Indlela ukufumana-mboleko kwi-Savings Bank kwaye hayi ukuba ebala

amakhaya abo namhlanje - akukho ngxaki. Nokufika mboleko mortgage nokuthengwa square metres luye lwenzeka ngokwenene. Ukuba nangoku uyazibuza ukuba indlela yokufumana mortgage kwi Savings Bank, impendulo ilula. Kuyimfuneko kuphela khetha inkqubo aqokelele amaxwebhu. Kwaye ngoku bonke ngakumbi.

Ukukhetha ibhange

Ukuba zonke iinketho owukhethileyo Sberbank of Russia, ufuna ukuthatha mortgage apha ke, le yindlela eyonga ngokumandla elungileyo kakhulu. Savings Bank inika iintlobo iinkqubo zeentengo zemboleko ezifana ne bhetyebhetye inzala kunye neemeko zokuba simahla. Kakuhle nokuba wathabatha mortgage kwi Savings Bank, uza kufumana iinzuzo ezinkulu ukuba abaseleyo mboleko kunye needipozithi. Ukuze uhlawule inxalenye ethile ye-mortgage, ungafumana le mali kwi ngohlobo olunye mboleko, ukuthimba yona mortgage athenge Cottage, umzekelo. Ngoko ke, lo kukhetha ndikwenzileyo. Siqala ukufumana phandle indlela yokufumana mortgage kwi Savings Bank.

iinkqubo Basic and ezizodwa

Amaxesha amaninzi, ukuze ukhethe inkqubo wena kudingeka nje ukuba ivele nakweyiphi na i-ofisi ye-bhanki umntu athi: ". Ndifuna ukuthatha-mboleko kwi-Savings Bank" nangoko Abasebenzi anika ezimbalwa iinketho ezikhoyo kuwe. iinkqubo abolekisa Base zikuvumela ukuba uthenge njenge izindlu esele zenziwe, okanye sisephantsi kolwakhiwo. inzala apha kuxhomekeka kumvuzo wakho kunye imali-mboleko, kwaye isixa sentlawulo phantsi. Unga nokuba uthathe imali-mboleko yokwakha indlu. Kuzo zonke ezi meko, isitshixo oku kuya kuba ilifa lokwenene kakhulu zokuhlala. Nangona kunjalo, kukho iinkqubo ezikhethekileyo ezifana nezivumelwano zokubambisa zomkhosi okanye indlu kunye capital kubeleka. Apho amazinga enzala asezantsi kakhulu, kodwa hayi zonke zingena phantsi kweemeko olucetywayo ezi nkqubo.

izindlu evumayo

Ukuba umbuzo ukufumana mortgage njani kwi Savings Bank, hayi okukhathazayo kakhulu, ungenza lizakulindela ukukhuthaza okhethekileyo, adla kwelo ebhankini. Umzekelo, kukho isitokhwe entsha yezindlu. Ipesenti akukho ngaphezulu kwe-12, imali-mboleko imvume akukho iminyaka engaphezu kwama-12, igalelo ubuncinane zokuqala kuya kufikelela ekhulwini-12 kuphela. Oku igcinwa nje, usondeze kakhulu kuluncedo. Kwakhona lalidla izabelo iintsapho abaselula. Ngokuqhelekileyo kukho umda kwi ubudala amaqabane, kwaye izinga iphantsi kakhulu --10.5%. Kodwa igama mboleko obukhulu engama-30. Igalelo yokuqala encinane kakhulu - oko-10%.

iingcebiso jikelele

Nazi ezinye iingcebiso jikelele kwi indlela yokufumana-mboleko kwi-Savings Bank. Ukuqalisa, khetha thina, nawe uba ukubala iintlawulo zenyanga kwi wokubala into kwi website ibhanki yakhe. Emva koko thethane nomphathi. Kufuneka kwenziwe buqu kunokuba nangefowuni. Okulandelayo, cela ilungu labasebenzi ukuba ukhethe ukhetho best, kuthathelwe ingqalelo yonke imibandela. Masithi phambi uya kuba iingcebiso ezimbalwa ungakhetha kuyo. Yeka phezu intlawulo kunokwenzeka ngenyanga, nokuba ixesha mboleko iza kuba phezulu kakhulu. Njengoko ngokuba amaxwebhu, yonke into elula. Ukuba ufumana umvuzo kwekhadi lebhanki, uya kuba kuphela zokundwendwela ngokwaneleyo ukuba isicelo. Kungenjalo kuyimfuneko ukuqinisekisa isiqinisekiso yabo ingeniso evela kwisebe accounting.