"PSB": reviews abasebenzi, iinkonzo, nombolo

Yi-Bank iinkonzo namhlanje, kungekudala babhenela wonke umntu, kungakhathaliseki ukuba yintoni na ayenzayo. Ngoncedo olu hlobo amaziko zemali amaqumrhu asemthethweni angafumana iimali-mboleko, ihambo intengiselwano, ukwenza iintlawulo phantsi izivumelwano ezisayiniweyo kunye abakhi kwaye njalo njalo. Ngenxa yoko, abantu bangaba iidipozithi sisananelo ukugcina kwazo umdla ebhankini ezivela mboleko, ahlawule imali yezinkonzo, iimali transfer kwabanye abantu okanye imibutho, ukwamkela umvuzo kwi ngokukodwa eyabelwe le akhawunti njongo, usebenzisa ikhadi lakho letyala, sebenzisa banking internet, kwaye kakhulu ngakumbi.

Kucacile ukuba intsebenziswano kunye neebhanki - yinxalenye yobomi nawuphi na umntu, kungakhathaliseki uhlobo lomsebenzi zayo zoshishino. Ngoko ke, kubalulekile ukuba uqhelane ngakumbi ngeenkonzo ezinikezelwa yi iziko elithile zemali kubathengi yayo apha ukwenzela ukukhetha iimeko ezifanelekileyo kuwe. Abantu abaninzi bakhetha ukusebenza "Promsvyazbank" zonke ezinye iindlela. Kutheni? Ibhanki iseke ngokwayo kamnandi. Yintoni na kwiziko lemfundo "Promsvyazbank" indlela? kuya kuba njani ixesha elininzi esilichitha kutyelelo ukuya kwisebe lemfundo zemali? ukufumana Apho idilesi ATM "Promsvyazbank"? Zeziphi iinkonzo iziko lona yayo lweeklayenti ezikushishino? Kwaye ukuba abantu? Ngaba I ukusebenzisa ulwazi lwam-akhawunti in PJSC "Promsvyazbank" (izixhaso) ukuhlawula naziphi na iinkonzo? Yintoni efunekayo ukuze ube umxhasi we arhente ingxelo? iimpendulo eneenkcukacha zonke ezi kunye nezinye imibuzo uyakwazi ukufunda eli nqaku ngqo.

Malunga ibhanki

"Promsvyazbank" ingxelo evela kubasebenzi kunye neengcali (kubandakanywa i-Central Bank of ziingcali Russian) wabiza omnye amaziko zemali ibalulekileyo Russian Federation. Eli ziko sele ukusebenza iminyaka engaphezu kwama-mabini, yaye ngelo xesha ikwazile ukwakha igama nanjengamntu undithatha njengesihlobo ethembekileyo.

Zeziphi nje kudala "PSB" abantu zomthetho ababandakanyekayo ngentsebenziswano kunye naye abathengi ngakumbi corporate. Ii-asethi njenge ziko zemali mkhulu kangangokuba iincwadi phambili yehlabathi kube kuluhlu kwamakhulu amahlanu yeebhanki ezinkulu ehlabathini (ngokutsho kwiimpawu ze - "Equity"). Makhe sihlolisise into eyenza "Promsvyazbank" eMoscow.

Services Business Small

Eli qela libandakanya iinkampani ingeniso yabo ayidluli million 360 engange. Oko ukunikela amashishini ezinjalo "Promsvyazbank"? Ukuthembeka intsebenziswano luqinisekiswa kakhulu sina kangakanani amaqela ukuya ekuqaleni. Ithatyathwa ukusekwa inikeza imeko emangalisayo ithembisa ukuba inguqu sokungasebenzi akhawunti zazo kunye nezinye iibhanki. Umzekelo, inani iinkonzo uya kunikezelwa simahla. Phakathi kwazo kukho ezi:

• wokubhala ukuvula i-akhawunti;
• nokukhutshwa card yequmrhu letyala;
• ukuyilwa le projekthi lomvuzo ;
• Ikhadi nokukhutshwa ngokuba imivuzo yabo bonke abasebenzi;
• ngokudala i template email evumela iikontraki ukuba azise utshintsho lweenkcukacha.

Ibhanki Kwakhona unenkxalabo ngabo kubaxhasi babo ukwenza umsebenzi amazwe kwezoqoqosho. Ngoko ke, kubo kukho ithuba ukuvula akhawunti eziliqela yebhanki yamanye amazwe, ukusetyenziswa simahla zebhanki internet, imali utshintshelo zezimali ezinkulu yehlabathi (USD kunye EUR) imini ukhululekile ukuba akhuphe zokundwendwela yentengiselwano kwangolo suku, kwakunye ukufumana transaction nezaziso imali rhoqo ngenyanga. Kukho kwakhona ithuba lokuba bafumane zibhonasi nje ngenxa yokuba iingcebiso amaqabane ayo ukusebenzisa iinkonzo ze ebhankini ingqalelo.

Konke oku ingxelo ngokusekwa "Promsvyazbank" ingxelo evela kubasebenzi, etsala amashishini amancinci aze abanike ithuba lokufumana inkonzo entle kwi amagama kakuhle. Iziko usoloko ukuya kubathengi bayo.

Iinkonzo amashishini aphakathi-Xavier

Eli qela kuquka iinkampani, ingeniso ayikho ngaphantsi kwe 4.5 billion engange. Enye yezi nkonzo kakhulu popular ukuyicazulula. Ziziphi iingenelo ngentsebenziswano kwibhanki kusetyenzwa kule ndawo?

• akhawunti ulawulo ukufunyanwa (oko kukuthi, unciphiso kakhulu iindleko zabasebenzi);
• ukwanda okubonakalayo eyinkunzi ukusebenza kwinkampani ethile, kwakunye nokuqinisekisa ukuba akukho kushota mali;
• zavunyelwa Izivumelwano kahle elingenammiselo (oko kukuthi, inkxaso-mali lwexesha elide ngaphandle ixesha bank ethile);
• amathuba ukunyusa umgangatho yentengiso, kwakunye ukwandiswa loshishino Bulelani impendulo ekhawulezileyo ekutshintsheni iimeko zemarike kwimeko iqela elithile iimpahla okanye iinkonzo;
• inkxaso-mali ngaphandle kokuba ukunika akananto (apho unokugcina kakhulu kwiindleko, leyo kufuneka baphumeze kuyilo izibambiso);
• ngokubonelela abathengi kunye ngokwemiqathango ezikhethekileyo wentsebenziswano, eziquka senziwa intlawulo.

Phakathi kwezinye izinto, unako ukufumana imali-mboleko kwi amagama kakuhle. Zichazwe ngolu hlobo lulandelayo:

• mali Concessional ihlale iminyaka emithathu.
• Ubungakanani-mboleko zingafumaneka engange ezilishumi million ukuya kwenye ezigidi (njengenkampani elipheleleyo kwenu, ukuze ndingaqhayisi engange ngaphezu gidi ezine).
• Umlinganiselo wenzala yi 9.6% amashishini aphakathi-Xavier no 10.6% - kumashishini amancinci.
• iimeko ezizodwa ukuze uboleka kwiindawo eziphambili (izithuthi, ezolimo kunye neenkonzo ezinxulumene, ezonxibelelwano, isizukulwana umbane, ukusasazwa umbane (ngokunjalo namanzi negesi), iiprojekthi eziphakamileyo zobugcisa, ulwakhiwo, ukhenketho lwasekhaya, ukuvelisa).

Ezinye iinkonzo ziyafumaneka ngolu hlobo lulandelayo:

• Iinkonzo zolawulo imali;
• ukubhaliswa payroll;
• ikhadi namasiko;
• yesondlo kude;
• ukuthenga nokuthengisa yamazwe angaphandle;
• ulawulo lwemali;
• collection;
• Ikhadi;
• iidipozithi ezahlukeneyo;
• umthengisi uzuza;
• Internet uzuza;
• kunye nabanye.

Services for ngabanye

Ezi abathengi nabo banandiphe iingenelo ngentsebenziswano Bank lubonwa. Kubo, uluhlu olubanzi lweenkonzo. Umzekelo, kukho iindidi ezininzi iidipozithi. Kukho iindidi ezintathu kwesantya senzala: 7.5%, 8.5% no-9%. Ngamnye kubo yawo kunye eziluncedo engaqhelekanga. Phakathi kwezinye iinkonzo ziyafumaneka kubantu, zezi zilandelayo:

• credit cards;
• iinkonzo eziliqela intanethi;
• amakhadi payroll;
• iinkqubo bonus;
• iinkqubo credit;
• mortgages;
• turbodengi;
• imali electronic;
• zeholide credit ;
• ekuhlawuleni imali;
• ukudluliselwa yebhanki;
• ukudluliswa kweemali ukusuka ikhadi omnye komnye;
• iseli electronic;
• akhawunti zebhanki;
• inshorensi;
• Iinkonzo visa;
• imisebenzi kunye amatye anqabileyo;
• funds mutual;
• Iinkonzo elinguvimba;
• inshorensi yomhlalaphantsi esisinyanzelo;
• Iinkonzo labarhwebi;
• iibhokisi zakho ekhuselekileyo idiphozithi;
• akhawunti ngamnye (utyalo-mali).

Abantu bangazuza ngentsebenziswano iziko lemali ingqalelo. Zonke ezi nkonzo zifumaneka kuzo zonke abathengi. Ibhanki ilungele aqhelane iimfuno kunye neminqweno zamaqabane kunye ukulungele ukwenza iinkqubo ngamnye kubathengi ngamnye. Yiloo nto abathengi esiyibona ebambisene "Promsvyazbank" ingxelo elinjalo. Hayi yonke kunokubonwa sengqondo ngobubele novelwano kubantu, njengoko umthetho, musa ukungena kunye izivumelwano ebhankini ukuze izityhwentywe zemali. Kumnandi kwaye kutsala abathengi ngakumbi ukusebenzisana nelo ziko zemali ingqalelo. Ngaba kulungile kuwe ukuba ujoyine eli qela labantu? Mhlawumbi ulwazi elandelayo kuya kukunceda wenze isigqibo.

Iinkonzo intanethi

Indlela ukuba axelele lohlolo ngokusekwa "Promsvyazbank 'ukuba amaqumrhu asemthethweni kunye nabaxumi ngabanye kukho indlela eya kude ukufikelela nayiphi na inkonzo yebhanki. Ukuze wenze oku, sebenzisa nje inkonzo efanelekileyo online. Phakathi kwazo kukho ezi zilandelayo:

• iinkcukacha Ukubalwa imiqathango mboleko.
• Isicelo "SUPERMAP".
• Isicelo ukuvulwa idiphozithi.
• "Umi Translation".
• Isicelo ikhadi ukuthenga.
• Isicelo ikhadi ngetyala.
• Ukukhetha Online of ikhadi efanelekileyo letyala.
• Isicelo sobhaliso lokuthenga.
• Ukuphunyezwa transfer imali online ukusuka ikhadi kwikhadi.
• Isicelo ikhadi "bonke ebandakanya wonke".
• Isicelo sokubhaliswa sokuhlala.
• Isicelo iinkonzo labarhwebi iingcebiso abanobuchule.
• Inkonzo "Market Business".
• deposit ukukhetha uMncedisi.
• Inkonzo "FotoSchet".
• Ukuphunyezwa sobhaliso lweshishini.
• Isicelo kunikezelo imibutho ngetyala.
• Isicelo sokubhaliswa kahle.
• Ukusetyenziswa yogcino ekuhloleni akhawunti online.
• Isicelo ukuthengwa kwempahla.
• Isicelo ukuphunyezwa udibaniso lwe umthengisi uzuza.
• Isicelo ukuze kwakhiwe projekthi lomvuzo.
• Isicelo ukuphunyezwa uxhulumaniso lwe Internet uzuza.

Nayiphi na kwezi nkonzo Ungathatha ingqalelo "Promsvyazbank" amaziko kumntu ngamnye. Abadla umhlala-phantsi kwakhona inika iimeko azivumi ukuba kusetyenziswe amakhadi ebhanki kunye needipozithi. Oku kwenza iziko nomtsalane kubathengi. Ngakumbi ukuba loo amaqabane "Promsvyazbank" inzala idipozithi inikeza nenzuzo kakhulu. Oku kuqinisekiswa ncomo.

Ukuba kukho nayiphi na ingxaki inkonzo ekusekweni "Promsvyazbank" yoncedo unokuza kukusindisa. Ukubiza ngalo, uya kukwazi ukuba ubuze nayo nayiphi na imibuzo.

Career ebhankini

Yakha umsebenzi kweli ziko ayikho lula. Ukuze wenze oku, kufuneka ube neempawu ezithile zobuqu. Kwaye ezahlukeneyo ngeyunithi nganye ngamnye. Kwafa kubalulekile ukuba zokunyanzelisa neenkani, ndaweni ithile - ingqalelo kwaye banobuhlobo. Noko ke, kungakhathaliseki ukuba umlinganiswa wakho, ukuze bakwazi ukuphumelela kwinkampani kufuneka kugxininisa amaxabiso corporate zilandelayo:

• Kwati. Oku akuthethi nolwazi. Eyona nto ibalulekileyo namabhongo zakho nomnqweno ukuba yingcali okwenyaniso entsimini ethile.
• focus Customer. Emangalisayo kubalulekile ukuba ukulungele ukunceda abathengi lokuhlolisisa iimfuno zamaqabane. Kukwanjalo ke kulindeleke ukuba abaqeshwa bathatha inxaxheba kule khosi konxibelelwano ishishini labo kunye nabanye.
• Nezimo. Lo mhlathi kuthetha ukuba kufuneka balungele ukufunda, ukuphuhlisa izakhono ezintsha kunye neenkqubo luvuleleke ulwazi olutsha.
• Amathemba. Ukukholelwa wena into oyenzayo - le nto inika amandla nomdla iqela lethu ukuya phambili.
• Innovation. Abasebenzi kulindeleke ukuba baya nje kuba nako, kodwa sizama ukuphucula iinkqubo njengesiqhelo.
• Gxila iziphumo. Ukukwazi ukuzuza iziphumo, nakuba zonke iingxaki kunye nemiqobo.

Ukuba luphawulwa neempawu ezifana, okanye ngaba ukulungele ukusebenza ngokwabo ukuze kuphuhle ukuzithemba kwabo, unga zama ukuba abe yinxalenye yeqela ingxelo ebhankini.

Impendulo evela kubasebenzi

Abaninzi banomdla kwimboniselo evela ngaphakathi. Zeziphi imivuzo 'PSB "? Indlela ukusebenza kweli ziko? Yintoni umdla malunga nomsebenzi yeziko "Promsvyazbank" ncomo abasebenzi inokufumaneka kakhulu entle. Udunyiswa emoyeni kunye nesimo sengqondo ngaphakathi qela. Kambe ke, oku kuxhomekeke kanye ngubani oya kuba nomphathi wakho ngqo. Abaninzi umsebenzi "Promsvyazbank" kuye kwatsala ubukho package zentlalo, kwakunye umvuzo olungileyo izinzile. Abaqeshwa ngokuqinileyo ebambelele ezihlalweni zabo. Phakathi kwezinye izinto, uhlawule isixa esikhulu lokuya kubeleka. Ezinye iimpawu ezifana iziganeko rhoqo wequmrhu ukuba ashiye ngasemva ezininzi ezimnandi. Abanye ukuba baqonde ukuba bonke abasebenzi bayaqeqeshwa rhoqo, kwaye wonke umntu ithuba lokungena kulo kwizintlu, ngokuxhomekeka ukuba ukuthanda ukwenza iinzame eziyimfuneko kulo.

impendulo

Nangaliphi na ixesha ungaqhagamshelana ngefowuni "Promsvyazbank" iziko nombolo. Inombolo yefowuni inokufumaneka kwi website esemthethweni. Le migca ayibalwa ezahlukeneyo kubantu kunye namashishini. Ngoko ke, ukuba ngaba a client yabucala, ngoko ungenza isicelo kwi "PSB": Inombolo yomnxeba - 8 800 333 03 03. Abasebenzi benkonzo uya kuyiphendula yonke imibuzo yakho. Kuba amaqumrhu asemthethweni, abafuna ukwenza isicelo i "PSB", lucingo sele inikezelwe ngokwahlukeneyo: 8 800 333 25 50. Uyakwazi usoloko kwi website esemthethweni yenkampani ukuba ushiye ingxelo okanye ubhale "Imfihlelo shopper".

Ukuvavanywa esemgangathweni

Njengoko ingxelo ngokusekwa "Promsvyazbank" ingxelo evela kubasebenzi, iziko rhoqo iliso umgangatho weenkonzo ezinikezelwa kubathengi bayo. Ngoko ke, nabani na wena njenge "imfihlakalo shopper" kwi ukutyelelwa ebhankini okanye ukufowuna inkxaso uzame. Oku kunceda ukuphucula rhoqo umgangatho weenkonzo ezinikwayo. iklayenti nganye ungakwazi ukushiya ingxelo malunga ukutyelela ibhanki okanye intetho malunga nendlela amagosa akhe uphila kwimeko ezitenxileyo ezinokwenzeka. Kukho kwakhona ithuba ukuxelela ngamava abo evela ekusetyenzisweni nayiphi na imveliso yebhanki okanye ukunika iingcinga zakho ukuba lungaphuculwa njani.

Ukusekwa kwe loluntu zenze zabo imigangatho kweenkonzo kubaxumi ngubani na ukufunda wonke. Ngoko ke, ukuba undwendwela naliphi na isebe lebhanki, umzekelo, "PSB" eSt Petersburg, kuba imizuzu emithathu edlulileyo uya kuba intetho kunye namalungu abasebenzi. Iziko uncamela ukwenza iinzame ezinkulu ukuze alondoloze igama lakhe, yaye oku umi phandle kukhuphiswano.

isiphelo

Ngoko ke, yintoni i "Promsvyazbank"? Eli ziko yezimali, leyo yenye ezilishumi ebalaseleyo phakathi iibhanki ezisebenza kummandla we-Russian Federation. Ukutyhubela iminyaka, umsebenzi banyanisekile yaye bakhuthele eli ziko kundenzele igama elihle phakathi namaqabane ayo umsebenzi wethutyana. Kodwa mbono yemibutho ngaphandle kunye nabathengi kwe ebhankini ithetha lukhulu malunga inokuthenjwa.

Inikeza "Promsvyazbank 'ukuba amaqumrhu asemthethweni kunye nabathengi zabucala uluhlu elikhulu kwiinkonzo ezahlukeneyo. Enoba ngokuba olindwendwelayo yintoni isizathu ofisi, nomsimelelo wakhe uya kunceda ukuxazulula iingxaki zakho ngaphandle iindleko ixesha ebonakalayo. Eneneni, ngokunxulumene kubonelelo ngeenkonzo zemali kubo, akukho nto ayinakwenzeka. Nayiphi umthengi angafumana amagama kakuhle-mboleko, ii-akhawunti zebhanki evulekileyo, sebenzisa iinkonzo zebhanki Internet. Akuyomfuneko ukuba sizame kakhulu okanye achithe ixesha elininzi.

Phakathi kwezinye izinto, kulula ukwenza iintlawulo mboleko PJSC "Promsvyazbank". Amaziko bafaka zikhululekile ukubakhona. Ke ingafunyanwa kwi website esemthethweni ebhankini. Abanye ezifana ishedyuli elula ukusebenza kwamaziko "Promsvyazbank". Le indlela yokusebenza ngolu hlobo lulandelayo: iziko isebenza evekini ukususela yethoba kusasa kwada ezisixhenxe ebusuku. Ngoko ke, nkqu abathengi ephithizela uya kukwazi ukuba sizakhele umzuzwana ukundwendwela ibhanki nokusombulula zonke ezibaxhalabisayo. Kwakhona kwi indawo esemthethweni uyakwazi ukufumana-ATM iidilesi "PSB". Ubuncinane abanye babo kufuneka ibekwe apho kuya kuba lula ukuwasebenzisa. Ngesi lwazi uyakwazi ukucwangcisa indlela yakho ngendlela engcono. Konke oku ngendlela ekhethekileyo etsalela abantu abaninzi ukuba babe abaxhasi of "Promsvyazbank" kunye nabathengi zangoku ikhokelela ukuba ayeke intsebenziswano kunye naye. Ngaba asinguye na lo isiphakamiso engcono kakhulu efundileyo?

Nikelani ingqalelo enkulu kukhetho yeziko mali apho uceba ukuqala intsebenziswano. Ziphe ixesha ukuhlola lonke ulwazi malunga nayo, efumaneka ngokukhululekileyo. Indiva kwaye uphononongo abathengi malunga ebhankini. Phakathi kwezinye izinto, nizithathele ishwangusha ukuze ufumanise ukuba uhlobo negama efunyenwe iziko phakathi oonokontraka baso.

Ngokuqhelekileyo, le okutenxileyo lenkampani kwimarike naziphi na iingxelo liciko ngakumbi kuya kuthetha ntoni na ngokwenene ifilosofi lebhanki ngokunxulumene ngonyango abathengi, kwakunye ukunyaniseka nobulungisa imisebenzi yayo. Kodwa emva kokuba sele uqhelene lonke olu lwazi, yaye oko ukufundileyo, wena wonelisekile, amavila kakhulu ukuba bahlolisise ngenyameko iimeko kwiikhontrakthi usayine wena. Oku kuya kukukhusela kunye nemali yakho naziphi na izinto ezothusayo ezimbi. Qaphela kwaye balumke. Kwaye kule meko amava intsebenziswano yakho ebhankini ekhethiweyo umnxeba kuphela imibutho ezininzi ezintle. Yenza ukhetho ngendlela efana ukuze uzisole emva kwayo!