Imali: definition kunye noonobangela

Imali, inkcazelo leyo eza kuxoxwa ngezantsi, elikholisa ukubizwa ngokuba njengolwimi emarikeni, kuba ngoncedo lwabo wenza izibonelelo zeesekethe kunye nempahla. Abasebenzisi uthenga impahla kbavelisi, leyo ke anike imali ukuba izibonelelo ezibonelelwa kubo luluntu. ihlelwe kakuhle ukusebenza ngokucacileyo inkqubo wemali iqinisekisa uzinzo yemveliso kazwelonke, uzinzo lwamaxabiso kunye ingqesho epheleleyo.

Ngoko ke yintoni na imali? definition Economic ithi ukuba umlinganiselo ixabiso lempahla. Ngawo imali thina linganisa uze uthelekise iindleko zeenkonzo ezahlukeneyo imveliso. Kodwa kukho kwakhona ikho into "ixabiso imali." Usenza Kunzima ukunika. konke kuxhomekeke koko sithetha ngelizwi 'imali. " Isibakala sokuba kota-mali lwayo, and definition lukabani ngasentla, qonda ngokupheleleyo intsingiselo yegama akunakwenzeka. Makhe siqonde ukuba yintoni imali. Kwaye yintoni na.

Ezi mali ezahlukeneyo. ukuzimisela M1

Nam zoqoqosho okanye amagosa abazange bavumelane uluvo oluqhelekileyo malunga iinxalenye M1. Olu phawu lubonisa ubonelelo ngemali, leyo inezigaba 2:

1. Imali (zombini iphepha kunye nentsimbi), isetyenziswa zonke izinto kwezoqoqosho, ukongeza kumaziko zebhanki.

2. iidipozithi (iidipozithi ngokujonga) kwimigangatho ekongeni, iibhanki zorhwebo kunye namaziko nezinye lokonga, apho unako ukubhala itshekhi.

Ngoko ke, lo imali - oku ityala karhulumente nee-arhente yaso; kwaye ukhangele needipozithi - amatyala thrifts kunye neebhanki zorhwebo.

Yintoni na imali? definition M2

credit esemthethweni amagama ngokubanzi yaphakanyiswa ngamasebe. M2 = M1 + imali akhawunti (beschekovye) + idiphozithi akhawunti, market imali + needipozithi ixesha (ngaphantsi kwe-100 000 $) + mali efanayo market imali. Ingongoma ephambili kukuba onke amacandelo M2 udidi, unako lula yaye kungekho nayiphi na ilahleko wokutshintshela emali okanye ukuhlola iidipozithi.

Imali: kwenkcazo M3

Ukutolikwa sesithathu - M3 - ivunyiwe kukuba iidiphozithi fixed-term (ngaphezu $ 100,000), apho zifumaneka ngalo elo ilifa izakhiwo lweshishini ngohlobo leziqinisekiso ze dipozithi, kakhulu, ungenza isicelo ngokulula kwi iidipozithi itshekhi. Kuzo ezi zatifikethi anorhwebo yabucala apho athenge okanye athengise ngalo naliphi na ixesha. Kodwa kubalulekile ukukhumbula malunga umngcipheko ilahleko enokwenzeka. Ukongeza iidipozithi ixesha M2 udidi, sifumana ifomyula wesithathu ukujonga mali: M3 = M2 + needipozithi ixesha (ngaphezu $ 100,000).

Oonobangela leeyunithi emali

Izinto ezibangela ingxabano bubuxoki kwimveliso, kwaye kanye ngakumbi ayiphikisani ixabiso nokubaluleka kwayo ukusetyenziswa:

- ixabiso nkonzo iimpahla zonke nangokobungakanani incommensurable kwaye ngokomgangatho eyahlukeneyo kumanqanaba angafaniyo eziluncedo. Ophaya neebhutsi kuphela khangela, kodwa eyenziwa ngabameli imisebenzi eyahlukeneyo;

- iimveliso Price nangokobungakanani efana kunye homogenous. Ngoko ke, ebudeni kunomfana onokuthelekiswa, lasebenzisa kunye nezinto exotic.

Ukungaboni angaphakathi yorhwebo kuvela kuphela kwinkqubo yokutshintsha. Yaye ukuba engakhange abe nokuvavanywa ngaphandle nokubambisa emarikeni. Kuphela indlela zokwenza umlinganiselo ixabiso layo - kukuba kukuyithelekisa nendlela nezinye iimveliso. ibinzana iindleko kwimveliso yempahla kuthiwa ixabiso wotshintshiselwano, lube uphuhliso nto leyo ekhokelela ukuba zangaphandle polarities ukutyalwa iingxabano kurhwebo lwangaphakathi, ngokubanzi, - ukuchasa imali kunye nempahla.