Yintoni esitokisini ukuba uthenge inzuzo ngoku istock exchange, kwi-Savings Bank? Imibono, ukubuyekeza

Sebenza nemithi eninzi abakwazi wonke. Kwaye akukho nje ukufumaneka kwemali, kodwa bengqondo yabantu. Asinguye wonke umntu sinokuhlala sizolile kwimeko yingozi. Kodwa market kwemfuyo okunzulu rhoqo. Ngaphambi kokuba utyale imali, kufuneka uku bana phandle isitokhwe ukuthenga ngoku.

Ngokufutshane kwimeko

Ngowe-2016, i-istock market ubonisa unxulumano eliphakathi. Inqanaba ebalulekileyo lifikelelwe amaxabiso. Ncokola malunga notshintsho lomkhuba kwexesha. amava exesha elidlulileyo kubonisa ukuba trend ixesha elide phezulu kwixesha elizayo kuya kubangela abaninzi ukuba azisole badlala ngamathuba. Ke luhlobo luni amanyathelo buyanceda ukuthenga ngoku kwimarike Russian?

indlela

Okokuqala, makhe ucacise ukuba utyalo-mali norhwebo - zizinto ezimbini ezahlukeneyo. Le mali labucala ochaphazelekayo malunga yokuzinga imali kwiminyaka 10-20. Oku akuthethi khangela uphindo stock imihla ngemihla, kodwa khangela iingxelo zonyaka leenkampani. Zonke ezi zinto kuye umrhwebi. Ngubani ofumana umvuzo emarikeni izibambiso.

Enoba yintoni inyathelo buyanceda ukuthenga ngoku emsebenzini kwimarike kufuneka bathobele imithetho elula:

• Zonke iimali kuthunyelwa kwizabelo ngokulinganayo phakathi amaqela amabini. Kufuneka enganagalelo impahla corporation.
• Phambi bethenga kuyimfuneko ukulandela ngenyameko Dynamics norhwebo ukuze kuchongwe ixesha xa ixabiso le kuncinane.
• Kufuneka bawuqhele umsebenzi lwemisebenzi yenkampani, hlalutya uhlalutyo Financial Reporting.
• mali le nkampani kukuba kungcono ukukhetha kuluhlu lwe ethembisayo ngok-likhula.

energetics

Le ingxenye kakhulu underrated zemalike. Zonke abathandabuzayo ungajonga kwi isakhiwo asethi "Enel Russia", "E.ON Russia", ukunyuka kwamaxabiso for FGC. Kungekudala ukuba zongezwe phezulu ezintathu, "RusHydro". On the London Stock Exchange sele wabonakala iirisithi depositary yenkampani.

Yintoni esitokisini ukuthenga ngoku kwixesha elide? Holdings Oil. Kunokuba ixesha elide kakhulu ukuthetha malunga ukuhla kwamaxabiso e-oyile. Kodwa candelo mboleko ngamaxabiso aphantsi. It eduze kunye yangaphandle. Namhlanje, kubalulekile ukunikela ingqalelo intshukumo "Gazpromneft", apho kwaphuma nempembelelo embi "Gazprom", kwaye ngoku ukurhweba at isaphulelo omkhulu "Bashneft", "Tatneft", "Lukoilu" yaye "Surgutneftegaz". Iyafuna esithi amagama ambalwa malunga umdlali lokugqibela emarikeni. sverhdividendov Intlawulo kuxhomekeke ukuhla ngerandi. Kodwa nkampani uyalela kwingeniso ngasese le zorhwebo zinkulu zasekhaya. Ukwenziwa buthathaka lwemali kazwelonke izabelo ukuthenga bodwa ngumthombo nje kuphela ngezahlulo, kodwa kukho utyalo-mali kwishishini kunye nokukhuselwa kukuwa engange.

zonxibelelwano

Kodwa yintoni na ngoku ukuthenga isitokhwe? kwicandelo lothungelwano kwixesha elide yaye uyakwazi ukumkholisa-mali labucala. Kodwa ke kubhetele ukuthenga izibambiso emane, ngokusekelwe kwezi ngxelo zemali kunye esizithandayo, kunokuba imali kwicandelo xa lilonke. Kufuneka ingqalelo le miba ilandelayo ezichaphazela ixabiso asethi:

• ukungabikho mboleko zangaphandle;
• ukukhula iinkcitho capital ngohlobo lwemali;
• ngokuchasene nentsukaphi lenguqu ukuya iindlela zonxibelelwano ngeengcingo kuncitshiswa ingeniso kwedatha;
• ukhuphiswano anda emarikeni.

Ke zonke ezi meko ezikumila okwethutyana. Xa isigqibo ngawaphi amanyathelo ngoku buyanceda kuthenga, kwakhona abatyali kufuneka ingqalelo. Ngapha koko, ukuba imali amathemba ixesha elide. Oku kusebenza zombini kwi-MTS, leyo unobutyebi ebisebhankini wakhathazeka, "megaphone" kwaye wabulawa "Rostelecom".

igolide

Abaxhamla kule asset akayi kubulawa amaxabiso zegolide ixesha elide sizinzile. Kunye namanqanaba ixabiso linomtsalane njalo ukunika ithuba lokuba ukwandisa ubukho yayo emarikeni.

zebhanki ingxenye

Yintoni eyenziwa kusiza kukuba ukuthenga ngoku kwi MICEX? Abathengi iibhanki systemic inokuba nomdla amathuba imali mali mutual "Alfa-Bank", "Gazprombank" njalo njalo. D. Ilahleko isivuno ngohlobo kwinkampani yolawulo iindleko ziya mababuyekezwe malunghelo iinkonzo ezifunyenweyo, ibhanki inikeza Linyuke kwi iidipozithi ngokunxuseneyo nokuthengwa kwezabelo .

Yintoni ke ngoku ukuthenga kwi "Savings Bank"? Xa sisebenza kunye ekhoyo mali FinEx terminal. Phezu kwayo yonke exoticism kwisixhobo kwaye inkampani le xa lilonke, utyalo-mali lwexesha elide kunokuba kuzisa-20% yenzuzo.

Tips

Nangona 2015 kuye kwaba nzima kakhulu kuqoqosho lwesizwe, ukuba imali kulo kuthetha kuluncedo. Ngokutsho abahlalutyi, ixesha ubunzima iphela. Iimpawu zoqoqosho sele ifikelele "bottom" emarikeni leyo izinze.

Abahlaziyi Sicebisa imali Bank of kumazwe angaphandle, abavelisi, leyo swi endaweni yokungenisa. Abatyali okwangoku lihambisane iindlela ezintsha. Iphothifoliyo investment nangoku alawulwa yi-asethi kwiinkampani abathengi. Bathabathe bazise imbuyekezo eziphakamileyo, kodwa ke kukhuseleka nxamnye kwesidingo eziwayo.

Ekupheleni kwalo nyaka, le engange uya kuqalisa ukuqinisa. Oku kuya kukhokelela ekwandeni kwamaxabiso e-oyile. Ubhejo on kumazwe kufanelekile ngokwemiqathango ukwehlisa imali yesizwe. Phakathi amacandelo ekhulayo leengcali yokunyibilikisa isinyithi aveze, ishishini zokhuselo lokwakha. Kwezi, i oyingozi kakhulu yokunyibilikisa isinyithi. kwamaxabiso ezinto kwiinyanga kutshanje lithe gqolo ukuba phantsi.

Ngokubanzi, le mali bacetyiswa ukuba anciphise ubukho iinkampani Russian kwi emarikeni ukuya ubuncinane. Kungenzeka, baya kuba baninzi abafuna ukutyala kuqoqosho lizwe wabo. Kodwa namhlanje imeko kwimarike yehlabathi akungeni evumela ukuba.

asethi ezixabisa kakhulu, kodwa ke ziyafumaneka

Nangona ukungaqiniseki kwemarike, ngaphezu kwesiqingatha Central Bank of yephothifoliyo ukuze kwakheka kwi Russian stock exchange. Tivi wesivuno namhlanje ingaphantsi kwe umdla ebhankini nkqu iinkampani inkulu. Kodwa kule minyaka 5-7 ezayo, nakanjani ikhule. Ngakumbi inshorensi kwilahleko kunokwenzeka, kuyimfuneko ukuba iyantluko ipotifoliyo yotyalo-mali nje kuphela negolide, kodwa izabelo ukusuka kudweliswe iisayithi iintlanga, umzekelo, i-New York Stock Exchange.

Okubangel 'umdla kukuba ixesha elide, omnye Apple share iindleko obabulingana ixabiso elucwecweni kwinkampani enye. Apple - le yenye yezona yimpumelelo yaye ngokukhawuleza okukhulayo yesibini (emva Samsung) iinkampani ehlabathini. Nokuba ngo-2015, ixabiso share nganye yaba 700 zeedola US. Efuna ukutsala abatyali ngaphezulu, inkampani icandelo okhethekileyo isabelo nganye ngeenyama-10. Le iphakheji abanini lwenene ixabiso CB akawatshintshi loo manqaku, kodwa inani lezabelo banda izihlandlo ezili-10. Oku kuboniswa kwixabiso. Ukuze uthenge enye isabelo lezabelo 100, ngokwaneleyo ukuba imali kwi $ 7,000, abangama-700.

Yintoni ke ngoku ukuthenga kwi-stock exchange NYSE? Apple umzekelo ngoko nangoko ilandelwe yi-Google ne-Microsoft. Iindleko enye Central Bank of the search engine ethandwa ngo-2015 yaba $ 650, yaye "iifestile" - malunga $ 800 zangaphantsi ngambini. Emva ngokukhanywa sezabelo Central Bank waba ifumaneke kubatyali-mali ezininzi.

isiphelo

On the NYSE kunye MMBV thaca iinkampani ezininzi zibiza imali eninzi yaye-nokukhula eliphezulu. Ungatyala kuyo nayiphi na kuzo. Eyona nto ibalulekileyo - ndaqonda ukuba imeko lemarike ungatshintsha nangaliphi na ixesha. Ngoko ke thembela inzuzo rhoqo ngok olukhula kuba zililize ekungekho nzuzo ngayo.