I-mboleko ne aphantsi izinga lenzala - intsomi okanye leyinene?

Xa uboleka abantu abaninzi lo mbuzo: "Ingaba ndingayifumanaphi mboleko kunye eliphantsi wenzala?" Ngapha koko, ukuba ahlawule akukho bani ofuna. Xa ukhetha inkqubo yebhanki mboleko kufuneka sinikele ingqalelo kwezinye bokuqonda.

Umlinganiselo wenzala ngokwayo ayiboneleli ngolwazi alupheli malunga iindleko zizonke yekhredithi, njengoko intengiso, abaninzi baya ukufunda yonke le khomishini, inshorensi kunye nezinye iintlawulo.

Imali mboleko ukuba ikhadi yentlawulo ebhankini, izinto ngemboleko - byi lo mboleki. Ukususela ukhetho iinkqubo mboleko ixhomekeke umdla. Uhlobo kuyabiza kakhulu-mboleko - mboleko ngemali. Low wenzala kulo mzekelo iya uvuzwa iimvumelwano ezongezelelweyo. Enye into - izinto ngemboleko. Nguwo lowo engambi uhlobo abolekisa yabathengi, kuba kulo mzekelo, ibhanki uthatha izinto njengoko besibini. A mboleko ukuba ikhadi lebhanki kwakhona imveliso kunokuba umdla. Kwiimeko ezininzi, ibhanki ivumela ukusetyenziswa kwemali mboleko concessional ixesha elithile (iintsuku ne30-50). Eli lithuba lokuba ukugcina ngenzala.

Ukuba ufuna isixa esikhulu semali iimfuno zabathengi, maxa wambi kube lula ukuyisebenzisa le mveliso njenge mboleko yabathengi okwenziwa impahla. Kule meko iya kuba asezantsi izinga lenzala. I-mboleko ukhutshwa kakhulu ixesha elide, nto leyo eya kunciphisa kakhulu umthwalo mboleki.

Qwalasela nazo rhoqo "imigibe 'ukuba kubaboleki.

Commission efihlakeleyo ngohlobo inshorensi kwi mboleko

inshorensi ezinjalo - kunoko, ekuthengisweni ezongezelelweyo iimveliso zebhanki, kunokuba yimfuneko. Ngapha koko, ubukhulu becala, obolekayo inshorensi nxamnye iingozi kunokuba ukusuka kukusilela ukubuyisela imali.

Intlawulo ngenyanga lolawulo credit

Nokuba ukuba umyinge wenzala yi enomtsalane ngokwaneleyo - musa sukela. Dibana nomphathi malunga iifizi. Njengomgaqo, iibhanki neziqhuba mboleko kunye namazinga enzala asezantsi, ngaphandle kokuba umbutho ngeendleko inzuzo ikhomishini ngenyanga. Ubungakanani ikhomishini yahluka kwisithuba enye ezibini nesiqingatha ekhulwini le mali uyibolekiweyo kwaye kuhlawulwa qho ngenyanga.

Commission phantsi mboleko

Njengomgaqo, olu hlobo khomishini kusetyenziswa xa mboleko kuphela ngemali. Iindleko ikhomishini ixhomekeke kwiimeko ngetyala kwaye zilinganiswe njengepesenti mboleko ezinzulu. Unga kwakhona ukuhlangabezana neKomishoni ekurhoxisweni imali ikhredithi ngenxa osethilini ngaseludinini okanye i-ATM.

Commission for kwemali ekuqaleni

Ngamanye amaxesha ungafumana kwi iimveliso mboleko ebhankini imali uhlawule yokuqala mboleko. Oku kwandisa iindleko umboleki, kulo mzekelo, imali-mboleko kunye eliphantsi umyine wenzala yi uziindleko eziphezulu kakhulu elingana kwenye yebhanki inzala eninzi.

Ngaloo ndlela, zasiwa kwezo ngongoma, nto leyo enefuthe kakhulu le isigqibo ekuveliseni lokuthenga. Oku kwenza kube lula ukubala zonke iindleko, eziluncedo nezingeloncedo yokujongwa mboleko enye okanye enye inkqubo, kwaye ngokwenene ukufumana imali-mboleko kunye eliphantsi izinga lenzala, kodwa ivenkile enkulu of ezigqithisileyo.