Indlela ukurhoxisa imali kwi-akhawunti, SP? SP uyawususa imali kwi akhawunti: ngokuthumela

Phantse yonke SP i-akhawunti yebhanki. Le peculiarity yalo msebenzi kuxhomekeke kwinto yokuba cash kunzima ngokwaneleyo. Urhulumente ayiphelelanga kusetyenziso asethi IP. Kodwa nezithintelo imisebenzi kunjalo ifakiwe. Iinkcukacha ezithe vetshe ngendlela ukurhoxisa imali kwi -akhawunti ukutshekisha , SP, ufunde.

izinto zomthetho

NgokoMgaqo-siseko, wonke umntu uya inxaxheba kwimisebenzi yamashishini ngaphandle kusekwe iqumrhu elisemthethweni. Ukuze wenze oku, kufuneka ubhalise njenge PI. Kulo mzekelo, imiqathango ethile emiselwe ngumthetho. SP kungaba:

• Kuphela abemi eyomeleleyo ngaphezu kweminyaka eli-18. Isenokuba i baseRashiya basemzini.
• Abantu abangaphantsi kweminyaka eli-18 abaye bangena emtshatweni esebenzayo.
• Abemi kweminyaka ne imvume ebhaliweyo evela kumzali (umgcini).

Phantse bonke oosomashishini zangasese kwinkqubo irhafu lula. Ngoko ke, ngokutsho umthetho ngayo kuvunyelwa kuphela ukuba benze izinto ezithile. PI akakwazi ukwenza out:

• Sele Abanini ababhalisiweyo.
• SP, wathi yimali kunyaka odlulileyo.
• SP, ndayihluthwa mvume kangangexesha elithile.

Iimpawu yomsebenzi:

• SP ukuze abandakanyeke kuwo nawuphi na umsebenzi ukuba akukho akuvumelekanga ngumthetho kwaye inzuzo.
• Oosomashishini ukuba ukukhusela amalungelo awo kwiNkundla Arbitration, ekhokelwa yi-mthetho kumntu ngamnye.
• SP wahlawula USN, uwele iingxelo nokulawula inzuzo yabo.
• Lo mhlaba zingasetyenziswa kuphela inzuzo. Kwimeko imilinganiselo ye SP nto wathengisa ngayo into ebolekiweyo.
• Kwezinye iimeko, mandatory yobhaliso imali. A akhawunti yebhanki elivulwe ngokuthanda.
• IP angaqala isitampu yobuqu kuqesha abasebenzi, yena ukufumana umsebenzi. Kodwa ukuba kwinkonzo karhulumente.
• SP wokuvala wenziwa ngesicelo usomashishini osakhasayo ngokunxulumene ekufeni kwakhe okanye yinkundla. Angadlulisela isatifiketi sobhaliso welifa okanye amaqela esithathu ayinakwenzeka.

Izinto eziluncedo ze Iintlawulo ikheshi

Vula i akhawunti yebhanki buyanceda ngaphezu ukuphumeza kuzo zonke iintlawulo ngenxa yemali. iinzuzo Key:

• umthetho akabakhathalele imida kwiintengiselwano ezinjalo. Nangona iibhanki babe imida zabo ngokwemiqathango intshukumo lwamihla le mali. Nale client usenokudibana ingxaki kuphela imisebenzi kuba isixa esikhulu. Kulo mzekelo, kuya kufuneka ukuba afake uxwebhu engqina ukuba ukusetyenziswa kwemali, kwaye ukuba alinde iintsuku ezintathu, de loo mali idluliselwe kwi-akhawunti otyalayo.
• Ethunyelwayo kwemali phakathi kweebhanki ukucwangcisa amaxabiso athile. Izibalo olwenziwe yi-akhawunti SP ziye irhafu kuloo myalelo.
• Aqhube yonke imisebenzi esebenzisa i-akhawunti lula inkqubo-mali ezinkozo kunye ingxelo.

notsalo

Phezu kwako nje ukuthandwa kweentlawulo non-cash, imali singaphelelwa ngaphandle. Ngokomthetho, umqeshi ikwazi ukulawula impahla ngokwakho. Imibutho kufuneka ukuba agcine imali kwi- akhawunti ukuhlola. Oosomashishini uvula i-akhawunti in ngokokubona kwayo. Xa kufuneka cash intswelo yabo ukugcwalisa ezinye iindlela. Esiza kuxubusha ngayo ngokweenkcukacha lokurhoxa njani imali kwi-akhawunti ukulungisa PI. Ukwenza lo msebenzi, usomashishini osakhasayo kufuneka ikhadi iphantsi yetsheki. Lula ukusebenza amakhadi ngeplastiki. Kuyenzeka ukuphumeza ukusebenza nge-intanethi okanye ubhale phantsi imali yesigunyaziso.

imigomo transaction

Ukusebenza kunye mali zobuqu IP enokwenziwa kutyelelo zobuqu ibhanki okanye ukuthumela imiyalelo nge-intanethi. I-Bhanki uyasamkela isicelo, engqinisisa semthethweni kwaye kuphela koko iyasebenza kuzo. Kuba zonke ezi imisebenzi eyekiweyo. Indlela ukukhupha imali kwi-akhawunti IP titsh? Into yokuqala kufuneka ukhankanye injongo intengiselwano ichanekile.

Ukuze azidingayo

Ukuba umqeshi uhlawula irhafu kurhulumente ngendlela ngexesha, ngoko ke akanalo ilungelo lokuba aphazamise umsebenzi wayo ukucacisa ukusetyenziswa iinjongo mali. Ukuze yentlawulo, ungakhankanya "ukusetyenziswa buqu" kwaye uqinisekise ukuba intengiselwano luqhutywa ngaphandle VAT. Indlela ukurhoxisa imali kwi-akhawunti, SP, ukuba ikhadi encamathele kuyo? Ukuthumela intlawulo-intanethi zokubhankisha Internet. Ukuba umsebenzi ibhanki liza phandle, unako kwakhona umnxeba i-ofisi kwaye ucele babexele ukuqhuba isicelo ngokukhawuleza. Xa eli cebo, kukho imeko enye ebalulekileyo - ikhadi kufuneka ikhutshwe egameni SP. Kungenjalo, irhafu kuthatyathwa esi senzo kuza kufuna intlawulo zeempahla kunye nokudluliselwa yerhafu mali.

ukuziphatha iintengiselwano

Iintlawulo ngezimvo zingenziwa ngemali nihle nge-akhawunti yebhanki. Intengiselwano ngemali "live" umaka 100 lamawaka. Hlikihla. Imingcele karhulumente iintengiselwano non-cash nje ifakiwe. Indlela ukukhupha imali kwi-akhawunti kwi IP "irhafu lula '? Kwanele ukuba akhuphe umyalelo yentlawulo a aze ayigqithisele osethilini kwi ebhankini. Umbutho akanalo ilungelo ukuzibuza ukuba imali injongo ichithwe. Kodwa ukuba isixa esikhulu esivumelwano, kwaye ngumxhasi ayiboneleli iinkcazo, ibhanki angathumela isicelo ukuya abasemagunyeni. Ukuthintela naziphi na iingxaki kucetyiswa ukuba ugcine zonke ii-invoyisi, iirisithi kunye namanye amaxwebhu kokuqinisekisa wo yingisela.

ishishini shady

Phambi kokuba ucele ukufumana njani imali akhawunti zangoku kwi Sberbank IP, kufuneka ukhankanye ubeka imida kwi ukusekwa kwale ukusebenza ngomhla namaxesha athile ngemini. Ukuthintela ilahleko amatyala abanye imisebenzi unokubekwa uthumo phezulu kakhulu. Kwangaxeshanye, asingabo bonke abathengisi zokubeka, leyo kamva ukuqinisekisa ukuthenga nokuthengisa intengiselwano. Ukusombulula ezi ngxaki asakhulayo uvula akhawunti kunye neebhanki eziliqela kunye nokuziphatha imisebenzi ukuya imali encinane. Ubude izenzo ezinjalo nomdla nkonzo ubukhulu becala ofihlakeleyo ibhanki uwulahlileyo ingeniso engaphezulu. Ukuba ngaphezulu kwaye yerhafu iya kubaphatha imisebenzi ezifana lokubaleka ukuhlawula irhafu, oku kungakhokelela ekubeni ukuvalwa akhawunti okanye ukwala ibhanki ukuba ukusebenza kunye ngumrhwebi.

Indlela ukurhoxisa imali kwi-akhawunti kunye IP efanayo?

Uyakwazi ukudlulisela imali kwi-akhawunti kwi imaphu IP, wabulawa hayi ezoShishino, kunye nabantu bendalo. ukufumana umsebenzi onjalo ngaphandle ikhomishini. Kodwa lungamkeleki lwaqhutywa iintsuku ezimbini. Okokuqala, le mali kufuneka zifunyanwe ngeendleko koosomashishini, "ukulala", yaye kuphela ngosuku lwesibini zingakotshwa iguqulelwe akhawunti abantu emzimbeni. Le ethile yesibini kukuba xa impazamo isixa umsebenzi kuya kufuneka ukuba babhalise kwakhona.

Ngokuba zonke iintengiselwano iziko ubeka imirhumo yalo. Ubuncinane ikhomishini kuya kufuneka ukuba uhlawule nkqu ukusebenza ukususwa pay. Akukho ophetheyo imicimbi ibhanki linganiki. Ngaphandle amatyala apho ixesha izabelo isixa sentlawulo eminye imisebenzi yehle $ 0.

yetsheki

Inkqubo yokuzaliswa ilawulwa kanye ngumbutho yibhanki kunye nerhafu. Umntu liqulunqa umnqonqo kunye kwindawo engundoqo ye itshekhi aze ayithumele ebhankini. Le ncwadi ikhutshwa xa isicelo esibhaliweyo ngumrhwebi. Kuyinto oluthile uxanduva engqongqo. Ngoko ke, hlola ngamnye inombolo. Indlela ukurhoxisa imali kwi-akhawunti, SP? Savings Bank ithathela ingqalelo iinkangelo, ezele usiba oluhlaza, ngaphandle iimpazamo kunye nezilungiso. Esi sixhobo Kuyinto elula kuba ngalo mzuzu wokugqibela, ungakwazi ukubhala itsheki yena kunye nemali yakhe esandleni.

Kuchazwe ingxaki ngaphambili yoshishino enomthunzi, lingakwazi ingachaphazela ukusebenza zokususwa mali ngokusebenzisa yetsheki. Ngelishwa, imithetho Russian Federation ayikho kodwa egqibeleleyo. Ngokupheleleyo umsebenzi lwasemthethweni kuthathwa njengento mthethweni. Ukuze siphephe iingxaki, yonke imisebenzi ukutsalwa kwemali kufuneka abhaliswe kwi igama lomqeshi.

project emivuzo

Ukuba usomashishini baqesha umsebenzi ubuncinane enye, wayekwazi ukwenza phandle yibhanki iprojekthi zemivuzo kwaye watsala imali kwi-akhawunti njengoko imfuno yoko. Lo msebenzi kuxhomekeke lwekhomishini lincinane. I-Bank unokucela umyalelo payroll. Ngoko ke, ukusingatha indlela ukukhupha imali kwi-akhawunti, SP, kwaye kufuneka ukuba isicelo ubuncinane ngosuku olunye. Le mali iya kudluliselwa ukusuka akhawunti Escrow ukuya ikhadi abasebenzi. Xa uqhagamshela ibhanki Internet, intengiselwano iya kuba ukwenza eyakho okanye wenze avtoplatezh.

Kwaye indlela ukukhupha imali kwi-akhawunti, SP? Elinye ukuba ikhadi iholo ikhadi loshishino. Unga sebenzisa oku ukuba watsala imali ngqo kwi-akhawunti ukutshekisha nge-ATM. Le ethile kuphela yimali enkulu.

ngokuba bona

Phantsi komthetho kuphela imisebenzi enxulumene nemisebenzi neshishini kwenziwa akhawunti IP. Ban on kususwe imali iimfuno zakho kwi-mthetho. Kodwa imisebenzi enjalo abanomdla ngqo kwi abasemagunyeni werhafu. Ngoko ke, kungcono ukucela ukuba ukurhoxisa njani imali kwi-akhawunti, SP (USN ingeniso) kunokuba elide ukucacisa ukukhangela indlela yokusebenzisa.

uxanduva lokuphendula

Ukuba mali zithathelwa xa bekusungulwa yasasazwa, ngoko ukubonisa ezingakumbi ngenxa osethilini ayikho imfuneko. Kodwa ke la maxwebhu, kokuqinisekisa bentengiselwano, umthengisi kuya kufuneka ukuba uthathe. Kuphela ngoncedo lwabo kunokwenzeka ukuqinisekisa ulwalathiso ukusetyenziswa kwemali.

SP uyawususa imali kwi akhawunti: ngokuthumela

Yonke imisebenzi abonge kwaye Ukutsalwa kwemali kuyimfuneko ukukhupha in accounting. Ezahlukeneyo of operation nokurekhodwa ke, kukho ezininzi BU. nemeko yokuqala:

DT84 KT75 - accrual yengeniso IP.

DT75 KT50 (51) - Ukuhlawulwa kwemali.

Uyakwazi ukusebenzisa ukuthumela ezifana:

DT76 KT91 - accrual inzuzo.

DT76 KT51 - Thabitha.

Ukuba isixa-mali le Intengiselwano ezingaqukwanga kwi "Incwadi ingeniso kunye nenkcitho", oko kuyimfuneko kwinkqubo accounting (umzekelo, 1C) ngokubamba uxwebhu ukususa jackdaw "Flip i IRS", yaye kwi-akhawunti analytical kufuneka abonise ukuba sebenziso alwenziwanga kwenziwa OU. Ukuba wenza njalo, uya kuba kuphosakele phantsi isiseko irhafu emanyeneyo. Apha ukurhoxisa njani imali kwi-akhawunti ukulungisa PI.