LCA abantwana kunye inzuzo yalo

Ngokuhambelana kunye neenkonzo nomthetho Russian-inshorensi yezempilo unokuba kweentlobo ezimbini - ayisosinyanzelo kwaye kungokuzithandela. inshorensi yonyango ezinyanzelekileyo isekelwe phezu imali yerhafu ehlawulwa ummi ngamnye. Akunakwenzeka ukuba inkunkuma evela kuyo. inshorensi ngokuzithandela lwenziwa kuphela yi banomnqweno, babugubungela uluhlu olubanzi lweenkonzo. LCA i-inshorensi ingakumbi kubalulekile ukuba abantwana. Ngapha koko, wonke umzali unyanzelekile ukuba akhusele umntwana wakhe evela naziphi na iingxaki kunokwenzeka, kuquka impilo.

Kweli nqaku, siza kuthetha ntoni kanye iingenelo VMI (insurance wabantwana - isiqinisekiso ukhathalelo lwempilo olusemgangathweni) nendlela ukuba amalungiselelo-nkqubo onjalo.

buhle

Ethetha ngale ndlela iluncedo inshorensi yempilo ngokuzithandela, ungenza ukudwelisa okuninzi lamanqaku:

1. iinkqubo VHI abantwana zikuvumela ukuba usebenzise indlela ngamnye ukuba umntwana ngamnye. umntwana wakho uya kuthathwa kanye njengoko kufunwa yi iimpawu impilo yakhe. akayi kuba Egalitarianism apho.
2. Njengenxalenye yale nkqubo, uyakwazi ukufumana iinkonzo zokhathalelo lwempilo ukuba imali izihlandlo eziliqela ngaphezu kwexabiso le-inshorensi.
3. Abazali banikwa ithuba lokukhetha ugqirha okanye kwindawo yonyango eziza kuhlolwa ngayo umntwana wabo. Xa inshorensi enyanzelekileyo unelungelo kutyelela kuphela ekliniki apho UK utyikitye isivumelwano.
4. Ukusebenza ubusuku nemini zokuhanjiswa kweenkonzo usindisa ixesha elininzi abazali ixesha. Umzekelo, ungenza ngokulula ukwenza idinga ukubona oyingcaphephe, okanye umthiye naye ekhaya ngexesha ekulungeleyo. Kwezinye iimeko, wena ufumane iingcebiso ekunene, nokuba ifowuni.
5. Qiniseka ukuba i ambulensi iza kufika umntwana wakho kutyelelo lokuqala. kukho kusoloko kukho defibrillator kunye naziphi na ezinye izixhobo eziyimfuneko ngumqeqeshi zeenqwelo zezigulane.
6. Xa likaxakeka, abazali baya kusinda khangela ingcali ekunene. Yonke imigudu kwi lombutho unyango luza kuthatha abameli UK. Ke ukuba esibhedlele ngesiquphe akayi kuba nasiphi isixhobo, ngoko ke uya kubazisela kwelinye iziko okanye ukuhambisa usana lwakho khona. Inkathazo zokuhamba kwakhona sizakucinga umbutho inshorensi.
7. nkqubo LCA ukukhuselwa umntwana isiqinisekiso nina zenzala nayiphi na imiba etshisa ibunzi evela ngexesha unyango.
8. Akuyi kuzixhalabisa ukunyuka kweendleko zeenkonzo zonyango ngexesha lekota kwekhontrakthi inshorensi. Zonke iingozi ithatha UK.
9. Imvumelwano inshorensi ukuze kwakheke ngendlela yokuba iquka iingozi eziyimfuneko kuwe.

Polis kwiimveku

inshorensi yezempilo Voluntary ingakhutshwa ukususela ekudalweni lokuzalwa komntwana ngqo. Liyinyaniso elokuba, kukho ezincinane encinane. izivumelwano inshorensi zenziwa hayi ngaphezulu konyaka omnye. Emva eli xesha, kuya kufuneka ukwandisa isivumelwano ekhoyo okanye ukuthenga umgaqo-nkqubo omtsha. Undoqo kule umda ukuba ebudeni bonyaka wokuqala iimvuthuluka sibonile ezininzi izifo kunokwenzeka ezifihliweyo. Imingcipheko wande, ngoko ke ixabiso elandelayo inkonzo zingatshintsha. Kukho iindidi ezimbini LCA umntwana ukuya kunyaka omnye:

• "Economy". Uthi isethi eqhelekileyo iinkonzo: utyelelo wezingane, kwikhaya lokonga, nokubonelela ngeenkonzo kwikliniki ekhethiweyo.
• "Elite". Apha uluhlu ungadluliselwa kangangoko kunokwenzeka. Umntwana wakho uya kuba ophetheyo wezingane nje kuphela, kodwa naziphi na ezinye iingcali yakho oyikhethayo. Baby diagnosis epheleleyo iza kwenziwa, kuquka uvavanyo elebhu.

Inshorensi yabantwana angaphandle

Ukwenza LCA nkqubo abantwana angaphandle cishe akukho kwahluka njengesiqhelo. Le caveat kuphela kulala into yokuba amanye SK ezongezelelweyo ezilawulwa phinda into-inshorensi enjalo. Ngoko ke, ixabiso lesivumelwano isenokuba ngaphezulu kancinane. inshorensi ngokuzithandela oonyana bolunye uhlanga unalo obufanayo kweenkonzo njengoko umntwana ngummi-nkqubo. A ugqirha kubizwa ngokuba indawo lokuhlala kweli mzuzu, umntwana.

ekucwangciseni amaxwebhu

Ukuba benzelelele LCA imvumelwano abantwana, akukho iziqinisekiso ezizodwa musa kufuneka uqokelele. inkqubo yokubhalisa iquka ezingama ngamanqaku amane:

• bokufakwa kwesicelo;
• Iinkangeleko ukugcwalisa;
• inkqubo yentlawulo;
• kokusayina isivumelwano.

Profile uluhlu lwemibuzo malunga nawe nomntwana wakho. Ucelwa ukuba ukhankanye ngesondo somntwana, data isiqinisekiso sokuzalwa, indawo (idilesi) yokuhlala isigxina. Statement kwakhona kufuneka anike ezinye iinkcukacha: Inombolo yokundwendwela, indawo kunye nendawo yomsebenzi, idilesi kunye nobhaliso, iinombolo zoqhagamshelwano.

Ukongeza, uya kunikwa uluhlu lwemibuzo malunga nempilo wosana, kukho ugonyo. Kuya kufuneka ukuba ukuthetha malunga ingeniso ngayo ukukhulelwa, nokuba iingxaki kakhulu (xa usenza umgaqo-nkqubo abantwana ukuya kwiminyaka-3). Maxa wambi abantu ndanibuza ngawe unayo ingaba amava inshorensi, yaye ezinye apho inshorensi ukuya kuloo ngongoma.

Phendula imibuzo ngokunyaniseka ixabisa. Ukuba ufumanisa ukuba umntwana wakho unesifo esinganyangekiyo, apho abazali babesazi, kodwa akazange ucacise ngexesha ekuqukunjelweni kwesivumelwano inshorensi, i-UK unelungelo enkundleni lokufuna ukuba ukubuya imbuyekezo ngemali kunye invalidation nkqubo. Ngoko ke, kwezinye iimeko, umphathi IC usenokucelwa ukuba ikhadi yezonyango yomntwana.

ngokuzithandela iindleko ze-inshorensi

Ixabiso inshorensi LCA for kids ingaba obungafaniyo kakhulu. Konke kuxhomekeke kwinani lamanqaku:

• indlela ezelwe umntwana;
• Yintoni imeko yempilo yakhe ngexesha lokwenza isicelo semali-nkqubo;
• kakhulu ukuba unale inshorensi;
• yintoni na uluhlu imingcipheko kufakwa kwiprogram, abazali ekhethiweyo;
• Ingaba kukho ukufumaneka kweenkonzo ezongezelelweyo;
• yintoni na ubungakanani isixa-inshorensi, ukuba lo mgaqo-nkqubo;
• nokuba esiqinisekiselwe namanye amalungu entsapho UK;
• Okunye mathuba.

Iindleko avareji ye-inshorensi yabantwana ngokuzithandela zisenokuthatha kwinqanaba 30-40 amawaka engange. Ukuba mgaqo-nkqubo ubonelela unyango ekhaya, ixabiso kwekhontrakthi ngokuzenzekelayo linyuke nge-35-40%. Nditsho umyalelo 50-60% yexabiso u kongeza ukuba umntwana izifo ezondeleyo.

Yintoni e DMS

inshorensi yabantwana inokuba liqulathe uluhlu ezahlukeneyo zeenkonzo. Konke kuxhomekeke ezikhethiweyo abazali kunye yokuhlawula amatyala. LCA abantwana badla yahlulwe kumaqela amane:

• ukususela ekuzalweni ukuya kunyaka omnye;
• ukusuka kwelinye ukuya kwemithathu;
• ukususela emithathu ukuya kwiminyaka esixhenxe;
• phakathi ezisixhenxe nangaphezulu.

Nganye kwezi nkqubo kunokuba zombini kuqoqosho kunye lokuqala-class. I-avareji contract LCA uqobo iquka:

• ukuhlolwa wezingane, ozibonayo kwezifo, unyango;
• ezicwangciselwe iingcali zonyaka scan iprofayili;
• iingcebiso zengqondo, pathologists intetho, sezifo intetho, ingcali yokuva ngeendlebe;
• kwamaxesha lugonywe nokuba agonyiwe;
• eshiya isicima zezigulane;
• ukuqhuba ekhaya zazo kuyimfuneko, ngaphandle kwabo kwenziwa kuphela ndawo esibhedlele;
• ulungiselelo lokhathalelo olungxamisekileyo ekhaya;
• iimvavanyo, unyango ngokwasemzimbeni, yokuthanjiswa kunye nezinye iinkqubo;
• Iimvavanyo laboratory (uxilongo);
• esibhedlele xa kukho imfuneko;
• baqhuba diagnostic, unyango, izenzo labagula kakhulu esibhedlele;
• ukusetyenziswa zomzimba, utyando;
• Iinkonzo thethwano kunye amazinyo;
• Ezinye iinkonzo ukukhethwa umzali.

Ukuba semthethweni inshorensi

Amaninzi, isivumelwano inshorensi umntwana kuphothulwe isithuba sonyaka omnye. Kodwa le optional ngokupheleleyo. Ngesivumelwano kunye kwinkampani ye-inshorensi ukuba ukhuphe nkqubo iinyanga ezimbalwa okanye kwiminyaka nje embalwa. Yonke into iza kuxhomekeka ukuba uzimisele ukuchitha ngezi njongo luni imali.

Indlela ukuba athathe i-inshorensi LCA

Ukuza kuthi ga ngoku, akhuphe uxwebhu inshorensi ngeendlela ezimbini:

• tyelela i-ofisi UK, ukuba ukuthetha nabantu nomphathi kwaye akhethe uhlobo kakhulu efanelekileyo inshorensi;
• sebenzisa i website ye kwinkampani ye-inshorensi.

Amaninzi, umbutho ngaphezulu okanye ngaphantsi enkulu inshorensi uye iinkonzo zayo portal, apho imizuzu embalwa ukufumana imveliso ekunene, kuwahlawulela, yaye emva kwexesha elithile yikhuriya uya kukuzisela wena ngqo umgaqo-nkqubo lakho lokubhalela ekhaya.