Uncedo oluvela kurhulumente ukuya kumashishini amancinci. Unokufumana njani uncedo oluvela kurhulumente kwi shishini elincinci?

Namhlanje, akubona bonke abantu banelisekile ngomsebenzi wokuqesha - umvuzo omncinci, ongenakukwazi ukuzimela ngokuzimeleyo. Ukufumana inzuzo enkulu, abaninzi abantu banquma ukuvula ishishini labo. Iyakwazi ukulawulwa, ibandakanyeke nxaxheba nasiphi na inguqu, ithuthukiswe kwaye yanda. Kodwa nakweyiphi na ishishini, kwaneyeshishini elincinci, i-capital capital yokuqala iyadingeka. Abo bangenayo imali eyaneleyo yokudala ishishini, urhulumente ulungele ukubonelela ngoncedo lwezezimali kunye nesebe.

Kuphi uncedo oluvela kwilizwe ukuya kwishishini elincinci kunokwenzeka ukuba libale

E-Rashiya, inkqubo yamukelwe, ngokubhekiselele kuwo wonke umntu othe wagqiba ekubeni ngumrhwebi unethuba lokufumana imeko yezemali. Uncedo kumashishini amancinci, kwaye akhululeki ngokupheleleyo. Isixa sembuyekezo semali sinemiqathango ethile, eyahlukileyo kwimimandla eyahlukileyo. Abantu abaninzi banelungelo lokufumana inkxaso enjalo, kodwa ngenxa yeemeko ezifanelekileyo kunye nezizathu ezizimeleyo, akubona bonke abantu abanokufumana inkxaso enjalo. Ukongeza kokuncedisa ngemali, imali evela kwibhajethi yelizwe, abaqalayo banikwa uncedo lwepropati. Oku kuthetha ukulungeleka kombuso ukudlulisela abamele abancinci bezorhwebo kwixabiso eliphantsi okanye, ngokubanzi, ukuhlawulwa ipropati ethile: mahhala, izixhobo zobugcisa, izinto zokusetyenziswa komhlaba, njl.

Imida yeprogram yenkxaso karhulumente

Akunjalo wonke umntu osomashishini unokuxhomekeka kuncedo ekuphuhliseni ishishini elincinci kwilizwe. Ngokomzekelo, ukuba umntu ubhalisiwe njengomrhwebi ngaphezu konyaka omnye, akayikho phantsi kwenkqubo. Kubaluleke kakhulu kubume boshishini elincinci, kuba iikomishini ezenziwe ngokukodwa kufuneka ziqwalasele ngasinye nesicelo kwaye bonke abaphenduli kakuhle. Kufuneka kwakhona ukuba usomashishini unemali yakhe efunekayo ukuqala ishishini. Urhulumente uya kuba nako ukuhlawula i-40 ukuya kwi-60% yeendleko, kwaye ngokuqhelekileyo le mali ayidluli kuma-ruble angama-300 000. Amanye aya kufuneka akhokhwe kwi-wallet yakho. Kakade, le mali ayanele ngokwaneleyo ukuthenga izixhobo nokudala ishishini lokukhuphisana, kodwa akunakulungele ukuba urhulumente axhaswe ngokuthe ngqo kumashishini. Lo kuphela nje uncedo oluthile oluvela kwilizwe ukuya kumashishini amancinci, anika ithuba lokulawula inkqubo encinci yezoshishino.

Amanqaku afumana ama-subsidies phantsi kweenkqubo zenkqubo

Inkqubo yokuncedisa ishishini elincinci eRashiya liquka amanqaku ambalwa athabatha inkxaso-mali:

• Ukuvulwa kweshishini;
• Ukuvula ibhizinisi;
• Ukuqesha indlu;
• Ukuthengwa kwezixhobo kunye nezixhobo zekhompyutha;
• Ukufumana ilayisenisi;
• Uqeqesho lweengcali;
• Ukuthatha inxaxheba kwiintengiso kunye nemiboniso.

Iingxoxo malunga nale miba zingatholakala kwiziko lokuqeshwa nakwiiziko ezizodwa. Ulawulo lwengingqi kufuneka lunike abahlali iidilesi zeeofisi.

Indlela yokufumana inkxaso yezemali

Ukuba usuvele ucinge ngokudala ibhizinisi lakho, kodwa ungenayo imali efunekayo, ngoko unokufumana uncedo kwilizwe ukuya kumashishini amancinci. Okokuqala kufuneka udale isicwangciso soshishino kwaye uyithumele kwiziko lokuqeshwa ukuze uhlaziywe. Ubungakanani benkxaso-mali enikezelwe yile ntlangano ngama-ruble angama-58,800. (Ii-ruble ezingama-4900 - inzuzo yenyanga yokungabikho kwemisebenzi yanda ngeenyanga ezili-12). Inkqubo yokuqwalasela isicwangciso seshishini kunye nokwabiwa kwemali kunokuthatha iinyanga ezi-6.

Yintoni eyimfuneko ukufumana imali yokuqala ukusuka kwilizwe

Okokuqala, bhalisa kwiziko lokuqeshwa, oko kukuthi, unobume bengasebenzi. Ukwenza oku, uya kufuna amaxwebhu alandelayo:

• Ipaspoti,
• Incwadi yomsebenzi,
• TIN,
• Amadokhumenti kwimfundo, izatifikethi kunye nediploma,
• Isitifiketi somshuwalense we Pension
• Ifom yefom yeefom epheleleyo epheleleyo kumvuzo weenyanga ezintathu kwindawo yokugqibela yomsebenzi.

Qaphela ukuba abangasebenziyo aba:

• Abemi abangaphantsi kweminyaka eyi-16;
• Abafazi kwikhefu lokubeleka;
• Abafundi bexesha elipheleleyo;
• Abahlala phantsi ngeminyaka;
• Abemi basebenza phantsi kwesivumelwano somsebenzi okanye ababhalisiwe njenge-LLC okanye IP;
• Ukungavumelekanga kwamaqela angasebenzi.

Ukuqhubela phambili kwiziko lokuqeshwa kubalulekile ukubhala isicelo sokwamkela kwimeko yesibonelelo sokuphuhlisa ibhizinisi elincinci. Ngenkcazo, cinga kunye nokuqokelela isicwangciso esicacisiweyo seshishini esinezibalo ezininzi, iirafu kunye neetafile. Xa ufumene imvume, kufuneka ubhalise njengeziko lomthetho (uququze i-LLC okanye i-IP). IRhafu iya kukunika uluhlu lwamaphepha, ikopi efunekayo. Emva koko, i-akhawunti yakho yebhanki ithola imali evunyelweneyo, ongayibharha kwaye uthenge izixhobo eziyimfuneko ezichazwe kwisicwangciso soshishino.

Ingongoma ebaluleke kakhulu: ingxelo yezemali iya kufuneka ifakwe kwiziko lokuqeshwa, elifanele libonise zonke iindleko zokusebenza, umvuzo wabasebenzi, ukuxothwa kwerhafu kunye neengxowa-mali. Ukuba ufumene uncedo lwezezimali kumashishini amancinci avela kurhulumente, kufuneka ube noxanduva lwakho lonke ipenenti oyichitha kule mali.

Ezinye iinkxaso zoRhulumente

Uncedo olunokwenzeka ukusuka kurhulumente ukuya kumashishini amancinci akukona nje ukukhutshwa kwemali yokusekwa kweshishini, inokubuyiselwa intlawulo kwi-credit already esetyenziwe okanye ukukhutshwa kwemboleko emtsha ebhanki ngenani elinciphise inzala. Namhlanje amaninzi amabhanki akhiphe imali mboleko kubasomashishini, kwaye bona, bakhetha ukufaka isicelo kwibhanki. Emva koko, kwimeko apho abayi ku funeka babike apho bachitha imali yabo, ngokwaneleyo ukuhlawula imali ethile ngexesha.

Urhulumente uphinde uququzelele okubizwa ngokuba yi-incubators yoshishino, apho kunokwenzeka ukufumana uncedo olufanelekileyo kokubamba isicwangciso soshishino kunye nokuqeqesha abasebenzi kwizakhono ezintsha ekuhleleni nasekusebenzeni ishishini labo. Ukongezelela, kula maziko, kunokwenzeka ukurenta igumbi elingenasiphelo kwaye ubeke bonke abasebenzi balo apho, ngoko banokuhlala befuna uncedo kubaqeqeshi abanolwazi.

Ngamnye wethu unethuba lokufumana uncedo nenkxaso evela kwiphondo ukudala nokuphuhlisa ishishini lethu, lihlala kuphela ukucacisa ulwalathiso lomsebenzi.