Le yobudala yomhlala eJamani. Thelekisa indodla eRussia Germany

Isigqibo Russian ukuphakamisa umhlala-phantsi. Amalungu ethu bakholelwa ukuba amadoda kufuneka asebenze ukuya kutsho kwiminyaka engama-65, abafazi - up to 60 Into yokuba kuphela inani elincinane abahlala kweli phakade, akukho namnye usikhathalele. Akukho mali, guqula pension iye yasilela, abemi akusekho iingxowa, ndisamkela umvuzo kwi "isithunzi". Abantu musani ukucinga ngekamva, ubuncinane isizathu kakhulu urhulumente wethu wenza yokufundwa ukuhla kwi isixa semali ibiziswe-mali yomhlalaphantsi.

Ukwandisa ixesha yengqesho kubemi zethu, urhulumente kukujolisa eYurophu. Thina umzekelo ukubeka yobudala yomhlala phantsi eJamani. Noko ke, abaninzi abavumelani. Umzekelo, oku akuthethi ithathele ingqalelo umgangatho wokuphila, ubude bayo, kwaye kufuneka 'uhageleyo West. " Kwakhona, musa ukuthetha malunga ubungakanani ipension ukuba ipension karhulumente kubo, nathi usisindise. Sagqiba ukukhangela njani zihamba kunye neengxaki zabantu abadala ezintweni "amahlakani ethu zaseYurophu." Yintoni pension eJamani? Konke oku kuxoxwa ngakumbi.

umhlalaphantsi owonwabisayo

Enoba iingenelo neengozi le mpucuko yasentshona, besiya ungasibizanga ngayo, kuyacaca ukuba ukunyamekela abantu abadala kunye nabantwana wambeka kwikona ephezulu. ulungiselelo Pension eJamani - enye intle kwihlabathi. Ngokutsho kwe-UN, imigangatho yokuphila umhlala German kwisibini kuphela Swedish kunye Norwegian.

E eJamani, ningenakuliva ibinzana elithi, "Utatomkhulu walwa", "enkosi utatomkhulu ngenxa uloyiso." Aniyi kubona kwaye umhlala, bethengisa imifuno kufuphi zokuphuma. Kodwa unako ukubukela abantu abadala baseJamani zokulala Ski ezahlukeneyo elunxwemeni kuLwandle lweMeditera. Zithini izizathu? Yonke le umba kwi pension phantsi yomhlala karhulumente? Uqwalaselo olubukhali le miba ngakumbi.

imithombo ntle

E Jamani, imithombo ezimbini bengeniso abadala: i pension karhulumente kunye nemali yabucala. Iintlawulo Power isiqinisekiso ukusuka mali kubemi abo ingeniso ayikho ngaphezulu kwe 3.900 euro. Kumalunga 300 lamawaka. On engange Russian. Siyavuma ukuba lomvuzo 100 lamawaka. Engange sele a okuqinileyo apha. A "eqhelekileyo" ezinye imimandla Russian ngu 20-25 amawaka. Engange. Kuyinto umbuzo ngobukhulu karhulumente. AmaJamani, ngubani na ingeniso ngasentla 3900 kowethu, izivumelwano ngokuzithandela kunye nemali yabucala. Ukuba atsale isixa esithile ngokuzithandela.

Le yobudala yomhlala-phantsi e Germany

Ngoku malunga buhlungu. Xa iphela ngokusemthethweni amava msebenzi mni na? Ngaloo ndlela, iminyaka yomhlalaphantsi babantu e Germany iqala nge-65, nabafazi - engama-60. Kungekudala, kwilizwe lethu iyafana. Kodwa ke, umgangatho wokuphila eJamani kukuba amandla neengcali ukucebisa ukwandisa kwiminyaka yomhlala-phantsi. Kusenokwenzeka ukuba umhlala-phantsi amabhinqa eJamani kungekudala uza kuba neminyaka engama-65 ubudala, eyindoda - 67. Noko ke, umlinganiselo bekuya kuba kuphumelele, njengoko batshovo abahlalutyi ezopolitiko. Ingxaki ka amaJamani - ukuguga yabemi. Ngakumbi imeko enzima kuphela eSweden. Kukho kwakhona linikeza tyhala emva kweminyaka engama-75.

Kumhlala-phantsi, ungafumana ekuqaleni. Ukuze wenze oku, kufuneka wenze igalelo le mali angekho ngaphantsi kwe-35 iminyaka. E eJamani, imithetho eqatha-gazi. Ukuba umntu zange ukusebenza okanye esebenza ngokusemthethweni neminyaka engaphantsi kwe-5, urhulumente uya intshontsho ipenshoni. Le ngxaki ziviwa ngabemi abasuka kwamanye amazwe. Uninzi abakhaya bethu abaye bafudukela eJamani ngowe ekubeni umhlala kuhlala ngezantsi kwinkqubo yokhuseleko loluntu. Khangela ubomi obungcono ziya kuphela imeko yabo. Umthombo ubukho babo - imali ezahlukeneyo zentlalo, ezo ezijoliswe ekugcinweni seziqingatha amahlwempu yabemi. Inkqubo kakhulu mnandi, kodwa kuyimfuneko. Siyavuma ukuba ukufumana umhlalaphantsi kakuhle nelilifaneleyo uhambe ecela ukuba nindikhongoze izipho kwi kwemibutho eyahlukeneyo - zizinto ezimbini ezahlukeneyo.

Indlela ukuhlawula abadla umhlala German

Le yobudala yomhlala eJamani, siye saxubusha ngoku siqwalasele nomba wokuba abaninzi abadala njengoko yomhlala phantsi. Akukho lwamanani azimeleyo. Ngalinye ngamnye. Oku kuxhomekeke kwizinto ezininzi:

• inani leminyaka yenkonzo;
• iminikelo umthamo kwiingxowa;
• ukufunda, nto leyo iya ubude yengqesho;
• emkhosini;
• inani labantwana, njalo-njalo. d.

Ngokusekelwe kungentla, amanqaku ezi bhasari, kwaye leyo enefuthe ngayo imali. kungabonakala into efanayo namhlanje kwilizwe lethu. Siye ukusebenza kulo nkqubo kuphela. Noko ke, kungakanani nge-avareji, umhlala Jamani? Thina uphendule lo mbuzo.

I-Pension "bumnandi" imalunga 1250 euro. Oku malunga nama-85 amawaka. Engange imali yethu ngomlinganiselo-2016. Lo mgangatho uye wasebenza iminyaka engama-45 ngenxa umvuzo ngummi. Noko ke, bambalwa abantu ndoqhayisa amava anjalo.

Icandelo Germany pension ochaphazelekayo

A omde kwicandelo yaseJamani kwi West kunye eMpuma Jamani kwakhokelela ukungalingani ethile. Entshonalanga, indoda ifumana umlinganiselo 1052 euro, empuma - ngaphantsi kancinane, malunga 1000 euro. Abafazi, phezu koko, empuma ngaphezu 700 euro nxamnye 521 entshona. Oku kungenxa yokuba abafazi GDR basebenza namadoda, babe nolwazi.

Amanani musa nomfanekiso-ngqondweni. Phambi ukukhula euro, ngokwemiqathango imali yethu, umhlala eJamani, wafumana "kuphela" 40 lamawaka. Engange. Kakade ke, yethu 10-12 amawaka. Thambisani. musa thelekisa. Nakuba kunjalo, siye saseka iintsomi ukuba i-West umhlalaphantsi omkhulu, ukuvumela ukuba bathenge amakhaya kunye elwandle. Nakuba kunjalo, amanani ukuba ndikubize ukuba iziqiniseko karhulumente. Abemi abaninzi sele ukuhlawula-mboleko kwaye bahlala kumakhaya abo, baya kuhlawula izibonelelo corporate ezongezelelweyo, inzala kwimali-mali yomhlala-phantsi yabucala, njalo-njalo. D.

inkxaso State ngokuba abahlolokazi nabahlolokazi. kabini pension yabo. Ukongeza, kukho intlaninge yeenzuzo, nto leyo iya ingumona ngabemi bethu.

Umhlalaphantsi Germany - mfama eYurophu?

Eneneni, abadla umhlala-phantsi eJamani ihlawulwa ngaphantsi kwe kumazwe amaninzi Western aseYurophu. Nkqu amazwe crisis afana eItali, Greece, eSpeyin, ukuba ahlawule ngaphezulu. Kutshanje, abezopolitiko isiJamani ziye ngenkuthalo bagxeka Merkel, oye wagqiba ukuxhasa ngezimali amaGrike, ukusindisa kwabo emiselweyo. Njengokuba ugculelo ngelithi ukuba abemi zesiGrike akukho owoyamaniswe ukusebenza, baphangalala ngaphandle yezikhundla kufumana iinzuzo ngaphezu German, baye basebenza ubomi bam bonke.

Ngaphezu kwesiqingatha sabantu abadala eJamani ezingeenxa 700 euro. Lo mzobo, umzekelo, ngakuba nomtsalane. Ingakumbi xa uthelekisa eDenmark ne pension avareji $ 2.800. Noko ke, Germany uthathwa lubeke kwezentlalo. Kukho soze kumphosa ngummi kwimeko enzima.

Urhulumente uhlawula ukuba indlu abadala, iinkonzo zonyango, leyo yenye intle ehlabathini, ukubeka iingenelo ukutya. Konke oku kuvumela ukuba ukunika kwiminyaka enesidima ubudala.

ubudlelwane Market abantwana kunye nabazali

umhlala-phantsi karhulumente, inkxaso yezinye iinxalenye labemi, uncedo elinengeniso esezantsi kukhokelele ulwalamano olukhethekileyo phakathi kwabazali nabantwana. Emva kokuba abantwana ubudala ashiye ikhaya. Abazali babanceda intsikelelo zabo kuphela. Iqala ubomi abadala. isimo sethu njengesiqhelo xa abazali umhlala ukunceda abantwana abakwiminyaka ukusebenza, loo nto ithathwa ezitenxileyo. Funda, indawo yokuhlala - kuzo zonke kunceda urhulumente, ingakumbi kwiimeko ezinzima. Phakathi kwabazali kunye nobudlelwane abantwana emarikeni. Ziyifumana kwakhona kunye ngeeholide, tyelela omnye komnye, kodwa okwangoku amaJamani bagqiba ukuhlawula omnye zonke iindleko ezenziweyo.

Abantwana ahlawule imali ezinkozo efanayo. abazali abalupheleyo ayamkelwa ukuba kuye. Fumana umzali kwikhaya lokonga - ngabantwana main uncedo. Iziphene kumaziko ezinjalo. Eli lizwe lonke nawasezincotsheni zokukhusela intlalo yoluntu. yonke shishino zoqeqesho, ngaphezulu kwama-11 amawaka amakhaya abantu abadala kunye neemeko ezininzi ukhululekile -. Konke oku kwenza kube lula nje ukuba ziphile adla umhlala-phantsi baphila bume.

"Yobudala Young endala"

Ixesha ukusuka 65 ukuya 75 eJamani tirhisa ngenxa ngokokuzithandela kwabo. Abantu kule ngeminyaka nantoni na abafuna ukuyenza. Of abemi zethu Sisoloko sisiva "emva kwexesha kakhulu", "ndaluphele", "kumele ukuba ngaphambili." E eJamani, yonke loo ndlela ngeenxa zonke. Le yobudala yomhlala eJamani, nangona phezulu, kodwa kweminyaka yokuphila iphezulu kakhulu. Oku kungenxa umgangatho amayeza, ukutya okunezondlo, indlela yokuphila esempilweni, nokuthintela izifo, zolonwabo. Kwiminyaka engama-65, abe ngumhlali eJamani - mntu singenamandla ubudala, yaye umntu esebenzayo. Yena a lot of amandla nomnqweno imisebenzi amatsha: ezemidlalo, imisebenzi yangaphandle, ukudanisa, ukufunda iilwimi zasemzini.

Bayakuthanda ukuba bahambe. umhlala German badla kunokubonwa eTurkey, Georgia, Greece, Latvia, eRashiya. Ewe nangoko wabonakala inani leempawu: cwaka kwaye uzole, uqoqosho.

iziphumo

Kwilizwe lethu sasidla kuba West ekucombululeni iingxaki ezininzi. Ukuphakamisa nobudala umhlala "njengabo", ukuqaliswa kwenkqubo amanqaku, njalo njalo - .. Konke oku wangena usebenzisa i "ilungileyo amava yaseYurophu." Noko ke, silibale ukuba umlinganiselo ubomi Germany enye ngeminyaka 10-15 iphezulu kunathi, iyeza waseJamani - enye kowokuqala. Siye kuphela abemi abaninzi abazizityebi zinokunyangwa lweeklinikhi eJamani ngezixhobo entsha, nto leyo umhlala-German ngenene simahla. Kubo, ukuhlawula imali ezahlukeneyo inshorensi yoluntu. Kukho iingxaki ezininzi, apho ke, nazo. Sifuna nje ukuthi ukuba akukho mfuneko ukukopa amanye amanyathelo Western, okt. A. azisoloko oluhambelana lethu.