Kwinkampani yabatyalimaliny inshorensi - kukuba ... Investment and Company Construction

Amanyathelo kunye nezinye iimali zabo ngokutyala na iiprojekthi, inxaxheba kwinkampani yotyalo-mali. Lo ngumbono omtsha emakethe izibambiso zasekhaya, kodwa amava zabatyali-mali bangaphandle ibonisa ukuba olu hlobo lomsebenzi luyingenelo kubo bonke abathathi-nxaxheba.

Types of Investment Companies

Amaxesha amaninzi, zonke iinkampani yotyalo-mali zohlulwa ngokwendidi ezimbini: ezingqalileyo.

abatyali-mali labucala ukuba basebenzisane kunye nemibutho zavalwa-hlobo. Iinkampani ezifana ingqalelo njengesixhobo kuphela okanye ityala layo (mboleko ebhankini) izimali. Ngamanye amazwi, imisebenzi iinkampani zabucala aliquki ulawulo lwee-asethi.

Uhlobo open zombutho, phezu koko, ukusebenza kunye mali babucala, ukuthatha nabo trust. Oku kuthetha ukuba umnini zoluntu bafundise imali yabo kwinkampani yabatyalimaliny, wokuba imali kuyo nayiphi na iprojekthi, waza wabuyela abangenakubanyusa.

Iinkampani Investment - kulukhetho ilungileyo abatyali mali ngenyameko nomonde, ekubeni imisebenzi zabo luphawulwa amazinga aphezulu inzuzo, kodwa umngcipheko iphantsi kakhulu.

Njani na iinkampani zotyalo

Ukufumana inkunzi evela iinkampani zotyalo kuthengisa izibambiso kwimarike izabelo zakhe. Imali eqokelelweyo ukuba inkcitho ekuthengeni esitokisini, bonds kunye nezinye izixhobo zemali aphethwe ziinkampani ezahlukeneyo kunye neebhanki. Ngaloo ndlela, ukufumana ingeniso evela kwezi izibambiso, inkampani utyalo-mali bakwazi ukubuyela isixa yabo eyenziwe abagcinisa zabo nezahlulo. Enyanisweni, lo mbutho ilawula imali abantu abancedwayo.

Umsebenzi osemqoka imisebenzi kwiinkampani zotyalo ingabizwa oko zange imali yonke imali yakho kwi stock iinkampani omnye okanye emibini. Ngokuqhelekileyo, izinto lotyalo mkhulu kakhulu. Le ndlela yenza i-inshorensi ethile kubo bonke abathathi-nxaxheba kule nkqubo, njengoko ilahleko ukuwa ixabiso omnye uhlobo lwako ukuze kuvalwe ingeniso evela yokunyuka kwamaxabiso kwabanye.

Iinkampani utyalo-mali ezifundisa abatyali ukwabelana nxaxheba, zahluke phantsi kwemiqathango ethile kuphela. Ngokufuthi ahluka ngokusekwa kubukhulu lombutho kunye nemali eyinkunzi ukuba ulawula.

Olu tyalo-mali Imisebenzi ye nkampani: ukutyala phi

Ngokusabela 'igazi' kwabo inkampani lokulawula, umtyali-mali ukuze thalele ngexabiso wavuka okanye wawa phezu kwabelana ekuthi ngalo imali ngemali yakhe. Oku ukwenza iingcali abasebenza kwinkampani yotyalo-mali. imisebenzi yabo ziquka umkhondo intsingiselo kwimarike izibambiso kunye nokugunyaziswa sijongana linengeniso eya kuzisa nkampani kunye nabathengi inzuzo alunakuqinisekiswa.

Amanye amacandelo oshishino umdla omkhulu kubatyali, ezifana zokwakha, i-inshorensi, izinto zokuvelisa. Oku kungenxa yokuba iinkampani zotyalo - imibutho anemisebenzi zijoliswe ekwenzeni inzuzo kwemali, kwaye mveliso ezinkulu zibe iithagethi ethembekileyo ngentsebenziswano ixesha elide. Securities kunye nengozi ephantsi kunye nesivuno esezantsi kuthathwa ukhetho ilungileyo yokwenza iimali zabo nanceba.

Insurance Investment Company

Kuba baninzi zasekhaya abagcinisa ngengeniso kunye neenkampani zotyalo-inshorensi nangoku umsebenzi omtsha kunye engaqhelekanga. Ukutyala imali imigaqo-inshorensi uthandwa kakhulu eNgilani, nto leyo esisizathu sokuba le ndlela ngamanye amaxesha ekubhekiselwe kuyo IsiNgesi. kubume bayo siyifumana ukuthengwa nkqubo inshorensi okanye ipotifoliyo mali brokered yi insurer.

inkampani utyalo-inshorensi abe into utyalo-mali, oko kukuthi, umtyali-mali uthenga izabelo lo mbutho ethile. Okanye ingaba uwugcinayo imisebenzi zenkampani solawulo, leyo elawula imali abanye abantu kunye izibambiso nokuthengwa kwezinye iinkampani.

Kuba yomtyali ukugqithisela le ndlela ukutyala imali ukuze bafumane amalungelo eziliqela iinzuzo zerhafu.

Iimpawu umsebenzi kweenkampani investment kunye zokwakha

Imibutho bekwi kuyilo kunye nokwakhiwa kwezakhiwo ezahlukahlukeneyo kunye nezinye izibonelelo ngaloo umtsalane inkxaso evela ngaphandle, wabiza iinkampani zotyalo-mali kunye zokwakha. Makhe sihlolisise lo mba ngokucacileyo ngaphezulu.

Utyalo-mali kunye inkampani yokwakha ivumela abatyali ukuba bathathe inxaxheba ekwakheni izakhiwo iinjongo ezahlukeneyo: izindlu, ibhloko iiflethi, mveliso kunye neendawo zorhwebo. Luxanduva kwalo mbutho uba esweni ukuze kuqinisekiswe ukuba ukwakhiwa lwaqhutywa ngokusemthethweni ngokuthobela imithetho eziyimfuneko kunye nemimiselo (ukufumaneka-mvume kunye neziqinisekiso ngenxa yenu, uququzelelo kunye nokwamkelwa iiprojekthi).

Investment and Company Construction nomtsalane ngakumbi abatyali ngaphezu neminye imibutho. Izalathi si zokunikwa nenzuzo yayo kakhulu eliphezulu kwaye ingozi incinane kakhulu.

Vula-uphela iinkampani zotyalo: Iindidi

Ngokusekelwe ukuba abatyali-mali zabucala ifumaneka kuphela ngentsebenziswano kwinkampani yabatyalimaliny evulekileyo, ufanele wazi malunga iintlobo eziphambili kwesi sakhiwo. Kukho iindidi ezintathu imibutho abakwaziyo alahle iimali zabaxhasi yayo;

1. Eneneni ukulawula kwemali zabaxumi.
2. Efihla ulwazi malunga uhlobo imisebenzi yabo.
3. Ngokungasingisi nawuphi na umsebenzi utyalo-mali.

ukuthemba

Management Investment Company abaphathi trust - umbutho olukhathalayo ngokwenene malunga ulawulo ngempumelelo imali abagcinisa yayo. Imisebenzi leyo abawenza emarikeni zithembekile kwaye kuyinyaniso. Ngokwesiqhelo eenkampani uba ulungiselelo lweengxelo kubathengi, ukujonga okanye akhawunti yakhe. Abatyali bahlangana kunye nenkampani ngo-90% of iimeko ibonwa ukuba ingeniso leyo ezuzwe ngoncedo-mali zawo.

Iinkampani Investment kunye nolawulo trust pseudo

Ingakumbi kwezi mibutho kukuba akanamdla mali yokwenene kunye neengeniso ubonisa abatyali, ayikho into enje.

amazwi abo ayinakuqinisekisa kunye amaxwebhu angeniswe njengobungqina zentengiselwano, ibonisa kuphela inxalenye encinane umfanekiso yokwenene. Amaxesha amaninzi phantsi kwiingxelo fake, steymenov kunye namanye amaxwebhu ezi nkampani. njongo yabo iphambili ukuqinisekisa baxhamli ukusebenza ophezulu imisebenzi yayo. Isixhobo ukukholisa inokuba imali encinci yamaxwebhu yokwenene ezingqina imisebenzi yabo abayityale kweli shishini. Ngokomzekelo, malunga nama-20% kwemali zityalwe esitokisini, kodwa abanye nangoku elele kwi-akhawunti.

Kwiimeko ezininzi (80%) ibe imbuyekezo abatyali zifumana imali abanye abatyali-mali.

Pyramid Scheme: iimpawu kunye neempawu eziphambili

Uhlobo lwesithathu beenkampani zotyalo evulekileyo kuquka imibutho ukuba benza ngokupheleleyo ukuthenga nokuthengisa kwezixhobo zemali.

Okubuhlungu kukuba, namhlanje olu hlobo amaziko mali ezivame kakhulu. abasebenzi babo nokuba bazame iingxelo inkohliso futhi esweni ukungqina kubatyali nohlobo esemthethweni imisebenzi yayo. Abaququzeleli be ezinye zezi nkampani kwazisa ngqo iiklayenti zazo ukuba bayamenywa ukuba bathathe inxaxheba iphiramidi zemali. Abanye bakhetha ukufihla oku, ukusuka iimpendulo ngqo okanye ngokusebenzisa amanga ngokuphandle. Uloxelela ukuba inkampani notyalo - oku scheme yephiramidi, abakwazi ukunika ubungqina obanelisayo.

Inzuzo, leyo abonisa kubatyali, yi-100% yemali igalelo zezinye iinkonzo.

Indlela ukukhetha kwinkampani yabatyalimaliny

Sicinga ngokubambisana nemibutho ukukhusela izimali zabo ifuthe lokunyuka kwamaxabiso kunye ngaxeshanye uhola, kufuneka sinikele ingqalelo ukhetho yenkampani. Iingcali zithi ukuba unako ukwenza ingeniso elungileyo, nokuba nenxaxheba iphiramidi zemali. Kodwa imisebenzi enjalo zithathwa yingozi kakhulu kwaye ifuna ulwazi olungundoqo nezakhono.

Ukuba ngaba umtyali-nomdla ngentsebenziswano ixesha elide kunye nenkampani, umele ukhethe ukuba iinkampani yohlobo lokuqala.

Ukuze izikhokelo ezisisiseko ukunceda ukhula ngaphandle amahlakani ezicacileyo ongathembekanga, kubandakanya ukutshekisha isidima mbutho. A lot of ulwazi oluluncedo uyakwazi ukunika nkqu isifundo ngokudlulisa yomsebenzi kwimarike ezi okanye ezinye iinkampani elide kangakanani utyalo-mali. Ukuphonononga kunye nezimvo eshiywe ngabathengi kunye nokulungela zokunika iingcebiso kuya kuvumela umtyali enokubakho ukwenza uluvo malunga nomgangatho nkqubo zeenkonzo ngeenkonzo yenkampani.

Inzuzo okanye noxolo lwengqondo?

Inowuthi neqondo lomngcipheko olwahlula imisebenzi kwinkampani yabatyalimaliny, le incinane ingeniso evela kutyalo-mali. Ukongeza, kuya kufuneka ulinde ixesha elide.

Nangona kunjalo, oku lula ngokubonakalayo ulawulo utyalo-mali, okuzalisekileyo kwabasaqalayo ukuba abagcinisa. Ezi ntlobo yesibambiso basoloko akhethwa nabantu utyalo ozakuthathwa ithuba lokufumana imali esisiseko. Intsebenziswano kunye neenkampani ukuba luphawulwa inqanaba elisezantsi kakhulu umngcipheko ukutyala kusinceda siqonde ubuntu kunye aseMpumalanga kwimarike izibambiso.

isithembiso inzuzo Higher yenkampani enomda kubutyala (LLC). inkampani Investment omsebenzi sikuko ngokubamba kuyingozi izibambiso zentengiselwano, angasindisa abathengi okanye nice, ingeniso ekhawulezileyo okanye ilahleko.

Sokubambisana ngempumelelo kunye nemibutho enjalo, abatyali kufuneka iseti nolwazi olukhethekileyo, kuquka imiba eyahlukeneyo imali eninzi.