Moscow Card Social. Ungayifumana njani le Moscow Card Social? Nokunyaniseka ikhadi zentlalo Muscovite

ikhadi lwentlalo Muscovite kokusungulwa ukwenza ubomi lula nokuphucula umgangatho wayo abahlali ikomkhulu likaThixo, abaxhomekeke ezahlukahlukeneyo benefits. Kubonakala ngathi amakhadi yeplastiki yebhanki eqhelekileyo kunye, umgaqo, unawo umsebenzi ofanayo. Umahluko ophambili - oko zobuqu, yaye yenzelwe abo abafanelwe zizibonelelo zoluntu. Ukongeza, SCM liqhosha siqu electronic, enika ulwazi izibonelelo ezibonelelwe yi ngumnini-khadi.

Ekuqaleni, ukuqaliswa yeSCM kuvavanywa kwiinkalo ezintathu kwikomkhulu. imigangatho efanelekileyo, iingqiqo nemvisiswano ziye zaphuhliswa. Le lokulinga njengento yimpumelelo, kwaye ukusukela ekupheleni kuka-2001 waqalisa ukusebenza kuwo umzi. Kufuneka wathi njongo ngokuzisa Muscovite ikhadi yoluntu kelelo yokuqala kukudala uluhlu ngqo mncinanana kubo bonke abantu abo babeka sezibonelelo eMoscow. Kwaye ukuba uyayijonga ngakumbi kwixesha elizayo, nikholwe kuzo iindaba kwimpumelelo amava kuqalile ngo-2001, kulindeleke ukuba ukwandisa olu luhlu bonke eRashiya.

types of SCM

Moscow Card Social umahluko ophambili inzuzo yahlulwe iindidi ezimbini. Omnye inika ukusetyenziswa mahala izithuthi zikawonke-wonke, ezibandakanya esiporweni, kwimetro, netroli kunye nebhasi. Nxantathu kwaye, kakade, iteksi ukuya kudidi free ayibandakanyi. Uhlobo lwesibini SCM bezoplatnoy ilungelo indlela ayiniki kwezothutho ezidolophini.

lokuphumelela free

Ukuze ukubeka Muscovite ikhadi loluntu uhlobo yokuqala? Kuyenzeka abahlali ikomkhulu abaya ngaphambili lathembela eli lungelo, okt abantu abakhubazekileyo (kuquka abantwana abakhubazekileyo); abantwana neentsapho apho zabo ngaphezu ezintathu (okt inzala iintsapho kunye nabantwana ezininzi), kwakunye omnye wabazali babo; yaye umama kunye notata womntwana okhubazekileyo (phambi kokuba abulawe-18 yakhe); iinkedama, kwakhona ku-18, nabantwana ngaphandle ukulondolozwa ngabazali ngonaphakade efanayo.

SCM iintlobo yesibini

Moscow Social Card, nto leyo kubonelelwe ukuze ndiye simahla, awamnika abo babeka imali ngexesha elinye-on ngokuzalwa kwabantwana ngaphandle lwabiwo wesixeko, kuquka, ukuba ezintathu azalwe. Ikhadi efanayo ziya kunikwa xa intsapho oselula eyabelwe izibonelelo ezongezelelweyo. ikhadi Muscovite yentlalo abasetyhini abakhulelweyo, kakhulu, iba kuhlobo lwesibini SCM. Ayizuze, umama okhulelweyo kufuneka abhaliswe nayiphi na kwiklinikhi eMoscow ngaphambili nyanga ezintlanu elide lokukhulelwa kwakhe.

amalungelo isibonelelo

Kuqala kwinto zonke, kunye SCM, unako ukufumana isaphulelo kwi ezivenkileni, aqukiweyo kule program. kuphela kuyimfuneko ukuba uyisondeze khadi phambi kokuba ambhatale. Izintlu yombutho onjalo kuthathwa ekulungiseleleni SCM.

Ukuba ubhala isicelo RUSZN wabeka mali kunye neentlawulo ziya kufakwa kwi Muscovite ikhadi lakho - kuba baninzi kulula kakhulu. Kuyenzeka ukuba ubeke imali nje kwi-SCM - sebe ekufutshane i-Bank of eMoscow ipasipoti ikhadi liya kwenza lo msebenzi. Kwaye wenza ukuba phambi ezintlanu ngokuhlwa, ungasebenzisa i imali ngoku. Ukuba kamva - kuya kufuneka alinde de ngosuku olulandelayo.

Ukuba ubuncinane amaxesha ukusebenzisa eminqubeni ifowuni esitratweni kwi SCM benu ndlela, unako endaweni usebenzise imali xa ebiza ikhadi. ingqalelo nje ukuba ngaba kukho ipleyiti umnquba esikhethiweyo ukuba ukhonza ikhadi lamatyala olufakwa.

abanini ikhadi Adult Muscovite uyakwazi ukufumana imali-mboleko elifutshane. I eliphezulu Umda isiqwenga ubudala - iminyaka engama-70. Kubalulekile ukuphawula ukuba i "eliphezulu" ubudala xa uboleka kwimigangatho ezininzi ngezantsi - 65 okanye 60.

Hi ndlela leyi, ikhadi Muscovite zentlalo ukuba lithathe kunokuba luncedo ukuba ukudlulisela yomhlala wakhe. Ukusebenzisa le nkonzo, kufuna isicelo sokunikezela le mali kwi-SCM. Kuyimfuneko ukuba ubhale kwi -mali yomhlalaphantsi kwisithili yakhe.

Muscovites osemqoka lusetyenziswa kukuhlawulwa 'kuluntu ". Order of the transfer oluzenzekelayo imali ishenxisa lotyelelo ngenyanga ebhankini, simi kwimigca ezizalisa iirisithi. Ibhanki iza ekube- ngokuzenzekelayo isixa sentlawulo, ukuba iirhafu iguquka.

Kwixa elizayo, xa zonke iikliniki ziya kusetwa ukufunda ufakelo amakhadi zeplastiki, Muscovite ikhadi loluntu ziya kuba yenye indlela inshorensi yempilo kwenziwe ngoku.

Lubeka design SCM

ukuba uzifumene phi ikhadi kwezentlalo Muscovite kuxhomekeke isizathu apho unelungelo kuyo. Ngoko ke, abasetyhini abakhulelweyo kunye abo babeka iintlawulo lump sum ukuba kuzalwe ngayo abantwana kweli isebe zokukhusela intlalo yoluntu kwisithili indawo yabo yokuhlala (ngamanye amagama, emzini wakhe, okanye njengoko ibizwa ngokuba ngoku, ubhaliso). Kukho kwakhona kufuneka thweni abamkeli abakhubazekileyo, abazali babantwana abakhubazekileyo, abameli iinkedama, iintsapho kunye nabantwana abaninzi , njl

Abafundi abafanelekileyo ukuba bafumane i-SCM kuphela abhaliswe ngokusisigxina e Moscow, ukuba bafunde abafundi bexesha elizeleyo nayiphi kwiyunivesithi eyinkunzi (ukuba nje eligunyaziswe ngurhulumente). Ukuze ufumane ikhadi kufuneka uye nayiphi na indawo ubhaliso lwabo kunye nokukhutshwa. Ezi ngongoma ibekwe Moscow metro spetskassah. Khona apho kuya kukuxelela umfundi indlela ikhadi zentlalo Muscovite, kangakanani ukuba silindele lukhulu esisemva kwaye yintoni amaphepha. Endaweni yoko, ukuba eyunivesithi okanye iziko waya ukuqokelela iikhweshine kunye nokukhutshwa koko amakhadi, konke oku makwenziwe ngqo eyunivesithi.

Ukwenza ikhadi zentlalo Muscovite mali khona ndawonye ezenziwe nasezidolophini -mali yezindlu. Asinto yonke imihla, ngoko ke kungcono ukuba wazi kwangaphambili, ukuze bachithe ixesha.

Kuhleli ikhadi Muscovite kwezentlalo umfundi. Amaziko amaninzi eziququzelelwe uphumezo ekunene kwi esikolweni. Ukuba oku akwenzeki, ngoko ke umntwana (okanye mandithi, abazali bakhe) kufuneka kwakhona ukubhenela ezikhethekileyo ofisi engaphantsi.

Package kwamaxwebhu afunekayo

Ngokuxhomekeka lowo kujongwe SCM, uluhlu yamaphepha ezifunekayo ezahlukeneyo kancinane. Kuzo zonke iimeko, kuya kufuneka ifom yesicelo. Kwaye ukuba uligcwalise, kufuneka yakho yokundwendwela (abantu abadala) okanye isiqinisekiso sokuzalwa (ukuba umntwana lowo uphantsi-14). Ngaphezu koko, kumaxwebhu ukuba ikhadi kwezentlalo Muscovite kuquka unyango kunye pension-inshorensi, kunye nefoto ubungakanani standard (3 ukuya kwezi-4).

Ke kukho umahluko. Umfundi uza kufuneka ukubeka studbilet yexesha elizeleyo. abazali zesikolo lolutsha bakhe Qiniseka (okanye abagcini babafundi okanye trustees). Kananjalo kuya kufuneka ukuba ukuprinta izikolo, umthambo, lyceums, iziko ekhethekileyo aphakamileyo emfundo apho umntwana afunde.

Umfazi eza kuzala, nto leyo wabeka ikhadi zentlalo Muscovite kwabasetyhini abakhulelweyo, kufuneka ufake isatifikethi esibhedlele (kwiklinikhi yabakhulelweyo) ukuba ubhaliswe, naphambi ukukhulelwa kwaba iiveki 20.

Kuba imbuyekezo kunye nezinye izibonelelo

Ukuba ikhadi zentlalo Muscovite ithathwa yembuyekezo kunye neenzuzo ezivela lwabiwo-mali lukamasipala, kuya kufuneka ubungqina ngokuzalwa nonyana wakhe u-intombi, isiqinisekiso esivela zincwadi kwaye ukusuka kwicala efanayo (xa ubhalisa umntwana, kuthathelwa ingqalelo amaxwebhu anikeziweyo ngu menzi ngabazali - indawo yabo yokuhlala ubudala). Ukuba umama okanye utata musa ubhaliso eMoscow, usondeze isiqinisekiso indawo komntwana ohlala kulo. Kwaye ekugqibeleni, uncedo esinye - ukususela USZN kwisithili - ukuba omnye umzali zange usenokufaka isicelo eso aze angawamkeli nayiphi na imbuyekezo abantwana. La maxwebhu yokugqibela ezimbini esikhutshwe ngabasemagunyeni abafanelekileyo kuphela ngemvume yabazali, ngoko silindele ukuba irisithi siza kulibaziseka iintsuku ezimbalwa ukuba uthumele isicelo kwaye yilindele impendulo kuwo. Ukuba intlawulo wabelwa ekuzalweni akanguye umntwana wokuqala, amaxwebhu afunekayo kubantwana ezidlulileyo. Yaye ukongezelela isiqinisekiso sokuzalwa kuya kufuneka isiqinisekiso sokuba umntwana (okanye abantwana) ilungu (s) e Moscow yaye uhlala nabazali bakhe.

Ungayifumana njani le Moscow Card Social?

Emva ngokugcwalisa lesicelo umnini elizayo ikhadi ufumana ikhadi okhethekileyo. Kufuneka zigcinwe ukufumana ikhadi, kungenjalo kuya kufuneka ukuba uqale kwakhona. Ukuba iphakheji SCM ibandakanya izithuthi zikawonke-wonke ngaphandle kwentlawulo, kunye kwivawutsha ekhutshwe zokuhamba yexeshana, nto leyo eya kuthatha indawo ikhadi de yamkelwe.

Kuba amakhadi amaninzi kufuneka ukuza kwindawo enye apho isicelo yanikezela. Naye eze yokundwendwela (ngokuba abantwana - isatifikethi sokuzalwa) kunye ikhadi sasikhutshiwe ngaphambili.

Ke eyimveliso nayiphi zeplastiki ikhadi kuthatha ixesha, umhla wokugqibela wokufunyanwa SCM ziya yabelwe kummandla kwiiveki ezimbini. Ukuba ngokugcwalisa ezingachanekanga neempazamo kufuneka ukuba uphinda uyigcwalise iprofayili, ngoko ke kungcono ukuba khangela phandle okokuqala, yaye ukuba isicelo kwi-ofisi ibhokisi Metro, cela ilungu labasebenzi ukuze ubone ukuba wenza konke ngokuchanekileyo.

Ukongeza ikhadi Muscovite ufumana imiyalelo ngakumbi ukusetyenziswa kwayo, uluhlu iivenkile kunye namashishini apho unokuthenga ikhadi okanye ukufumana iinkonzo kwindawo isaphulelo, kwaye kwimvulophu evaliweyo, apho, njengoko ekulungiseleleni credit card a PIN khowudi I card.

Imiqathango yosetyenziso kwaye kungenzeka SCM

I-akhawunti yebhanki, nto leyo kuvulwa emva kokuba ifomu yesicelo adoption, ubhaliso kunye nokukhutshwa amakhadi, ungenza abo imbuyekezo, iibhonasi, imihlala-phantsi kunye nentlawulo yezixa-mali ukuba uya kuhlawuliswa karhulumente. Ukugcina ixesha, ukuba aye buqu ukufumana imali, kufuneka ubhale ingxelo umbutho kuyimfuneko, ekuthi ngawo mali ziya kufakwa kwi kwikhadi lakho. Umzekelo, ukuba umfundi ufuna ukufumana yakhe mali, maze axele, ukuze eyunivesithi yakho. Umhlala-umalunga nemali yomhlalaphantsi yakhe iya kwi sebe "lweenkobe" ye Pension Fund. Kuba uxhaso intlawulo yeenkonzo eluncedo kuya kufuneka ukuba atyelele eli ziko lesibonelelo sezindlu. Ke zonke ezi iihambo kuya kufuneka ukuba benze kanye kuphela.

Uyakwazi ukugcina odolo ixesha-off omnye kulwabiwo mali uzayo ikhadi. Njengoko sele kukhankanyiwe, ithandwa kakhulu ukuba amagumbi inkonzo yentlawulo - ibhanki ngokwayo iya umkhondo utshintsho amazinga kunye nexesha intlawulo. Kodwa onokuyilahla ngayo imali, umzekelo, uqeqesho - xa umntwana efunda kwi isebe kuhlawulwa zeziko okanye esiya iiklasi ezongeziweyo, iiklabhu kunye namacandelo. Unako ukuhlawula kwi-inshorensi ngexesha okanye unyango olufanelekileyo - kuba oku, nangona kunjalo, kuya kufuneka ukuba batyelele kuphela ebhankini, kodwa inkampani ye-inshorensi okanye iziko lonyango, ukucacisa ukuba bayalwamkela ezinjalo iintlawulo.

Kukho amathuba kunye yemali kwi ATM. Nangona kunjalo, le nkqubo ibandakanya iibhanki ezintathu kuphela - TransCreditBank, VTB 24 Bank of eMoscow. Xa usebenzisa-ATM zabo khomishini elingazange lithathwe. Egcina imali eseleyo iya kuthatha ipesenti, kwaye nangona incinane (0.5), kodwa imali nokurenta-ATM ngalinye "zingabinabuhlobo" uya kulahlekelwa ukusuka engange-50 ukuya kwi-100. Ngoko ke imali oluncinane nerazumno batole - ubuncinane ukuthatha kunjalo.

Ukuze ukuba yokulahleka kwaye ulahlekile inkcitho nengeniso, kulula ukusebenzisa SMS-zebhanki. Lonke utshintsho kwi-akhawunti yakho (njengoko etsalwe kunye neengeniso) kule inombolo yefowuni ephathwayo ekhankanyiweyo iya ingxelo. Isibini sokuqala kweenyanga, le nkonzo nokuba simahla, yaye emva koko kubiza engange-50 kuphela ngenyanga.

Zingaphi izinto SCM?

Ixesha lokuba amanyathelo ye zentlalo Muscovite mephu, ngokuchaseneyo amakhadi ebhanki (1), yenzelwe iminyaka emi-5. Ukuze zula, oko esebenzayo i umhla kwi ekhohlo ISMC logo "Visa" de yeni ngenyanga lokugqibela esebenza kuwo. De 2013, emva kokuphela QMS kuyimfuneko ukuba ukuyitshintsha. Kwaba lula ukuyenza okanye apho ifunyenwe (umzekelo, kwi yokhuseleko loluntu), okanye bonke kwi-ofisi kwibhokisi enye ezikhethekileyo engaphantsi. Ngaphezu koko, i CCM entsha yenziwa iinyanga enye enesiqingatha de kwasekupheleni endala. Ezinye Muscovites abasebenzisa zebhanki mobile, wathi nokuba ufumene umyalezo isilumkiso malunga ukutshintshwa kukuba ixesha ikhadi. Abanye bakhalaza ukuba ababanga nako ukufumana ulwazi malunga phi na ke kufuneka uthsintshe SCM liphelelwe.

Ngoku abasemagunyeni baye bagqiba ukuba ukutshintshwa amakhadi indisokolisa kunye disadvantageous. Endaweni yoko, ukuba utshintshe imaphu, ngoku sandisiwe. Oku wathembisa ukuba isandiso oluzenzekelayo, okt ukuphunyezwa uhambo olulandelayo ngeenxa kwimaphu.

Noko ke, abo bafumana lwemali uncedo loluntu, ingakumbi phantsi kweemeko zitshintshiwe (ukutshintsha indawo ubhaliso yokuzalwa omnye umntwana, okanye ukusekwa yokukhubazeka), oko kuyimfuneko kwangaphambili ukuba izinyamekele umba ukwandisa indlela Muscovite imephu lwentlalo. Ukuze ufumane impendulo, okanye kuya kufuneka uye ukhuseleko loluntu okanye kwi-ofisi enye itikiti metro. iingcebiso ezithile, mhlawumbi, musa ukunikezela, kukho ezinye niceties yenkqubo kwiindawo ezahlukeneyo kulo mzi. Jikelele yinto eza kufuneka ipasipoti endala ukuba ikhadi elitsha.

Ilahleko okanye umonakalo SCM

Ukuba bawuphanga ikhadi ngempazamo, umzekelo, ozinxiba ecaleni mobile phone kunye nezitshixo (kwaye oko kukuthi, phakathi kwezinye izinto, ngemagnethi) okanye Siyathandini macala umntwana omncinane, enye indlela yokuphuma - ukuba itshintshwe. Kodwa ke okungenani andinayo ukuba i-alam, kuba akukho ayiyi kuba nako ukuthatha ithuba, kwaye kwakhona ukuba abe nento ayisondezayo, nangona ekwimo obonakele.

Kodwa ukuba SCM ilahlekile - ngomnye umcimbi. Njengoko kwimeko credit cards, malunga ukulahleka ikhadi kufuneka sixelwe Bank of eMoscow kwindawo yokuqala, ingakumbi ukuba ikhadi le mali. Ibhanki iza kuvala QMS zenu, ubuncinane musa ukuba buhlungu ngenxa imali echithwa ngomnye umntu. Inyathelo lesibini - ukwazisa RUSZN. Ngaphandle ukulungisa i emitsha welahleko ufumana kuya kuba nzima. Ngendlela, ukuba ikhadi lisekhona, kufuneka kuthiwe zombini mibutho kwakhona ngayo.

La manyathelo alandelayo - ngokufanayo amakhadi umonakalo. IFomu yesiCelo, iphakheji kwamaxwebhu, kunye isicelo sakho ku RUSZN. Khumbula: ukuba ikhadi iya kubhuqwa, ngenxa ukwenziwa entsha, kusenokufuneka uhlawule.

Ngamafutshane, sinokugqiba ukuba Muscovite ikhadi lwentlalo - into elula gqitha. Kwaye Muscovites ezikhala ubunzima ezinye exchange kunye ukwandiswa iingenelo iye ngaphezulu.