Yenza capital ngosana ukuba amawele? Yintoni capital kubeleka xa kuzalwa amawele

Enye mathuba limnandi yaye onwabile yobomi wokuzalwa abazali babantwana. Ke, ukuba ukukhanya kuvela umntwana ngaphezu kwesinye, kodwa nje ezimbini, ukuba ulonwabo, ngokulandelelana, iphindwe ezimbini. Kulo mzekelo, asiyi kufaneleka ngaphezulu kokufumana eyinkunzi umzali. Kodwa wenza njani iintlawulo, kungekhona xa umntwana? Kwaye ingaba ukunika capital kubeleka ukuba amawele? Le mibuzo eziphathelene inani elikhulu oomama nootata. Makhe sihlolisise ngokweenkcukacha.

Yintoni capital sikanina?

Russia yinkqubo federal eyaqaliswa ngo-2007. Injongo yalo esentloko kukuba ukwandisa izinga ukuzalwa nokunceda iintsapho abaselula kunye nabantwana ababini okanye ngaphezulu. Xa umntwana ezalwa, umzekelo, ngoDisemba 30, 2006, capital ngosana ungekho kuyo. Oku kubalwa ukuba ekupheleni kwenkqubo amanyathelo aya kuba ekupheleni kuka-2016. Kodwa kukho intelekelelo ukuba iprojekthi iza kwandiswa ukuya 2025.

capital zokukhulelwa: amawele, ukuzalwa kuqala

Abazali abaninzi bayazibuza ukuba baya kufumana intlawulo ukuba emva kokuba ukukhulelwa yokuqala wazalelwa oonyana-2 kuphela. Abanye abantu ngempazamo abakholelwa ukuba ukuzalwa elinye kuphela, abayi kufumana iintlawulo. Abanye, ngokuchasene noko, ucinga ukuba eyinkunzi kubeleka, ukuba la mawele azalwe, baya kufumana kabini ubukhulu. Zombini ezi engalunganga.

Imibuzo efana kuvela ayisendim, sichaza ezinkulu sikanina unikwa xa intsapho umntwana wakhe kwesibini, kungakhathaliseki ukuba zingaphi lokuzalwa njengonina yam - omnye okanye emibini. Kulo mzekelo, ubukhulu kweentlawulo ayitshintshi kuyo nayiphi na imeko, nkqu xa kuzalwa ezintathu, lo mali iya kuba mnye. Ngamanye amazwi, ikomkhulu sikanina xa ukuzalwa kwamawele ikhutshwa kwakunye ukuzalwa omnye (hayi lokuqala) usana - kanye, nokuba kamva ngonyaka abazali weza kwelinye kabini.

Kangakanani urhulumente uhlawula ukuzalwa kwamawele?

Njengoko kukhankanyiwe ngasentla, imali kwentlawulo xa kuzalwa zombini omnye kunye nabantwana ezininzi ngexesha elinye, ngokufanayo. Ngokomzekelo, ngowe-2013 sasifana kwi 408.960 engange. Ngoku, ngo-2014, ngenxa yokunyuka kwamaxabiso, le samba kancinane ukulungisa - 429 408 engange.

Nemiqathango yokufumana iintlawulo

Ukuba abazali bakwazi ukuthatha eli thuba lalo mali, kufuneka ukuba amalungelo athile ukuwufumana. Ngoko ke:

• umntu olindele ukufumana intlawulo (idla ngokuba unina) kufuneka abe ngummi Russian;
• umntwana, lowo uya kunikwa eyinkunzi kufuneka abe ngummi Russian Federation;
• inkxaso State ziya kunikwa kwiintsapho abo mawele azalwe okanye zamkelwa ukususela ekuqaleni kuka-2007 ukuya ekupheleni kuka-2016.

mali Double ukuba ukuzalwa kwamawele ngokuzalwa yesibini - oku kunokwenzeka?

Ewe, ezi nkqubo ziyafumaneka kwimimandla eziliqela. Ngoko ke, ukuba ukuzalwa yesibini wazalwa amawele, unina kufuneka bazi ukuba babe nethuba ukufumana inkxaso lwengingqi. Kokuba ikhutshwe sokuzalwa okanye ukwenziwa oonyana nganye, ngelixa inani lawo elipheleleyo ifikelela 4-5. mali abanjalo abazali okanye zeAltai weRiphabliki Tyva.

capital lokubeleka Regional kwi ukuzalwa kwamawele ngokuzalwa yesibini, hayi kanye mandithi, ubukhulu balo babe ukusuka engange-30,000 ukuya 200,000. Kwezinye iindawo, xa intsapho abazali lwakukhula yesithathu ezilandelayo ezikhutshiweyo komhlaba wokwakha indlu.

Inyaniso kukuba apho kummandla wakho inkqubo enjalo, ungafunda ulawulo wengingqi okanye isebe ukhuseleko loluntu le-Pension Fund.

Ngubani na ukufumana intlawulo?

capital nokukhulisa ukuzalwa kwamawele ufumana ngokuqhelekileyo umama. Kwaye nomawukwenze xa wafa? Yenza capital ngosana ukuba amawele kule meko? Ukuba kunjalo, kubani? Kwiimeko ezinjalo, uncediso-mali sisenokwamkelwa:

• abazali besibini zombini abantwana;
• abantwana Pope ukuba umama wabo ovinjwa amalungelo lwabazali okanye wafa;
• ngabantwana, okanye umntwana omnye kwiimeko apho abazali okanye abazali abakwazi, ngenxa yezizathu ezahlukeneyo, bafanelekile ukuba intlawulo.

Ngawaphi amaxwebhu afunekayo?

Enyanisweni, ukuba unina unika capital amawele ngokuzalwa, sele kusetyenzwa. Ngoku kufuneka ukufumana phandle amaphepha ukuze sifumane kuyo, nalapho ukuya. Ngoko ke, ukuba isicelo capital lokubelekisa a, kufuneka eze weNgxowa-mali yePenshini lendawo la maxwebhu alandelayo:

• yokundwendwela Umama (okanye umkhathaleli) kwaye ikopi yayo;
• izatifiketi zokuzalwa intsana iikopi zazo;
• SNILS kwi igama lomntu apho elikwisatifikethi liya ngokusesikweni, kwaye zombini mawele;
• xa kukho imfuneko - amaxwebhu ebonakalalisa ukuba abantwana kunye umntana abangabemi Russian Federation;
• e wokwamkelwa - amaphepha ukuqinisekisa le nto.

ukusetyenziswa mali

Cash ukuba ukuthembela xa ukuzalwa kwamawele ezingalweni zakhe ukuba zikhutshwe. Emva kweminyaka emithathu emva kokuzalwa kwabantwana, abazali banokusebenzisa capital ngosana kwezi nkalo zilandelayo:

• Ukuphucula iimeko zokuhlala. Inkxaso-mali ingabhekiswa ku ukwakhiwa kwendlu (imisebenzi intlawulo ikontraka) okanye ukuthenga zokuhlala ugqibile.
• Intlawulo imfundo yabantwana.
• Ukuqokelelela yomhlalaphantsi sikanina.
• Okuhlawula amatyala ukuze kuthengwe kwezindlu.

Xa isixa-mali iza kusetyenziswa asiyiyo yonke, intsalela iya kuxhomekeka nezikhokelo lomnyankomnye ngokungqinelana kunye nokunyuka kwamaxabiso.

Nokulibaziseka ekufumaneni inkxaso-mali

Ukuba abazali abakwazi ukuba isicelo ngoko nangoko senkxaso-mali, enikwe nokuba capital ngosana ukuba amawele kule meko? Kuyimfuneko. Isicelo sesiqinisekiso zingafakwa nangoko emva imbonakalo abantwana, kunye nonyaka okanye emibini. Le ixesha ngqo umthetho lo enikiweyo. Isigqibo ukunika isiqinisekiso ziya kwamkelwa kwiintsuku ezingama-30, kwaye umenzi-sicelo uya kwaziswa.

Xa kids iminyaka emi-3 ubudala, abazali ukusebenzisa inkxaso imiyalelo edweliswe apha ngasentla. Le Okungumahluko ukuhlawula imali-mboleko yezindlu - kule meko inokusetyenziswa nangoko emva kokufumana isandla isatifikethi. yokuhlawula imali yenziwe kwiinyanga-2 emva kokuba ukwamkelwa kunye nokufakwa kwesicelo yabo.

Ke ukuba umntwana ufile?

Kuthekani ukuba ngexesha lokuzalwa yenye kubelekwa lwakhe? Yenza capital ngosana ukuba amawele kule meko? Hayi, kwiimeko ezinjalo, lo mthetho uyakwalela ukuba akhuphe sesibonelelo. Ukuba umntwana wafa emva kokuba abazali sele ifunyenwe kwi ezandleni isiqinisekiso sakhe sokuzalwa, ithuba lokuba ufumane isiqinisekiso na.