System Banking Structure

Le nkqubo yogcino - ifakiwe kwezoqoqosho lizwe, ukuqokelelwa onke amaziko amatyala, nganye yabelwa umsebenzi walo ezizodwa. Bayayigqiba uluhlu kwabo imisebenzi ukuhlangabezana nemfuno zoluntu iinkonzo zebhanki kunye neemveliso. Ubume kwindlela zogcino kuyehla nokwabiwa onke amaziko zebhanki elinegunya kuxhomekeke kwimisebenzi yabo.

inkqubo yogcino eRashiya usenalo ezininzi eziphikisanayo. Iibhanki benza iintlobo ngeentlobo zemisebenzi. nemisebenzi yabo ibandakanya kungekuphela lombutho imali ejikeleza kunye nokusekwa ubudlelwane ngetyala. Baya ngezimali uqoqosho lwesizwe, umsebenzi ngenxa intengiso izibambiso, ukucwangcisa imisebenzi inshorensi, aqhube imicimbi labarhwebi, ukulawula impahla, njl

Ingcamango kunye nolwakhiwo kwindlela zogcino iqala kwenkcazo "ibhange" le mbono.

Bank - an nezentengiselwano ezimeleyo. engundoqo imveliso yawo ukusekwa kunye nolawulo nendlela yokuhlawula okanye intywenka yemali, kwakunye nokubonelelwa eqinisekile ngohlobo kweenkonzo, mboleko, iingcebiso, iziqinisekiso njalo njalo. Iibhanki athengise imali nokuhlalutya imarike. Bona zikufutshane kakhulu ishishini kunye neemfuno zalo. Ngoko ke, iibhanka efunekayo xa elawula kuqoqosho.

Namhlanje ibhanki luchazwa ishishini zemali, ukuba ingqalelo imali ekhoyo ngohlobo iidiphozithi, ngokubonelela ukuze zisetyenziswe ngohlobo mboleko, wenza njengoko njengomthetheli ngeentlawulo phakathi kwezolimo kunye nabantu, elawula ukuphathwa kwemali nokuba kukhutshwe imali ezingekhoyo.

Inkqubo zebhanki, ngoko, yintlanganisela iintlobo ezahlukeneyo beebhanki kazwelonke, kwakunye onke amaziko amatyala. Oku kuquka izinto ezifana i Central Bank, iibhanki zohlobo yorhwebo kunye namanye amaziko amatyala kunye zokuhlala. Oku isakhiwo necandelo leebhanki.

Yibhanki eyongameleyo liqhuba imigaqo-nkqubo ifezekiswe kwaye baphumeza kumgaqo exchange angaphandle kunye nolawulo lwezoqoqosho, enyanisweni, yeyona ingundoqo ephambili kwinkqubo yogcino uqoqosho. iibhanki zorhwebo ukuphumeza iintlobo ezahlukeneyo iinkonzo zebhanki kunye nemisebenzi.

Umsebenzi ongundoqo kwindlela zogcino kuyehla ukuya umlamleli kwi intshukumo-mboleko kunye nemali ukusuka nabathengisi, ukuba abathengi kunye ukusuka nababolekisi kubaboleki.

Indima necandelo leebhanki eRashiya mkhulu, ngoncedo zokuhlala cash olulawulwayo, ulamlo ukwenzeka yonke imali engenayo.

Ubume kwindlela zogcino kuyehla nokwabiwa amaziko zebhanki kunye ngetyala ngendlela oluneqela elinegunya. Njengazo zonke ezinye amacandelo ezoqoqosho, inkqubo logcino kufuneka isakhiwo oluneqela amabakala alo. Imela ngaphandle ikhonkco engundoqo kunye basekuhlaleni amalungu esebenza.

Ubume kwinkqubo yogcino Russian lubonakala ngokuba AI level-mbini.

Kwinqanaba phezulu kuluhlu na Central Bank of the Russian Federation. umsebenzi wayo kukuba balungiselelwe lokuhamba imali non-cash ntlawulo, ulawulo neemali zangaphandle, ityala kunye neenkonzo yokuhlala karhulumente, abasemagunyeni emali, ukuphunyezwa kwe-nkqubo i-Central Bank phakathi kumaziko kwicandelo. Iiyunithi ze-Central Bank unguye Ofisi Central, iziko usembindini candelo, amaziko zommandla yebhanki engundoqo.

Kumabanga aphantsi weqela legunya logcino ezi neebhanki zorhwebo kunye ezizodwa. imisebenzi yawo iquka inkonzo umxhasi ngetyala-rated ngokohlobo ezintsonkothileyo, ezikhethekileyo ezithile iintlobo zeenkonzo.

Ubume kwindlela zogcino unalo qheke ecandelo. Ukuze kuphuculwe iimfaneleko nokusebenza ngokukuko yemisebenzi elilawulayo kwindlela yogcino-Central Bank yahlulwe kumacandelo eziquka imisebenzi efanayo amaziko. Umzekelo, iibhanki yomboleki yeentengo zemboleko, iibhanki ilizwe, icandelo ingqesho kunye namanye amaziko. Eyona njongo iphambili yeli candelo kukuseka iinkqubo zolawulo, kuxhomekeke iimpawu amaziko ezithile imisebenzi kwicandelo.