Ukuphunyezwa kwe-mali

Ukwenziwa lwabiwo ingqalelo inkqubo ekuphumezeni ezinkulu iinjongo kunye neenjongo esekwe kwithuba kwisicwangciso. Yinto akukho mfihlakalo ukuba imvume kuhlahlo lwabiwo-mali kunyaka ozayo wezimali, uqikelelo lwengeniso kunye nenkcitho, ukuba ilandelwe ngexesha lonke.

Ngokutsho kwimithetho ekhoyo, abulawe mali siphathiswe kwabasemagunyeni zikarhulumente ngokungqinelana kwinqanaba ngalinye le nkqubo. I-Ofisi yoMphathiswa wezeMali icwangcisa engundoqo izikhombisi zemali, kufuneka ilingane -mali karhulumente, okt kwiphepha lomncono ezidityanisiweyo. Ingakumbi le nkalo inxulumene kokusilela okanye ukunqongophala entsusa ngeniso yokugubungela iinkcitho ocwangcisiweyo. Kuba kulo nyaka ukucwangcisa umda eshotayo kwesilingi phezulu elifuna ukuqaliswa kwamanyathelo likaxakeka. Ngokuqhelekileyo, xa loo kwityala ebhalisele singenziwa - inkqubo leyo kukwaquka nokwehliswa umlinganiselo inkcitho karhulumente. Ezi nketho kuphela ekuhlaleni ikhuselwe izinto, ezifana nentlawulo ipension, yezibonelelo, yokufunda, ukuxhasa iinkqubo zentlalo noqoqosho kweli lizwe.

Ukuba sithethe phantsi kanye, ziqondisa ngokubulawa-mali nenkcitho abaphathi abangathathi, ingakumbi imizimba zemali babulawe. Umzekelo olothusayo lobuninzi enjalo kuba Ministry of Finance, uyakwazi ukulawula nje kuphela, kodwa olo hlengahlengiso iseti data. Kodwa inxalenye ingeniso becala wenziwa ngenxa kwiofisi yerhafu, nto leyo umzimba omkhulu ukuqokelelela kwemali wokulondoloza imali karhulumente.

Njengoko yaziwa, Russian inkqubo mali iqulathe iiyunithi eziphambili ezintathu: i federal uhlahlo, yengingqi, uhlahlo lwabiwo zasekuhlaleni. umzimba okuhlanganisa angazenza yobuncwane federal, ekubeni kokuba zonke iindlela umdla sokunikela akhawunti eyahlukileyo kwi yibhanki eyongameleyo; kwandule ke unikezelo luthatha indawo kumacala ezikhethiweyo. Kwaye ke Federal likaNondyebo yi-Ofisi yoMphathiswa wezeMali, leyo ijonge ukuphumeza iinjongo eziphambili kunye neenjongo. Abo ziquka oku kulandelayo:

• ukubambelela kumgaqo umanyano imali, oko kukuthi, lo zemali izibonelelo ukusuka kwimithombo eyahlukeneyo kwi akhawunti eyodwa;
• nokuzimisela izibonelelo kunye nezinye izabelo ezimiselwe kwezinye inkqubo unxibelelwano mali, nokhutshelo esilandelayo ezi zibalo kwi akhawunti efanayo;
• labalandeli sheets somhlathi abalawuli indlela;
• zokwenza umsebenzi kucwangciso elizayo kunye nolwemozulu of trends enkulu yophuhliso loqoqosho, ngokusekelwe leyo yenza kube lula ukwenza ibhajethi kwixesha elizayo;
• esweni ibhajethi, ethe yabonakalisa ingxelo rhoqo simo ngokungqinelana indices ezicwangcisiweyo.

Ukuba sithethe ukubhalwa, umsebenzi ulawulo lwenziwa esekelwe kuluhlu mali. Olu xwebhu ithathwa ukuba uhlobo isiseko phezu apho sinako ukuqonda indlela eyenziwe kakuhle nokubulawa mali. Painting kubandakanya ngumfanekiso olunzulu lwengeniso nenkcitho kuzo zonke iinkalo ezimiselwe yi-mthetho kunye yokusebenza yonyaka. Phakathi imithombo yengeniso bodwa abantu kunye nemibutho esemthethweni. Ukususela yokuqala erhafiswa iintlawulo zerhafu kunye non-irhafu nebhajethi ngeendleko kweentlawulo ezizimeleyo ezithweni ezithile. Umntu zomthetho, njengoko umthetho, ukutshintshela iimali nge yebanki kwi-akhawunti yakho yebhanki kwingxelo-mali efanelekileyo.

Elokuphetha siphawula ukuba ukuphunyezwa kwe-mali ibandakanya ukusetyenziswa mali ekujoliswe ngenyameko okanye inkxaso-mali efunyenweyo. Phakathi kweenjongo ze-unit ukukhululwa isiqulatho ehlanganisiweyo yolawulo yoluntu, ukhuseleko yokhuselo lwesizwe, ukugcinwa kumacandelo ezoqoqosho ukuba zibaluleke kakhulu.