Bank akhawunti yangoku ukuphelisa iingxaki ezininzi!

amakhadi zeplastiki kusiba yinxalenye yobomi bethu, ukuthatha ngokuqinileyo kwindawo yabo kwaye asizi ukuba bavume ukuba nabani na. Kakade ke, ekubeni ihlabathi liphela sele wayeka ukubala imali epokothweni yakho, xa uzithengela ukuthenga, ezinkulu nezincinane, ikhadi. Yintoni na isizathu le nto? Kutheni ukuvulwa akhawunti yangoku kwakubalulekile ukuba abantu abaninzi?

Izinto eziluncedo ze amakhadi zeplastiki

Yinto elula kakhulu kwaye kulula - kufuneka ukuba uvule i-akhawunti yangoku nokubala zonke iingenelo yale fomu yokuzalisa imali yabo. Ukuza kuthi ga ngoku, kukho inani elikhulu yeevenkile bakhetha ukubalwa ikhadi lebhanki, kuba iluncedo kakhulu ngakumbi. Musa ukukhangela ukuba utshintsho, oluphumayo ngandlela uhlala khona, ze udale ukulibaziseka efolisiweyo iikhastoma bengonwabanga. Ngokwabo njengoko abathengi kwakhona ukubhiyozela le amakhadi impahla emangalisayo. Ngaphezu koko, ngoku kucebisa jingle izinto ezincinane waza wonakalelwa isixa esikhulu semali iye nzima ngakumbi. Emva ukulahleka ikhadi, wabiza nje yebhanki kumgca eshushu kwaye ukuvala i-akhawunti ekhoyo, imali ngaloo ahlale kwi-akhawunti yakho. Ngelishwa, ukufelwa engxoweni imali, olu khetho akusebenzi. Kwakhona, amakhadi amaninzi inxaxheba ezahlukeneyo iinkqubo ukunyaniseka kunye nokuvumela umnikazi wazo ukuze yande igunya-ups ukuba ajike abe isaphulelo entle ekubaleni engoovimba ezithile. Le akhawunti yangoku, ungasoloko ukujonga indlela online, kwi-ofisi yakhe wabucala ebhankini.

Ezingeloncedo amakhadi zeplastiki

Noko ke, nangona zonke ezi iingenelo, kukho kwakhona neengxaki ezininzi. Kukho amathuba yobusela icebo lakho imali, uyazi njani ukuba ukwazi akhawunti yakho. Ngoko ke, ulondolozo lwakho lokukhangela akhawunti simahla, kwaye kuya kufuneka ukuba uhlawule ibhanki yona, 'dibanisa' a ikhomishini ngenxa yemali kunye nokungakwazi ukubhatala ikhadi kumaphondo zelizwe lethu.

Yintoni na kuyimfuneko ukwenza amabango xa uvula iakhawunti yakho

Le akhawunti yangoku, leyo ufuna ukusebenzisa rhoqo, kufuneka bangenele uhlolo eziliqela, phambi kokuba ugqibe ukuyalela ikhadi. Okokuqala, isigqibo kufuneka: ikhadi lemali okanye amatyala? Credit iza kubonelela ukusebenzisa kwakho imali ebhankini, kodwa kuya kufuneka ukuba ahlawule intlawulo yenyanga. ikhadi kuya kufuneka ukuba niwuzalise ngokwayo, kodwa inkalo yayo intle kukuba yakho ngemali ebizwayo isixa esithile umdla. Zeziphi izinto ekufuneka uziqwalasele xa ukhetha ikhadi? Ikhadi kufuneka ukuba inkqubo Visa Classic okanye MasterCard. Eli khadi enemisebenzi eya kukuvumela ukuba uhlawule nayiphi na ilizwe ehlabathini. Kodwa ke into ephambili eziphembelela ukukhetha ikhadi, kufuneka inqanaba nenzala oyifumene imali yakho. Kakade ke, kokukhona ngcono! ikhadi lemali kufuneka idibane ngokupheleleyo ezi meko zimbini, kungenjalo akwenzi mqondo uqiniswe. Kwakhona, musa ukuba kuhambe ukukhetha ngenyameko ibhanki apho ukugcina imali yakho. Ngapha koko, igama elihle ebhankini kuchaphazela ukuthembeka wayo, nto leyo, ekuhambeni kwexesha iza kuthetha ukuba i-akhawunti yakho ekhoyo iza kuba phantsi esikhulu.