VTB 24, ekukhutshweni kwemali-mboleko evela kwezinye iiBhanki: iimeko kunye nohlolo

Phambi ukuthengwa kweempahla kunye neenkonzo umntu ihlalutya ukunikela zemali kwi kwimarike, ezama ukufumana ukhetho best. mboleko Consumer Akukho ngaphandle. ukucinga nje iindlela ngenxa kwezinye izinto, ezifana nengxaki intlawulo ityala okanye umnqweno ukunciphisa iindleko yesondlo. Oku kunokwenziwa, reissuing ityala kwelinye iziko. Esiza kuxubusha ngayo ngokweenkcukacha ukuba amalungiselelo njani 24 VTB Bank mboleko mboleko evela kwezinye kwiibhanki.

ngokuba lowo

Bank mboleko - indlela ukutsala abathengi ezintsha. Ngokutsho manani, njalo Russian kukho enye lokuthenga. Phakathi kwazo kukho ngokuqinisekileyo ufuna ukuphucula iimeko zengqesho. Nje ezi abathengi kunye nenkonzo mboleko yenzelwe. Enyanisweni, sithetha kuyilo mboleko entsha ukuhlawula yemali-mboleko ebikho. Ukuziqhelisa, inkqubo isicelo kuyafana kwiimeko eziqhelekileyo. Kuphela abathengi ezongeziweyo kufuneka ukunika isiqinisekiso esivela ebhankini, nto leyo sele uthathe imali-mboleko, ebonisa imiqathango ye-mboleko kunye ityala yangoku.

iimfuno credit

Bank of TSWV 24 wenza abolekisa yabathengi, iptochenyh, mboleko imoto kunye kwetyala phezu amakhadi. Kodwa iimali-mboleko ezindala kufuneka ihlangabezane neemfuno ezithile:

• Ezinye ixesha lokuba semthethweni - ngaphezu kweenyanga ezi-3;
• kwemali ngenyanga kwamatyala;
• ikhadi lamatyala lwemali - i engange;
• kwemali rhoqo kwamatyala kwisithuba seenyanga ezi-6 zokugqibela;
• Ukungabikho nokungalaleli entsha kwi-mboleko.

Iimfuneko ababoleka imali

Enoba inkqubo yesondlo, yonke ibhanki kubaboleki kuphakamisa iimfuno eziqhelekileyo:

• ubumi Russian;
• ubukho yokuhlala ngokusisigxina;
• ingqesho esemthethweni ngaphezu konyaka-1;
• ingeniso ubuncinane rhoqo ka-20 amawaka. bagcobe. (Kuba abahlali kwengqukuva - 30 amawaka engange ..);
• imbali credit elungileyo.

imiqulu

Ukwenza i-24-mboleko mboleko evela kwezinye kwiibhanki e ebhankini VTB, kufuneka unikeze:

• iphepha ongaphakathi;
• Isiqinisekiso 2-NGOBUCHULE;
• Isiqinisekiso SNILS;
• Lushicilela mortgage yokuqala.

Abanini amakhadi payroll kwanele ukuba niyinikele ipasipoti SNILS.

iinkqubo

Bank VTB 24 mboleko mboleko yabathengi kwezinye iiBhanki uthwala ngqo. Umgca imveliso nje inkqubo yokuhlangabezana ngezemali mboleko mboleko. Kuzo zonke ezinye iimeko kukhutshwa VTB 24, ekukhutshweni kwemali mboleko imali evela kwezinye kwiibhanki. Kodwa akayi kuvela igama iqhosha "refinance" kwi isihloko program. kwenzala, ixesha nemali kweenkqubo mboleko zabaxwa. Ukukhethwa abaxhasi banikwa omnye iimveliso ezintathu. kufuneka isiqinisekiso, umelo okanye izibambiso.

Imigaqo mortgage yokubolekisa

Esiza kuxubusha ngayo ngokweenkcukacha ukuphumeza indlela iziko zemali VTB 24 mboleko mboleko evela kwezinye kwiibhanki. iimeko zenkonzo kakhulu ezahlukene ukusuka mortgages eqhelekileyo. Kodwa awohluke yayo.

I VTB Group, ngaphandle ebhankini VTB 24, kuquka amaziko afana: "Summer Bank", "Bank of eMoscow" yaye "TransCreditBank". Ngoko ke, kule iibhanki ezifunyenweyo mboleko, akakwazi ukuba mboleko.

Fumana mboleko kunokuba bonke abemi baseRashiya abaye abe umthombo ezinzileyo ingeniso kunye engqesho esesikweni. Umda Age lusekiwe umgangatho. Ngaba ukufumana imali-mboleko entsha ngaphantsi kweminyaka engama-21 ukuya kuma-70.

Nokuthathelwa indawo refinanced phantsi komqathango wokuba umthengi etshintsha mboleko engange okanye utshintsho izinga lwemali kunye lencopho (combined) ithuba elisisigxina. Injongo intengiselwano inokuba yeflethi kwizakhiwo ezitsha kwaye kwimarike ezizisekondari.

Ubukho komgomo elidluleyo iishedyuli nokuhlawulwa kwamatyala abamkelwa. Nangona ngexesha elinye-ulibaziseko ezenzeka ngaphezu kweenyanga ezi-6 phambi kokungeniswa isicelo avunyelwe.

mortgage yakhutshwa e VTB 24 kuba kule miqathango ilandelayo:

• umyinge wenzala - 15,95%, ngokuxhomekeke wokutyikitywa kwesivumelwano-inshorensi kwempahla, ubomi nempilo;
• umyinge wenzala - 16,95%, ngokuxhomekeke kuphela ubhaliso inshorensi propati.

ukubhalisa

Izicelo refinance-mboleko kunye nenye ibhanki VTB 24 ufumana ngekhompyutha. Ukuze wenze oku, ngomhla kwisiza ebhankini ngendlela ekhethekileyo ukucacisa data ngenxa amanqaku zaseprayimari: igama, ulwazi malunga umqeshi, inqanaba ingeniso, iinkcukacha zoqhagamshelwano kunye yokundwendwela.

Isicelo kwakhona izicelo ngokutsalela umnxeba. Umqeshwa uya ukukhetha imveliso mboleko, sixelele ngazo zonke iimeko intsebenziswano ucela umthengi lonke ulwazi isicelo. Emva liqhube data ziya kwenziwa isigqibo sokuqala. Okulandelayo, kufuneka ibonelele naliphi na isebe sokuqala onke amaxwebhu silinde isigqibo sokugqibela. Unga ukunciphisa ixesha yaye ngoko nangoko ndwendwela isebe lebhanki, ngokubonelela iphakheji epheleleyo yamaxwebhu.

uluhlu lwamaxabiso

Iziko zemali VTB 24 mboleko mboleko evela kwezinye iiBhanki eqhuba kwizicwangciso lweerhafu ezinjalo:

• "Vala" - yenzelwe ngabathengi kufuneka isixa esikhulu ithuba elide. Le mali ifumaneka iinyanga 36-60 kwi-18.5% ngonyaka. Le mali iphezulu kuphela engange million ezintathu.
• "Isantya" - umlinganiselo umqobo osezantsi kuphela 18.5% ngonyaka. Imali mboleko yahluka ukusuka 100 lamawaka. Bagcobe. ukuya engange-3 million. ixesha bafake uvela iinyanga ezintandathu ukuya kwiminyaka emi-3.
• "Easy" mboleko sivunyiwe isithuba seenyanga ezintandathu ukuya kwiminyaka emithathu mali ka-100-600 amawaka. Thambisani. Le imali iinkonzo-22% ngonyaka.

Phantsi kweemeko ezinjalo uthwala VTB 24 mboleko mboleko evela kwezinye kwiibhanki. Umsebenzisi izimvo ukuqinisekisa ukuba iimeko zenkqubo wesithathu zezona enomtsalane zokuhlaziywa mboleko yabathengi. Umthengi uyakwazi ukukhetha ubungakanani intlawulo.

Ukuba isicelo sokuhlaziywa mboleko yabathengi ingqalelo ngamnye, ngoko bonke abanye bancedwa neemeko ngokubanzi. Jonga ukusetyenziswa kwemali kuya ibhange angeke. Umthengi uyakwazi ukufumana imali ebhankini kunye oko nikuchithele kwiinjongo zobuqu.

izigaba

Esiza kuxubusha ngayo ngokweenkcukacha ukuphumeza indlela iziko zemali VTB 24 mboleko mboleko evela kwezinye kwiibhanki. Xa kuziwa zokubambisa, inguqulelo yokuqala ityala ekhutshwe VTB 24, perepodpisanie iikhontrakthi ngesibambiso kwempahla. Kuphela ke ibhanki idlulisela imali kulungiselelwa ogwetyelweyo otyalwayo kuqala. Le mali iphezulu mboleko akayi ngaphezulu ixabiso lemalike lepropati, zilungiswe yokufaneleka. Kwangaxeshanye, ibhange umda walo. Nguye 30 million engange. Imvumelwano for the yezemali mortgage abanokubhalisela ixesha ubuninzi - engama-30.

Ukuze uhlawule ityala, unga:

• Imali kwi ngokwahlukana ngesandla;
• transfer kuthethwa uthe iinkcukacha;
• kwi iiclamps nemisebenzi yokufumana imali;
• kwii-ofisi post ye "Russian Post".

isiphelo

iqale inkqubo ebhankini VTB 24 ezahlukeneyo package isezantsi yamaxwebhu kunye inzalo engako. Kwangaxeshanye, iziko ayicacisi iimfuneko ezicacileyo ukubhaliswa mboleko yabathengi. Ukugcina ixesha, ngcono apply online, kwaye kuphela imvume phambi ukuqokelela amaxwebhu. Kulo mzekelo, i into intengiselwano kufuneka ihlangabezane neemfuno ezithile. Hlaziya VTB mboleko 24 semva ziya kusebenza.