Inqaku-196 loMgaqo-Code Civil. period umda jikelele

Ukuza kuthi ga ngoku, ukungahlawulwa mboleko kunye namatyala - ingxaki nokoyika kuluntu lwethu. ukulahleka uYobhi, nokuncipha komvuzo, isifo - zonke nto leyo enokukhokelela ukulibaziseka kweentlawulo mandatory. Ngenxa yoko - ubiza kubaqokeleli, abasebenzi ebhankini. Voice, njengokuba umthetho, bona babe enkulu, sizingise, siqinisekile. Noko ke, abaninzi kubo ngabom ukuba bavakalise ulawulo enye ebalulekileyo umthetho - ezingummiselo iintsilelo (inqaku 196 loMgaqo-Code Civil). Siza kuzama ukucacisa iingongoma eziphambili kweli nqaku.

Yintoni na ixesha umda jikelele (Civil Code)

Ixesha ezingummiselo iintsilelo (siza kusebenzisa LED ungayiqondiyo) kuthetha into enye kuphela - umbolekisi ziphelelwe lixesha xa ungaya ngokusemthethweni enkundleni kunye imfuno ukuze uhlawule ityala. Inikwe iminyaka emi-3. Emva koko, naziphi na izisongelo wababuthi "ukumangalela", "ukumbamba lo propati", "otyalwe ngenxa yorhwaphilizo" iya kuba amagama kuphela. Maqhinga aluquki onetyala, yazeka ityala ukuba amaxwebhu abo ebhankini. Oku, ngelishwa, ezinye andazi, kodwa yababuthi kunye nabasebenzi ngobuchule asebenzise "zamva".

Enye into - ukumangalela yaye ambambe impahla, ngenxa bailiffs, kakade. Wawuza ukuthintela iingxaki ezinjalo, ufanele wazi ulawulo lomthetho - oku nqaku 196 loMgaqo-Code Civil. Ithi awukwazi ngokusemthethweni musa ukuhlawula ixesha elingakanani ukuze amatyala. Kodwa kufuneka siqonde, kuqala, kuyimfuneko ukuba babale iminyaka emithathu ukususela nini? Uqwalaselo olubukhali kuyo.

Ukumiselwa kwexesha nciphiso

Amagqwetha bona badla ukulahlekisa yena nabemi abaninzi. Inqaku-196 loMgaqo-Code Civil kubonakala ngokucacileyo, i-LED uzimisele. Noko ke, ukuba kunini na kuyimfuneko ukubala? Kukho iindawo ezintathu ezahlukeneyo Ngenxa nabasebenzayo:

1. Ukususela ekupheleni kwexesha lesivumelwano semali-mboleko.
2. Ukususela kumhla apho umntu wayeka ukuhlangabezana nezibophelelo zethu.
3. Ukususela mzuzu xa ababolekisi ukuzama ukuqhagamshelana naye onetyala (ngomnxeba, imeyile zeposi, njalo njalo. D.).

Zama ukuqonda ukusuka kwindawo umbono lo mthetho

Ngoko ke, ulawulo lomthetho sinikwa ukuba baqonde ukuba lo LED iqala ukususela kwimini xa otyalwayo bafunda bezityholo amalungelo akhe. Noko ke, kukho enye mthetho. Kuba izibophelelo le nkulumo yokwenza lo LED luqala mzuzu xa ezi zibophelelo kuphela. Nantsi ingxaki iphambili intsingiselo yomthetho.

Izimvo ukuba uMthetho

Njengoko sisazi, izivumelwano zeentengo zemboleko ixesha awufuna lokuthobela. Abanye bathi ukuba kuthiwa emyalelweni ngokumiselwa LED. Khumbula enivumelana unika Inqaku 196 loMgaqo-Code Civil, kwaye ngoku wazibala nezithethe equlethwe kwiSiqendu 200 Code Civil.

UMZEKELO ukulinganisa ixesha

Ukuveza i imeko yoxhomekeko. Ivanov wathabatha mboleko September 10, 2016 ixesha leminyaka emi-5. I wayeka November 15, 2016. Isivumelwano semali-mboleko ikhankanya ekupheleni ukuzibophelela. Ngenxa yoko, i-LED luqala emva kokugqiba. Kulo mzekelo, ibhanki unelungelo ukumangalela phambi September 10, 2024 (contract kwiminyaka 5 + 3 - ummiselo ukulinganiselwa).

Noko ke, ngokwendlela kwezigqibo, iinkundla musa ukucinga njalo. I-Bank unalo ilungelo lokufaka isivumelwano kwangethuba ukuba ngaba uhlawule amatyala. Oku kubhalwe kuzo zonke izivumelwano zemali-mboleko. iintlawulo zenyanga iyasebenza izibophelelo, ezo ixesha (ngenyanga). Oku kuthetha ukuba xa ummi akuhlawulwa November 15, 2016 malunga neemfanelo zalo, ibhanki unelungelo ekuqaleni ukuya enkundleni kwaye ufumane imali. Ngoko ke, ixesha kwesithintelo isicelo ziinkundla kunye mzuzu xa ummi kwafuneka ukuba ahlawule imali rhoqo ngenyanga.

Indawo yeNkundla Ephakamileyo

Indawo efanayo yeNkundla Ephakamileyo. Par iya kubalwa ngokwahlukeneyo intlawulo nganye. Makhe sibuye yomzekelo yethu. Bank wafaka for ukubuyiselwa imali mboleko lonke ngoDisemba 20, 2019. Inqaku-196 loMgaqo-Code Civil kulo mzekelo, umthetho akhulule unetyala ekuhlawuleni. Kodwa ke ukuba ibhanki ukukumangalela ukuhlawula isixa iintlawulo zenyanga, apho xesha namanje, kwimeko apho otyalwayo kuya kufuneka ukuba uhlawule ezinkundleni. imali Inqununu iya yehle ngo iintlawulo ezintathu ukususela kuSeptemba 2016 ukuya kuDisemba 2016, ekubeni kwafika ezingummiselo iintsilelo uphume kuye. Imali eseleyo kufuneka zibuyiselwe yinkundla.

Ndithethile - Kuya kufuneka ukuba uhlawule?

Of umdla ethile ngumboniso ixesha nciphiso iya kurhoxiswa ngexesha incoko yefowuni kunye nombolekisi unetyala. Oku kusekelwe ukuqatshelwa ekunene ezenzo ityala yokugqibela, enika izizathu, ukuba ukuphazamisa ixesha mda. Emva koko, iminyaka emithathu uqalisa ukubaleka kwakhona. Noko ke, iinkundla musa awuvumelani nale ukutyhilwa kwalo.

Musa ukuba umthetho - ahlawule yonke imali

Singathanda ukuba alumkise ukuba iNkundla ngokwayo ayinayo ilungelo isicelo ngokommiselo iintsilelo. Ukuba ibhanki ubefuna nokuba emva kweminyaka elishumi, xa isenzo babuza kuphela isivumelwano, inkundla iya kuqwalasela ibango kwaye athathe isigqibo esifanelekileyo. Kuphela isicelo yommangalelwa ukwenzela isicelo kwexesha umda ilungelo inkundla iyakulikhaba ibango Iwabantu abatyalwayo. Oku kuthetha ukuba ngokungazi nje omnye umthetho kunokuphumela isixa icocekile. Njengoko bathi, nalwazi womthetho akukho sizathu.

Nangona kunjalo, kukho iimeko apho isigqibo ngaphandle inxaxheba onetyala. Ufunda ngazo kwimeko engcono ngeposi. Ngcolile - bailiffs kunye nokuthimba impahla kunye akhawunti ivaliwe.

Kulo mzekelo, ukuze isicelo isicelo ezingummiselo zithintelo kufuneka ukuba sibe isibheno. Ukuze wenze oku, kufuneka kuqala abale ebekiweyo, ekubeni rhoqo kakhulu kwi ngezigqibo inkundla emva ulahlekile abantu bafunde lonke ixesha ezisemthethweni lokubhena. I algorithm ngolu hlobo lulandelayo:

1. Ukumisela uhlobo lwesigwebo (xa engekho, ke njengesiqhelo, umyalelo wenkundla).
2. Ukuhlaziywa imiqathango isikhalazo, inkcaso.
3. Ukurhoxiswa kwe sigqibo.

Isikhalazo okanye izichaso ezingenisiweyo kunye isicelo sokuhlaziywa kwekota. isaziso engafanelekanga amaqela idla ngokuba sisizathu esilungileyo sokuba kwakhona.

Ukuphela kwexesha lilinganiselwa akumkhululi emsebenzini

Kufuneka kuqatshelwe ukuba kokuphela kwethuba leminyaka emithathu ukuya neemfuno izibophelelo yi inkundla akakhuselwanga umsebenzi. Eso namnye ungummi usixolela. INkundla zingaqhubeka ibango isixa setyala. Kodwa, ye, classes kufuneka ukhankanye iimpikiswano zilandelayo: .. "Yibani nesazela," "Nceda, nika imali," njl Naliphi inyathelo engaphaya umthetho ngokuzenzekelayo ukwenza umbolekisi a felon nathi. Indlela esemthethweni kuphela ukunyanzela 'wakhuphe "imali - kuphela bailiffs. Nangona kunjalo, oku kungenziwa kuphela ngokusebenzisa inkqubo yenkundla. Ekususeni ixesha nciphiso, kwaye ukuba abanolwazi ukukhusela akunakuba ithuba elinjalo.

isiphelo

Xa ndiqukumbela, ndifuna ukuthi ukuba akuyomfuneko ukuba ngummeli ngobuchule ukukhusela amalungelo abo. Ngamanye amaxesha, ulwazi lwemithetho omnye okanye ababini kunokuba luncedo kakhulu. Umthetho ukuba siye saxubusha (ixesha kokuthintelwa ngenxa akhawunti efunyenweyo), ayifuni umgudu omkhulu ukuqonda. Noko ke, ukuba ungagcina imali eninzi.

Kakade ke, imfuneko ukuhlawula amatyala. Thina musa ukubiza ukuba asilahle. Noko ke, kukho izinto ezahlukeneyo ngeemeko. Ngamanye amaxesha, kukho iimeko ezahlukeneyo izinto ebezingacingelwanga ngaphambili, xa mboleki akakwazi ukuhlawula ngokwasemzimbeni. Xa atyekela ebhankini ngenjongo ukuhlengahlengisa ityala layo. A iziko lamatyala akazange enze umnyinyiva. Kwaye ke kuphela, xa abantu bayala ukuba ahlawule, banikela ngeendlela ezahlukeneyo.

Ukubolekisa ngemali inzala - oku ngumsebenzi yorhwebo ukuba inshorensi. Asimele silibale ukuba ukungaphumeleli yetyala - oku sisithuko zobuqu umniniyo, kuba iindleko zokuvelisa. Funa ityala ngokusemthethweni - yenye imiba yomsebenzi.

Kuba kubaboleki bathi ukuba ibhanki akusayi unelungelo lokwenza ibango ityala ngokusebenzisa iinkundla, imbali yesikweliti, aya nokuba yonakele. Akukho mfuneko yokuba ukulibala ngayo. Kubomi, kusenokubakho iimeko ezahlukeneyo xa imali inokuba kwakhona yimfuneko, kodwa akukho bani uya.