Ndingalufumana phi imali eninzi: linikeza ezithandwayo credit

Mhlawumbi bonke ebomini kukho iimeko xa ifuneka ngokungxamisekileyo imali. 'Ndingalufumana phi imali efunekayo? " - umbuzo oye bathuthunjiswe kudala uninzi lwabemi abazalwana bethu. Okwangoku, ngoko nangoko ukufumana isixa adingekayo kuphela isenokuthetha kwiziko lamatyala yaye yakhupha imali-mboleko. Le nkonzo ngokuya ethandwa kwiminyaka yakutshanje phakathi kwabantu belizwe lethu. Oku kungenxa utshintsho kwiinkalo zomthetho yemali Russia.

amakhadi Credit nokusetyenziswa kwazo

Enye iimpendulo ezininzi ethandwa lo mbuzo: "? Ndingalufumana phi imali" - yiyo ekuyilweni ikhadi lamatyala. Le nkonzo iye uthandwa kangaka ukuba amaziko amaninzi zemali liphoseni zonke izibonelelo zalo kuphuhliso kule ndawo, nesigubungelo iinxalenye mortgage kunye nemoto mboleko. Yintoni eyenza ikhadi lamatyala ithandwa kangaka phakathi kwabathengi:

• UGrace xesha - ubude bexesha ukusuka kwiintsuku ezingama-45 ukuya 60, ngexesha apho umboleki unako ukusebenzisa imali ebhankini, ngokubona kwayo simahla. Olu khetho ingaba impendulo yombuzo "apho ukufumana eninzi imali", kodwa ke inani elincinane kakhulu kubasebenzisi ukuqonda xa iqala ixesha ubabalo. I-Bank ibona, ukususela kumhla ingxelo yokugqibela, kwaye hayi ukususela kwixesha ukurhoxiswa mali i-ATM, njengoko abaninzi ngempazamo nikholwe.
• Esijikelezayo umgca credit - umboleki unako ukufumana imali ezintsha kwi ityala ngokukhawuleza-mboleko yangoku uya kubuyekezwa. Ngenxa yoko, umsebenzisi akanokukwazi azise isixa esithile, ukuba ukuhlawula imali-mboleko, kwaye ke le mali omtsha. Akuyi kufuneka ixesha elingakumbi ndwendwela isebe lebhanki nokubonelela amaxwebhu okanye iziqinisekiso.
• Ilula loyilo - ukufumana ikhadi lamatyala kwanele ukuba kuziswe ebhankini yokundwendwela yakho Russian esemthethweni kunye nenye ethile ekuzichongeleni ifoto. Oku kuyimfuneko ukuze kuchaswe kwizikim ezahlukeneyo ekhohlisayo.

Njengenxalenye ikhadi lamatyala nivuke ku amawaka 300 engange phantsi-40% ngonyaka. Emva ukwelixesha loxolelo umsebenzisi kuya kufuneka ukuba uhlawule ukususela-5 ukuya kwi-10% komsebenzi esipheleleyo isixa ubuncinane iintlawulo.

abolekise Consumer, okanye impendulo mbuzo: "Ndifuna imali eninzi, ? apho ukuze '

Enye indlela ukufumana isixa eziyimfuneko cash na Uyilo lwenkqubo nkonzo. Xa sikhokelo nawuphi na umboleki sivela engange-10 lamawaka 10 million. Zobhaliso ziya kuba le miqathango ilandelayo kufuneka kuhlangatyezwane:

• angenise ifomu yesicelo;
• ukuba ikhadi lokuzazisa kunye yokundwendwela - ezi zinto kwanele ukuvelisa yokuzicamagushela ukuya ku 500 lamawaka engange;
• angenise isatifikethi zengqesho kwinqanaba ingeniso kunye ubude bayo wenkonzo - kuba sum of 1.5 million engange.
• isiqinisekiso okanye isiqinisekiso into nje imoto kuya kunceda ufumane ngetyala ukusuka kwi 1.5 ukuya engange-3 million kwaye iya kuba impendulo elihle lokuba umbuzo apho ukuze ufumane imali eninzi .;
• izibambiso ngohlobo ilifa lokwenene kukunceda ufumane imali-mboleko evela-3 ukuya kwizigidi ezili-10. engange, ukujonga mali ebhankini kuya kufuneka ukuba baqeshe Umvandlakanyi yobungcali.

Okwangoku, i-avareji umsebenzisi-lizwe sele kungabikho umbuzo ukuba apho ukuze ufumane imali eninzi. Namhlanje, naliphi na iziko lwamatyala ukunika iinkonzo zalo phantse nasiphi na isixa semali. Umsebenzi ophambili namhlanje inkcazelo yomboleki ngqo iimfuno zazo yaye akunakho ukuyibuyisa mboleko ezikhoyo.