Xa ihlanganiswe kokufunyanwa kweemali?

Ngokuqhelekileyo, becela ukuba abababale imali wasebenza nezalamane, abahlobo nezalamane uqhele esithembele kuye. Kodwa ke ukuba uqhelene obolekayo ixesha elide, kokufumana imali , hayi kuphela akuthinteli, kodwa unako ukukukhusela xa iimeko ezingemnandi nasisihlo.

Kutheni le nto kufuneka ukuba irisithi?

Eneneni, nayiphi na udluliselo lwemali oluvela kurhwebelwano. Abantu abaninzi ngempazamo abakholelwa ezifuna irisithi ukuba imali iyafuneka kuphela xa ukuba mvumelwano yaqukunjelwa ngomlomo. Nokuba isivumelwano esibhaliweyo, isibakala imali kungcono ukulungisa kakhulu. Xa abemi bevumelana into, banalo ilungelo efanayo nganye enye. Ngokomzekelo, xa kufikwa ngokuthengisa indlu, umthengisi kufuneka idlulisele impahla, kwaye umthengi, ngokulandelelana, ukwamkela ukuba ahlawule isixa esithile semali.

Nangona kunjalo, le Utyikityo, apho amaqela wazibeka isivumelwano, ubungqina kuphela lokuvalelwa kwakhe, kodwa hayi kwi yokusebenza. Ngoko ke, ukuqinisekisa ukuzaliseka izibophelelo kunokuba kuphela ngokusebenzisa uxwebhu yentlawulo a: .. Iirisithi, amagunya, iitsheki, njl Ukuba imali yokuthenga izindlu ziya kufumana umntu (oko kukuthi umntu), oko kukhutshwa irisithi kuba imali yokuhlala.

Kufuneka kuqatshelwe ukuba ngokusebenzisa uxwebhu enjalo kuqinisekiswa njenge yokusebenza ezele izibophelelo zemali lomthengi, kunye noluphakathi. Ngesiqhelo, xa uthenga nemihlaba amaqela ayavuma kusungulo kusengaphambili (ohlawulelwa) okanye idiphozithi. Isenzo esinjalo kwakhona enqwenelekayo ukulungisa ngokusebenzisa irisithi.

iimeko ezinzima

Njengoko sele sibonile, irisithi kuza kufuneka ukuba i "intsimbi" ubungqina bokuba imali idluliselwe. Phambi uxwebhu enjalo, Unokuzikhusela kwiimeko bephikisana elinye iqela kwisivumelwano kunye namaqela angaphandle. amagqwetha abaninzi bathi "intsimi lefusi" ukuphikisana kunye neembambano imakethi impahla eqeshiweyo. Ingakumbi, le kokufunyanwa kweemali ingasafuneki umqeshi. Kuyinto ezisitheleyo abaqeshisi abaninzi abavumi ukwenza olo xwebhu kunye kwelinye icala ngenxa yezizathu esilula - ukoyika iingxaki nabasemagunyeni yerhafu. Eneneni, ubukho paper kunye Utyikityo yabo iya kubonisa ngqo inyaniso yokuba isivumelwano sengqesho kwaphethwa.

Ngokuphathelele le miba, abaqeshi asesichengeni kumngcipheko ukujulwa nje phandle esitratweni. Ekubeni isibakala yokuhlawulwa ndawo ekuthethwa okungagqibekanga wale Ungathatha ingqalelo le meko kwaye angasiphelisa isivumelwano ngenxa izityholo ezingezo-yokuhlawula iintlawulo irente. Ngamanye amazwi, nokuba abalimi ezihlawulwa irente indlu rhoqo, kodwa iirisithi zange ukulungele ukubonisa ubunyani kokukhutshelwa kwemali kunzima kakhulu.

Zintoni ekufuneka ndiziqondile?

Xa amaqela avumelene kuyilo loxwebhu olunjalo, kubalulekile ukukhumbula iingongoma eziphambili ekufuneka ithathelwe ingqalelo xa ebhala. Ngenxa xa zithe zafunyanwa iimali ziya kwenziwa ngokungachanekanga, oko kunokukhokelela wokucinywa kwayo, kwaye bazuze paper, Kakade, ngeke.

1. Into yokuqala ekufuneka iqwalaselwe: irisithi ibhalwe kuphela ummi, onegunya lokwenza. Umzekelo, ukuba ukuqeshisa yokuhlala, nto leyo umama bunini, oku akuthethi ukuba kufuneka imali kwaye afumane irisiti kumyeni wayo (nonyana, intombi). Okungaqhelekanga kuphela kunjalo xa unalo igunya notarised egqwetha. Ukuba idiphozithi ihlawulwe yi-arhente real estate, qiniseka ukuba ukuqinisekisa ukuba amalungelo ezifanelekileyo nokwamkelwa yedipozithi ukuba yokuhlala.
2. Enye ingongoma ebalulekileyo: kokufunyanwa kweemali ibhalwe ngesandla, kwaye inki eblowu kuphela (hayi emnyama). Ukukhupha uxwebhu eshicilelweyo akufuneki, kuba xa, umzekelo, omnye amaqela baya kuqala umngeni ukuzibandakanya kwakhe ekuyilweni isiliphu, oko kuya kufuna uhlalutyo ngesandla. Ukuba iphepha kuphela iisiginitsha zamaqela, ukuba enze uvavanyo njongo kuya kuba nzima kakhulu.
3. Ukwamkela bengamabala engamkelekanga, izilungiso, erasures kunye strikeout. Enyanisweni, ukuba impazamo senziwa kuxwebhu, ungenza ukulungiswa kwaye beka umbhalo "Ukuguqulwa". Noko ke, kungcono ukuba esichengeni kwaye ubhale irisithi kwakhona.

Ngamanye amaxesha xa usenza utyikityo irisithi amaqela esithathu ukuba eli phepha sele yenziwe phambi kwabo. Xa yokuthengisa Iintengiselwano umthengi rhoqo osayina ngasemva iirisithi. Ngaloo ndlela kuqinisekisa isibakala sokuba eli xwebhu Baya kuma phambi kwakhe.

Enoba risithi eqinisekisiweyo?

Abantu abaninzi bakholelwa ukuba irisithi kufuneka ziqinisekiswe izivumelwano, oko luphawu engalunganga. Eli phepha le noziqulathe-esemthethweni. Nam ke izivumelwano akakwazi ungongezi kuyo ukubaluleka. Kwakhona qaphela ukuba iikopi kweerisithi (nokuba ikopi kubameli) azibopheleli ngokwasemthethweni. Ngoko ke, qiniseka ukuba ayigcine yokuqala.

iirisithi of Contents

Kumbutho we uxwebhu imi ngolu hlobo lulandelayo:

"Mna, (i data yokundwendwela) ezivela (ukuba babhalise kumntu bakhe data yokundwendwela) isixa-mali (imali ethile ibhalwe amanani namagama) engange (kukhankanywa yintoni kanye). Isixa-mali ifunyanwa ngokupheleleyo kunye namabango eziphathekayo ( achaza ukuba nawuphi na umntu) Andinayo. "

Ukuchaza umxholo

• Ukwamkela kufuneka sibalule indawo nokubunjwa kwayo. Kudla oko imiselwe ukusuka kwicala lasekhohlo phezulu. Umhla kufuneka zicaciswe kuphela ngamagama.
• Iinkcukacha Passport abhalwe ngokupheleleyo. Lo mthetho usebenza kuzo zombini abemi: lowo ufumana imali, yaye lowo ubathumela.
• Kunyanzelekile ukuba ukubonisa yintoni kanye le mali idluliselwe (umzekelo, ukuba imoto, indawo yokuhlala, Cottage, njalo njalo. D.). Kubalulekile ukuba ucacise kwiinkcukacha kwisivumelwano irisithi (umz, ukugaywa contract № 36 ukusuka 03.05.2014).
• Ekupheleni loxwebhu lufakwa igama ngaphandle nezishunqulelo kunye lotyikityo ahambelana amaqela.

Ngelishwa, asinguye wonke umntu uyaqonda kubaluleke kangakanani irisithi. Debt kunye nezinye iintshukumo zomthetho kufuneka kusoloko esisigxina ephepheni.