Insurance kwi tourism

Namhlanje, ipolisi ye-inshorensi, usenokuba uthi, waba yinxalenye olusisinyanzelo ipakethi kwamaxwebhu kwamanye amazwe. Insurance kukhenketho - sisisiqinisekiso ukuba kubakhenkethi, ukuba kuyimfuneko, siya kuncediswa. Kuluhlu lwamazwe apho akunakwenzeka ukufumana visa ngaphandle inshorensi yezempilo, kuquka amazwe afana USA, Canada, ithi Schengen.

Njengomgaqo, ixabiso tour le sele iquka inshorensi. Kodwa inshorensi yokuhamba ezinikezelwa yi ezithutha abakhenkethi, ngokuqhelekileyo igquma kuphela sethi isezantsi kwiinkonzo ukuba kufuneka ekulungiseleleni yokwenzakala emzimbeni okanye kwimeko sifo, umzekelo, iindleko zonyango okanye ukuthutha zonyango iindleko.

Kwaye ngenxa yokuba iimpawu zokhuseleko eneneni kakhulu ebanzi, ngoko ukuba unqwenela, unako ukuthenga umgaqo kwinkampani ye-inshorensi. Akwanelanga ukuba abekhona sele wakhupha iseti yamaxwebhu afunekayo ukuze ashiye ilizwe.

Mandivume ukuba kuya kuthatha ixesha elongezelelweyo ukutyelela i-ofisi, kodwa akuyi kuba yinkcitho, ngokuba inshorensi noKhenketho ezinye ubuqili eziya kuchaza ukuba inkampani ye-inshorensi kuphela - oko unako, umzekelo, ukuba ukwazi inkcazo, apho iimeko ngeendleko yaye akukho nA UHLOBO. Insurance kukhenketho na iintlobo ezininzi:

- yeTyala kuLuntu - isiganeko inshorensi ke ekuqaleni njengetyala yomphakathi isigqibo senkundla, kwimeko isicelo kummandla kwelinye ilizwe umonakalo wesithathu, nokuba ipropati okanye ubomi nempilo;

- imithwalo - Ke ngenxa yobusela balo, ilahleko okanye umonakalo, Noko ke, kufanele kuphawulwe ukuba i-inshorensi alibandakanyi izinto zonke ndikho iimpahla, ingakumbi, kuba imali, kwakudala, izacholo;

- yokurhoxiswa nohambo - enikelweyo amathuba wokucinywa kweli ziko, kwaye isivumelwano ubuncinane kwiintsuku ezili-15 phambi kokuba emke ecwangcisiweyo, kodwa khumbula ukuba ukwaliwa visa ayikho kwaphela umcimbi inshorensi;

- on recognizance yakhe - ubonelela ngentlawulo yazo isixa inshorensi ukuba ungakwazi ukuphuma ngenxa yeemeko ebezingalindelekanga.

Kwamanye amazwe inokuba lixesha, nithi, ngexesha leeholide encinane, kwaye uye amazwe izihlandlo eziliqela ngenxa eziliqela iinyanga, ngokulandelelana, kunye ne-inshorensi kukhenketho olukhoyo iintlobo ezimbini:-zexesha elifutshane ixesha elide (travel iyonke kufuneka ingadluli kwiintsuku 60).

Ukwenza inshorensi kufuneka sinikele ingqalelo:

- umhla wokuphelelwa;

- umgaqo-nkqubo kufuneka ikhutshwe ngeelwimi ezimbini: Russian nolwimi lizwe apho uya khona;

- sikhumbuzo insured.

I-insurance premium kwi-inshorensi efanayo usenokwahluka ngokuxhomekeke:

- nezi kweziqinisekiso ezahlukeneyo yaye isixa coverage;

- ixesha uhambo - ixesha elide oko, kungona lweerhafu;

- Quantitative kunye nobudala nokwakhiwa iqela zabakhenkethi, umzekelo, umlinganiselo ukuba abahambi abadala, abaneminyaka engaphezu kwama-70, bakholisa ukuba ibe ngaphezulu kwisiqingatha. Insurance kukhenketho kuthetha ubukho ipolisi ye-inshorensi, nekufuneka zigcinwe ngokwakho ukuba xa kuthe imeko kaxakeka kufuneka ngoko nangoko waqhagamshelana dispatcher uze ucele uncedo.

Kodwa kusenokwenzeka ukuba enoba kukho umgaqo-nkqubo, ngenxa yaso nasiphi na isizathu, kufuneka ukuba uhlawule imali iinkonzo zonyango. Kulo mzekelo, kufuneka uqokelele zonke iitsheki: a iimali ugqirha, kuba amayeza, ukuthutha, njalo-njalo, ukuze ekufikeni ukuzama ukubuyisa imali echithwa.

Ukuze benze oku, isiganeko inshorensi inkampani yeinshorensi ingxelo ebhaliweyo. Zifakwe kuso maxwebhu okuqala alandelayo:

- invoyisi, ekufuneka inikwe igama kunye nomhla wokuzalwa siphathwa, inombolo-nkqubo, uphethwe, iinkonzo zonyango ezinikezelwa, iindleko zabo, umhla;

- iiresiphi, apho umhla kunye negama yomguli, kwaye kukho izitampu yamayeza;

- akhawunti ye neendleko zemihla ngemihla ukuba bahlalise esibhedlele, kufuneka zicaciswe iintsuku zokwamkelwa esibhedlele kunye nokugxothwa;

- amatikiti, njl

Amaxwebhu kunikwa kwinkampani ye-inshorensi ngokobuqu. Impendulo kwingxelo umthetho kufuneka zifunyanwe kwisithuba seentsuku ezili-14.