Apho ukuzoba capital ngosana umntwana wesibini? Apho unako ukufumana inkunzi kubeleka yengingqi, yengingqi?

Matkapital - intlawulo leyo enyanzelisa abemi ukucinga kokuzalwa komntwana wakhe wesibini. Kodwa ukuba njani na? Iyintoni na yonke loo nto? Apho ukuzoba capital sikanina? Ngokuphendula le mibuzo, kuya kuba kunokwenzeka ngaphandle naziphi na iingxaki ukwenza ukufumana isiqinisekiso engqinelanayo. Enyanisweni, yonke into akunzima. Kuyo nayiphi na imeko, ingxaki loqobo alinjalo nokuqokelelwa amaxwebhu, nokukhangela igunya elifanelekileyo, leyo kondla iphakheji iphepha. Ngoko phi ukuya indlela kwimeko ethile? Yeyiphi kufuneka bazazi bokuqonda abemi?

iintlobo kwentlawulo

Okokuqala kufuneka ufumanise malunga uhlobo intlawulo kulo mbuzo. ERashiya, inika iintlobo ezininzi capital kubeleka. uguqulelo nganye inkxaso State senziwe amalungu ngamnye. Ngoko ke, kubalulekile ukuba uthathe ingqalelo ukuba imali ibangwe omnye okanye olunye usapho.

Eyona ndlela iqhelekileyo - a capital lokubeleka federal. Ekhutshwe isixa esiqingqiweyo se-mali efanayo umntwana yesibini (yaye kamva, kodwa hayi ngaphezulu kwe-1 amaxesha) kuzo zonke iingingqi.

Kukho kwakhona matkapitaly zommandla yephondo. ubukhulu yabo iqinile kwilali nganye ngokwahlukeneyo. Ngokuba inani ezahlukeneyo yabantwana ihlawulwa kwiimeko ezahlukeneyo ngobukhulu. Kwezinye iimeko, ezi ntlawulo zingafunyanwa ngaphezu kanye. Kodwa oku eqhelekileyo ezinjalo.

Apho ukuzoba capital umzali kwityala elithile? Impendulo zinokuba nomahluko. Ngoko ke, zonke iinketho kufanele kuqwalaselwe. Apho ukuya indlela kwimeko ethile?

Fund Pension Russian

Eli lungu kuqala apho ungenza isicelo imali - lo RPF. Kulo mbutho uya kukhutshwa iintlawulo yase. capital kubeleka ngenxa yoonyana kwesibini kwamkela apha.

Kwanele ukuvelisa uluhlu ethile lwamaxwebhu uxhume kwingxelo efanelekileyo. Emva kwexesha elithile, ngummi uya kunikwa isiqinisekiso apho unika ilungelo lokusebenzisa imali ethile imali.

ulawulo

Apho ukuzoba elikomkhulu lokubeleka lwengingqi? Lo mbuzo elawula ngakumbi. Ngapha koko, le Pension Fund iziqinisekiso isikali zengingqi eRussia ukuba zikhutshwe. Ngoko ke, kufuneka ukuba ufumane enye indawo!

Kodwa kanye phi na ukuya? Ukuze elide ngalo mbuzo, kucetyiswa ukuba uqhagamshelane ulawulo wesixeko. Ngokuqhelekileyo ukuba ubhaliso capital umzali, imeko kummandla othile. Oko kunokwenzeka kwakhona ukuze le mali ukuba ukuzalwa komntwana kulawulo esixekweni.

umasipala

Apho ukuzoba capital sikanina? Lo mbuzo kuba nzima kangaka, xa sisondela kunye yeengcinga lo msebenzi. Inyaniso kukuba ezinkulu zengingqi okanye wephondo isicelo nje kuphela nolawulo lwesixeko. Imibuzo enjalo abandakanyeke koomasipala ezidolophini.

Kuthetha ukuthini? Cela intlawulo ekwaziyo ngamnye esixekweni kunye nolawulo yesithili. Kwakhona kukho elungileyo. Kodwa ke abaninzi uyithande - data umsebenzi kunikezelo leeNkonzo Certificate ukuba ukuzalwa komntwana kade. Konke oku kungenxa yokuba umthwalo omkhulu. Kodwa ukwenza lithemba. Ungenza indlela yokufumana phandle!

Inkonzo omnye-stop shop

Abantu abaninzi bayazibuza apho ukukhupha imali eyinkunzi ngosana. idilesi yendawo Universal umba yi ekuthiwa-nkonzo omnye-stop. Isibakala sokuba uninzi benefits kunye nentlawulo ziya kubakho kulo mzimba. Libizwa ilungiselelwe ngokukodwa ukwenza ubomi lula ukuba abemi.

Inkonzo omnye-stop shop kwimizi ngemizi. Ngokwaneleyo ukuze ukwazi iidilesi zabo. Emva koko, uluhlu ethile lwamaxwebhu kunye nezicelo ukuba beze inkonzo, enze isicelo, linda kunikezelo isatifikethi ngolwakhiwo lokubeleka sohlobo oluthile. Ayikho into enzima okanye ezizodwa. Kubalulekile: ukufumana iintlawulo eziliqela kufuneka babhale iingxelo eziliqela. Kwaye apha uluhlu lwamaxwebhu ngenxa federal kunye capital yommandla iyafana.

amaziko ezijongene nemiba ngemiba

Kodwa kude kuzo zonke iindawo apho sikuncede kwifom yesicelo. Ukuba akuqiniseki apho umba eyinkunzi maternity zengingqi okanye federal, kunokwenzeka ngaphandle naziphi na iingxaki ukuza 's MFC. Oku fanekiso kwinkonzo omnye-stop. It ikuvumela ukuba ukufumana iinkonzo zikarhulumente (kubandakanywa wenza iintlawulo kunye neenzuzo) ngaphandle naziphi na iingxaki.

Inani labemi yale nkonzo zifunwa kakhulu. Idilesi ngqo apho unina uhombise ikomkhulu isikali inokufumaneka kwisixeko ngasinye ngokwahlukeneyo. Ngapha koko, kukho amaziko multi-functional kuzo zonke iingingqi weRashiya. yesithili nganye ubuncinane omnye loo nkonzo.

Internet awayihlangula

Kukho enye indawo apho abazali bayakwazi ukwenza isicelo sobhaliso kwenkunzi umzali. Lo inkonzo online. Ibizwa ngokuba "iinkonzo Public". Ukuba ummi-akhawunti yakhe, yena uyakwazi ukusebenzisa ilungelo lakhe ukuba bayile isininzi iintlawulo, iinzuzo, kwakunye ukuze ufumane Uninzi lweenkonzo zoluntu online.

Apho unako ukufumana imali eyinkunzi kubeleka nawuphi na uhlobo? Isayithi "nkonzo Public". Le nkqubo elula kakhulu: ngummi kufuneka ubhalise kwi-portal, kwaye ke egunyazisiweyo inkonzo, kwi "Iinkonzo" ukuze ufumane isicelo efanelekileyo (capital maternity federal okanye lommandla), ubhale kuyo uze uthumele isicelo siqwalaselwe.

iya Okulandelayo, xa umntu othile indawo enolwazi apho pick up isatifikethi. Ngokwesiqhelo, umzimba, apho kuya kufuneka ukuba beze nezokuqala zamaxwebhu athile, zicaciswe ngqo mazwi elektroniki. Kufanele kuphawulwe. Kungenjalo, iingxaki esinokubakho. Emva iziqinisekiso hayi zikhutshwa nge-elektroniki.

for

Mhlawumbi oku onke amalungu, apho ulwamkelo of capital umzali ngeendlela okanye omnye. Yintoni ekufuneka ukuqhuba le mali? Kuxhomekeka kuhlobo yenkxaso karhulumente mbuzo. Umzekelo, ikomkhulu federal ukhutshwe emva kokuvela umntwana wesibini entsatsheni. Kodwa yengingqi, ngokuqhelekileyo zikhutshwe xa iyunithi yoluntu ivela umntwana wesithathu. Nangona le meko kufuneka kuhlolwe kummandla ngamnye ngokwahlukeneyo - yonke imithetho. Ngokuqinisekileyo kuqeshwa ntlawulo.

Ingongoma ebalulekileyo kukuba ukuqokelela onke amaxwebhu ayimfuneko. Asingabo kakhulu. Ke xa kungekho kwabemi ubuncinane enye iphepha angala ukunika imali. Apho ukuzoba capital ngosana umntwana wesibini? contact acetyiswayo okanye 's MFC, okanye FIU. yonke imisebenzi yenziwa ngokukhawuleza kwezi amalungu.

Ke uluhlu lwamaxwebhu mandatory ziquka:

• yesazisi-mvume-sicelo (unina);
• izatifikethi zokuzalwa zabantwana ezimbini (okanye ngaphezulu kanye, bonke);
• SNILS abantwana-sicelo;
• isiqinisekiso somtshato (ukuba sikhona);
• ubungqina nokuqashwa (ukuba ikhona);
• ifomu yesicelo ngomba lwenkunzi (kufuneka ucacise nguwuphi, ukuba kuyimfuneko, kwaye engingqi federal - zokusebenza-2).

Akukho nto ngakumbi evela abemi musa ukuba. Olu luhlu nakwesiphi umzimba okhethiweyo ngokudlulileyo. Emva kwexesha elithile, abazali wakhupha isigqibo abasemagunyeni. Ukuba uluhlu lwamaxwebhu inikwe ngokupheleleyo, ngoko abangenamdla akunakwenzeka ukuba kunikwa. Enoba kunjalo, ngokubhekiselele kwintlawulo federal. Intsapho lifumana isiqinisekiso for capital lokubelekisa, leyo kuchithwa kwezo okanye ezinye iimfuno.

apho ukuchitha

Yiphi na? Kufuneka ngoko nangoko maziqatshelwe: imali awukwazi nje tirhisa. intlawulo capital kubeleka ikhutshwa ukwenzela iinjongo ezithile. Ke sithetha malunga Ukrainian lunee ntlobo yase kanye engingqi.

ukuba ukuzoba capital umzali kwi usana yesibini Apho, ukuba sele kucacile. Kodwa into ukuchitha imali? Ngoku Russia uvumelekile ukuba bachithe imali kwiimfuno zilandelayo:

• uphuculo yezindlu (ukulungiswa okanye kuthengwe ikhaya elitsha);
• imfundo yabantwana;
• umhlala unina;
• abantwana unyango;
• intlawulo kwezixhobo zokulungisa umntwana.

Kanye njengokuba benditshilo, imali ayikwazi ukuba isetyenziswe. A feature of capital umzali kukuba imali akanikwa, kuphela isatifikethi. Ngako oko, eli phepha ayinalo ilungelo lokuthatha onke umbutho. Akukho mthethweni.

EMoscow St Petersburg

Apho ukuzoba capital umzali e Moscow? Kufuneka uqhagamshelane nomnye imizimba zikhankanywe ngasentla. Ngokucace kakhulu, kucetyiswa ukuba athumele iphakheji lwamaxwebhu, iingxelo ezinxulumene dilesi zilandelayo:

• FIU: Stasova street 14, ukwakha 2.
• 'S MFC: Moscow, Voznesensky Pereulok, 22.
• URhulumente eMoscow City: Voznesensky Pereulok, 21.
• Ulawulo City: st. Petrovka, 22.

Olu luluhlu lweendawo uluhlu iphela unyango. Kodwa ezi iinketho ezisisiseko. Kuba kwezi dilesi lisoloko lithetha labantu eMoscow ubhaliso kwenkunzi umzali.

Kuthekani abahlali St Petersburg? Ziphi na ukuya? Apho ukuzoba capital umzali eSt Petersburg? Kuwo nawuphi na imizimba ezidweliswe ngasentla. Unako ukuhlawula ingqalelo ezi ndawo zilandelayo:

• Smolny PR-d, 1 - wolawulo lwesixeko eso.
• Iziko multi-njongo iphambili School Street, 10.
• Central District FIU St. Petersburg: Nevsky Prospekt, ndlu 153-G.

Ngako oko, abakolu luhlu ayipheli apho. Uluhlu olupheleleyo iindawo apho satifikethi sikhutshwa elikomkhulu umzali, kucetyiswa ukuba ufunde emzini othile. Ngasinye kwisithili mmandla kufuneka imibutho yabo ukujongana nalo mba.

iziphumo

Ngoku ndiyaqonda ngqo apho ukuya ukuba abantu kufuneka bafumane imali eyinkunzi kubeleka sohlobo oluthile. Kakade ke, isicombululo elula kukusebenzisa i "iinkonzo Public" portal. Le yeyona ndlela mihla, engadingi wamaphepha ebalulekileyo. yena kuphela ikakhulukazi uyakuthanda erhafini - zonke ngenxa yeengxaki kunye nobhaliso kwi sayithi.

Ziziphi umzimba kuhle ukufuna uncedo? ngamnye kufuneka azenzele isigqibo. Eyona ndlela elula, njengokuba kuthiwe, ukuze zibonakale kwisiThili MFC okanye kwenye i-ofisi ye-Pension Fund.

Enyanisweni, akukho ubunzima kunye nobhaliso eyinkunzi umzali. Kuba nzima kakhulu ukufumana imfuneko, nto leyo uvumelekile ukuba sichithe imali. umda kuchaziwe apha ngasentla senze zemimandla kunye nentlawulo federal. Kwakhona, musa ukusebenzisa yonke inkqubo isiqinisekiso ecacileyo. Enoba kunjalo, kufuneka nakukufumana oko, nje ukucinga, apho ungakwazi ukuchitha.