Insurance Production yeTyala Enterprise

Nayiphi na inkqubo yokuvelisa ekugqibeleni ibandakanya iingozi. Ngenxa iimpazamo elingenzi nto ingabangela umonakalo kwipropati okanye impilo yabantu. Lijongene nawuphi na umonakalo uvelisa umbutho osemthethweni ngokupheleleyo.

inshorensi Ubutyala ikuvumela ukuba ukutyhalela umthwalo kwiindleko zemali inkampani yeinshorensi ukuba ezinokuvela ngokunxulumene nokuhlawulwa kwamabango amaqela esithathu.

inshorensi liability umongo sikuko yokuba xa amabango-inshorensi, inkampani uye ilahleko ephantsi kakhulu ezinxulumene njengembuyekezo yomonakalo. Kwimeko kwinkampani ye-inshorensi iqinisekisa ngexesha okwangoku unciphiso ebalulekileyo amathuba ilahleko enkulu yemali ezinxulumene nelahleko bazimele kwezoqoqosho kunye noqoqosho kunokwenzeka.

Kuba amaqumrhu asemthethweni, inika inshorensi butyala amashishini asebenza kunye namaziko imveliso eyingozi; yeTyala kuLuntu; abavelisi uxanduva umgangatho impahla; professional ubutyala; Ubutyala yabalawuli kunye nolawulo abakhulu.

Isiganeko benefits le ntetho ngamabango amaqela lesithathu (amaxhoba) inkampani kufuneka umlinganiswa elifanelekileyo apho inkxalabo ubanga imbuyekezo umonakalo kwimpilo, ubomi, nempahla. amabango anjalo kufuneka athobele imiqathango ebekwe ngezenzo zomthetho ze-Russian Federation.

indlela esebenzayo ukukhusela umdla impahla, ukongeza, ukunciphisa iindleko umonakalo woniweyo i-inshorensi liability. Kuliwa ngokuphathelele amaqumrhu asemthethweni, oosomashishini kunye naziphi na ezinye nxaxheba kumsebenzi oqeqeshelweyo, kuthathelwa ingqalelo iimpawu zabo ezithile.

Ipolisi ye-inshorensi ukuba umgangatho imveliso (okanye iinkonzo) uvumela ukuphepha iindleko ezinxulumene ngqo njengembuyekezo yomonakalo; ukwandisa ukhuphiswano imveliso kunye wathengisa; abathengi kunye namaqabane ukuba linike ingqinisekiso eyongezelelweyo kwishishini.

Lo mgaqo-nkqubo yenzelwe yokugubungela loo iingozi ukuba kunye nokusebenza lweshishini, njengoko unxaxho kwi iimpawu eziveliswa ekuqaleni (wathengisa) impahla ibango iimpawu zeesampulu; iimfuno ukungafani yococeko iimeko zemveliso; waphula umthetho ukhuseleko iimpahla ukusetyenziswa kwayo (ekugcinweni, ekuthuthweni kunye nokulahlwa); imigangatho ukungafani umgangatho, uyilo okanye iziqinisekiso kunye nabanye.

Kwiimeko ezizodwa kakhulu kwishishini benza ngokusebenza ezinobungozi izibonelelo mveliso. inshorensi icala kubo ngumba ebaluleke kakhulu. inshorensi leyo yenziwa ngokuvumelana noMthetho "On izibonelelo imveliso eyingozi" 1997.

Njengoko i-inshorensi ukuze benze umbutho umsebenzi wakhe ubandakanya ukusetyenziswa kwezibonelelo imveliso eyingozi: Imveliso kwemigodi, amalahle, imichiza, yokunyibilikisa isinyithi, oyile negesi; besebenzisa izixhobo lift - iilifti ezahlukeneyo, milenge, ukhwelisa; imisebenzi enxulumene naso, imveliso, ukwenziwa, ukusetyenziswa, ukuthuthwa kwezinto ezinobungozi.

Inika inshorensi egubungele iingozi ezifana neengozi mhlawumbi yaye umonakalo ebomini, impahla, impilo okanye okusingqongileyo ngenxa yengozi mveliso, ukutshatyalaliswa izakhiwo, umonakalo izixhobo zobugcisa, udubulo olungalawulwayo okanye oyiyekayo kwezinto ezinobungozi.

inshorensi Ubutyala ngokubi ibandakanya enamathela imiphumo kwiimeko isixa-inshorensi efunekayo ukuze iintlawulo kunokwenzeka. Ezi ziquka amatyala umonakalo kokusingqongileyo, impahla, impilo okanye impilo yabantu, ngokunjalo neendleko ezinxulumene ne ekuvalweni ngemiphumo zeengozi.