Idizithi yefesti

Masithi indlu iyathengiswa. Wena ungumnini wayo. Kwaye umthengi sele ufunyenwe, kwaye intengo yaxutyushwa ekugqibeleni, kwaye iimeko zilungele wonke umntu. Okanye, ngokuchaseneyo - ufumene iindawo zokuhlala ezikufanele ngokupheleleyo kwaye awufuni ukulahlekelwa yizo. Kwaye kwimeko yokuqala kunye yesibini udinga idiphozithi kwindlu. Uya kuba ngumgcini-mboleko we-transaction, kwinqanaba elithile elikhuselekileyo umthengisi kunye nomthengi. Idiphozithi xa kuthengwa indlu (ukuhlawulwa kwexabiso lincinci kwaye kuthethathelwa ngamacandelo omabini) kushiywa kwiimeko ezininzi kwaye sele iyazi kakuhle.

Ukubalwa kokugqibela kwenzeka ngokusayina onke amaxwebhu ngokudluliswa kobunini. Gwema ukungaqondani kunye nemiba engqubuzanayo iya kuvumela kuphela isivumelwano se-deposit kwigumbi, okanye okokuqala. Kumele kugqitywe ngokubhaliweyo, kunye nokuphawula. Kuyinto engathandekiyo ukufumana iirisithi eziqhelekileyo, kuba zombini macala asemngciphekweni omkhulu. Umbhalo okhutshwe ngokusemthethweni unamandla amakhulu. Unokwenza ukuhlawula kwangaphambili kwindlu yokuhlala zombini kwi-arhente ezenziwe ngeefom ezenziwe ngokufanelekileyo kwaye zikulungele ukubonelela iinkonzo zabo nanini na, okanye ngokuzimela, ngoncedo lommeli.

Thenga, kunye nokuthengisa ngaphandle kokukhusela i-deposit-ignoring security base. Musa ukudlulisela imali kumthengisi (umthengi) kumntu, ukuba:

- akukho mthethweni wencwadi;
- akukho namnye amaqela enza loo mvumelwano;
- abukho nabanikazi bezindlu;
Ukucwangcisa kwakhona akuvunywanga ngokusemthethweni (ukuba kwenziwe);
- akukho banini ababhalisiweyo kwindlu yokuthengisa;
- Ifulethi irente.

Umthengisi nomthengi batyikitye isivumelwano se-deposit, emva koko umthengi adlulisela imali kumthengisi. Emva kokubhaliswa kokugqibela kwawo onke amaxwebhu aphathelene nokuthengiswa kwezindlu, kwaye ke amaqela sele sele esenza isigqibo sokugqibela.

Ukuba ngokukhawuleza elinye lamacala alitshintsha ingqondo yalo (umthengisi akayi kubuyisela, okanye umthengi uya kukhanyela), yintoni eya kuba yinto ezayo ye-deposit? Ngaba ndiza kunika?

Kwaye ilapha ichaza imivalo. Inye yinshurensi. Idiphozithi yeli gumbi (okanye nje ukuhamba phambili) akuyona nje inxalenye yemali, kodwa kunye nezokhuseleko zezibophelelo. Xa kwenzeka ukukhanyela nawaphi na amaqela (okanye ekuthengiseni, okanye ekuthengeni) iziphumo zomthetho ziyaqala ukusebenza. Ukuba iqela elinike idipozithi kwipropati yiyo yecala lokungagqibekanga kwesivumelwano, idiphozithi ayiyi kubuyiselwa. Ukuba iqela eliyifumeneyo liyi-culprit, inani lemali eliseleyo libuyiselwa kabini (ngaphandle kokuba kungenjalo kunikwe inkontileka).

Ukwakhiwa kwedizithi kufuneka kusetyenziswe kuphela kwiikontraka apho iimbopheleleko kunye nokuxanduva lomntu omnye kunye nezinye zixoxwa ngayo. Ngaphandle koko, ngokuqinisekileyo, baya kuba nezikhundla ezingalinganiyo.

Enyanisweni-umthengi, emva kokuba enze imali eninzi, akayi kunqanda kwigumbi njengaloo (i-inshurensi ye-inshurensi), kodwa ukuba uyatshintsha ingqondo yakhe, imbuyekezo yokuziphatha komonakalo sele isesandleni. Ewe, kwaye umthengisi akanakwenzeka ukubeka ingozi ekuphumeni kwakhe: kulo mzekelo, uya kulahla imali ehlawulwayo kwaye abe negalelo elininzi kwi-pocket yakhe.

Kubaluleke kakhulu ukuqonda ukuba yiyiphi isivumelwano esiyayisayinayo, kuba ayinakubalwa kuphela, kodwa iphinda ihambe kathathu, apho umntu wesithathu ungumthengisi.

Amafemu e-Realtor akhetha amafulethi kubaxhasi abo kwaye anciphisa abathengi kunye nabathengisi banomdla ngokuthe ngqo ekuthengiseni (kungekhona ngaphantsi komthengisi), kuba bahlala kumdla ofunyenwe kwiintengiso.

Unokuba unikezwe ngesivumelwano esivumelwaneni se-depositite, ngokubhekiselele kuyo umthengi obonise imvume yokuthenga indlu, ngoko uncedisa imali ethile. Kodwa apha imali isele ifunyenwe ngumthengisi, kungekhona umthengisi. Ukuqhawula idibanti kule meko kuya kuguqa ilahleko kungekhona kuphela kumthengisi, kodwa kunye ne-realtor.