla igqwetha. Oku kuthetha ukuba xa naliphi na ukungaqondani bonke ayinaxanduva ngokuthe ngqo kwi-UK, kwaye umlamli njengoko kunjalo "ndimsulwa." Noko ke, oku akuthethi ukuba arhente ayikho uxanduva nantoni na, nje xa kukho ukungqubana, kuya kufuneka baphendule le UK, kunokuba client.

Phambi kokuba i-arhente inshorensi (CTP, Hull et al.), Kufuneka ucinga nangoku okulungileyo, ngenxa yokuba lo msebenzi bobabo ezifanele olo didi 'Ingcuka feed yonyawo ", oko kukuthi akathwali umvuzo fixed, kunye nabantu abakhetha izinga lozinzo, akukhona indlela.

Ngubani na isithunywa SK

Enyanisweni, ukuze basebenzisane kunye neenkampani ze-inshorensi musa ukuba izidanga eyunivesithi ezithile, ezifana oogqirha namagqwetha. Ubume kunye nomthamo imfundo yakho apha ayibalulekanga kangaka. Isibaluli abo ezibuza indlela ube inshorensi arhente CTP - bubukho ixesha simahla kunye nomnqweno ukuncokola kakhulu. Njengoko freelancers, imyoli IC ukuba zibuze:

• abafundi (current, owayesakuba elizayo);
• abadla umhlala-phantsi;
• umhlala umkhosi;
• oomama abaselula;
• bemizi;
• nawuphi na umntu ongenayo umsebenzi osisigxina, kodwa ufuna ukuqonda ubulumko kumsebenzi omtsha.

Kuyinto elula kulo kwendelisela iingcambu, abo sele ukuba babe nobutyebi obungumangaliso namava xa usebenza nabantu ezahlukeneyo: abathengisi, ootitshala, lezentengiso, lezentengiso womnatha, yengqondo, oogqirha, kwisithili owayesakuba njalo njalo.

ebekufanele ukuba arhente elungileyo

Abo wagqiba ukucacisa umbuzo njani ukuba i-inshorensi arhente CTP kwaye uzame luck abo kweli candelo kufuneka ilifa iimpawu ezithile. Zezi:

• ukubonakala kumnandi - kungakhathaliseki inqanaba yengeniso yabo, i-arhente UK kufuneka bacoceke, icocekile, kakuhle anquthulwe, kwaye kuvusa mintlhaveko ezintle basenokuba ngabaxhamli beenkonzo;
• imemori elungileyo - kufuneka uziqhelanise kwaye ukhumbule nkcukacha zemveliso inshorensi ethile, abe nako ukuchaza kakuhle izinto zayo; Ukongezelela, oko sinikhumbule yaye "Okukodwa" abathengi, kwanokuba ezisisigxina;
• zizwana - kufuneka bakwazi ukuseka uqhagamshelwano kwaye ufumane ngokukhawuleza iimpendulo enentsingiselo ezahlukeneyo imiba, nje ukucengceleza umbhalo ezinkqayiweyo, kwaye ngokusemdleni interlocutor;
• Kalula - ikhono luncedo kakhulu ukufumana phandle i imeko ntle, ngandlela - lock ikhowudi kwi emnyango okanye abanini inja enkulu kuhlangana nawe embundwini;
• ukumelana noxinzelelo - abantu ezahlukeneyo, asinguye wonke umntu akwazi ukuthetha kakuhle, ngoko ke khumbula: umthengi usoloko ekunene, nokuba baphendule ukuba krwada kakhulu notorious uncuma ngentlonelo;
• umsebenzi onzima - kulo mzekelo, ukuze ahlale "kwi spare kwisitulo" akuyi kusebenza, holo kuxhomekeka kwinani labathengi ufumene;

Ndandikade inshorensi baya, makhe afundise

Ngoko ke, ngo neempawu waqonda, ngoku makhe sithethe malunga nendlela esebenza kwinkampani ye-inshorensi yi CTP - Ingosstrakh, "SOGAZ", "RESO", "SSC" okanye nayiphi na inkampani yakho oyikhethayo.

Kakade ke, akukho inkampani angavumi ukuwakhulula ashishinayo yokuqala ukumela iimfuno zabo kwaye aphumeze kwezivumelwano egameni lenkampani - ukufumana eli lungelo, kufuneka ukuba uqeqesho olulodwa ngqo ukusuka umqashi. Ezi khosi badla ezamahala, kukho arhente elizayo ubafundisa kwiziseko ubuchule thethwano, yokusingatha izikhalazo zabaxumi. Kakade ke, "amathambo" uya ibattery imveliso ngalinye inshorensi enikwa yinkampani, amandla ayo kunye eziluncedo kukhuphiswano.

Ngokuqhelekileyo izifundo yokugqibela ukususela kwiiveki ukuya ezimbini kweenyanga eziliqela, uqeqesho iyakwenziwa kokubini kumaqela ke ngabanye. Ezinye iinkampani bayaqhankqalaza emfundweni okanye webinars ekude kunye nenkomfa Skype. Phambi kokuba i-arhente yenkampani ye-inshorensi yi CTP, Hull kunye nezinye iintlobo-inshorensi, umfaki-sicelo kufuneka nje ugqibe ngempumelelo uqeqesho lwabo, kodwa ukuba sidlule iimviwo neemvavanyo kwizifundo kudlule. Kwezinye iinkampani, uqeqesho kwakhona ngezigaba - kwinqanaba ngalinye elitsha ivula ukufikelela iimveliso inshorensi olongezelelweyo - oluphezulu inqanaba, kokukhona uluhlu nkqubo ukuba unako ukunikela abathengi.

imisebenzi

Emva kokugqiba uqeqesho, ukulungele ukuhamba. Imisebenzi MTPL arhente inshorensi kunye naziphi na ezinye iintlobo-inshorensi ziquka:

1. Ukufumana itsale abathengi abatsha, ukwandisa yayo isiseko sabathengi.
2. Izivumelwano ezitsha zonke iintlobo-inshorensi kunye ukwandiswa (uhlaziyo) ezikhoyo.
3. Self-uvavanyo umonakalo - nangona uninzi oku kuye kwaba umsebenzi ezinikeleyo, iarhente ngamnye kufuneka ube nako ukuyenza ngokwakho.
4. ulawulo olungqongqo kunye nolondolozo amaxwebhu - uxanduva iifizi zokugcina kunye neefom ubuxoki ngokupheleleyo kwi-arhente.
5. imisebenzi zokwazisa - kokukhona arhente ziya kuba nako ukuba uzinikele, abathengi kokukhona kuya kuba.

Kakade ke, iingongoma ezimbini zokuqala zisisiseko, oko phezu umgangatho womsebenzi wabo kuxhomekeke ngqo kwi ngokwengeniso ayizuzileyo.

Salary - kakhulu okanye

Phambi kokuba i-arhente kwinkampani yeinshorensi MTPL okanye ezinye iintlobo-nkqubo i-inshorensi, kufuneka baqonde ukuba ingeniso echazwe ngokucacileyo ukufumana apha. Ulwa ndiyakuthanda kuxhomekeke umsebenzi wayo, amathamsanqa kunye nokusebenza nzima. Ixesha lokuqala, ngoxa wazama kunye sikhokelo kuvavanywa kuba nzima ngokwaneleyo. zintsha iyasebenza kakuhle zizizathu ekuqaleni malunga-15 amawaka engange., yaye "ukrebe-arhente" unemali, yaye abangaphezu kwe-100 lamawaka engange nyanga nganye.

Kakade ke, inkampani nganye inkqubo yalo umvuzo, kodwa ngokubanzi kunokuthiwa ukuba lomvuzo-arhente inshorensi 10-15% yemali kweekhontrakthi saphetha. Ezinye iinkampani nazo zinika iibhonasi ezithile nokwenyusa ngelixa ekuphumezeni umsebenzi olungileyo.

arhente inshorensi Employment nangona ilula, kodwa yayisathe umdla, phantsi kwemiqathango ethile, oko ikuvumela ukhethe ngokukhawuleza nyukela ileli umsebenzi kunye nokuphucula imeko yabo yemali. Noko ke, ngaphambi kokuba i-arhente inshorensi CTP Rosgosstrakh, umzekelo, kukuba baphinde bavavanye iingenelo neengozi yalo msebenzi.

All of

Izinto eziluncedo yalo msebenzi kakhulu ezicacileyo:

• uqeqesho free of zeshishini elitsha;
• ishedyuli free - msebenzi zinokudityaniswa kunye naluphi na olunye, kunye nokufunda, kubeleka njalo njalo;
• qondo liphezulu nenzuzo ayiphelelanga - njengoko "oluhlala" kangaka ezifunyenweyo;
• ithuba lokufumana "kuyimfuneko" uthando entsha;
• ukhuphiswano low - abantu bakwazi ukusebenza kakuhle kulo msebenzi, hayi kangako.

yaye

Phambi kokuba i-arhente inshorensi CTP, bemi ingcinga ukuhlola nezingeloncedo yalo msebenzi:

• Ukungabikho ingeniso ezinzileyo enokuxelwa kwangaphambili;
• ukufuna ezimele kubathengi - ngamanye amaxesha kunzima ukufumana phandle apho uzifune;
• Ishedyuli yokusebenza engagunyaziswanga - kungenzeka ukuba umxhasi ufuna ukubona eholideyini, veki okanye emva 23,00;
• uxanduva amaxwebhu ukhuseleko;
• ukusebenza "eziinkozo" uxanduva ukhuseleko-inshorensi.

isiphelo

Xa ndiqukumbela, ngamafuphi umxholo, kufuneka ukuba i-CTP arhente inshorensi:

1. Khetha nenkampani enikezela ngeenkonzo inshorensi wabuza ngokufumaneka kwezithuba.
2. Thumela phindela ulwazi zoqhagamshelwano okanye agcwalise ifom kwi-website inkampani ulinde isimemo kudliwano-ndlebe.
3. Tyelela i-ofisi kwinkampani ye-inshorensi, ukuba bapase-ndlebe buqu kunye ubhalisele ikhosi yoqeqesho elandelayo.
4. Ekugqityweni uqeqesho ukuze angene kwisivumelwano intsebenziswano kwaye uqale emsebenzini, yaye ngokukhawuleza ungafumana umvuzo yokuqala zakho - kuxhomekeka kuwe.