Idiposithi - ntoni na? kokufumana imali

"Kwangaphambili" okanye amagama 'idiphozithi "lidla beva xa kuxoxwa kwemicimbi enxulumene ukuthenga, ukuthengisa okanye yengqeshiso bempahla yokwenene. La mazwi ukunikeza ixabiso ngempazamo, ekwazi nabo ntonye. Kodwa emva kwabo ngokupheleleyo iingqiqo ezahlukeneyo ziimpawu ubudlelwane zemali amaqela zivumelwano. Kwangaphambili - an wekhadi samabanga aphantsi, kunokuba buso okanye epheleleyo, kwakunye nemali isivumelwano ebhaliweyo okanye ebuzwa ngomlomo. Noko ke, ukuba intengiselwano singàphunyezwa, advance iya kuba ibuyiselwe Mhlawuli.

Idiposithi: ntoni na nokuba yintoni na odla

Loo umlinganiselo, njengoko intlawulo yedipozithi inikwa ukuqinisekisa ukuthotyelwa. Ngokutsho inkcazelo onika iKhowudi Civil, idiphozithi luxanduva bonke abathathi kobudlelane zemali. Njengomthetho jikelele, abanaluncedo kwesi sikali kwi kokugqitywa isivumelwano sonikezelo esikhulu okanye kwinkqubo yokudluliselwa kobunini kwezithobekileyo lokwenene.

Kakuhle eli yesibambiso isixa ekuvunyelwene imali wawubeka yokulahla omnye amaqela kwisivumelwano ngeendleko ingeniso elizayo, ngaphandle kwentengiselwano. Ukuba isivumelwano ayikwazi ukuba babulawe ngenxa asilotyala umhlawuli, idiphozithi abasayi kubuyela ndihleli umnini propati okanye umboneleli intlawulo ilahleko enokwenzeka. Noko ke, ukuba kupheliswe iqela contract, owazeka idipozithi, imali kufuneka zibuyiselwe umhlawuli kabini. Le Umhlawuli unako ukufumana imali yakho emva mali original ngaphandle isivumelwano kuphela xa kukho izizathu Injongo engaxhomekekanga kwintando ngamaqela kwaye akavumeli ukuba ukuzalisekisa imiqathango yeso sivumelwano.

nokubhalisa

Enoba Isivumelanisi sentloko, ukwenza imali, nto leyo ithathwa njengokuba idipozithi, kufuneka imiswe kakuhle, kuphela ngembalelwano. Ukuze siphephe ukungaqondani, amaqela aya libhale kwaye basayine uxwebhu lichaza ucwangco isixa yokuqinisekisa mali.

Eyona engundoqo kula maxwebhu okhonza nokuthiywa mandatory yaziswa ngohlobo idiphozithi. Kungenjalo, xa imbambano inkundla ingathatha imali ehlawulwe kwangaphambili nakwixesha elizayo ukuze wenze izigqibo ngokusekelwe kule nkcazelo. Kwiimeko ezinjalo ingaqhelekanga ngenxa iimpazamo ezenziwe yokulungiselela uxwebhu, okanye ukusetyenziswa kwegama elithi "idiphozithi".

Yintoni i "ebhalwe 'imali? Olu luqokelelo isivumelwano okanye irisithi, eqinisekisa ubunyani indlela yokudluliselwa kweempahla nezinto ezingamatyala zamaqela ngokunxulumene kunye nesivumelwano phakathi kwabo. Document malunga idipozithi isebenza ngumphelelisi kwisivumelwano esibhaliweyo phakathi kwamaqela, nto leyo ibonisa isihloko intengiso, iimeko ezingqonge intengiselwano, umhla imali eseleyo, kwakunye nenkqubo yokuziphatha zamaqela xa kuthe amandla majeure.

Idiposithi: yintoni na ikhontrakthi idipozithi

ISivumelwano kwi imali engena iindleko ezithengwa elizayo ukuze awiselwe uxwebhu eyahlukileyo okanye isenzo njengenye amanqaku kwesivumelwano preliminary zentengiso. Kuyo nayiphi na imeko, isivumelwano ayidiphozithe (ukuba isampuli can be downloaded kuthungelwano okanye inikwa ngumntu izivumelwano) kufuneka ukuba amandla omthetho.

Oku kuthetha ukuba xwebhu okungenxa ngendlela ethile kunye umqondiso phambi igqwetha. Cash badluliselwe kuphela emva kokuba isivumelwano esatyikitywa ngabo bonke abathathi-nxaxheba.

Ngaba irisithi esemthethweni ye idiphozithi

I-Code Civil ayitsho ukuba uhlobo loxwebhu kufuneka uqinisekise into lokutshintshela idipozithi iboniswe kuphela uhlobo mandatory ebhaliweyo sivumelwano. Ukuba abathathi-nxaxheba yobudlelwane zemali akakwazi okanye musa unqwenela ukusebenzisa isivumelwano esezantsi, ke bakhululekile ukubhala irisithi. Yakhiwe kakuhle, olu hlobo xwebhu esibophelelayo ngokusemthethweni ngaphandle isiqinisekiso yi utyikityo izivumelwano kunye namangqina. Noko ke, oogqirha abaninzi Sicebisa yokunyamekela phambi yoshicilelo phezu ekufunyanweni idipozithi njenge izibophelelo siqinisekiso olongezelelweyo.

ulwazi Basic ukuba kufuneka ukhankanye kwi irisithi

Umthetho akanyanzelisi into fomu kufuneka irisithi kokufumana sedipozithi, Noko ke, idwelisa ulwazi ekufuneka ifakiwe kule xwebhu. Ngoko, ukwenza isivumelwano esibhaliweyo naluphi na uhlobo, ibhenca ukutshintshwa sedipozithi, kufuneka unike ezi zinto zilandelayo:

1. Isihloko: Isihloko lolu xwebhu.
2. Qaphela ixesha kunye nendawo nokulungiselela.
3. Kubekwa amaqela kwisivumelwano. Ngokuxhomekeke ukuncitshiswa okugunyazisiweyo igama elipheleleyo, igama oluphakathi kunye negama yokugqibela nxaxheba nganye, kwakunye okotshiweyo amagama athi "umthengi" kunye "umthengisi".
4. Inkcazelo nomba: ixabiso lenani yedipozithi mali zidluliselwe emiselweyo amanani namagama. Kwakhona kuyimfuneko ukuba ukhankanye izibophelelo olwenziwe ngamaQela.
5. Eli candelo lilandelayo inika inkcazo iimeko, kuthathelwa ingqalelo yokuba amaqela bathembisa ukwenza iintshukumo ekuvunyelwene. Uluhlu iimeko iquka emisiweyo ukuphunyezwa intengiselwano, ngembopheleleko umthengi ukuba idipozithi isixa esithile kunye nesithembiso umthengisi ukudlulisela into ethile okanye into kumthengi.
6. Inkcazelo izenzo zamaqela xa kuthe emiselweyo. Ngokusekelwe yokuba ukuba irisithi makangqinisise ukuba afumane idiphozithi, intlawulo iindleko ekungenwe ngenxa zokungathotyelwa liabilities amiselweyo iwela umenzi wobubi: ukwala umthengi esivumelwano, ulahlekelwa isixa-mali sedipozithi, nokunyhashwa iimeko intengiselwano ngumthengisi, uya kuhlawula umthengi kabini ezilingana yedipozithi.

ulwazi olongezelelweyo

Emva kokuba ukuhlela ulwazi olusisiseko malunga umxholo kunye nemiqathango yesivumelwano kufuneka ngokuchaneke kangangoko kunokwenzeka kwaye ukuchaza ngokweenkcukacha iinkcukacha-nxaxheba, ixesha elimisiweyo apho isivumelwano sisebenza kunye nezinye iimeko ezongezelelweyo (ukuba ikhona).

Ukuze ufumane iinkcukacha ziquka igama, iinkcukacha yokundwendwela, idilesi ngumthengi kunye nomthengisi.

Kumhlathi wokugqibela ubonise imali zibandakanywe. uhlobo olugunyazisiweyo ngembono lomthengi ngayo irekhodi njenge "etha ngu: Utyikityo, Igama Igama elipheleleyo", kwakhona ngokuphathelene umthengisi ( "Ndifumene: Igama Utyikityo").

Oko kufuneka zithathele ingqalelo eyodwa

Ukuqinisekisa ukuphunyezwa elifanelekileyo zonke izibophelelo ekulungiseleleni isivumelwano esibhaliweyo ukutshintshela idiphozithi kufuneka ibonise ukuba ikhona iikopi ezimbini, ngokunjalo kuluhlu amaxwebhu ilungelo umthengisi ukwenza isivumelwano.

Kunjalo data malunga into kwesi sivumelwano, iimpawu zayo eziphambili kunye nendawo.

Okubaluleke kakhulu ke ugxininiso yokuba le mali idluliselwe ziya kufakwa kwi iindleko into ezithengiweyo. Kwakhona, musa ukulibala malunga gatya enxulumene utshintsho amaxabiso: Ixabiso lo mhlaba oku kungatshintshwa kuphela emva kwengxoxo kunye nesivumelwano bonke abachaphazelekayo.

Kutheni kufuneka ugcine amehlo akho avuleke

Njengoko umthetho, ukusetyenziswa kwenkqubo kubandakanywa yombane okanye idiphozithi esetyenziswa owayeze imicimbi emikhulu. Oku kuyinyaniso kuba imisebenzi kunye izindlu, izithuthi, kwakunye kuthengwe inyanda naziphi na iimpahla. Amaxesha amaninzi ezinxulumanisa inkqubo yogqithiselo imali enkulu iintlobo izenzo ezingalunganga.

Hayi kuba ezipokothweni ezingenanto kunye negama elibi kubo, kufuneka ulumkele ezininzi eziqhelekileyo iindidi zeefayile zobuqhetseba, iindlela ngenxa ozibonayo kunye ukuphamba.

Yintoni ekufuneka ziqwalaselwe xa usenza idiphozithi

Yeyona ixhaphakileyo zezikim zobuqhetseba Iintlobo ziquka:

• Ukuphinda kokufunyanwa kweemali ngumthengisi ukuba into enye. Ngokuqhelekileyo, umthengi athole, ngokwenza idipozithi ukuba isiphumo Lelona laba nje kuphela kubo.
• Ubukho inxaxheba, ngaphandle kwemvume yesosivumelwano akakwazanga ukugqitywa (ziindlalifa, abantwana, umhlala-phantsi, co-abanini).
• Izithembiso abalamleli ezinxulumene ekukhawuleziseni kunye lula amaxwebhu ayimfuneko. Abapasa sokuqala kunye mali sedipozithi, umthengisi ngaphandle iwaranti uhlobo.
• Irisithi yedipozithi ukuba indlu, apho kungekho ngobunyulu asemthethweni, oko kukuthi, kukho ezinye kwimicimbi ephathelele amalungelo Umthengisi ukuba alahle lo nto.

Ukuntsonkotha yezi meko kukuba ukusonjululwa kwazo kufuna ixesha elininzi iindleko nexesha ezinxulumene ubude tyala. Ngokufuthi, umthengi ukhetha ukulahla amabango ukuba umthengisi, wada wenza ukulahlekelwa yimali kwaye kungekho nethemba lokubuya kuloo dipozithi yakho.

Law & Order

Ngeendlela ezininzi, ukugcinwa iiseli equity nemithambo ixhomekeke oqiqayo, kokubona yomntu. Kukho ezinye iingcebiso jikelele ukulandela ukuba ukukhusela ngokuchasene iintlobo eziphambili lobuqhophololo:

1. Intsebenziswano kunye nee-arhente ezinkulu. izakhono zabo kunye negama kuvumela abasebenzi ukwenza ngetsheki obucokisekileyo ukususa iinkonzo ziinkathazo.
2. ukufunda Independent kwemiba ethile somxholo, ezinxulumene nezinto elizayo.
3. Ukuzoba i uxwebhu lwaseburhulumenteni: idipozithi contract (isampuli nocwangco fill ukulungelelanisa ngcono kunye izivumelwano).
4. Amalungiselelo kule mvumelwano okanye irisithi kuphela imali yokwenene idiphozithi ihlawulwe.
5. Umthengisi Ukungqinisiswa amaxwebhu, kwakunye ubukho wokutyikitywa kwesivumelwano yesivumelwano ngabo bonke abachaphazelekayo (abanini, abagcini babantwana, amaqabane).
6. Khangela umthamo kumthengisi ngamaziko afanelekileyo.
7. Ukwanda isilumkiso xa eqhuba imicimbi yemali nge proxy. Kuyimfuneko ukuba ukujonga kuphela ungubani umniniyo ke into, kodwa ofisi onikele ngayo. Kuluncedo ukuba nabo bafunde umthetho phezu imithetho yenkqubo ye nokukhutshwa kunye nokupheliswa namandla ligqwetha.

Ulwazi malunga zonke iintengiselwano zangaphambili ezenziwe kunye nemihlaba, ziyafumaneka kwi sicelo i BTI, kunye nesimo esikhoyo ngoku umthengisi - kwi emayezeni ngengqondo okanye iziyobisi.

Yini ebaluleke saving

Abathathiweyo isifundo komthetho kunye nemithetho zobhaliso zentengiselwano yentengiso, abathengi nabathengisi bayazi ukuba kulula kakhulu ukuba acele inkxaso yeengcali. Le ndlela unga nciphisa ngokubaluleka ubungakanani bomsebenzi ekufuneka wenziwe ngqo iqela kwisivumelwano, ekubeni inkoliso yemisebenzi ebikuyo kukho unozakuzaku.

Noko ke, ekuphumeleliseni ukonga imali okanye ixesha izibonelelo bangalahlekelwa ukuqapha kwaye ubonise nolomntu ngokugqithiseleyo. Care and ingqiqo ezinesiqalelo eqhelekileyo kunceda ukuphepha iingxaki ezininzi.