Yintoni na amakhadi debit inenzala?

Umahluko ibalulekileyo phakathi imali kwinkampani kukuba debit kubandakanya ukusetyenziswa kwemali zabo ngetyala - mali ebhankini.

amakhadi debit - kuba yinto efana mihla lamapasi. Ukuvuselela ibhalansi yakho, kwaye imali egcinwe kwi- akhawunti yebhanki. Ukuba ufuna, unako ukurhoxisa imali okanye, icala, ukuba enze.

amakhadi debit kusebenziso akukho yahlukile kwezinye iintlobo amakhadi yebhanki. Zenza kube lula ukuba okuhlawulela iimpahla neenkonzo, ukususwa imali soxolelo ikhomishini, esweni ii-akhawunti zakho usebenzisa i-internet banking.

Njani na intlawulo kwi intsalela kwemali

amakhadi debit ngomdla, njengoko umgaqo cingela isigxina 0,01 ekhulwini ngalinye ngonyaka. Oko kukuthi, ukuba ekuhambeni kwexesha ngaphezu engange ezilikhulu lamawaka kunyaka omnye-akhawunti yakho iya yona engange-10. Eli zinga liphantsi kakhulu. Kodwa namhlanje phakathi kweebhanki ukhuphiswano komsindo ukuba umthengi ngamnye, ngoko zama ukunikela amazinga sitshiphu. Nakuba kunjalo, ukuba amakhadi debit ngomdla abe replacement esinzulu ukuba igalelo elula ukuya elunxwemeni. Umzekelo, amaqondo enzala wacela elinanye ekhulwini ngalinye ngonyaka kwezinye iibhanki.

Emva kokuba wenze nayiphi na itransekshini ne ikhadi debit, musa ukulibala ukukhangela balance yakho. Oku kuya konga ixesha izimanga kunye neengxaki.

Njengoko imali enikwa ngomdla

Ukuze ufumane ikhadi lamatyala ngomdla, kufuneka uqhagamshelane ebhankini kunye isicelo. yebhanki nganye abayinikwayo ikhadi kwi ngokwemiqathango zakho kunye namaxabiso azo. Ngamanye amaxesha umahluko ephawulekayo. inkonzo ikhadi yoNyaka kuxabisa phezulu ukuya amawaka amabini engange. balance kwi-akhawunti ukuba kuhlawuliswa ipesenti eliphezulu iyahluka engange-5 ukuya ku-50 amawaka.

Indlela ukukhetha

Onke amakhadi debit ngomdla kukuba ukukhetha ngobulumko uze ukuluphatha nzulu kakhulu. Kubalulekile ukuba ukubala kangakanani nendlela uchitha imali eziinkozo okanye non-cash indlela umhlawulayo, kude kangakanani na-ATM kubuthwe ngaphezulu. Ngokuchanekileyo Ndathatha ikhadi debit kunokuba kuwe isixhobo intlawulo elula kakhulu nje kuphela, kodwa ziya shiya ukhuseleko imali yakho, kodwa ukuzisa ingeniso olongezelelweyo. Ezinye iibhanki Ziphinde ezahlukeneyo iinkqubo bonus ezikuvumela ukuba ukuqokelela amanqaku bonus kukuthenga. Ezi ibhonasi ungakwazi ukuhlawula ezivenkileni, izikhululo zepetroli, ekugqibeleni, ahlawule kuba ngeselula.

Yeyiphi kweebhanki ngcono

Apha yonke into iya kuxhomekeka kuwe. Kodwa iingcebiso ezimbalwa uyakwazi ukunikeza. Okokuqala, khangela ngenyameko oko irhafu, nokuba ingakanani na ukugcinwa yonyaka. Okwesibini, ahlawule ingqalelo ubukho iikhomishini, kukho naziphi na iimali ezifihlakeleyo okanye zonke ngaphaya.

Kuza kufuneka ukuba ukhethe inkqubo yentlawulo. Ukuba ungathanda ukuhamba, ngoko cela inkqubo ntoni yentlawulo, apho lizwe isebenza, kunokuba uya kuba lula ngakumbi ukuba asebenzise, njl

Sininqwenelela ukhetho ngempumelelo amakhadi!