Ukubaluleka okhethekileyo utyalo-mali kurhwebo kwezoqoqosho

Ixabiso lotyalo-mali kuqoqosho kwimarike uvela yabo. Eneneni, ukuba kunikwa izibonelelo imali eziqhelekileyo, iidiphozithi ebhankini, izabelo, izabelo kunye nezinye izibambiso, kwakunye oomatshini, ubugcisa, izixhobo kunye neelayisenisi. Asimele silibale ngayo amalungelo empahla kunye ipropathi enomgangatho ophezulu wokuqonda ukuba imali kuyo nayiphi na into yokuba inkqubo yoshishino ukuze inzuzo kwixesha elizayo kwaye kuphunyezwe ifuthe nexabiso ophezulu entlalweni. Investments kwaye indima yabo kuqoqosho kwenkcazelo zabo zemali ichaziwe. Oku, sigcine, impahla imali kwimisebenzi yezoqoqosho nokungenisa imali.

Nge definition kwezoqoqosho iindleko zotyalo zimelwe ezinxulumene lokusekwa undoqo kunye capital besebenza. Naluphi na utshintsho inventri, kungachazwa iintshukumo ukuchitha kwi -asethi ezisisigxina. Ixabiso lotyalo-mali kuqoqosho kwimarike eboniswe ngokucacileyo kwinkqubo yokuzalisa imali ngendlela eyahlukileyo ukuba kuhlangene ukuvelisa naluphi na isiphumo okanye ingeniso nje. Ukutyala imali ikakhulu ngumthombo wolwazi, ukusetyenziswa apho negalelo ekufumaneni iziphumo ezinqwenelekayo.

Ngoko ke, indima lotyalo-mali kuqoqosho kwimarike livela ngokubambisana phakathi macala omabini yotyalo-mali uhlobo msebenzi: indleko zokusebenza kunye nezibonelelo. Ukungabikho ngesiphumo efunekayo ngokusebenzisa utyalo ubonisa engelutho zabo. Ukubaluleka utyalo-mali kurhwebo kwezoqoqosho ingqinwa ukusetyenziswa kwemali ezithile ngohlobo utyalo yendalo eyahlukileyo (yexesha elifutshane okanye ixesha elide). Imali kuba abantu ngokomthetho nezendalo. Uncwadi eyaziwa kulandelayo iintlobo mali: mali, ipotifoliyo, annuities kunye ngqo.

ERashiya, ixabiso utyalo-mali kurhwebo kwezoqoqosho ayikwazi nemikhuba. Umzekelo, ukuba kwenziwe utyalo-mali xa kudalwa ezikhoyo kunye nokuthatha inxaxheba elingana nesabelo capital amazwe. Eyona ngxaki inkulu weshishini yasekhaya mihla ukunqongophala zenkuthazo zokutsala capital angaphandle. Namhlanje, ke ngoko, zithathwa ukuba imibuzo zangoku ezimbini: Ziziphi kumacandelo eboleka kuyimfuneko ukunciphisa kwaye apho iindawo yokufika eyinkunzi olongezelelweyo kufuneka senziwe kwindawo yokuqala. utyalo-mali lwamazwe ingenziwa ngohlobo "ukumnika" ngqo kunye portfolio of imali.

Enye ulwalathiso ekungeneni kwemali eyinkunzi olongezelelweyo - mboleko. Kule ndawo imalike zezimali kwaye kukho into efana utyalo yokwenene, imelwe mali eyinkunzi izindlu, umhlaba, izixhobo, oomatshini kunye abaza kuzisebenzisa. Olu hlobo lotyalo-mali kwakhona ziquka indleko zokusebenza eyinkunzi.