Akhawunti imali efunyenweyo

ityala zexesha elifutshane - oku lophawu ebalulekileyo inkqubo yoshishino. Lidla abaxhasi abanengxaki phambi kwemali elulwelo kunye nempahla kufuneka azithengise ngetyala. Ukongezelela, imali-mboleko idla ngokuba uhlobo bonus, ukuvumela ukutsala abathengi.

Ngaloo ndlela, ubukho akhawunti ezifunyenweyo ukuba inkampani kakhulu eziqhelekileyo. Nakuba kunjalo, kufuneka ugcinwe kwinqanaba alawulekayo, kungenjalo inkampani iya kunika lamatyala kubaxhasi zabo, ngokunjalo zinengxaki yokunqongophala ngemali yabo. Kungenxa yoko le nto ixabiso elikhulu ngokwaneleyo sisalathisi ezifana akhawunti ingeniso efumanekayo. ukuhlaziya yakhe ibonisa ukuba inkampani khupha ezi gadalala mboleko zorhwebo, kwakunye kakuhle kangakanani na wayo nkqubo ngetyala.

Ukujika ezifunyanwayo uzimisele nje. Ukubala umlinganiselo eziyimfuneko ukwahlula intengiso yi-avareji akhawunti ezifunyenweyo yeshishini lakho ngonyaka. Esi salathisi iza kukubonisa ukuba ipesenti yemali kufuneka eziye kwityala lakho iimpahla okanye iinkonzo ezinikezelweyo sikhululwe, wakhutshwa ngohlobo ngetyala yorhwebo kubaxumi lweshishini.

sezantsi kakhulu kufunyanwa turnover kuyingozi ngenxa yezizathu ezibini. Kwindawo yokuqala, ngoko nahlukana ikomkhulu lakhe, nenokuthi kusetyenziselwa ezinye iinjongo. Musa ukulibala malunga ngexesha ixabiso lemali. Iimali ezingekho inzuzo, njengoko kwimeko ngetyala yorhwebo, ubungqina yokulahlekelwa ngengeniso, ingakumbi xa akhawunti ubungakanani efunyenweyo inkulu. Unokusebenzisa ngenxa uphuhliso lweshishini okanye nje ebhankini kwi umdla.

Ukongezelela, imali engumkhenkce ngenxa ezifunyenweyo zinokusetyenziswa iimfuno zabo ziinkampani. Endaweni inkampani efanayo ngamanye amaxesha kufuneka ukuboleka, nto leyo ethetha ukuba uhlawule ipesenti efanelekileyo amaziko ezemali, nto leyo ibonisa ngokungqalileyo ukuba inkampani iye ilahleko ezifunyanwayo.

Ukongeza, ekuthengisweni kweempahla imali mboleko igcwele ilahleko ngenxa kwamatyala sibhalele-ukudela. Kusenokwenzeka kwahluka kakhulu ukusuka imilinganiselo lweshishini ukusilela kuzo iziqalelo ukuhlawula. ityala efanayo wabandezeleka oluhlanganisa inqaku "akhawunti zentandabuzo efunyenweyo", ezithi zivele rhoqo ubhale-ukudela. Kakade ke, lo zokuthenga ngetyala unika nendlela ixesha elide, kokukhona lokuba hleze khangela customer nokubonelela ngetyala kwinkampani ezingaqondakaliyo.

Ngoko ke, kucacile ukuba ii-akhawunti ingeniso efunyenweyo kufuneka ziqhubele phambili. Ukuba awufuni ukuba ukulahlekelwa abathengi, imbopheleleko enerisekanga okuhlawulela iimpahla okanye iinkonzo kwangoko, uyakwazi ukungenisa imali lokuthenga ubuncinane, ngaphantsi apho imali-mboleko ikhutshwe. Ngaphandle yokuba ukunciphisa inani elipheleleyo abanamatyala, nani ukudala inkuthazo ezongezelelweyo customers zakho ukuthenga kakhulu. Kwakhona, musa ukulibala ukuba abathengi abo uthenge ngemali encinane, ngokuqhelekileyo eside izityholo.

Ukuncipha kwii-akhawunti ezifunyenweyo kwakhona Xenikweni ngokunciphisa ixesha lininzi ukufundisa elikhuphe ngetyala nxamnye impahla. Ngokuqhelekileyo, abathengi bahlawula ngomhla wokugqibela, ngoko musa ukwenza nayiphi na into ukucacisa ixesha lokuhlawulwa a seenyanga-1 ukuya ku-6. iinyanga ezimbini uya kukhangela ngcono kakhulu. Kwaye musa ukulibala ukuba kufuneka ulandele ngenyameko onetyala ngamnye kunye nokusebenza ngamnye ngamnye - ngoko kuphela uya kukwazi ukugcina imeko akhawunti zakho ezifunyenwe kwizinga eliphezulu.