Isihloko ibheyile Pawnshop: ncomo umthengi

Abanikazi bezithuthi zobuqu baqhelene ne amancedo okukhawulezayo sococeko ibheyile eyakhe mboleko yokuthenga imoto. Loo transaction nga kuzibophelela Pawnshop, iibhanki kunye namanye amaziko zemali. Baya Izakufunyanwa na kwilali enkulu. Kusilungele, ingakumbi kule nkalo, i-mboleko enika Pawnshop nqaku ibheyile.

Reviews kule hlobo nkonzo kungaba abaqhubi luncedo kwaye abo basandula kuqalisa, kunye nabanini imoto elide yexesha ngubani ongathanda ukuba ulwazi inkqubo efanayo ukulungiswa imali ngokukhawuleza.

njani le nkonzo

Nokukhutshwa imali Pawnshop kunokwenzeka phantsi umbandela akananto, kunye obubhaliweyo. Uhlobo lwesibini inkonzo yeyona ndlela kakhulu ezamkelekileyo kubo bonke abanini imoto. Umqhubi uyaqhubeka esebenzisa imoto yakhe ngalo lonke ixesha ngokwesivumelwano setyala.

Izinto eziluncedo ze olu hlobo lwe-mboleko ezi engathethekiyo - umnini Imoto ngokukhululekileyo ukunandipha imoto yabo. Njengoko izibambiso kwi ziko mboleko uxwebhu oluphambili kumatshini - uxwebhu lobhaliso lwezithuthi (TCP). Emva kokuba intlawulo yeziko mali nenkomo ekuvunyelwene ubuyisela xwebhu isibambiso, kwaye umnini ubunini esanda yamkeliswe imoto yabo.

Imali engakanani ukuthatha iziko lemali

Abathengi abasebenzisa iinkonzo zamaziko ngetyala, ukuthetha malunga uluhlu elikhulu imali ingathatha Pawnshop nqaku ibheyile. Ukuphonononga kwi web ethetha enkulu uluhlu imali-mboleko ngenxa PTAs. Kwimeko nganye, oko ebalwa ngamnye kwaye kuxhomekeke lophawu, imvelaphi, imeko lobugcisa iimoto. Kwezinye iimeko, le pawnshop angabonelela-mboleko ukuya kwisiqingatha ixabiso lemarike imoto.

Cinga ngendlela kwiingingqi ezahlukeneyo kwilizwe lethu wakhupha mboleko esitsalela Pawnshop nqaku ibheyile. Ingxelo evela abo bathe basebenzisa iinkonzo ezifana omnye okanye enye isixeko eRashiya, zithiwe thaca ngezantsi. Ngokomzekelo, iindawo ezininzi ukusuka kwiingingqi ezahlukeneyo kwilizwe lethu uze uzame ukukhangela inxalenye hlobo intengiselwano kwenziwa. Masiqalise kunye ingqukuva.

eMoscow

Kakade ke, lo nenzuzo ukuba iphakheji lenkonzo yomxhasi wanikela Pawnshop yaphumelela isihloko evela eMoscow. Ukuphonononga ye kumaziko zemali eyinkunzi bamelwe kakuhle. Kwindawo yokuqala kukho imibutho ezinkulu, ezifana "Zalogfinans" MFI "Credit National", "I Constant". iimeko credit - ukuya kutsho kuma-40% kwixabiso lemarike isithuthi. MFI "AEC" inika ithuba ubabalo elide esebenzisa le mboleko kunye iphakheji umgangatho amaxwebhu afunekayo ukuze isicelo umgaqo iqela lesithathu liability insurance (MTPL). Uhlolo ekubhekiselelwe kwiinkonzo ezongezelelweyo kunye namaziko ngetyala. Ukongeza imali lomxhasi wosondeza iteksi ukuya engaphantsi okanye ekhaya.

Ufa

CCTV, yokuvasa imoto, uxilongo isithuthi - oku uluhlu olupheleleyo lweenkonzo ezongezelelweyo ezinikezelwa yi nqaku Pawnshop ibheyile. Uhlaziya Ufa, ikomkhulu Bashkortostan. bhala iimeko ezilungileyo mboleko yemoto kumaqela anjenge "Altyn Capital", "24", "nezabaNxibelelanisi beeNdawo zokuFundela", "ngamatyala Batyrskoy" njalo-njalo.

Izimvo kwi kwiiforam malunga umsebenzi kula maziko zibonisa umbutho eliphezulu umsebenzi kunye nokhuseleko iziqinisekiso, kwakunye nokuvavanywa elubala. Ngokubanzi, lonke uluhlu iziphakamiso, nelinika Pawnshop ibheyile PTSD, ingxelo eyakhayo okanye cala.

amaziko credit Volgograd

Fast phambili inxalenye yaseYurophu kweli lizwe. Yintoni usinika Pawnshop ibheyile PTSD? Uhlaziya Volgograd thaca ngqo kwi-web sayithi amaziko ngetyala. Yamkelekile igama elihle "Silver Box" Noko ke, apho kulula ukufikelela ayikho. Pawnshop "Avtomani" ayithethi tayi amaxabiso iimoto ixabiso letyala kwi ukhuseleko TCP, kodwa nje banikezela ngeemali-mboleko ukuya ku-50 000 engange. Kuluhlu lweenkonzo standard added eyekiweyo ukhetho. Ngoko ke, lo mntu ububoleke bahlaziye isivumelwano kwelinye iziko zemali, okanye isixeko ukutshintsha ngokwemiqathango yalo kunye nemiqathango - umzekelo, ukuba ashiye iyunithi yakhe kwindawo yokupaka iimoto. Ngoko, umnini-moto ziya kufumana udumo imali ngaphezu koko wayenokunikela Pawnshop nqaku ibheyile.

Ncomo. Surgut

Kumbindi Khanty-Mansiysk Pawnshop thaca iinkampani ezininzi iinkonzo zemali. Umbutho "Coach" inikeza mboleko kwi umdla okukhethayo ngexesha lonke. "Garant" Inkampani recalculates umdla ethe ecaleni ezincinci, ukuba imali mboleko leyo njalo ekuqaleni.

Umbutho "Avtozaym" ligxininisa eboleka iinkonzo phezu ukhuseleko zonke iintlobo zezithuthi kwaye inika iimeko ezilungileyo yenza rhoqo. Uluhlu lweenkonzo ayahlukanga kuloo enika nqaku Pawnshop ibheyile eqhelekileyo.

Ncomo. Barrow

In a Kurgan imali enelanga kwi ukhuseleko yokundwendwela isithuthi zifumaneka kumaziko ezemali afana "Avtolider", enika imali kwi imali engange ukuya ku-150 000 malunga nokhuseleko TCP. ubukhulu umda - hayi ngaphezulu kwe-30% yemarike uvavanyo isithuthi. Le Pawnshop uziva siqinisekile kwimarike microcredit kwaye inikeza iimeko abanyanisekileyo ngakumbi inkonzo kubathengi bayo. "Avtolider" omthandayo, kuqala kwiinto zonke, ngaphaya kwaye bebahle imiqathango kunye neemeko-nkqubo mboleko.

South eSiberia

isimo Promonitorit weshishini microcredit kumazantsi eSiberia. Ngoko ke, ukuba abeke indlela Pawnshop ibheyili ncomo nqaku? Krasnoyarsk, Nizhnevartovsk, Kemerovo - isixeko apho amaziko afana musa ezilumayo. Umzekelo, abahlali yezi zokuhlala bakhetha ukuya kwi "CRC-Finance", nto leyo ibe ngokukhawuleza nangokukhuselekileyo uthabathe nqaku ibheyile microloan. Inkampani "umtyali Yakho" inikeza ikhredithi ngenxa TCP, apho inani eliphezulu imali ezandleni yesiqingatha ixabiso lemarike imoto yakho, uze elide mboleko - akukho ngaphezu kwesiqingatha seyure. Ukongeza, abaxhamli yeziko zemali inika iibhonasi ezahlukeneyo xa kuthengwa avtozapchatey okanye izaphulelo ukulungiswa isithuthi. Ngokubanzi, imali engakumbi - iinkonzo ngaphezulu! Le mfundiso, olubambelela Pawnshop ngamnye nqaku ibheyile. Reviews e Chita nakwezinye izixeko ukuqinisekisa kuphela le ngxelo.

inkonzo mboleko Chita

Ngoko ke, unalo nesidingo ukuthengisa imoto okanye ngokukhawuleza ukufumana imithombo yezimali. Nawuphi na umnini-moto uya kuza uncedo Pawnshop in Chita. "Pawnshop Express" inkampani inika mboleko olubekwe yi isithuthi yokundwendwela. Ukuba umnikazi kubuya xwebhu, isithuthi emke ejikeleza, kunye nokuzalisekisa ezinye nabathengi. Umbutho "Pawnshop" Chita Ukubonelela okwenziwa nqaku. Esebenza ubusuku nemini, ukuba unalo igama elihle phakathi abathengi rhoqo. Ixabiso izibambiso kummandla ukuya kwi-40% kwixabiso lemarike emotweni xa kufikwa kubolekisa ukhuseleko amaxwebhu. Ukuba sithethe kwipropati izinto mortgaged (imoto), ezandleni umthengi Pawnshop angafumana ukuya kwi-90% kwixabiso lemarike 'ihashe yentsimbi' yakhe.

iziphumo

Njengoko ubona, imimandla ezahlukileyo zabo, abaliqela ezahlukeneyo nkqubo ukutsala abathengi kunye nemigaqo umsebenzi. Njengoko kwakulindelekile, iimeko ezininzi enomtsalane letyala ufumana kuloo mzi. Avtozaym phantsi koXwebhu lweLungelo Kulula kakhulu - umxhasi ufumana isixa esikhulu semali, ukanti akukho mntu onegunya ukunyanzela ukuba ancame emotweni yakhe. Kukho ezinye nemida sinyanzelisa Pawnshop nqaku ibheyile.

Uphenyo lwe data amaziko lekhredithi lwabathengi bacebisa ukuba Ukongeza kula maxwebhu ezisisiseko (yokundwendwela ukuba ngummi Russian Federation kunye yokundwendwela isithuthi) iziko lamatyala kungafuna iphepha olongezelelweyo - nkqubo MTPL, uxwebhu yesibini engqina yesazisi yomboleki (yokundwendwela, iphepha-mvume lokuqhuba). ukucela ngamanye amaxesha isiqinisekiso zengqesho, nto leyo eza kuqinisekisa umsebenzi wakho bexesha elizeleyo indawo yangoku ixesha elide. Iimali-mboleko kukhutshwa abanini imoto kuphela babe ngabemi Russian. Ezinye nababolekisi nazo zinqanda ubudala umboleki.

Kangakanani ungalindela kangakanani nokuba kufuneka ukuba uhlawule i premium?

imali-mboleko idla kumiselwa zabucala. Kufuneka kuqatshelwe apha ukuba indima ebalulekileyo edlalwa ngurhulumente kunye nohlobo imoto, ubudala, kwaye izinga kwi-mboleko. zolawulo ezibalulekileyo kwaye amanyathelo ezenzeka ngexesha kunikezelwa ivenkile sokubambisa, kunye nomgaqo-nkqubo yeziko. Ukuba ufuna ukutsala kubaboleki ezintsha, imiqathango mboleko umdla ziya kwenziwa ngabo.

yebhanki nganye okanye Pawnshop ipesenti. Amazinga enzala avareji ukusuka-4% ukuya kwi-10% ngenyanga nganye. Fumana imali iimoto yebheyile kunokuba isithuba imini wekhalenda 1 ukuya kunyaka 1. Ukuba uhlawule-mboleko phakathi kwiiyure ezimbalwa emva kokugqitywa kwayo, Pawnshop nangoku iqwalasela ipesenti bexesha elizeleyo uthabathe obolekayo etyalwa imali iinkonzo leziko zemali.

Kakade ke, ingozi ukuthatha imali kwaye musa ahlawule kuzo ixesha uhlale apho. Ngoko ke, isigqibo sokuba isicelo Pawnshop kufuneka ingakhethi cala elungeleleneyo. sengqondo singacinganga ukuba lekhredithi ashiye ngumthengi ombhabhamo obutsha ngaphandle imoto kunye ingahlawulelwanga mali.