Umhla obekiweyo wokungeniswa isibhengezo imali yerhafu yengeniso. Yintoni efunekayo ukuze sesaphulelo irhafu

Namhlanje, sinomdla elimisiweyo isibhengezo yembuyiselo yerhafu yengeniso na. Kwaye hayi yena yedwa. Kwakhona kubalulekile ukwazi ukuba ezifunekayo amaxwebhu indlela kwimeko ethile. Ngapha koko, ngaphandle uluhlu ezingqalileyo nje wakhanyela uyilo kubanjwe. Enyanisweni, xa kusenziwa, akukho nzima kakhulu le nkqubo apho. Kuphela abeyilungisele yona. Kwaye, kakade, ukuba ukuhlangabezana mihla. Asinto kunzima kangaka njengoko kusenokubonakala xa efika kuqala. Eyona nto ibalulekileyo - khumbula ukuba kukho amaxwebhu eziqhelekileyo zonke iimeko, kodwa kukho into efunekayo ukuze kwiimeko ezithile. Kwaye nje isifundo zinto zonke senza kunye nawe kwaye uya kukwenza.

passport

Umhla obekiweyo wokungeniswa kokuvakaliswa imbuyekezo yerhafu yengeniso - Kakade ke, kubalulekile. Kodwa ke ukuba uqale kukuba ukwazi oko kufuneka amaxwebhu indlela kwimeko ethile. Yinto akukho mfihlakalo ukuba ukunqongophala nkqu "iphepha" uyakwazi kunokubangela ukukhanyela abasemagunyeni yerhafu ukutsala.

Ngoko ke, into yokuqala efunekayo ukusuka werhafu - kububungqina nesazisi. Kwimeko yethu kuyinto yokundwendwela. Ungazama ukuhambisa naluphi na uxwebhu efanayo (umzekelo, iphepha-mvume lokuqhuba), kodwa mhlawumbi, olu khetho akusayi kusebenza. Wena uyala ukwamkela la maxwebhu.

Ukuba iqumrhu elisemthethweni, kufuneka bangenise iinkcukacha zobhaliso yakho. Ayikho into entsha xa ubuyela irhafu yengeniso. Abo ke imithetho. Kuya kufuneka iikopi zamaxwebhu wakho. Passport okanye iinkcukacha - ayibalulekanga into kangaka. Kodwa musa ukulibala ukuba ubambe yokuqala.

ngokutsho mazwi

Yintoni elandelayo? Ngoku, Kakade ke, musa ukulibala ukuba imali yerhafu yengeniso iinkonzo zonyango, imfundo kunye nezinye izizathu, uthatha ngokuyimfuneko indawo kuphela ngokucelwa berhafu. Oku kuthetha ukuba kufuneka babhale kwifom yesicelo ngesisombululo ingxaki yethu namhlanje.

Qaphela ukuba inkcazo kufuneka ukhankanye iinkcukacha zakho zebhanki. Ngoncedo lwabo kuya kufuneka ukuba axolele imali iindleko zabo ngenxa yezizathu ezithile. Le ngxelo ayisichazeli kunokubangela naziphi na iingxaki. Ngelo efanayo kuwe kufuneka kuphela original lolu xwebhu. Akukho iikopi, kwanokuba xa eqinisekisiweyo. ngeke ibe wabuyela ngenye yerhafu yengeniso.

ingxelo

Lo mzuzu elandelayo kubalulekile kuthi - yingqokelela imbuyekezo yerhafu. Kwakhona kuyimfuneko lokusingatha abasemagunyeni irhafu ukuhlawula iifizi ezithile, kunye nabo okanye nokunye nokunye.

I-declaration kufuneka sinikwe irhafu ikopi enye kunye yokuqala. Akukho iikopi, nokuba eqinisekisiweyo. Loo uxwebhu nje ukuba niya kuyamkela. Indlela ukuba bazalise isibhengezo kwi imali yerhafu yengeniso? Yinto elula kakhulu.

Fumana uncedo iinkqubo ezizodwa eyenza isibhengezo sokuba ingxelo. Oku kuya kuba luhlobo ye-3-NGOBUCHULE. Kuyimfuneko ukwenza i data kwi iindleko kunye kwemali, kwaye ngoku nqakraza kwi "Qalisa" iqhosha. Ayikho into enzima okanye ezizodwa ngayo. Xa kwanele ukujonga entsimini yenkqubo ukuqonda oko nalapho ukubhala. Ukongeza, apha uyakwazi ukubona izimvo kunye iisiginitsha izinto eziyimfuneko kuwe. Iingcebiso ukuba baququzelele inkqubo lokufaka irhafu ifomu yerhafu-3-ngelize ingxelo.

2-NGOBUCHULE

Yintoni enye efunekayo inyanzelekile ukuba zonke iimeko? Apha kuyimfuneko ukuba isiqinisekiso enye ngaphezulu. Ibizwa 2-emhadini. Okanye, njengoko zisenako kuthiwe, uxwebhu kwi kwingeniso ngabanye. Okunye ngqo, amaholo.

Apho ukuze oko? Ngaba umqeshi wakho. Ukuba wena uyazi le nto okanye loo msebenzi, kuyimfuneko ukusebenzisa iprogram elizinikeleyo kwakhiwe reference. Efanayo, apho udale i-NGOBUCHULE 3. Amaninzi, kubalulekile ke umqeshi kufuneka akunike le fomu ngokukhawuleza kangangoko kunokwenzeka. Yeyona ndlela ixhaphakileyo.

Ziziphi uhlobo ufumana eli xwebhu irhafu? Ukubuya yerhafu yengeniso kunokwenzeka kuphela xa i-NGOBUCHULE 2 original. Kwaye akukho ngaphezulu. Iikopi aziyi kwamkelwa xa efuna, nokuba eqinisekisiweyo. Le mithetho zicwangciswa eRashiya. Enyanisweni, ikopi eqinisekisiweyo ungazama ukunika, kodwa akubonakali wena.

ngokoMthetho

Kodwa yintoni na ixesha elisikelwe isibhengezo yembuyiselo irhafu yengeniso? La maxwebhu thina ngaphezulu okanye ngaphantsi sezilungisiwe. Ngoku, xa aziwa (nangona kude kangaka nje ezinkulu), nto yakuzixhalisa malunga nayo, ukuze nibe nako ukuhlangabezana ngexesha.

Ngokubanzi, ukuze kukhutshwe imali kuwe banelungelo nangaliphi na ixesha. Kodwa xesha lincinane. Eyona nto kukuba abemi banelungelo lokwenza ukuxhuzulwa irhafu eyi-3 yokugqibela. Ngokutsho imithetho ngoku, kufuneka zibekwe ngendlela efanelekileyo - ixesha werhafu. Ngamanye amazwi, de April 30.

Umhla obekiweyo wokungeniswa kokuvakaliswa imbuyekezo yerhafu yengeniso ngoku ecacileyo. Kubalulekile ukuba uqaphele ukuba isicelo sakho nawo onke amaxwebhu aya kuqwalaselwa kangangexesha elithile. Yimalini? Malunga kwenyanga okanye ezimbini. Xa ufumana impendulo ukwala yotsalo okanye imvume yayo. Kwimeko yokuqala, phawula izimvo - mhlawumbi apho uya kubona isizathu sokuba ligatya isicelo. Awukwazi ukulungisa yonke into kwaye uzame namathamsanqa yakhe kwakhona. Kuthethwa yokubuyisela abemi malunga 2-3 iinyanga itsalelwa emva kokungeniswa yesicelo nge isibhengezo abasemagunyeni werhafu.

amayeza

Ngoku isuntswana kwiimeko ezizodwa. Buyisela i imali kuba ngenxa yezizathu ezahlukeneyo. Ngokomzekelo, abaninzi baphathwa kwaye ufuna ukufumana kutsalwe imali. Yinto enokwenzeka. zokubuyiswa kwerhafu yengeniso zeenkonzo zonyango - Kwimeko eliqhelekileyo okwenzeka abantu kwimeko ethile. Oko kufuneka ukongeza amaxwebhu adweliswe?

Okokuqala, isigqibo yintoni kanye na amalungiselelo ixhuzulwe. Ukuba uxwebhu intlawulo amayeza ezifunekayo kunye lokumiselwa iyeza. Maxa wambi kufuna i ezongezelelweyo kunye nesatifiketi kagqirha.

Okwesibini, xa kufikwa unyango kunye neenkonzo ethile ngqo, oko kube nzima ngakumbi. Kufuneka ukuba ikopi yale mvume yeziko yezonyango, ngokunjalo isivumelwano kunye umbutho ukuze ubonelelo ngeenkonzo ihlawulwe. Oku kwakhona qhoboshela onke amaxwebhu zokuhlala - iitshekhi nokwamkelwa intlawulo. Ngokusisiseko, kuphelele apho.

I-inshorensi

Enye meko - ukubuyiswa kwemali kwi-inshorensi yezonyango ngokuzithandela. Olu luhlu lungentla lwamaxwebhu mandatory kulo mzekelo, iya kumana kunye amaphepha ezimbalwa.

Yintoni na? Kufuneka isivumelwano kwinkampani yeinshorensi, ilayisenisi yaso, kwakunye nazo zonke izixhobo intlawulo, apho nguwe kuphela. Kakade ke, sithetha nje malunga ukufaneleka kwinkampani ye-inshorensi.

Indlu zokuhlala

Ngoku Russia eyandisiweyo mortgages. imali yerhafu yengeniso kule meko yenzeka. Noko ke, ukuba kuyimfuneko okuphakamileyo Isilungiselelo. Uluhlu lwamaxwebhu ezifunekayo intw kakhulu nzulu. Nangona ukufumana onke amaxwebhu azikho nzima kangaka.

Ukuba nje wathenga indawo yokuhlala, kufuneka uqhoboshele isiqinisekiso ubunini, isivumelwano yentengiso, iirisithi kunye namatyala. Kuyimfuneko ukuba bafake izenzo ulwamkelo kunye nempahla transmission, isivumelwano ukwakha ezidityanelweyo (kwezinye iimeko). Ezinye abasemagunyeni irhafu kufuna sisicatshulwa esithathwe kwirejista indlu. Akukho mthethweni, kodwa kungcono ukuba ngoko nangoko. Ungathatha ku ZhEKe.

Xa kuziwa kwi-mortgage, kuyimfuneko ukongeza kuluhlu sele Ukubekwa amaxwebhu kuphela nje ezimbalwa. Kuya kufuneka ukuba wenze imibuzo malunga nentlawulo inzala mortgage, kwakunye nesivumelwano kunye ebhankini (isivumelwano semali-mboleko). Practice ubonisa ukuba akukho iingxaki oko kwenzeke.

umhlalaphansi

Irhafu yengeniso imali ukuba abadla umhlala-phantsi kwakhona lwenzeka. Noko ke, konke kuxhomekeke koko kanye wenze iphungulwe. Qokelela uluhlu epheleleyo yamaxwebhu ukuba kwimeko ethile, uze ufake ezinye uncedo ekhethekileyo.

Ntoni? Oku kuya kufuna isatifiketi yomhlala (ikopi), kwakunye onke amaxwebhu ezingqina iinzuzo zakho. Umzekelo, isiqinisekiso yokukhubazeka. Ukuba ijoni, oko kuluncedo yaye ID emkhosini. Kuko konke.