Supply Imali kunye lokubolekwa emali

supply Imali kunye kwemali emali - la magama zihlobene kwaye lixhomekeke kwelinye.

Unikezelo imali iseti sentlawulo, ukuthenga kunye nemali ezingasetyenziswanga yelo kubantu emzimbeni zomthetho impahla karhulumente, ebandakanyekileyo yezoqoqosho kwinkqubo inkonzo wobudlelwane. supply Imali ephawula ukuhanjiswa kwemali ngokubhekiselele nobungakanani.

Phantsi ubunzima imali nokuqonda imali kunye non-cash imali. Ngokutsho isakhiwo, yahlulelwe kwii esebenzayo (ezo mali ukuba ulawulo nkonzo) yaye inxalenye eyimpumelelo (nokwanda neebhalansi zebhanki ukuba kukuhlawulwa enokubakho kuthetha).

Ubunzima imali ayikho lula kwaye akuyi kuba ngaxeshanye kunye nemali. Enyanisweni, isabelo yemali isixa mali ayikho imikhulu kangaka nje, kuba zonke izinto yezoqoqosho yenza lijongene omnye ngokusekelwe kwiintlawulo non-cash nge-akhawunti zebhanki.

Inqanaba sophuhliso lizwe limisela uzinzo lwemali kunye nesabelo yemali imali iyonke. Umzekelo, kwi-US, eli nani ayidluli 5-10%, kunye namazwe ico - 30%. Okukhona imali kwi ubunzima lilonke yonke imali ilizwe, kokukhona bhetyebhetye inkqubo yemali kakhulu. supply Imali kunye kwemali emali kufuneka ukuba ngokomlinganiselo ilungelo ukuqinisekisa eqhelekileyo yokusebenza kwenkqubo malini.

Njengenxalenye ubunzima imali zihlanganisa amacandelo ezingenako kusetyenziswa ngqo njengoko intlawulo kunye arhente zokuthenga. Oku kuthetha fixed-term akhawunti, iidiphozithi, iidiphozithi yokonga, izabelo, njl Loo maKristu abizwa ngokuba 'kumahlelo-mali "(ukusuka kwisiLatini." Phantse "). Le nxalenye imali iyonke imali kwegazi imele inxalenye enkulu kakhulu kwaye ezinzima.

Ubume ubunzima imali nokubunjwa kwayo esoloko itshintsha. Kumanqanaba ahlukeneyo uphuhliso yorhwebo lotshintshiselwano kunye nobudlelwane intlawulo, kwaba ezahlukahlukeneyo. Xa ejikeleza igolide ekuqaleni kwenkulungwane lokugqibela isakhiwo ubunzima imali kumazwe luphuhliswe malunga ngolu hlobo lulandelayo: 40% iingqekembe zegolide, 40% yase-10% ye-iibhalansi ngenxa iintlobo ngeentlobo amaziko ngetyala. Ngoko nangoko ngaphambi kwemfazwe yehlabathi yokuqala, la manani atshintshile ngokufanelekileyo ngolu hlobo lulandelayo: 15%, 22%, 67%.

Kuba uhlalutyo lokungena nokuphuma kwemali kunye notshintsho kwinkqubo kwisithuba yothuba elithile usebenzisa ubonelelo ngemali kunye kwemali emali yeendidi ezahlukeneyo.

lokubolekwa emali - umlinganiselo isixa semali okanye zemali asethi, apho isixa semali.

supply Imali kunye kwemali yezimali kweli ingqondo, zingumtya nethunga. Ngoko ke wabiza lokubolekwa ukuba wawanqanda isakhiwo oluneqela apho iyunithi nganye ezilandelayo ziya kuquka engaphambili. inani nganye okulandelayo kulo mzekelo iquka asethi ngaphantsi engamanzi. Bona ezivakaliswa iingqiqo ezifana lokubolekwa emali M1 m2 M3, M4 kunye M0.

M0 -nalichnye imali ejikelezayo (iinkozo, amanqaku ebhankini, amanqaku likanondyebo).

unit Ml ibandakanya M0 kwaye kuthetha ukuba akhawunti yangoku asetyenziswa iintlawulo ikheshi.

Aggregate M2 iquka Ml kunye needipozithi e kwiibhanki zorhwebo, izibambiso elifutshane elide ngesimilo zoluntu, nto leyo inokuba imali okanye uhlola akhawunti.

unit MH ibandakanya M2 kunye needipozithi imali kunye namaziko ngetyala nezibambiso kwiimalike zemali.

unit M4 ibandakanya M3 kunye needipozithi kunye namaziko ngetyala.

lokubolekwa wolawulo eRashiya ekubaleni i wemali ukusebenzisa umyalelo kulandelayo: M0, Ml, M2, kunye neSebe lezeMpilo. Kuba ubonelelo ngemali Russia iphawulwa inani eliphezulu imali, yaye olu phuhliso akayi ukuya ukuhla. supply Imali kunye kwemali emali eRussia uphuhliso lwexesha elide inkqubo lemali kufuneka ukuhambisa ubunzima ngakumbi kundoqo ukuba iintlawulo non-cash.