Roketbank: Ukubuyekezwa kwabasebenzi kunye nabathengi

Phakathi ziqwempu ngokukhawuleza nokukhula koqoqosho Russian - Internet mobile. Ngakumbi nangakumbi baseRashiya baqalisa ukusebenzisa iinkonzo ezifanelekileyo online, ngokubonakalayo yokufumana izixhobo ezifakiweyo izicelo kubo. Ngokuchasene imvelaphi yalo mkhwa oosomashishini kudala zokuqala ezahlukeneyo. Phakathi kwabo - iiprojekthi ezisekelwe - ingqikelelo yokuthethathethana kwe-Intanethi njenge ijelo lonxibelelwano phakathi kweebhanki kunye nabathengi zabo. Kulo mzekelo, ukusebenza kwesicelo ahambelanayo iye ibaluleka ekuhlangabezaneni kwiimfuno zomsebenzisi, yintoni, enyanisweni, inkonzo-yebhanki kwiziko zemali. Umzekelo yeprojekthi enjalo - "Roketbank". Ziintoni iimpawu zayo?

ulwazi ngokubanzi malunga inkonzo

"Roketbank", nokubuyekezwa apho kuya ukubonakala kumxholo nezinyuko intanethi, ngumbutho inkonzo intlawulo ngokusebenzisa izicelo mobile. A kumbutho osemthethweni engumnini brand idatha ezithengisa nesevisi yabaxumi, amaziko call okanye ujongano intanethi, ibhanki enjalo, nenokuthi alinakukhuselwa abaxhasi yombutho kunye nokufikelela kwi-akhawunti yakho. Iingcali ezininzi kunye nabasebenzisi zibhekisa "Roketbank" concept (lohlolo Intanethi weendawo ukuqinisekisa oku), okokuqala nje inkonzo hambayo. Ngoko ke kubalulekile ukuqwalasela ukusebenza isicelo ahambelanayo, kodwa kancinane emva koko. Ukuza kuthi ga ngoku, uphononongo kukwenza njani inkonzo engaqhelekanga "Roketbank".

Njani lo msebenzi kwaqala

Idrafti ngafakwa phezu ngoosomashishini kwimarike inxaxheba ishishini elifana Groupon ezinjalo. Oosomashishini eRashiya baye bagqiba ukwenza inkonzo eyayiza kuba lula kakhulu ukuba ukusebenza kunye abathengi ziibhanki, kodwa ke kufuneka ngokusemthethweni ngetyala nentlangano zemali. Wabaseki "Roketbanka" ngexesha ifanayo usukelo ukuze usebenzise inkonzo owawuza kuba waqonda ukuba umthengi bank. Ukuze nilicombulule, oko kuyimfuneko, kuqala kwiinto zonke, ukuba ukufumana iqabane ethembekileyo kwimeko-bume, enyanisweni, imali kunye namaziko zemali.

Njengoko obonwa yi wabaseki zokuqala e ndlebe eendaba, ethetha 20 iibhanki Russian bathwalwa ngaphandle, yaye kwiimeko ezininzi, ayikwazanga ubambiswano ngenxa ukungaqondi kweyakwantu izakhiwo zemali iimpawu zale projekthi. Banks, njengoko kuqatshelwe ngabaphathi abaphezulu "Roketbanka" lisetyenziswa ukuqonda umxhamli nje umboleki, e, iinkonzo ezithile ngetyala. Ngenxa yoko, i siqalo esekelwe ingqiqo yayo, akukho kulindeleke ukuba basebenze icandelo enjalo. "Roketbank" ikhadi lamatyala (ifoto kwi brand kwimveliso zabo inokubonwa ngezantsi) thiki akhuphe.

Eyona nto iphambili ukuba abaseki bangxamele bafumane isiqalo kwi imvume amahlakani ukudibanisa yothungelwano lwezakhiwo yequmrhu yangaphakathi ukuba bakwazi ukulawula akhawunti client. Uninzi abasebenzi kumaziko zemali abakakulungeli, ngoko ukugcina iprojekthi phulo "Roketbank", abasebenzi yokwenene amaziko samatyala iinkonzo zokhuseleko malunga amathuba intsebenziswano enjalo azizange kakhulu ezintle.

Kodwa ngokuhamba kwexesha, wabaseki projekthi ikwazile ukufumana iqabane. Yaba CB "Interkommerts". Lo mbutho, nto leyo eye isivumelwano "Roketbank" kwi simo ukwindawo ehlonelwayo kakhulu phakathi iibhanki. Ngokukodwa, nguye kwi-top 70 amaziko ezemali Russian njengebhanki phantsi kwempahla. imizamo Joint amaqabane zoqaliso oko yasungulwa ngo-2013.

Iqela ekujoliswe yabaxumi

Wabaseki "Roketbanka" lichazwa iqela ekujoliswe abathengi njengoko abasebenzisi Internet mobile. Formation of ukuba ngama amakhulu abathengi abaseki zokuqala balindele ukusuka IT-kwicandelo - ingakumbi, i abasebenzisi ingakumbi esebenzayo lwenkonzo babe ngabantu baqhele ukuba unyango rhoqo kwiinkonzo online. Ngoko ke, lo msebenzi "Roketbank" baqala ukuphuhlisa inxaxheba abangakwaziyo yemobile kwi Internet. Noko ke, wabaseki zokuqala nawo ucinga amathuba ngokongeza iinkonzo mobile kwakhona inkqubo internet banking yemveli. Kodwa kwindawo enye - isicelo ngale nkonzo kule mali afunekayo lalingekabunjwa.

Ngoku vula ekufundweni amathuba isicelo, eyathi yaqulunqa "Roketbank". Isishwankathelo izisombululo enokwenziwa ngokuhlola imisebenzi yayo engundoqo.

Ukuba nokwenzeka "Roketbank" application mobile

Phakathi kakhulu langutana iimpawu "Roketbank" izicelo ezikhoyo abasebenzisi izinto mobile - iindleko ukuhlaziya. Nayiphi app ubonisa ngokwegrafu. iindleko umsebenzisi ngexesha elifanayo zihlelwe ngokweendidi eziliqela. Baya wabonisa njengepesenteji igrafu ovumela umsebenzisi ukulandelela iindleko kakhulu rhoqo.

Kule iintengiselwano tape yentlawulo igama lo walivala ithende, apho iqela kwathengwa yarekhodwa. Ukuba kuyimfuneko, ungafumana ulwazi ngokusebenzisa injini isicelo search, kwakunye tags. Kusenokwenzeka ukuba kuqatshelwe ukuba iindleko nganye manani umsebenzisi zinokudityaniswa kunye nezinye indicators.

ikhadi plastic

Omnye izinto ndawonye imisebenzi "Roketbanka" ngetyala zemveli kunye namaziko ezemali, - ukukhutshwa amakhadi zeplastiki. Wonke umntu oze ingqalelo inkonzo ufumana ikhadi yeplastiki inkqubo yentlawulo MVUME LOKUNDWENDWELA LEXESHANA. Le ilifa ezinjalo kuthetha ukuvela ilungelo yabantu yeenketho ebalulekileyo. Phakathi kwabo - izaphulelo ezivenkileni, iindidi iinkqubo nkonzo, iinkonzo zifaneleke.

Iimephu, enika "Roketbank" (izigxeko umthengi kule nkalo - yeyona HIV), oxhulumene kwi-akhawunti apho ezo mali ebekwe ngumsebenzisi, landa malunga 9% ngonyaka. Kulo mzekelo, imali achaphazelekayo iidipozithi ingqalelo - ke bakhululekile ukuba angachithi naliphi na ukunyuka ngenxa gcwalisa. Inzala kwiingxowa-mali ibekwe kwimephu, adityaniswe ngosuku ngalunye, kodwa eneneni zihlawulwa kanye ngenyanga. Owona njengomqathango ukwandisa mali kwi-akhawunti - ubukho kuyo 30 amawaka engange .. Ukuba ngalo naluphi na usuku enyangeni apho kuya kubakho imali encinane, inzala akayi kuhlawuliswa nje ixabiso labo awufikeleli amawaka-30. Engange. Esi sixa siphezulu kuhlawuliswa inzala - amawaka 300 engange ..

Elinye ithuba lokuba ukwandisa ingeniso "Roketbank" inkqubo umthengi (reviews bathi eRashiya nazo bachukumiseka gqitha nalo olu khetho) - buyela kwi-akhawunti yebhonasi inzala kukuthenga. Umzekelo, ukuba umsebenzisi iqhagamshele izinga "bonke ebandakanya wonke", ngoko ke uya kufumana 1.5% yeendleko. WeRhafu "Ukukhanya" liqinisekisiwe ukubuyela ngeendleko-1% ye abazithengileyo.

ukuthembeka

"Roketbank", nangona yokuqala ifomathi Service, lwembali, njengoko sibonile ekuqaleni, kunye kwiziko zemali yinxalenye - CB "Interkommerts". Lo mbutho sele usebenza kwimarike Russian iminyaka engaphezu kwama-20 kwaye yinxalenye iminikelo inshorensi. Iziko apho i "Roketbank ezithile" ngokutsho NPA ehloniphekile kakhulu - kwinqanaba A +. Oko kukuthi, kokuba kube nokuqwalaselwa kakhulu oluzinzileyo ethembekileyo ngetyala kwaye umbutho zemali.

Intlawulo ngenyanga inkonzo

imodeli Business "Roketbanka" ibandakanya zibiza ikhomishini ukuba ikhadi kwimithetho yoncedo lwabathengi. ukubaluleka kwayo kuxhomekeka lweerhafu. Umzekelo, ukuba - "Yonke eBandakanya", Le ntlawulo engange-290. Kuba uluhlu lwamaxabiso "Ukukhanya" - 75 engange. Njengokuba sibonile ngentla apha, "Roketbank" credit cards kusisondeza. Ngoko ke, ukuba imali umxhasi xa isiphelo akhawunti,-akhawunti yakhe zinganqunyanyiswa ukuba imali efunekayo ayihlawulwanga kwithuba leenyanga ezi-6.

Kusenokwenzeka ukuba kuqatshelwe ukuba kusetyenziswe ezinye iisevisi zinikwe nezinye iiBhanki, ngokuqhelekileyo ngokwemiba yorhwebo - in "Roketbanke" free. Phakathi kwabo - izatifikethi zobhaliso, iingxelo. Ezinye iimali - SMS-isaziso.

nokutshintshwa

Phakathi kakhulu langutana iimpawu "Roketbank" inkqubo - ithuba bakhupha imali ngaphandle ikhomishini nanini na ATM. Eyona nto ibalulekileyo kukuba ixhasa umsebenzi kunye nenkqubo yentlawulo MVUME LOKUNDWENDWELA LEXESHANA. Nangona, Kakade ke, fumana-ATM loo nto lo njengenqobo yokugweba, kuba nzima kakhulu.

Nangona kunjalo, inani etsalwe free ulinganiselwe. Ukuba izinga "Yonke eBandakanya" kusenokubakho 10 ngenyanga. WeRhafu "Ukukhanya" kuqinisekisa 5 ezamahala yemali. Akukhathaliseki kulo mzekelo, ilizwe apho ikuyo loo ATM - eyona nto iphambili ukuba inkxaso umsebenzi kunye nenkqubo yentlawulo MVUME LOKUNDWENDWELA LEXESHANA.

gcwalisa

Kukho iindlela ezininzi uyitshaje, apho ikhadi umthengi inxulumene "Roketbanka".

Okokuqala, kuyenzeka ukuba imali evela kwingxelo kwelinye iziko zemali, kusetyenziswa Bayifaka ikhadi yeplastiki. Ukwenza le nkqubo, kufuneka usebenzise "Roketbanka" isicelo, uze ukhethe "Idiposithi", emva koko - ukuba angenise ingcaciso eyimfuneko kwi mephu, nto leyo emele watsala imali. Eyona nto ibalulekileyo kukuba ibhanki onikele ngayo exhasa ubuchwepheshe Card-2-Card. Ngale ndlela le mali kwi-akhawunti "Roketbanka" khomishini singabalelwa.

Okwesibini, ungenza imali ngokusebenzisa ezinjengeetheminali United Settlement System (okanye OPC) okanye ATM ICD. Kusenokwenzeka ukuba kuqatshelwe ukuba kukho umsebenzi uququzelelo nesiboniso amanqaku ahambelanayo kwi kwiSihlomelo "Roketbank" (ncomo umthengi ukuqinisekisa it). Ukongeza mali ngokusebenzisa i-ATM okanye ICD ezinjengeetheminali OPC kwi-akhawunti yoMthengi "Roketbanka" wayisa uthumo-free.

Okwesithathu, ungenza nizalise eseleyo ikhadi yi yebanki oluqhelekileyo. Le ndlela ayikho ikhawuleza - kwemali xa ngokumandla efakwe malunga 1-2 iintsuku.

Enye okufana ekuhlaziyeni "Roketbanka"-akhawunti - ". Ihlaziya isicelo" ukhetho Oku kubandakanya nokuphathwa isicelo ukudlulisela imali komnye umntu nge e-mail. Emva kokufumana umyalezo, vula kwaye ulandele ikhonkco ukuba uyitshaje "Roketbanka" inkonzo, umhlobo okanye umhlobo lomsebenzisi kumnika inkxaso-mali kwi imali elinikiweyo. Client "Roketbanka" angabuye, wayalela imali kwi-akhawunti yakho kwabanye abasebenzisi, ikhadi lebhanki okanye iinkcukacha.

Indlela ukuba bazobe imephu "Roketbanka"?

Ngenxa yoko, umsebenzisi aqiniseke ukuba ngeprojekthi yakhe phambi kwethu umdla, kwaye ngetyala nentlangano-mali, nto leyo ancedisane "Roketbank" kwi ukalisho weebhanki kuthatha isikhundla eyamkelekileyo - kuxhomekeke ukuba ubhaliso kule nkonzo ingaqhelekanga. Indlela yokusombulula le ngxaki?

Okokuqala kufuneka ukuba ufake isicelo nomba amakhadi zeplastiki kwi website kraca. Emva kwexesha elithile - malunga 1 ngeveki --sicelo kuya kufuneka ukuba ukuhlangabezana yekhuriya, oya kuba phezu kwikhadi isandla "Roketbanka" kwaye isivumelwano. Kufuneka ukuba isayinwe, emva koko ikhadi uya isebenze. Ukufikelela isicelo kuvulwa emini.

"Roketbanka" Eli qela kunye nabasebenzi reviews

Eyona nkalo ibalulekileyo uzinzo kunye nokhuphiswano naziphi na iinkonzo, ingakumbi zebhanki - izakhono kunye nonamathelwano umsebenzi weqela lakhe. Njani le miba kwi "Roketbanke"? Ingakumbi kule projekthi kukuba isebenza phantse yonke intanethi. Phakathi izakhiwo iqhosha "Roketbanka" basebenza nge-Internet, - isebe zokuthengisa le. Kangangexesha elide yena emelwe ngomnye wabaseki nkampani bangabanini blogged, ukunxibelelana networks zentlalo, wenziwe promotion site. Ekuhambeni kwexesha, kwabonakala umncedisi, kodwa imibuzo abasebenzisi 'ebuzwa social networks, iprojekthi umphathi ophezulu iyaqhubeka ukuhlangabezana.

Umqulu ephambili nangoku nge "Roketbank" izicelo zomxhasi yesicelo nkqubo iza. Ukuphonononga uqalisa abasebenzi online kodwa hayi kangako eqhelekileyo ukuba abe nako ukwenza ukumelwa eyodwa imiqathango yokusebenza kule yantlandlolo, kodwa oko kuthathwa ukuba unxibelelwano kunye umxhasi kunye isigqibo imiba njengezinto ngokupheleleyo, kwaye kunzima kakhulu. Enyanisweni, oko naye ubizwa kunye nabaphathi abaphezulu le nkampani, siya inxaxheba ekusombululeni iingxaki ukuba anyulwe ukumela abantu ziingcali abaqeshwe.

Njengoko iinkokheli zokuqala okufunwayo udliwano-ndlebe eendaba, umsebenzi omkhulu mlonyeni umyalelo "Roketbanka" - ukusombulula ingxaki Kwandile ayiphelelanga iimpendulo ezisesikweni kunye neengcaciso olusesikweni. Umzekelo, ukuba inkonzo luthintele ukusilela zobugcisa, abasebenzi abanika inkxaso lo kwazisa nje umxhasi malunga noko, kodwa anikele ukuba usebenzise abo okanye ezinye iindlela ezizezinye ukwenza intlawulo.

Iza kuba luncedo ukuhlola ingakumbi inkxaso "Roketbanka" iinkcukacha Service.

Iimpawu ze kwedesika kweenkonzo kunye nohlaziyo ngayo

Ngaphandle kokuba iinkonzo ekuthethwa akanalo call centre efanayo nemisebenzi zebhanki, inkxaso umxhasi "Roketbank" system (ncomo zabaxumi ukuqinisekisa oku) isebenza kwinqanaba eliphezulu. Ngokukodwa, kwisicelo inika ithuba lokucela uncedo kubasebenzi benkonzo. Kufuneka nje ukuthumela umyalezo yomqhubi kunye nemibuzo. Njengokuba kuphawuliwe abasebenzisi, abasebenzi benkonzo baphendule imibuzo ngokuphucukileyo kwaye uzame ukusombulula kobunzima ngokukhawuleza kangangoko kunokwenzeka.

Kusenokwenzeka ukuba kuqatshelwe ukuba inkonzo inkxaso iprojekthi "Roketbank" (feedback kubasebenzi kuqaliso ukuqinisekisa oku) usebenza iintsuku ezisixhenxe ngeveki. ngokwahlulwa ezifanelekileyo ziingcali yenkampani enze umsebenzi wakhe kwiinguqu-2 - ukuqala ngo-8 kusasa ize iphele ngo-12 ezinzulwini zobusuku. Njengoko abaphathi phezulu projekthi kwi-ndlebe kunye noonondaba, ekuhambeni kwexesha, uya kumiswa abasebenzi abaziingcali abasebenza ebusuku. Phakathi imigaqo engundoqo ukusebenza yenkxaso "Roketbanka" - wayenelizwi umthengi ngolwimi olulula, ngaphandle kokusebenzisa isigama zebhanki.

ingqalelo Kuninzi ihlawulwe izimvo kwi inkonzo. Nabani na iprojekthi eyakhayo ingxelo "Roketbank", uphononongo lomsebenzi weBhanki ngokweenkcukacha yi iinkonzo ezifanelekileyo brand. Ngokubanzi, agents wanelisekile inqanaba inkxaso kubathengi "Roketbanka". Oku kungqinwe ngokoluvo ezintle zabantu, ingakumbi social networks, kukho inani elikhulu "ukuthandwa" kunye nesiqulatho izimvo.

Oku ezincinane zethu, etyhila iinyaniso ezisisiseko ngale projekthi "Roketbank" ngokutsha. Nokubuyekezwa yabathengi kunye neenkonzo zophuhliso nkqubo ukuvumela ukuba sigqibe ukuba esi isisiganeko esiyiprojekthi ethembisa kakhulu. okhuphisana ngqo waba kancinane, ngoko ke ukukhula start-up bazo isimanga ngenxa yokusebenza olutshintshayo imarike Internet mobile eRashiya.