Forms kwentlawulo non-cash and neentlobo zabo

Le ndlela accounting kwemali kunye non-cash ntlawulo kukuthi, mhlawumbi, enye msebenzi sites inkulu. On ngendlela echanelekileyo, ngokuchanekileyo, ngexesha elifanelekileyo, ukuba zenziwa kuxhomekeke kakhulu umgangatho bonke accounting.

Phantsi kohlobo "iintlobo kweentlawulo non-cash" ithetha iinkqubo zomthetho ukuze komsebenzi, ezibonisa non-cash kwiintengiselwano intlawulo. Ukuseka iindlela eziphathekayo wenza CenterBank i Russian Federation, elawula phantsi kwala mahlelo alandelayo:

• Izibalo enxulumene nozalisekiso yebhanki;
• ababhala iincwadi ngetyala;
• izibalo ezenziwe ngokusebenzisa amakhadi zeplastiki, zona zikhutshwa iibhanki kunye namanye amaziko kunye nelungelo lokwenza;
• izibalo ezenziwe ngetsheki.

Cinga ezi ntlobo ze ntlawulo ikheshi zolwimi ngokunzulu.

Izibalo ezinxulumene ekubulaweni Ukudluliswa yebhanki ukuba yenziwa iseti imisebenzi ezilandelelanayo, ekuveliseni kwimeko lokutshintshela isifundo kwemiyalelo intlawulo ukuya elunxwemeni. Ngokusekelwe kwezi imiyalelo, ibhanki kwenza ukukhutshelwa kwemali kumxhamli. Umamkeli kulo msebenzi ebhankini, apho le akhawunti transfer imali lomamkeli ezithile kwaye uchazwa kumxhamli. Ukugqitywa inkqubo ye ukwamkeleka yebhanki - ukufumana order intlawulo a ethunyelwe ebhankini nokucima. Kwimeko apho umthumeli-akhawunti umntana xa kufakwa kwiziko zebhanki, ukuba kukhomba umntu omnye. Ukwahlula phakathi ukudluliselwa bank ngetyala lemali.

iintlobo ezifana kwentlawulo ikheshi, zombini izibalo documentary iileta ngetyala, ziyaluvumela uthabatho nxaxheba ngazo:

• ngokuxhomekeke waxelayo ebhankini isicelo ukuvula ileta ngetyala - yokufundisa ipati;
• kwiziko zebhanki luvula ileta ngetyala - ebhankini elikhupha;
• Beneficiary - iziko zebhanki kabani ubabalo indlela isisikhokelo;
• Bank, leyo babandakanyeke ekuphumezeni umsebenzi transfer ukuya beneficiary - ekucebiseni bank.

Iileta zemboleko, kwaye kuxhomekeke enoba zibandakanya utshintsho ngokomthamo okanye ukurhoxiswa, ayinakuguqulwa yaye revocable. Ngako oko, revocable inokuguqulwa kwanaxa kungekho lizuze isaziso. Ngokwahlukileyo koko, oku ukuzibophelela ngesiphelo ukuba alunako ukutshintshwa nengekhoyo ukuba khange wafumana imvume esemthethweni amaqela. Xa kusaqhutywa imicimbi ngendlela, loo nto ixela ukuba nayiphi na ileta letyala ayinakuguqulwa ekuqaleni, ukuba enye imeko olwahlula isimo sakhe njengoko kucacisiwe umbhalo wayo.

Ukubala ngeetsheke iindlela enjalo ntlawulo ikheshi, apho itsheki iqondwa fixed iphepha yokhuseleko ifomu, apho uthe ukuze kwidrowa ukuze kwenziwe utyando yokudlulisela imali ethile welungelo Qwalasela. Ezi ntlawulo ikholisa becala wenziwe oosomashishini kunye noosomashishini babucala, abo ubukhulu becala umnini Qwalasela, kwakunye nabantu abo yinxalenye yale senzo inkqubo njengoko edroweni.

Ubalo usebenzisa amakhadi evame kakhulu yeplastiki ngoku zinika ukuba eli khadi sisixhobo intlawulo esemthethweni ngawo bamalungelo ukukwazi ukwenza izibalo kunye nokufumana imali. imisebenzi enjalo katsa ubukho inkqubo emanyeneyo, ubume eziquka iibhanki ukuba akhuphe amakhadi zeplastiki kunye akhawunti abanini bazo.

Ukuze zibonise iintlobo kuqwalaselwa zeentsebenzo, uqhutywe zemali iintlawulo non-cash. Le ngxelo iyinxalenye ezizinzileyo ifomu accounting.