Bank "Uralsib": ukuthembeka sokulinganisa simo

Banking iinkonzo namhlanje ixhamla phantse wonke umntu. Kodwa ngaphambi kokuba kule okanye umbutho, kungenxa ekuqaleni ukufunda ngenyameko inqanaba kukuthembeka kwayo. Abantu abaninzi bakhetha ngokwabo ibhanki "Uralsib". Ikubeka phezulu, ebangela ithemba ukuqina. Eneneni, njengoko ka Disemba 2016 yena phezu kwendawo th 22 kukuthembeka phakathi 600 iibhanki eRashiya.

ulwazi jikelele

Oku - umbutho zorhwebo, oko kukuthi inani lilonke mafa 436 072 633 000 engange. NgoNovemba, ngasendleleni, ingeniso umbutho inyuke nge-0.43% (+ na engange 1867111 Ukongezelela), ukuze oko waphakama kwezi zixeliweyo ukusuka kwindawo yama-23 th 22.

Ukuqalela ngoNovemba 2015, ibhanki ngenkuthalo akunika zococeko. Okanye, njengoko ibizwa ngokuba, impilo mali yombutho, ejoliswe ulungiso lwesakhiwo, ukutshintsha uluhlu lweenkonzo kunye kakhulu ngakumbi. Urhulumente elichithwa ucoceko, "Uralsib" malunga 81 billion engange. Kwaye le nkqubo ilawulwa yi Vladimir Kogan, ekubeni 82% yezabelo benkampani.

Isizathu sokuba nentembelo

Xa umbutho ezifana "Uralsib" yibhanki rating okuqinileyo kakhulu. Kwaye usatsho nangoku inkxaso iziphumo arhente yohlalutyo. Ngokomzekelo, Standard & Poors. Le arhente yohlalutyo phakathi iinkampani abathathu ukujoliswa kumgangatho wamazwe ngamazwe. Standard & Poors vekiweke "Uralsib" isilinganiso ka 'B' kunye nesimo sengqondo esihle (iinkcukacha zakutshanje - 6/16/16). Oko kukuthi, umgaqo, umgangatho ngezantsi avareji kancinane (by nemigangatho yamazwe ngamazwe), nto leyo enefuthe ukuba aphezulu kakhulu.

Ngakumbi na ibhanki "Uralsib" yokureyitha phakathi iinkampani ekhuphe nani likhulu mboleko zemoto. In the top-10, nguye kumgca-9. Xa uluhlu lwemibutho 15 ndikhuphe nani liphezulu nezivumelwano zokubambisa kwi indawo 14 yi ibhanki "Uralsib". Kala phezulu kakhulu kwaye kummandla wokubolekisa ngemali - lo mbutho kwi top 10 iinkampani best mali zinika inkqubo inzuzo kumashishini amancinci. Kodwa Mystery Shopping Awards Award ngenxa ezilandelayo beyibona njengoko yenye yeebhanki sabucala.

Oku kufuna ingqalelo ekhethekileyo yaye ifumana abantu namhlanje, kwinqanaba mobile. "Uralsib" uye wangena phezulu ezintathu kummandla zebhanki mobile. Safumana umvuzo Markswebb Rank & Ingxelo. Ngokwemiqathango ukhuseleko lula yangena phezulu-10. Kwaye konke oku data - kukho ubungqina ngqo ukuthembeka kwiqumrhu ezifana "Uralsib".

bamxolele

Nabo kufuneka bathi namagama ambalwa. Ifumaneka kwiinkampani ezifana "Uralsib" mgangatho ukuthembeka ebhankini kuxhaswa ngakumbi iimpawu ezikhethekileyo Deutsche Bank AG kunye Commerzbank AG. Bona eyabelwe umgangatho ophezulu uphumezo amaxwebhu intlawulo euro.

Ukongezelela, "Uralsib 'ingqalelo 2015 iibhanki best abathengi kwi amatye anqabileyo market karhulumente. Naye oyiphumeleleyo lokhuphiswano lwamazwe ngamazwe, eyaziwa ngokuba "Risk Management Best". Kuyo kukho ulonyulo embalwa, oko kukuthi "Uralsib" ugqithiselwe "best inkqubo yolawulo lomngcipheko."

Kwakhona, lo mbutho ababandakanyekayo umsebenzi wokunceda. Le projekthi, ahlelwe nguye kunye mali yabantwana "Victoria", waba ngomnye phezulu iinkqubo 30 zentlalo kwi Russian Federation.

mortgage

Kule mihla, olu hlobo mboleko ethandwa kakhulu. Ngenxa lwezindlu kuyimfuneko kubo bonke, kodwa wonk 'ubani ithuba lokuba ukuyithenga uyikhulule ngentlawulelo. Ngoko ke, kukho uluhlu, edwelisa iibanki ezibonelela iimeko ezingcono kakhulu mboleko mboleko ekhutshwe yokuthenga izindlu kwimarike eziziisekondari. NgoDisemba 15, 2016 kwafika iindaba ukuba i "Uralsib" ibhanki ifumene simo, nto leyo embi - yangena phezulu-10.

Imiqathango ecetywayo ezilungileyo ngokwenene. Le program kakuhle kuye kwaqatshelwa malunga nomlinganiselo oyi-13.5% kunye negalelo yokuqala ka-10-30%. Nangona kukho ezinye iingcebiso. "Nokuthathelwa for mali", umzekelo, kunye nokuphungulwa izinga 10.8%. Kunokuba ibe ngaphantsi nkqu kubantu abasebenzisa imveliso, "Uralsib" (amakhadi, umzekelo). Intlawulo yi-20% abaxhasi wakholosa-40% - bona abathi gu ibhanki okokuqala.

Unyuselo nokunikelwa umdla

Njengoko kubonakala, "Uralsib" mgangatho yebhanki phakathi iibhanki uye okuqinileyo. Kwaye ngoko ke umbutho rhoqo Ihlela iintlobo kwimisitho kubaxhasi babo.

Ngokomzekelo, ebudeni ngoDisemba ka-Offer "tablet for free!" Ukususela "Uralsib" kunye Samsung. Ukuba umxhasi iya kukhupha ifowuni mboleko Galaxy S7 edge S7, i-PC tablet Galaxy Tab A 7.0 uya kufumana kwakhe isipho. Hi ndlela leyi, imali-mboleko uza kufumana isaphulelo se-10%. Izinga yi 15.5% ngonyaka.

"Uxolo" amalungelo ezininzi kunye nezipho zibonelelwa bamakhadi eMoscow. Kubo, lo salo ekhoyo ENEA ezamahala figure uqeqesho skating kunye itshokolethi eshushu. Kananjalo ukuthatha inxaxheba umzobo lamatikiti ukuya siganeko iphawulekayo yonyaka - New Year nguEva mbhiyozo. kwakhona oluya kubanjelwa salo.

Le yimizekelo nje embalwa. Ngokubanzi, akumangalisi kutheni "Uralsib" wangena top 10 othandekayo baseRashiya iibhanki ngo-2016. Loo simiso, endleleni, kakhulu.

Yintoni enye ukufuna ukwazi?

Zininzi izinto ezinomdla ukubalisa ebhankini "Uralsib". Beka endaweni nokubeka amaziko engcono yemali Russian Federation oko kwazi, Kuphezulu, kodwa kuthatha indawo olungileyo kwezinye izintlu "phezulu". Abanye kuhlu ukubaluleka.

NgoNovemba kulo nyaka, umzekelo, lo mbutho uye wathabatha kwindawo yesibini kuluhlu, leyo ezidweliswe iibhanki ukukhupha amakhadi ngetyala kunye neenkqubo best yesisa. I "Uralsib" eli zinga ubizwa ngokuba 'Ikhaya enesidima Children ". Umlinganiselo wenzala kule ikhadi lamatyala yi-28% ngonyaka. Imigaqo nemiqathango imi ngolu hlobo lulandelayo: 0.5% yesixa onikwa yentengo nganye ikhutshelwa-akhawunti yebhanki mali yabantwana, kunye apho kukho intlawulo kukuphuculwa kweemeko zokuphila ezintandane.

"Uralsib" Okunye ngoNovemba sele zibandakanyiwe iinkampani 3 phezulu ngokubonelela iimeko ezingcono kakhulu mboleko mboleko kunye mali karhulumente. Izinga yi 11.25% ngonyaka, isavenge sokuqala - 20%, elithi mboleko - iminyaka 3-30.

Kwakhona, ibhanki iqukiwe encotsheni iinkampani ezili-10, mboleko angakhuselekanga ukuba kakhulu imfuneko yabasebenzi bebonke.

A lot of izinto ezinomdla uyakwazi xelela ngakumbi malunga ibhanki "Uralsib". Yiyiphi indawo apha simo lo mbutho - ucacile kakhulu. Kwaye, ngokusekelwe kungasentla, sinokugqiba - oku yibhanki elungileyo yaye enokuthenjwa ngokwenene akanakunikwa imali yabo. Kwaye inani elandayo nabathengi nyanga nganye - isiqinisekiso ngqo.