Bank Swiss eMoscow

Abantu abaninzi bakholelwa ukuba ibhanki Swiss kusenokuba umdla kuphela labantu, amagosa okanye bobubi kufuneka ukuzifihla bufunyenwe ngokungekho mthethweni, ubutyebi. Okanye amanani adumileyo kunye karhulumente ezinganqweneli zokupapasha ingeniso yabo ngenxa yezizathu ezithile. Kodwa enyanisweni, ngokuba yenye yeebhanki Swiss nga vula abadala ngalinye.

Yintoni ekufuneka ukuba ndiqale ukuvula i-akhawunti yebhanki Swiss

Kutshanje, abemi Russian lunokwenza igalelo kwi-akhawunti yebhanki Swiss kuphela emva kokufumana imvume ekhethekileyo evela Central Bank. Ezi nketho kuphela ngabo abemi bonke abahlala okwethutyana kwelinye ilizwe. Kodwa ukusukela ngo-2003, lo baseRashiya banethuba ukuvula i-akhawunti yebhanki eSwitzerland, kungakhathaliseki ukuba bahlala phi. Ukuqalela kulo nyaka, i-Central Bank waqalisa ukusebenza inombolo umyalelo 100-I "Ngomhla we-akhawunti ngabantu abahlala ezibhankini ngaphandle Russian Federation". Ngokutsho kwakhe, banalo ilungelo ukuvula akhawunti yebhanki kumazwe angaphandle okanye amasebe ibekwe lithi zifakiwe kwi Organization for Economic Cooperation and Development.

NgoJuni 2004, oko wangena force umthetho omtsha phezu ulawulo lwemali, ngenxa apho abemi Russian bakwazi ukusebenzisa iinkonzo elugcinweni ukuya kwiindonga kwamanye amazwe. Kufuneka kuqatshelwe ukuba uvule i-akhawunti yebhanki Swiss kwaye ugcine imali uyakwazi ukufumana imvume uhlolo serhafu kuphela kuloo ndawo ahlala kuyo.

Kuba yintoni injongo ungasebenzisa i akhawunti yebhanki Swiss

Ngokwenani umyalelo-100, elunxwemeni kumazwe angaphandle iya kuvulwa ukulondoloza imali. Ukuze iinjongo ezinxulumene nemisebenzi zoshishino kunye neenkonzo zoshishino, ungasebenzisa kuphela iinkonzo yeebhanki Russian.

Indlela ukuvula i-akhawunti yebhanki e Switzerland

Oku kwenza nawuphi na umntu okanye iqumrhu. akhawunti yakho aya iinkonzo phantse naluphi na lwemali ehlabathini, nangona abaninzi bakhetha euro, US dollar, franc Swiss kunye esikiti yaseBritani. Abanye akhawunti amaziko zebhanki iya kuvulwa ngeposi. Ibhanki iya kuthumela kuwe zonke iirisithi eziyimfuneko kunye nemiqathango. Enyanisweni, inkqubo lokuvula i akhawunti buqu okanye ngeposi phantse twatse. Umahluko kuphela kukuba uyilo lwe-akhawunti yeposi kufuneka unike iBhanki kunye iikopi zamaxwebhu ngaphambili notarize.

uluhlu olubonisa iinkcukacha ukuba kufuneka unikezele ukuvula i-akhawunti in Switzerland

ibhanki Swiss kufuna amandla zimali ezi nkcukacha zilandelayo:

1. data Personal umthengi, oko kukuthi igama, ilizwe, idilesi, umhla nendawo wokuzalwa, uhlanga.
2. Ezi uhlobo lwemisebenzi.
3. Iikopi lamaphepha zokuqala ezine nencwadana leyo yokundwendwela.
4. Iikopi irisithi lokugqibela lokuhlawula iinkonzo eluncedo apho ngegama lakho. Iirisithi kufuneka kwakhona ibe kubameli.
5. Amaxwebhu engqina umthombo le mali kwi-akhawunti.

Ndisenako vula phi i-akhawunti in Switzerland

Ibhanki Swiss inika abathengi uluhlu olubanzi lweenkonzo, kunye siqinisekiso ngokupheleleyo ziyimfihlo. iziko zebhanki ngalinye, ke, uye awohluke yalo uvula i-akhawunti. Kuqala kufuneka wenze isigqibo sokuba yintoni injongo ulivula. Xa ukhetha ntoni ukuba zincede zikhethe ebhankini, uya kuyo nayiphi na imeko kufuneka ibhalansise phakathi ukukwazi ukuthembela akhawunti ulawulo kunye nobumfihlo.

Banks kweli lizwe zilawulwa imithetho ngendlela engqongqo malunga kuvulwa inkqubo akhawunti. Ukuba ibhanki Swiss yokhetho lwakho, ingaba isebe okanye oluncedisayo eRashiya, kufuneka uqhagamshelane nala maziko. Noko ke, ukuba,-ofisi njengommeli yebhanki eRashiya akakho, kuya kufuneka wenze isicelo ngqo ebhankini Swiss, nto leyo eya hlengisa indlela elizayo yezenzo zakho.

Yimalini kuvulwe akhawunti yebhanki e Switzerland

Ukuze ugcine imali ebhankini Swiss, Kwanele ka 350-550 zeerandi kunye mali yedipozithi sokuqala. banks Commission kweli lizwe kusengqiqweni, kwaye onomdla kwiibhanki Swiss, iphezulu ngokubanzi ngaphezu kwamanye amazwe. Akhawunti ezivulwe inkqubo yolawulo trust ngonyaka kuzisa kumnini-8 ukuya kwi-15% yenzuzo. Kuba lula yokulawula iibhanki abaninzi basebenzisa ezintsha zeteknoloji, ingakumbi, izicwangciso utyalo-internet banking.

Lidla xa uvula i-akhawunti ebekwe umbundu ubuncinane sedipozithi isixa ikhulu ukuya angamakhulu amabini amawaka eerandi. Kodwa kukho iibhanki ukuba bakulungele ukuvula akhawunti esebenzayo ngezibalo ezincinane kakhulu. Kwakhona kusebenza Iimali ezitsalwa yibhanki kunye nemirhumo. Okuya uba mkhulu umsantsa igalelo, amagama dyondzisaka ezinikezwa yibhanki ngokunxulumene mfuno zisezantsi kunye nezithintelo. Kubalulekile ukuphawula ukuba naliphi na iziko zemali, ibekwe eSwitzerland, ukuhlawula iintlawulo zezabelo kunye nomdla ngokomthetho, kunyanzelekile ukuba ukubamba irhafu yengeniso ngomlinganiselo we-35%.

Le rhafu ihlawulwa kwindawo kokufunyanwa kweemali. bamazwe angaphandle banelungelo lokufuna imbuyekezo irhafu ehlawulwa ngabo, ukuba ilizwe apho afumaneka khona, utyikitye isivumelwano ne Switzerland kwi ukuphepha ukurhafiswa kabini.

Zeziphi izizathu lokwala ukuvula i-akhawunti

Kwiimeko ezininzi, isicelo lokuvula i-akhawunti ebhankini Swiss yamkela Moscow, kodwa kukho uhlobo olwahlukileyo iinkonzo abasafakwe wakhanyela. Umzekelo, iziko yezimali alinako ukuvumela ukuba ukuvula i-akhawunti kubantu, njengoko abathengi ezinokuchaphazela kakubi igama nesidima yebhanki leyo. Kwakhona yokuvula i-akhawunti wokhanyelwa kwimeko amathandabuzo bayaphika ulwazi ngemvelaphi kwiimali okunamandla client. Umthetho egcina imali yelizwe azivumelekanga ukuba ukuthatha imali ukuba bayazi, okanye nje kucingelwa ukuba imali ifunyenwe ngokungekho mthethweni okanye ulwaphulo-mthetho. Xa iibhanki zabucala ezininzi ukuvula akhawunti elinguvimba akudingi ingcebiso okanye isimemo ekhethekileyo evela client yangoku.

Banking Private

Le nkonzo "Private Banking" (Banking Private) luyafumaneka kubantu ziqhutyelwa iibhanki e Switzerland asethi ezinkulu kakhulu. Le nkonzo kuthiwa yabucala, njengoko abathengi bafumana umntu ngamnye, inqanaba eliphezulu lenkonzo ngaphezu koko eyenziwa ukusekwa mass neevenkile. Ngokuqhelekileyo, Banking Private luyafumaneka kubantu uceba ukwenza igalelo kwezigidi zeerandi, kodwa kukho ezinye amaziko abucala zemali ezinika le nkonzo kubathengi, utyala imali ephantsi - 50-100 amawaka eerandi. Iinkonzo Banking Private ziquka ulwazi iingcebiso malunga iimpawu ulawulo-asethi, kuquka utyalo-mali kunye nesicwangciso kunye namanyathelo yerhafu ezahlukeneyo. Amaziko amaninzi abucala ukuba ukwala ukusebenza kunye nabantu ngaphandle isimemo ekhethekileyo evela umntu sele client yabo. Kubalulekile ukuphawula ukuba iinkonzo utyalo-mali kunye neevenkile zinika iibhanki Swiss, kodwa zidla kakhulu kude ukusuka kwinqanaba apho liyasetyenziswa xa amaziko abucala.