Imali, Mortgage
Mortgage ngenkxaso karhulumente. "Bank Agricultural": imigaqo-mboleko, ncomo
ingxaki Housing - iyingxaki enkulu iintsapho ezininzi abaselula. Kwaye kulindelekile! ngokuzimeleyo njani uthenga indlu / indlu apho iindleko ezithengiswayo ikhula chu, kunye nemivuzo wahlala kwinqanaba elifanayo. Ngoko ke impendulo enye kuphela: ukufumana izindlu zabo ngenxa iinkqubo mortgage kwiibhanki '.
Ewe, iintsapho ezininzi bayoyika ukuba babandakanyeke kulo mabophe. Ngapha koko, maxa wambi amaqondo enzala beats zonke ngaphaya koko kuvumelekile. Ngokomzekelo, abanye kubaboleki abaye bathenga indlu, umzekelo, ngokuba engange-3 million ngenxa yokuba ukuhlawulela 5-6, kwaye izigidi nangakumbi. Kakade ke, ukuba ahlawule isixa zinto "umoya" akukho mntu ofuna.
Sikarhulumente ukwenzela ukunceda iintsapho abaselula ukuzalisekisa amaphupha abo - ukufumana real estate, livelise imveliso entsha. Ibizwa -mboleko kunye nenkxaso karhulumente. "Bank Agricultural", kungekhona ukuze alungiselelwe kuqhathaniswa kwabaninzi kontanga yayo, wakhawuleza ukuphumeza isiphakamiso esinjalo. Yintoni aphuma kuyo, unako ukufunda ngakumbi.
ukusebenzisa Amatyala
Ngokungafaniyo iinkqubo mboleko eqhelekileyo yokuthenga indlu kwi mboleko evela kurhulumente akunakho ukuxhasa na ekhaya. Ngenxa yoko, uthenge loo sisebenza kuphela kwizakhiwo ezitsha (kungakhathaliseki nokuba okanye ukugqibezela indlu), ngokuxhomekeke nokuthengiswa iqumrhu layo lomthetho. Kwaye ke kubalulekile ukuqaphela ukuba nkqu obanelisa ezo mfuno ezimbini - akukho sizathu ukunika kubaboleki mboleko ekhethekileyo. Ngapha koko, imali-mboleko sokubambisa ngenkxaso karhulumente imvume yokuthenga izindlu kwizindlu ezakhiwe umphuhlisi evunyiweyo karhulumente kuphela.
Ukuba wayethetha ukuba xa uthenga indlu mortgage uncedo kunye nenkxaso karhulumente "Rosselkhozbank", kubaboleki enokwenzeka unokuzifundela uluhlu uphuhliso kuloo mzi, apho ukuthenga luyasebenza kule program isaphulelo. Ukuze benze oku, kufuneka nje ukuya website esemthethweni yeziko mali, ukufumana i tab "Mortgage" nokuphonononga umbandela thaca. A ngobuwena yesibini ne reference ezikhoyo ezinjalo zokuhlala ngetyala - isicelo ngqo isebe lebhanki ngokwayo.
iingenelo lwesithembiso
Mortgage ngenkxaso karhulumente "Rosselkhozbank" - yinto bathobe inzala nje kuphela kwi-mboleko yokuthenga izindlu yokwenene, kodwa:
- Isantya ezithile ukuze lonke ixesha mboleko. ubungakanani bayo isusela kwi 11.3% ngonyaka.
- Akukho angafuneka kwi-mboleko.
- Ukuba nokwenzeka yokuya coverage inkonzo ityala nangaliphi na ixesha.
- Ukufumaneka ubungqina bengeniso yabo nje ngokohlobo ebhankini.
Mortgage "Rosselkhozbank": imiqathango kubaviwa yokubhalwa
kubaboleki abaninzi ezinokuba bafuna ukwazi, kuqala kwiinto zonke, malunga neemeko mboleko ethambileyo efana ukwenzela ukuthenga zokuhlala. Ngoko ke, zezi:
umyinge wenzala | Ukususela 11,3% ngonyaka |
lwemali mboleko | imali engange Russian |
imali mboleko | 100 000 - 3 million engange kwimimandla; 100,000 - 8.000.000 engange ukuba abahlali eMoscow kunye nommandla eMoscow, eSt Petersburg kunye nakummandla iLeningrad |
Ixesha abonge | iminyaka ukuya ku-30 |
Ukufumaneka kwemali yakhe | 20% yexabiso impahla |
ikhomishini | Akukho |
mortgage Ukunikeza | Isibambiso eso ukutshona mhlaba uthengiweyo |
I-inshorensi | inshorensi ekunyanzelekileyo ukuba into lwentengo, ubomi nempilo obolekayo |
imfuneko co-kubaboleki | Umyeni / umfazi ngokuyimfuneko isebenze njenge co-nye obolekayo nobolekwayo, ukongeza uyakwazi ukuzoba ukuya kubantu-3. Oku kuya kunika ukufikelela isixa esikhulu mboleko |
Ixesha lokuba ingqalelo kwesicelo | ngemihla ukuya ku-5 zomsebenzi |
Ixesha wihi isicelo sivunyiwe | iinyanga ezi-3 |
Unikezelo le mboleko | A isixa semali |
Apha inikeza kwakhona "Rosselkhozbank"! iimeko mortgage kunye nengxelo kuyo HIV, kuya isibheno phantse yonke umnikimali nomamkelimali.
Ixabiso izinga lenzala
Ngokutsho inkqubo okukhethekile sokubambisa liboleke abanye, le mboleko kunikwa ngomyinge wenzala we 11.3% ngonyaka ubukhulu. Nangona kunjalo, iimfuno ezithile yebhanki ukusilela umboleki (umz, xa kungekho coverage efunekayo) ogwetyelweyo kungazisa isixa umdla amanqaku 7. Ngenxa yoko, sidumisa iya kubalwa ngomlinganiselo 18.3% ngonyaka. Ezi iimeko banikela "Rosselkhozbank"!
Mortgage ngenkxaso karhulumente: nemiqathango yokuqokelelwa kwamaxwebhu
Ukuba bangafumana imali-mboleko kwi "Rosselkhozbank", kufuneka ilungiswe wanikelwa kwiziko zemali la maxwebhu alandelayo:
- Ikhweshine ezalisiweyo ngokohlobo ebhankini.
- uxwebhu yesazisi. It is a yokundwendwela ngummi Russian Federation okanye uxwebhu eyodwa edlulayo emkhosini.
- Kuba kubaboleki eyindoda abangaphantsi kweminyaka engama-27 - emkhosini ikhadi okanye ubhaliso isiqinisekiso.
- AmaXwebhu ebonisa ubume bomtshato / phambi kwabantwana.
- Imiqulu engqina ingqesho kunye nokufumana imali ngokwaneleyo.
- Amaxwebhu kwipropati ezifunyenweyo.
Kwezinye iimeko, ibhanki unalo ilungelo lokutshintsha uluhlu amaxwebhu afunekayo.
Iimfuneko ababoleka imali
Ngoko ke yintoni ekufuneka umboleki ukuhlangabezana neemfuno leziko ebizwa ngokuba 'Rosselkhozbank "? Mortgage ne podderzhskoy karhulumente, ukufaneleka nto leyo wonke ubani unikwa kuphela kwisangqa oluthile lwabantu. Ngenxa yoko, kubaboleki enokwenzeka kufuneka nakanjani ukuhlangabezana nezi mfuno zilandelayo:
- Age ye client ukusuka kwiminyaka-21 ukuya kuma-65. Oku kucwangcisa i yobudala eliphezulu ngexesha engenangxelo iintlawulo zokubambisa. Oko kukuthi, ethatha mortgage kwiminyaka engama-60, le ubolekayo unelungelo lokukhetha Ixesha mboleko yiminyaka-5 kuphela ubudala.
- Ubukho ubumi Russian.
- Ubukho ubude ezithile zenkonzo:
- okungenani kwiinyanga ezintandathu kwindawo enye yaye ngonyaka kule minyaka ili-5.
- Kuba abafumana umvuzo kwimephu "Rosselkhozbank", okanye kukho imbali entle ngetyala kweli ziko: ukususela kwiinyanga ezi-3 endaweni lokugqibela zengqesho kwiinyanga ezi-6 ewonke 'esebenza' ubomi kule minyaka idlulileyo-5.
- On iinkonzo abafumana ipension kwikhadi ebhankini, imfuneko ubukho ithuba yezikhundla sonyaka 1 aniyi kuzigqubuthela.
- Abemi phambili iifama abucala, kufuneka angenise ungeno kwincwadi kwabendlu kurhulumente wasekhaya ukuziphatha kwabo nasakhulayo kwisithuba seenyanga ezili-12 ngexesha lokwenza isicelo semali-mboleko.
- Bhalisa ku kummandla Russia kwindawo yokuhlala okanye sokuhlala.
inketho inkonzo
Ngokutsho imveliso mboleko langoku, lo mboleki kuya kufuneka ukuba ahlawule intlawulo mboleko ilingane lonke ixesha mboleko. Ukuba oyifunayo, intlawulo yokuqala mboleko kuye kuya kufuneka ukunika isicelo efanelekileyo, kwaye aqinisekise ukuba imali efunekayo kwi-akhawunti ngexesha intlawulo elandelayo yenyanga. A plus enkulu zesindululo - kukuba iimali ezongezelelweyo kunye neentlawulo uhlawule yokuqala ityala azinikezelwanga.
Ngoku siyazi ukuba akukho a Mortgage ngenkxaso karhulumente. "Bank Agricultural", ncomo apho uninzi lwazo esihle, uye wabonisa icala intle, exela kunikezelo mboleko enjalo, nokuba abanini zokulima zabucala. Kwaye luhlobo ngenelo ngokunxulumene kwamanye amaziko zemali!
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