Mthetho, Compliance Regulatory
Indlela ukutshintsha impahla ukuba umgangatho ngaba engavumelani nawe
Ngokuqinisekileyo ngamnye kuni ujamelene nemeko apho umthengi uphethwe kakubi lomthengisi, ingakumbi nokubuyiswa kwempahla ezineziphene. Okubuhlungu kukuba, kodwa iimeko ezinjalo ziyenzeka lonke ixesha. Ngaphezu koko, ukuba ngokutshintshiselana impahla eziveliswa ngenxa ukuguquguquka wayo wathi umgangatho, ukuthengisa iqela nokuba kokuthatha naliphi na inyathelo. Ibonakala khetho ezinobunzima, xa wokubuyiswa yi iingcaciso kunye uthenge loo nto ayizange singafani okanye akaphenduli. Oku kulapho yenzeka uninzi bephula umthetho.
Ukuzama ukuba kuthintelwe umthetho esisiseko ekukhuseleni amalungelo abathengi, ngelishwa, asinto ingaqhelekanga kulo mkhuba labavelisi ezingenalusini nabathengisi. Ngoko ke ngaphambi kokuba ugqibe ukuba babelane iimpahla, kufuneka ubuncinane ubuncinane ulwazi malunga namalungelo ezinikwa abathengi. Kwaye akukho akufuneki ekufundeni ngononophelo uMthetho woKhuseleko lwaBathengi, ukwenza eRashiya ngoFebruwari 1992.
Eneneni, umthetho-ikhankanywe apha ngasentla icacisa ukuba umthengi unelungelo lokwenza ukutshintshiselana impahla okufanayo. Kodwa ukusebenzisa ilungelo lalo unako imiqathango ethile. Kuyinto uyaphika uyagwetyelwa ungafumana ukuba isizathu sokuba imveliso babuya olungahlangabezani uluhlu ngokomthetho. Uluhlu ezinikezelwa yi-mthetho, nto olungenamiqathango kwaye alikwazi kwandiswa. Oku kuquka ezi zizathu zilandelayo: imveliso ayikho ezifanelekileyo umbala, imilo, isimbo, ubungakanani, ubukhulu okanye uqwalaselo. Onke amanye amabango kungashiywa ngaphandle ingqalelo. Ukuba awanelisekanga umgangatho yentengo, imithetho ukulungiselela lokutshintshiselana zinto zingaphelanga iintsuku ezili-14 ukuba isicelo umthengisi okanye umenzi. Emva koko mhla yonke imigudu yakho icala labo akuyi kuphumelela.
Kufuneka uthathe ingqalelo yokuba indlu yowiso-mthetho ichazwa iimeko ezimbini ukulungiselela ukufezekisa ilungelo unokuyitshintsha impahla. Imeko yokuqala kunye nesiseko - akukho zimpawu ekufumaneni imveliso kwi ukusetyenziswa, iimpawu zayo umthengi, ubukho amatywina mveliso kunye iilebhile. Ngenxa yoko, ukuthenga imveliso, kulumkele ukuba umonakalo kuyo unikezelo ekhaya kwaye musa ukususa iileyibhile. Imeko yesibini ukuguqula nayiphi na intlawulo ukuqinisekisa uxwebhu. Oku ngesiqhelo irejista eziinkozo okanye irisithi. Kodwa malungiselelo ozikhethela, njengoko umthetho umisela ukuba xa uxwebhu engqina intlawulo ilahlekileyo, ngoko ke umthengi unelungelo ukubhekisela amangqina, kokuqinisekisa kokukhutshelwa kwemali lomthengisi. Kufuneka kwakhona ayiqwalasele ubukho uluhlu iimveliso, ezo amagama amabala ngokubanzi ayikwazi zibe nokutshintshanisa.
Ngokufuthi, umthengi ulahlekelwa umdla kwimveliso kunye, endaweni exchange ecetywayo, ifuna ukubuyisela imali ihlawulwe. Kodwa imfuneko esinjalo kusemthethweni kuphela xa umhla unyango umthengisi zokubala akukho iimpahla ezifanayo.
Abanye impazamo ilungelo endaweni imveliso, yi-mthetho, ngenxa iwaranti. Kuyimfuneko ukuba ukwahlula phakathi kwezi ngcamango zimbini. Ngokomthetho, ungafaka isikhalazo kumgangatho iimpahla okanye iinkonzo kwisithuba sexesha elithile. Kodwa ilungelo lokufuna ukuba mthetho akuthethi ukunika isiqinisekiso. Siqinisekiso yeyokuzithandela, kwaye nomenzi okanye umthengisi asibeke ekhaya ngenxa yezizathu ezahlukeneyo. Kwezinye iimeko, ukuzama ukwandisa umtsalane lwemveliso, ngamanye - nomnqweno wokwenza igama lakho. Kodwa nayiphi na imeko kuthembisa nto nje amacebo okuthengisa ukuba ukukhuthaza iimpahla kunye neenkonzo. Kungenxa yoko le nto utshintshiselwano kwempahla phantsi kweziqinisekiso senziwe umthengisi elowo imithetho yayo. Nangona ilungelo simazi kakuhle imiqathango siqinisekiso ezinikwe ngumsebenzisi akukho namnye ophangiweyo, yaye yonke into efunekayo ukuze ukuthenga ngempumelelo - ngexesha elifanelekileyo ukuba uqwalasele izibophelelo ecetywayo yintliziyo.
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