Imithetho ezintsha Imali: ukucamngca imali kunye nokungena nokuphuma kwemali

Ukususela zitshone zisabonakala kwixesha unaniselwano, abameli esebenzayo loluntu ozama ukwandisa imeko yazo yemali. Xa ingeniso ixhomekeke kubungakanani bomsebenzi owenziweyo, kunye nayiphi na nokucamngca imali kunye nokungena nokuphuma kwemali libhekisela ulwazi oluyimfihlo lula noluqondakalayo kuphela kwisangqa ezithile abakhwetha.

A era elitsha - imigaqo emitsha imali ukufumana

"A lot of samkhathaza ngononophelo, ngoko ubutyebi" - oku wayeqinisekile isambuku senani labemi behlabathi de kwenkulungwane yama-20. Abantu benza abahlala umsebenzi onzima mveliso, umlimi yabasebenzi, Ukutyalwa nokuvunwa izityalo.

Bamalunga nama-mthetho omnye weza phakathi kwenkulungwane yama-20, apho sifunda oku: ". Sebenzisa ingqondo yakho ' Abantu bafunda, ukufumana ulwazi kumaziko kunye needyunivesithi, ukhetha umsebenzi umdla leyo ubanike eziphathekayo.

Le ekuqaleni kwenkulungwane yama-21 uye imigaqo emitsha ndibatyhilele, ulwazi oluyimfihlo ayaziwa, athi: ". Sebenzisa iimvakalelo nangothando" Le ukwaneliseka ngeke nje kuphela, kodwa imali, ubutyebi. Ukuqonda nokusebenzisa imithetho ienjini, le "cardinal grey" ihlabathi lethu ngaphakathi, uya kukhokelela kwimpumelelo. Ukucamngca imali kunye nokungena nokuphuma kwemali - enye yezi izibonelelo ezikhoyo ukuphucula ubomi.

Njengoko nezimo zengqondo ukunciphisa ukufikelela kubutyebi

Uyakwazi ukuthetha okuninzi ngendlela uzindle "cash flow" wayengenakuyijika loo kakuhle-ntle yomntu. Oku kubonakaliswa ukuba negative, zengqondo lixesha malunga imali eninzi kulibazisa befikile kubomi bomntu. Kakade ke, ngaxeshanye kunye nemisebenzi ngengqondo, qiniseka ukuba naye yokwenene. Noko ke, kunzima ngokwaneleyo ukuze woyise zombini imikhwa yabo icebiso rhoqo nezalamane osenyongweni, ukuba amava elibi. Ezi zicwangciso eziqhelekileyo ezichaphazela ukuphucula iimeko eziphathekayo, ezi nkcazo zilandelayo ekunokuthiwa:

- zonke izityebi - i iindlavini kunye rascals;

- nemali ububi;

- apho kukho ubutyebi, kukho ukungonwabi (kwakunye ukuba mna ndilusizana);

- eninzi imali ngokunyaniseka musa umvuzo, yaye mna - ukunyaniseka;

nezinye izinto ezifanayo.

Kukho abantu abaye basebenzisa iingxelo ezifana baqhube ubuvila yabo, mayingabi lokroba lokuba ukuthethelela yokungenzi zabo.

Eminyaka zengqondo zemveli umsebenzi ngemihla ukuze ezilungileyo nosapho lwakhe, kwaye zisoloko aphazamise kwi intshukumo kule ubutyebi. Ngoko ke, umntu ufuna ukunandipha ubomi kunye kubonelelwa, kwakuza kufuneka ukutshintsha isimo sabo ukuba imali!

Indlela ukulungisa ufakelo ezingachanekanga nibe zizityebi yaye ndonwabile

Ukuze kulungiswe le meko, kuyimfuneko, kuqala kwiinto zonke, ukuba zivumelane zabo nokuphuma kwemali. Isebenzisa amandla uthando kunye novuyo. Kuthetha ukuthini? Kufuneka nje ukuba ayeke ukuzisola onikelwa ngenxa iimveliso okanye iinkonzo imali - ngokuba endaweni wafumana kakhulu luncedo kwaye kuyimfuneko. Umona komntu osisityebi ebabulalayo impumelelo yayo! Nxi sibonisa thina imizekelo yabantu etyebile, ukumisela i uhlobo lovavanyo ukuba uzimisele ukuthatha ingeniso enkulu. Ukuba ufunda ukunandipha ngokwenene impilo-ntle yabo, impumelelo zabo, ukucamngca imali yokuhamba kwemali iya kuqhutywa kakhulu ngakumbi ngendlela eyiyo.

isixa ingeniso ixhomekeke kakhulu kwi self-uthando. Okukhona umntu usebenza ngokwakhe, kokukhona baziswa ehlabathini ihlabathi neento zonke zenzeke.

A engencinane ngayo sengqondo ubutyebi zokutsala

Ngokwesiko ke Kuthathwa ukuba ukucamngca imali kunye nokungena nokuphuma kwemali kufuneka kuqhutywa kwigumbi elahlukileyo, ukwimeko sikhululekile. Noko ke, kukho iindlela zokusebenzisa amandla iindawo ezinabantu.

Kubalulekile ukuba bajoyine, kungena livakale nokuhamba abantu ababukela (ngaphandle ukugweba!) Of amalungu ayo. Ukuziva uhlobo inkanuko, ukuqhuba kungenzeki, kufuneka uye apho big imali Ingeniso: market eliphilileyo, shopping mall, ibhanki. Kwaye ukuba benze okufanayo.

Emva koko uthathe nasiphi na isiqulathi ngamanzi nokufuma ukuba kudlule imvakalelo yakhe engqondweni. isiselo Energy, ityala ngale ndlela, kufuneka usele emini. Le ukucamngca imali nokungena kwemali akayi ukusebenza xa kukho-ebizwa ngokuba 'kontrmysli "bavimba ethintela nawuphi na umnqweno.

Confidence loo ngxaki ingasombululwa, ukuba nesimo sengqondo esihle yemisebe uvuyo, isenzo yokwenene kwicala lasekunene - nantso into etsala impumelelo ebomini nawuphi na umntu.

Baphile impilo nibe zizityebi!