Ofisi "Raiffeisenbank" eMoscow: iidilesi, abavula, nombolo yefoni

"Raiffeisenbank Austria" wokuqaliswa 1996 njengebhanki nge-100% capital Austria. mvume Central Bank yakhutshwa ngo-2001, xa Iziko uguqulwa JSC. Imbali "Raiffeisen" iqela iqala phakathi kwenkulungwane XIX, xa lo mali sokuqala efanayo, ukubonelela ngenkxaso zamafama ngexesha lembalela. Owasungula le qela Friedrich UWilhelm Raiffeisen.

inethiwekhi yesebe

Okokuqala ngqa, wabonakala "Raiffeisen" yibhanki eMoscow ngo-1996. Ukuhlanganisa with "Imeksbank" baguqula umbutho ebhankini inkulu amazwe eRashiya. Le nkqubo litsha yagqitywa ngoNovemba 2006. Kwaye ngoDisemba, ibhanki waqala ukunika phantsi igama lebrendi "Raiffeisenbank" iinkonzo zabo kubathengi. Branches e Moscow, eSt Petersburg, Nizhny Novgorod, iyavuma namhlanje ikhonza we-12. Abaxhasi Corporate. Ngo-2013, elo ziko lamatyala uye wahlanganisa network yayo ATM with "UniCredit Bank", yaye kwiminyaka emi-3 - nge "Bin". Ngoko bamakhadi ukufikelela kubantu abangaphezu kwama-3 amawaka. ATM. Uthungelwano yonke ibandakanya ngamaqela 200 ezahlukeneyo, kuquka eyongezelelweyo (98), yokusebenza (86), imali-ofisi zeentlawulo (6). inkonzo Customer kuye 9.5 amawaka. Man.

iinkonzo

I-Bank inikeza amakhadi iinkonzo zayo iinkqubo ngamazwe. Kwakhona aveze ikhadi lamatyala ngesithuba ubabalo esebenzayo iinkonzo zentlawulo. Jonga le mephu, nceda uqhagamshelane "Raiffeisenbank" ofisi eMoscow. Ngesi sixhobo intlawulo wenze ukuthenga ehlabathini lonke. Umgca imveliso, kukho kwakhona ikhadi "igolide" kunye amalungelo ezongezelelweyo, umda ngaphezulu. Ngokuba yonke imiba nkonzo, nceda uqhagamshelane neSebe ZAO "Raiffeisenbank". Hotline (free of charge) e Moscow: +7 (495) 721 9100.

Iziko credit unako ukufumana imali-mboleko yokuthenga izindlu eziziiprayimari emarikeni (eziziisekondari) kunye refinance nezinye mboleko. Ezi mali kubonelelwe phantsi isibambiso mhlaba uthengiweyo. kwenzala kwimali-mboleko umahluko kuxhomekeke kubungakanani yentlawulo phantsi kwaye igama elithi wokungenela intengiselwano - isivumelwano semali-mboleko iza kusayinwa kungekudala, inowuthi rate.

"Raiffeisenbank": amasebe e Moscow

Kwikomkhulu, esebenza amasebe 85. Amaziko shopping enkulu nawo amanqaku inkonzo ZAO "Raiffeisenbank". Ofisi e Moscow, ukusebenza ngeCawa, akukho. Inxalenye amasebe asebenza nangoMgqibelo ukususela 10:00 ukuya 17:00, "Medvedko," "Ngomhla Butcher", "Beskudnikovo", "Ryazan emibuzo neememo", "Sukharevsky" yaye "Station River". On phakathi evekini ukususela ofisi zomsebenzi 10:00 ukuya 20:00 ze Cjsc "Raiffeisenbank". indawo ofisi enkulu eMoscow:

Apha ku msebenzi ishedyuli ukuba, uninzi amasebe JSC "Raiffeisenbank". Iidilesi kumaziko Moscow ukuba zisebenza phakathi evekini ukususela 9:00 ukuya 20:00:

Apha kule shedyuli usebenza ZAO "Raiffeisenbank". ofisi elikomkhulu Idilesi eMoscow: str. Emnye, 17, Bldg. 1.

ukuqaphela

Frank Research Group yaqhuba uphando 'program Best ebhankini - 2016 ", ngokusekelwe apho credit card" Raiffeisen Bank "wafika kwindawo yesibini amakhadi ezintlanu eziphambili kunye nenkqubo best ukunyaniseka. Eyaziwayo inkokeli platinum "World Map" ka "VTB 24". Iimveliso 'Raiffeisenbank' iphumelele kwezinye iindidi:

• Kulo nyaka, kumthamo intengiselwano kwafa kwi Austria Airlines ikhadi lamatyala.
• Kwisigaba "nangokuyinzuzo epheleleyo" - ikhadi lamatyala "VsoSrazu".

Umlinganiselo iinkonzo ebhankini wakha ngeenxa izixhobo intlawulo. Ngoko ke, ukuba ubukho best iinkqubo ukunyaniseka isekude uphuhliso kwiziko lamatyala. Ezi nkqubo igalelo ekukhuleni kwamanani card. Ngokutsho manani, malunga ne-30% kuzo zonke iintengiselwano kwimarike wenziwe ukusebenzisa ikhadi debit. Inani iintengiselwano ngokusebenzisa inkqubo lekhadi kwi-16% ngaphezulu.

izibalo

abathengi abaninzi efana ku ZAO "Raiffeisenbank". ATM e Moscow, akhiwe kwiindawo ezineevenkile, ngaphezu kwama-2.5 yezigidi. Customers. Ngo-2015 inani abathengi abasebenzisa iinkonzo zolondolozo ekude, lakhula nge-46%. Isabelo-mali intanethi linyuke nge-62%. Inani zodluliselo umsebenzisi ngamnye zinyuke nge-5%.

yesondlo ekude

Sebenzisa iinkonzo ayikwazi kuphela kuqwalaselwa ofisi "Raiffeisen Bank" eMoscow okanye nasiphi na esinye isixeko, kodwa izihlanganisi iinkonzo yobekelo kude: Internet R-Connect, mobile R-mfono okanye R-Control. zebhanki Internet yasungulwa ngo-2002, kodwa isicelo mobile yapapashwa ngo-2013. Via iinkonzo okude ungalawuleka ukulingana kwemali kwi-akhawunti ukuhlawulela iinkonzo ze ndokuhlawula namatyala amele ukuhlawulwa. Ukuqhagamshela isevisi akukho mfuneko sifuna ofisi "Raiffeisen Bank" eMoscow okanye nasiphi na esinye isixeko. Kwanele kwi website esemthethweni ukucacisa iinkcukacha ikhadi elisebenzayo kwaye ufumane lokugqitha ukuze ungene kwi "Akhawunti Yam" ngokohlobo SMS.

impumelelo

inkqubo yogcino Internet iye yahlaziywa ngo-2014. Kuluhlu lwemisebenzi soxolelo eqhelekileyo, imisebenzi emitsha kongezwa phakathi akhawunti: lokuvula akhawunti, iidiphozithi, iimali transfer kwamanye amakhadi ebhanki, umsebenzi kunye templates, ingxelo iindleko nkonzo. Udibaniso inkonzo yenziwe ifumaneke nge-ATM.

utshintsho login lokugqitha kunokuba nje imizuzu embalwa na ATM "Raiffeisen Bank" Ukongeza, qhagamshela R-Connect okanye. Ngaphezu koko, inkonzo Internet ngoku free. Oku kulungiswa zikhokelele kwinto yokuba inani yabaxumi abaye benza kwintengiselwano non-cash: mezhkartochnye (kubandakanywa imali) transfers, imisebenzi abelane iidipozithi. abathengi ukusebenza lula ngokukhawuleza malunga noku. Malunga ne-30% lwabasebenzisi sifakele isicelo mobile. Kuzo zonke iintengiselwano online-27% lwenziwa nge isicelo mobile.

inkonzo SMS-zebhanki sele igqityiwe. Abathengi babe nethuba ukutshintshela iimali phakathi cards kunye ukuhlawula iinkonzo zonxibelelwano nge imiyalo SMS. I-avareji sixa-mali ngo-2015 ifikelele kwi-4 amawaka. Thambisani.

ngokutsha

Isigqibo ukunciphisa uthungelwano yommandla ngenxa yamanqanaba asezantsi wophuhliso kunyaka ka-2014. ingeniso Net lehla (ngenxa ekufunyanweni "Impexbank") nge-62%. Isixa mali kwi-akhawunti landa nge-17%, kunye nabantu - 19%. Bank kubalulekile ukuba nenzuzo kakhulu. Ukubonelelwa nezivumelwano zokubambisa, mboleko abathengi kunye namakhadi - oku kwicala nathembisayo yophuhliso, ngokutsho abahlalutyi JSC "Raiffeisenbank". ATM e Moscow ngoku iquka womnatha kuphela yayo yesebe, kodwa ATM "UniCreditBank" yaye "Bin".

Financial Strategy Development Iziko ikwabonelela sokwala ukunikezela iinkonzo mboleko zemoto. Ngokutsho umhlaziyi ebhankini, le ntsingiselo kwi ilahleko ixesha elide. Le imvumelwano entsha iyakwazi ukuvuleka ukususela ngoMatshi 2015. Onke amasebe le intsha nkonzo ayifumaneki kwaphela. imiqathango yenkonzo lwabathengi yesivumelwano endala ayikatshintshi.

Ngokwesi sicwangciso ngokutsha ngo-2015 sele ivaliwe ofisi e Irkutsk, Volgograd, saseChelyabinsk, Ivanovo, laseKirov, iingingqi Belgorod. Kwangaxeshanye, ofisi yavulwa "Raiffeisenbank" eMoscow (6 amasebe ezintsha) kwaye kwimimandla Far East kunye isinyanzeliso sokuba kubekho iinkonzo zebhanki - Magadan, Vladivostok, Yakutsk, iyavuma, Blagoveshchensk kunye Petropavlovsk.

"Raiffeisen Bank" e Ukraine

Akukho ngcono imeko kwingingqi ezikufutshane. Bank Care of eCrimea kunye Donbas kuye kwakhokelela ekubeni kubekho ukuhla okubonakalayo network yesebe. Ebutsheni bowe-2013, eli qela liqulethe 13.7 amawaka. Abaqeshwa abasebenza ofisi 822. Kwikota yesithathu ka-2014 inani labantu abaqeshwe kutsho ku-10.3 amawaka. Abasebenzi, kwaye inani ofisi ngu 617. Lo mkhwa, ngelishwa, uyaqhubeka.

Nangona ngo-2016 imeko ibe ngcono kancinci. yenzuzo yebhanki kwisiqingatha sokuqala inyuke nge-13.1% ngekota. asethi Total inyuke nge-4%, umthamo mboleko yawa 1.8%. Umthamo uwonke amatyala zinyuke nge-1.3%. Ngo NBU nokubeka kwikota yoku-1 ka-2016, "Raiffeisen Bank" zenzeka-5.

Ngo-2005, i "intombi" Ukrainian bathenga iqela Austria. EBRD waqalisa inkqubo engena elikomkhulu yesebe Ukrainian of "Raiffeisen Bank" ngoJulayi 2015. IKomiti Antimonopoly wayevunyelwa ukuba athenge-25% yezabelo of "Bank Aval".

Iimpawu zemali

Ngokutsho iziphumo kwikota yesi-3 ka-2015 kwimarike Russian ebhankini ubekwa 14 ngokwemiqathango asethi, 11 - ngokwemiqathango kwenkunzi, 7 - phantsi kwempahla. isebe Russian kwee-asethi kwi-Polish "intombi" RBI (€ 12,2 billion. Russia kunye € 14.7 bhiliyoni. Poland), kodwa igalelo layo inzuzo ngesakhiwo liphela ngaphezu kwama-50%. Ngo-2015 eli shishini Russian wenza inzuzo € 253 million, kwaye Polish - .. € 40 million, nangona kunjalo, umba kokuthengisa asethi inzuzo wesuka imfuneko ukunciphisa utyalo-asethi eyingozi. Ngokoqikelelo ezicwangciselwe ulondolozo ebhankini kwi-Russian Federation ngo-2017 ukuya tirhisa € 8.2. Esinye isizathu siyifumana yokuba iziphumo zezi mvavanyo xi ECB ngo-2014 RBI wabonisa iziphumo olubuthathaka kakhulu phakathi kwiibhanki zaseYurophu. Ngoko kwagqitywa ukunciphisa ubukho kwimarike nge-20%.

asinde crisis

NgoMeyi 2015 kwabhengezwa ukuba Raiffeisen Bank International uthengisa impahla yayo exabisa 25.285 billion engange. e Russian Federation. Lenza athotyiweyo igama elifanayo iqela NPF bin. Njengoko intloko inkampani ebambe Carl Sevelda, isicwangciso sophuhliso ye Raiffeisen Group lijonge usuke eRashiya Ukraine kungena Czech Republic, Slovakia ne Romania. Kule mimandla, kwisidingo esikhulu ukwenzela iinkonzo zebhanki.

Kude kube kamva nje, ukuba kungenzeka ngokuthengisa eso Polish "intombi" RBI, nto leyo enxulumene kwimpahla ye-Russian. Kuba RBI isekhona afanelekileyo ukuncitshiswa lemibuzo-asethi yingozi. Ukuze kufikelelwe kule njongo kungenzeka ngaphandle intengiso amanqaku "umntwana" hayi. Le deal uwa ePoland ngenxa zisancumisa yommiselo yebhanki. Abathengi ebhankini inkulu (top 15) kwi-Russian Federation akukho kakhulu.