Certificate for kukuphuculwa kweemeko zokuphila iintsapho; Ke nemiqathango yokufumana uluhlu lwamaxwebhu

Ukuphuculwa iimeko zokuphila iintsapho abaselula - isihloko uye mandundu eRashiya kule minyaka yakutsha nje. Kakade ke, ukuba intsapho nganye - iyunithi eyahlukileyo yoluntu. Kwaye kufuneka ukuba babe nezindlu. Thenga akukho lula njengoko kubonakala. Ingakumbi ukuba intsapho iye ingenakucwangciselwa igqitywa ngokukhawuleza. Ukuba intsapho oselula ngenene, kufuneka 'ukufumana ngeenyawo. " Ngaba wena kunzima kakhulu. Ngoko ke, eRashiya inika inkqubo ukuphucula iimeko zokuphila, eyenzelwe ngokukhethekileyo kwiintsapho abaselula. Kodwa ukuba nenxaxheba? Yintoni ekufuneka? Ngaba wonke umntu abe nethuba lokuba nenxaxheba?

Le nkqubo 'usapho Young "

Ukuphucula iimeko abaphila iintsapho abaselula - ingxaki uzama ukuzisa ebomini Russian Federation kwiminyaka yakutshanje. Uphononongo lubonise ukuba abantu asinabuganga ukuba abantwana (hayi nje embalwa, kodwa omnye umntana) ngenxa lwezindlu. Kunoko, yenye yezizathu.

Kungoko ke kwaye kwagqitywa ekubeni ukuqalisa inkqubo ekhethekileyo yenkxaso karhulumente iintsapho abaselula xa uthenga indlu. Libizwa ngokuba "usapho oselula". Kuthetha ntoni ngawo?

Urhulumente ubonelela imali ukuphucula iimeko abaphila phantsi kwazo iiseli abaselula yoluntu. Ngokuqhelekileyo, oko kunceda kugubungela mortgage kwisayizi ethile. Okanye iintsapho umfana wacela umhlaba kwezindlu. Uhlobo lokuqala kuxhaphake kakhulu. Ziziphi iinkalo kufuneka ithathelwe ingqalelo phambi kokuba ibango yenkxaso karhulumente?

Ekubeni abantwana ngaphandle

Abanye basenokuzibuza inceda njani iintsapho karhulumente. Ngenxa yokuba umntu oselula iyunithi enkulu yoluntu, umntu uye umntwana omnye kuphela, abanye abanazo abantwana. Ngoko kuyimfuneko ukuba ukuqonda kakuhle ukuba udidi lwabantu unelungelo lokuthabatha inxaxheba kwinkqubo karhulumente 'usapho Young ".

Yintoni wena ngale nto? Ukuphuculwa iimeko zokuphila iintsapho abatsha ka 2011-2015, kwakunye nazo zonke ezikhoyo kule mini. Akukhathaliseki ukuba ingaba abantwana okanye hayi. Amaxesha amaninzi, ubukho babo nzima kuphela yenkqubo yokufumana inkxaso-mali. Ngoko ke, abantwana abalindelekanga kakhulu abachatshazelwa amathuba inxaxheba kule nkqubo karhulumente.

yobudala

Kokukhona kubaluleke nqanaba ubudala abemi abadala. Eyona nto kukuba kukho inkcazelo ecacileyo kwintsapho abaselula eRashiya. Ngoko ke, ithuba ukuphucula iimeko zokuphila akukho bonke. Ingaba ngeendleko zabo.

usapho Young - iyunithi kwezentlalo apho onke amalungu ayo kukho engama-35. Ngamanye amazwi, isibini kufuneka abangaphantsi kobudala. De kube lelo xesha, intsapho uselula. Kamsinya nje ithe ke kwiminyaka engama-36 okanye ngaphezulu, ukuba bafumane inkxaso kurhulumente inyamalala.

Ngako oko, usemncane - le yenye yeemeko ezingundoqo inxaxheba. Ukuba inani labantwana zingachaphazela indlela ekulula ngayo iza kuba ukuqonda kukuphuculwa kweemeko zokuphila iintsapho abaselula, ukungangqinelani kwihlelo ubudala sibandakanya ekungakwazini iphambili ukuba zithathe inxaxheba kule program yenkxaso karhulumente. Ngoko ke, abantu kufuneka khawuleza.

kufuneka ngokwenene

Inkalo elandelayo eya kufuneka zithathelwe ingqalelo - le nto kufuneka abemi ngokwenene ukuphucuka yezindlu. Ezinokuthengiswa kwaye akuba liyathanda, kodwa nentswelo eyiyo ngokwenene.

Ngamanye amazwi, kukuphuculwa kweemeko zezentlalo iintsapho abaselula ziya kunikwa kuphela xa iyunithi yezentlalo ibhaliswe kulawulo komzi njengoko kufuneka. Umzekelo, abantu abahlala kwisakhiwo esitsha igumbi-1 indlu kungekho bantwana, abadli ukunceda. Kodwa ukuba bathe zifumaneka indlu endala, unako ukubala inkxaso evela kurhulumente. Kukho imiqathango isigqibo imfuneko ukuphucula iimeko zokuphila. Yintoni kanye kuya kunceda iintsapho baba ngamalungu 'entsapho abaselula "?

iimeko kulwamkelo eswele

Enyanisweni, izinto azikho kangako. Kodwa iintsapho mihla Russian ngokufuthi eyele kudidi abo basweleyo. Asingabo bonke bayaqonda ukuba bayakwazi ukufumana kuluhlu lokulinda inkxaso-mali xa uthenga indlu! Ukuze ube imfuneko, ukuba ukuthobela imiqathango enye okanye ngaphezulu:

1. Indawo yokuhlala e kwisakhiwo, ezithile zidilizwe.
2. Ukuba usapho uhlala izindlu ezidilikileyo kunye likaxakeka, nto leyo abuyiselwe.
3. Ukuphuculwa iimeko zokuphila iintsapho abatsha ngo-2014 kwaye unanamhla kuyimfuneko xa uhlala eflethini ngaphandle ubuncinane wentuthuzelo. Yeyona kukungabikho konxibelelwano: umbane, ukufudumeza, amanzi (kubandakanywa ashushu).
4. Ukuba Iintsapho ezininzi zihlala kwigumbi elinye, kodwa hayi nezihlobo igazi.
5. Unako ukubala ekubekeni ezaziwayo ukuba adinge xa phakathi kwabantu abahlala indlu, kukho umntu abe mnye ubuncinane sisifo esingapheliyo esosulelayo. Umzekelo, isifo sephepha.
6. Kukho imithetho ethile ye square metres umntu ngamnye apha endlini. Ukuba ubuncinane obuxelwe aphulwe, iintsapho banelungelo lokuba afanelekele kukuphuculwa kweemeko zokuphila. Kummandla ngamnye ungacwangcisa imida yayo. Kodwa umlinganiselo 6-9 square metres kuyimfuneko ukuze umntu 1. Umthetho ikwasebenza abanini kunye nabo ukuqeshisa yokuhlala.
7. Unit yoluntu, abo zibonakaliswa abakhubazekileyo. Bona banelungelo lokufumana izindlu evela kuqala karhulumente.

Loo nto yonke. Ukongeza kule miba ingentla nabantwana eziliqela ngokwesini ezahlukileyo akwazi ukuqaphela ngabemi. Ukuphuculwa iimeko zokuphila iintsapho ulutsha eMoscow nakwezinye izixeko kurhulumente yenkqubo Federal "usapho Young" kunokwenzeka, ukuba iyunithi kuluntu abantwana namabhinqa yaye zihlala gumbi elifanayo. Okanye ezinxulumene. Kwakhona idlala indima.

imali eyiyona

Phambi kokuqala amaphepha kufuneka wazi kakuhle ukuba imali engakanani ungafumana ukusuka ngurhulumente ukwenzela ukuphucula iimeko zokuphila. Ngapha koko, kufuneka uqokelele eninzi amaxwebhu ezahlukeneyo. Ke ukuba inkxaso imali encinane, nto yenza kungabikho ingqiqo ukuze ukuqokelela izibambiso egqunywe.

Ngokubanzi, isiqinisekiso avareji kukuphuculwa kweemeko zokuphila iintsapho abatsha reimburses malunga ne-30% yeendleko komhlaba okanye zokuhlala. Ngokuqhelekileyo njengoko wabeka unit yoluntu, equka kuphela wabalingane. Kodwa phambi abantwana nethemba yokugubungela 35-40%.

Kungenxa yesi sizathu ukuba abaninzi bazama ukuba zithathe inxaxheba kule program "usapho Young". Ingakumbi iintsapho kunye nabantwana. Noko ke, kusekho akukho iintlobo yase kanye zommandla weeseli inkxaso yoluntu ngokwemiqathango ukuphuculwa ekhaya. Ngokwesiqhelo kule meko, uyakwazi ukubala ngoncedo 5-10%. Oku kangaka ukunika kwimimandla ekufunyanweni kwezindlu ngokwemizalwane abatsha.

I Ungahlawula

Ngaba nemihlali kwangaphambili. Ngenxa ukuze afumane isatifikethi kukuphuculwa kweemeko zokuphila iintsapho abaselula kuphela kwaziwa ngokuba eswele, kodwa kwakhona ukufumana ingqalelo ngokwayo zesinyibilikisi. Oko kukuthi, abemi kufuneka abe nakho ukuhlawula intsalela ye-mboleko.

Kuba oku kuyimfuneko ukuba agcine eminye imigaqo solvency ingqalelo. Kuxhomekeka amalungu entsapho amaninzi kangakanani kwisisele ethile yoluntu. Kukho ubuncinane imali yentsapho, ekufuneka ibe ebantwini. Ngowe-2016, kule program "usapho Young" intsapho inxaxheba yenzuzo zilandelayo:

• Ukuba iseli abantu yoluntu-2 - 21 621 engange;
• ngo 3 - 32 tysyachi 510 engange;
• ngamalungu osapho 4 okanye ngaphezulu - 43 350 engange.

Ukuba ayikabikho ibhajethi usapho kwiyunithi mpatheko-mbi kunokuba amaxabiso elikhankanyiweyo kwimeko ethile, kuya kuba nzima ukufumana inkxaso kurhulumente. Ngaba beme emgceni njengentsapho imfuneko kwi izindlu free. Kodwa le sisombululo ayisebenzi ngokukhawuleza ukuphucula iimeko zabo zokuphila.

Izizathu zokwala

Ngokubanzi, ukuba abemi ziye zinikwe iphakheji epheleleyo yamaxwebhu kunye nazo zonke iimfuno zenkqubo, ukurhoxisa inkxaso evela kurhulumente akakwazi. Kodwa kukho ezinye izizathu kukuphuculwa kweemeko zokuphila iintsapho abatsha (ilizwe kuthengwa okanye indlu - kungakhathaliseki) akunakwenzeka. Ukuphika esemthethweni zingafumaneka kule meko zilandelayo:

• ukuba usapho ayiyithobeli izicelo ngumthetho (umz, dummy otshatileyo);
• akazange anikwe iphakheji epheleleyo yamaxwebhu (ukuba icace in advance);
• xa isicelo banikwa iinkcukacha eziyinkohliso;
• ukuba iyunithi loluntu sele inxaxheba kule program.

Ngamanye amazwi, oku kufuneka kube lula ukufikelela zonke iimfuneko ezidweliswe ngasentla. Kwaye musa ukuthatha inxaxheba kule program yenkxaso "usapho Young" ngaphambili. Eli thuba unikwa kanye kuphela. Kufuneka kukhunjulwe.

Ukuba abemi ngenxa yezizathu okanye omnye wala inkxaso karhulumente inxaxheba akujongwa. Ngoko abantu "ukucokisa 'iintsilelo uzame namathamsanqa yakhe kwakhona. Uthatho-nxaxheba kwiprogram inkxaso karhulumente lubalwa kuphela emva kokuba urhulumente ngokupheleleyo ingahlawulwa ngesixa elithile yentengo lwezindlu okanye umhlaba.

Uluhlu lwamaxwebhu

Ngoku Ungaya kwi ibalulekileyo - uqokolelo lamaphepha iphakheji wakhonza kwiziphathamandla ezifanelekileyo ukulungiselela injongo yokwenziwa kwezatifikethi ukuphucula iimeko zokuphila. Enyanisweni, ukuba abemi sele iyinto eyamkelwa ukuba ukuswela, naziphi na iingxaki aziyi kubakho. Kodwa xa loo malungu ehlanganisana kumaphepha ngaxeshanye isicelo sokubhaliswa abantu abadinga ukuphucula iimeko ezezindlu, kuya kufuneka uzame ngokwanelisayo. Noko ke, kukho uluhlu eliqhelekileyo ezikhoyo ukuya. Amaxwebhu kwi kukuphuculwa kweemeko zokuphila iintsapho abaselula kufuneka oku kulandelayo:

• passports onke amalungu entsapho;
• izatifikethi zokuzalwa kwabantwana (abantwana);
• uncedo amalungu entsapho;
• Ekugqibeleni, ulawulo wesixeko kwi iyunithi ingqalelo yoluntu oswele iimeko ezingcono zokuphila;
• isatifikethi ubumnini bepropati;
• imiqulu engqina yezindlu ezihlawulelwa irente;
• isiqinisekiso somtshato (mtshato, ukuba usapho olunye-umzali);
• isiqinisekiso ingeniso yosapho;
• idatha malunga neendawo zokuhlala kule minyaka 5-6 yokugqibela;
• isicelo inxaxheba kule program yenkxaso karhulumente (kwimibhalo-2).

Ukuba onke la maxwebhu akhankanywe apha ngasentla kunye iikopi. Ngaphandle kweengxelo. Ukungabikho nkqu iphepha enye ibandakanya ukwalela ukhathalelo. Ngoko ke kuyimfuneko kwangaphambili ukuba alungiselele iphakheji epheleleyo yamaxwebhu.

apho ukuya

Xa Ugqibile, sikuncede iphepha ukuphonononga isicelo. Kodwa phi ukuya? Abaninzi banomdla kweli phephancwadi. Okwangoku, imali ukuphucula iimeko abaphila ngayo iintsapho abaselula zibonelelwa emva kokuba ukufakwa izibambiso:

• abongamele idolophi;
• 'S MFC.

Njengoko umthetho, ekusabeleni yesibini elinde kwandisa ixesha. Kwi-avareji kuya kufuneka ulinde malunga inyanga. Ngeli xesha, isicelo esivela usapho aya kuqwalaselwa ngokupheleleyo.

iziphumo

Ngoku ndiyaqonda ukuba bathathe inxaxheba kule nkqubo 'usapho Young ". Enyanisweni, yonke into ayikho lula njengokuba kubonakala. Eyona ngxaki - ukunqongophala kubemi imali eyaneleyo. Nakuba lo mzuzu ingenzeka unobangela ukusilela yenkxaso karhulumente.

Ngokubanzi, ukuqinisekisa kukuphuculwa kweemeko zeentsapho abatsha abahlala eRashiya kangangoko kunokwenzeka. Kufuneka kuphela ukuzama. Ukuba ingeniso yosapho ezaneleyo, le ngxaki iya ingqalelo ukuba ukuswela. Kodwa oku kuphunyezwa. Neemfuno zangoku, abaninzi babesebenzisa le nenkxaso karhulumente. Ukuba bakhawuleze - "usapho Young" uya kusebenza de kube 2020!