Yintoni i-akhawunti metal Sberbank. Indlela ukuvula iakhawunti metal depersonalized Sberbank

Akhona eXcellent ezizezinye Igalelo umgangatho ngokubhekisele engange sisinyithi kwi-akhawunti Savings Bank. Kwezinye iimeko, kuvula amathuba ezinkulu umholo. Ethandwa kakhulu zithathwa akhawunti zesinyithi ezingabiwanga, okwabizwa ngokuba MLA. inzuzo zazo eziphambili kukuba akukho mfuneko iindleko ezongezelelweyo inkonzo, yaye nayiphi na nokuqhathwa nabo elula kakhulu. CHI unika phantse naliphi na iziko-mali, kodwa nangona iimeko ezithile yentsebenziswano nganye egcina imali, kukho imigangatho efanayo kunye nemithetho.

Liveze akhawunti metal nje?

akhawunti Metal Sberbank - na uhlobo enye akhawunti umxhasi apho inani metal anqabileyo. Akubalulekanga badla ubukho iimpawu ngokuqhelekileyo etshe, njengenani kunye isampuli. Usinqumamise amatye anqabileyo abe ngqo format bullion eya kukhatshwa iindleko ezongezelelweyo ngokoMthetho imali.

Ukuba i-akhawunti icetyelwe ukuba igolide, isilivere okanye platinum ngqo format emzimbeni, oko kuyimfuneko ukuze enze iimviwo intsimbi, wayalela uvavanyo yakhe yokuhamba. Ngaphezu koko, imfuno nokuyibuyisa VAT kwi-mali ka-18% exabiso layo. Lula inkqubo gcwalisa kwenzeka, ukuba asetyenziswe olu engenabuntu axabisekileyo. Kuya kubonakala idipozithi yazo ku grams. Ukuba lifake metal banokuba mali ka-0.1 grams, nto leyo eyenza ifumaneke isicelo phantse wonke umntu.

Kuthekani izityholo umdla?

akhawunti metal nje Sberbank ezingahambi ukufakwa kwenzala. In Russia ukuba ayamkelwa ukuba zihlawulise imali eyongezelelweyo-akhawunti kolu didi. Ukuba iziko zemali inika umlinganiselo we-1 ukuya kwi-2%, nto leyo aya kubalwa grams ngesinyithi, yinto isithembiso emangalisayo okulungileyo kwaye kubalulekile ukuba uyavumelana ngoko nangoko. Kumazwe Western, umkhuba ukubiza inzala kwi idiphozithi kakhulu kwandile. Iholo kolu didi abagcinisa ifumana ngenxa yotshintsho amaxabiso. Ukuba ixabiso metal elixabisekileyo ngexesha ubambiswano ebhankini ukukhula, ngoko umtyali-mali kuya imali. Ukuba ixabiso le-asethi ziya kuwa, idiphozithi uya kwamanzi. Okukodwa imisela amatyala aphantsi yenkitha ezibanzi imveliso ezifana akhawunti metal Sberbank. amazinga amatye anqabileyo kwimarike yamazwe ngamazwe imisela inzuzo kunye unprofitability kwempahla, leyo kuyingozi kakhulu kwaye asiyilungelanga kubatyali-mali ezininzi.

iimeko yokuvula

Le nkonzo ifumaneka ngalinye amaziko ezemali MLA umthengi, ngelo xesha wokutyikitywa kwesivumelwano intsebenziswano ye -18. akhawunti Metal Sberbank iya kuvulwa nomntwana lowo ungekabikho eneminyaka engama-14 ubudala, kodwa kuphela xa kukho ummeli esemthethweni. Abantwana abaphakathi kweminyaka eli-14 neli-18 ubudala ingaba udidi evulekileyo ngaphandle kwee-akhawunti, kodwa kuphela xa imvume esemthethweni umzali okanye umgcini womfundi.

ulawulo akhawunti siphathiswe kwiqela lesithathu kunye kwinqanaba elithile ubugcisa. Eyona nto iphambili ukuba amandla egqwetha sele ukhutshiwe kwi igunya kubameli ngokusemthethweni. ithuba Technical ukuvula iakhawunti metal Sberbank ayikho kwaphela amasebe zeziko zemali, ukuba lo mba ukuba ukucela kwangaphambili.

Iinkalo ezibalulekileyo Partnership

akhawunti Metal, izimvo zazo ngokubanzi entle kwiimeko ezininzi ubude open unyaka omnye. Umntu unikwa ithuba lokuba iminikelo roller. Le akhawunti ivulwe elinye izinyithi ezine ethandwayo ezifana negolide, platinum, isilivere palladium. Amaninzi, iidiphozithi zivulwe ngegolide kuba kucingwa ukuba asethi kakhulu ulwelo nezaziwayo. Ukuvula i akhawunti zesilivere, platinum okanye palladium - Lilungelo leSebe i-zimali abaziingcali. Ezi iimarike insimbi kukhona zingazinzanga kakhulu, kwaye zinika ithemba ezilungileyo Iholo nokubandakanya emngciphekweni omkhulu. Xa azotywe metal akhawunti Sberbank, izinga lokuthengisa le zemali asethi kwiziko kwaye ixabiso umthengi uhlawula. Emva kokuphela idipozithi umxhasi lifumana ezandleni kwemali xa isantya lokuthenga intsimbi ebhankini. Umahluko phakathi ixabiso lokuthengwa kwamatakane kwakunye nokuthengiswa-asethi kuthiwa ukwanda. Quotes zimiselwa yibhanki ngokwayo, kodwa kuthathelwa ingqalelo ixabiso elililo lwe intsimbi kwimarike yamazwe ngamazwe, kwaye imeko ngaphakathi lizwe.

akhawunti ingakumbi

akhawunti metal Depersonalized Sberbank yi ngqo kakhulu, ekubeni ingakufuni ukudibana ngqo kunye metal yomnini. Umthengi uzisa nje imali. A okulingana iintsimbi itsalwa kwi-akhawunti. Yabona, kobeka phi ukubamba impahla yayo ezandleni, akusayi kusebenza ngaphandle iindleko ezongezelelweyo. Impahla enyanisweni yenyani. akhawunti ekhethiwe nga egcwaliswe okanye ngokuyinxenye, mayingakhululwa nangentlawulelo. Kuba nkqu ithuba lokuvala okwethutyana, ukuba imeko kwimarike ibonisa ukuhla elibukhali kwi metal ezayo. Kubalulekile ukuqaphela ukuba, nangona amathuba amahle kulawulo lwee-asethi zabo, ngenxa yaso nasiphi na manipulation ibhanki iya lokubiza imali eyongezelelweyo.

Ingaba ikhona indlela imali akhawunti igolide?

akhawunti Metal nga cash kwaye kuchuma mna, hayi nje kuphela kweli uhlobo asethi wemali. Ukuze imali kwaye ukuxhasa akhawunti yakho imivalo eziyinyani eqhelekileyo. Apha siphawula ukuba lo msebenzi ifumaneka kuphela emasebeni 500 Savings Bank of abasebenzi 8500 kwilizwe liphela. Ukuba isigqibo sirhoxisiwe kwi-akhawunti imali, kodwa isinyithi ngokwawo, kufuneka ukulumkisa ibhanki kwangaphambili. Ngokuqhelekileyo, kule meko, umxhasi anikwe iindleko ezithile zemali. Kufuneka uhlawule ukuze kukhululwe etshe kunye bazithathe bazibeke kwisebe ebhankini. Ngaphezu koko, imfuno nokuyibuyisa VAT leyo singabalelwa kunye nokuphathwa metal yenyani. Ngokutsho komthetho, igolide, leyo akasishiyanga iziko zemali, akukho rhafu. Ukuba ujonga kwi imeko okuyo, iindawo zokuhlala macala kunye Bank of akhawunti zesinyithi ezingabiwanga kakhulu buyanceda ukuphumeza ngaphandle okubi ngqo bullion ngakumbi.

Kuyimfuneko ukwazi

umthengi ngalinye iziko zemali ezifana Sberbank,-akhawunti zesinyithi ezingabiwanga (umlinganiselo apho iguquka) onokuvula ngayo nawuphi na umthamo. Nelona qondo liphezulu ayikho.

Abantu abo ngokukhutheleyo usebenzisa zebhanki ngekhompyutha, ngaphandle, iimeko jikelele ngecala ubambiswano. Sinqwenela ukutsalela ingqondo yakho yokuba ngenxa msebenzi kwenziwa kuphela kwi-ofisi apho sele ukhutshiwe ngaphambili. Ukuba bakhutshelwe ukusuka kwelinye ukuya kwelinye MLA engenakwenzeka.

Ububi MLA, okanye Indlela ukwenza isigqibo

akhawunti Metal kwahluka kakhulu ukusuka iinkqubo imali umgangatho, leyo, nangona ukuqinisekisa ukunyuka okuthe chu idipozithi, kodwa hayi ikhuselwe nxamnye kwamaxabiso. Njengoko igolide okanye nayiphi na enye isinyithi ezixabisekileyo, izinto ebe zizezakho kudidi lwezibonelelo exhaustible zendalo, ngoko ke ixabiso yabo kwithuba elide iya kwanda. Ukwenza isigqibo, kubalulekile ukuba kuqatshelwe ukuba igalelo le didi abazidubi kuwa phantsi kokhuselo arhente Idiposithi Inshorensi, kwaye ukuba ibhanki leyo into eyenzekayo, akayi kubuyiselwa umonakalo. Kubaluleke kakhulu ukukhetha up kukwavulwa ixesha oms njengoko inzuzo asset zizakuxhomekeka kwindlela metal kangakanani yathengwa inzuzo. Ukuba usondela kwi ishedyuli pullback kwiziko ezifana Sberbank, akhawunti zesinyithi, le khosi (igolide, isilivere, platinum, palladium) ngelo xesha kuya kuba yingenelo kakhulu, kwaye iza kusebenza kakuhle. I-avareji Isantya ukubuya kolu didi iinkqubo zotyalo-mali yonyaka ayikho ngaphantsi kwe-20%.

Bokuqonda ukuba sifanele sinikel 'ingqalelo

CHI sifaneleke ngakumbi abo ezazi kakuhle ngamazwe kwimarike yamazwe angaphandle kweli kwaye kwimarike iintsimbi. Namhlanje, xa uqoqosho iyahlozinga, kungcono ukuba bazikhwebule kolu hlobo lotyalo-mali. Ivula akhawunti angenabuntu - oko umcimbi lula, kodwa ikhono ukuthatha inzuzo yakhe iya kuthathwa ukuba izakhi yobungcali. Kufuneka sithathe ingqalelo into yokuba ukuba kuthengwe amatye anqabileyo ebhankini kusoloko kuya kwenziwa ikhosi lentelekelelo, nto leyo eya kuba kwahluka kakhulu ukusuka istock exchange, nto leyo uthembisa inkcitho eninzi.